Table No 1.11 Percentage distribution of outstanding credit of scheduled commercial banks according to population group and occupation - আরবিআই - Reserve Bank of India
Table No 1.11 Percentage distribution of outstanding credit of scheduled commercial banks according to population group and occupation
A. POPULATION GROUP-WISE BANK CREDIT - PERCENTAGE SHARE ACCORDING TO OCCUPATION |
||||||
(Per cent) |
||||||
OCCUPATION |
RURAL |
SEMI-URBAN |
URBAN |
METRO POLITAN |
ALL-INDIA |
|
1 |
2 |
3 |
4 |
5 |
||
I. |
AGRICULTURE |
39.0 |
29.6 |
11.4 |
3.2 |
11.7 |
|
1. Direct Finance |
35.2 |
25.7 |
7.2 |
1.2 |
8.9 |
|
2. Indirect Finance |
3.8 |
3.8 |
4.2 |
2.0 |
2.8 |
II. |
INDUSTRY |
23.7 |
21.8 |
37 |
48.2 |
40.5 |
|
1. Mining & Quarrying |
0.9 |
1.1 |
0.8 |
1.6 |
1.3 |
|
2. Manufacturing & Processing |
14.9 |
16.7 |
27.1 |
31 |
26.9 |
|
3. Electricity, Gas & Water |
3.3 |
1.7 |
4.1 |
5.5 |
4.5 |
|
4. Construction |
4.6 |
2.3 |
5.1 |
10.3 |
7.8 |
III. |
TRANSPORT OPERATORS |
1.9 |
1.4 |
1.7 |
3.1 |
2.6 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
4.8 |
5.0 |
8.1 |
11.0 |
9.1 |
V. |
PERSONAL LOANS |
16.7 |
28.3 |
24.7 |
12.2 |
16.7 |
|
1. Loans for Housing |
6.5 |
13.2 |
14.2 |
7.4 |
9.2 |
|
2. Loans for Purchase of Consumer Durables |
0.4 |
0.4 |
0.2 |
0.1 |
0.2 |
|
3. Rest of the Personal Loans |
9.7 |
14.8 |
10.3 |
4.7 |
7.4 |
VI. |
TRADE |
9.6 |
10.3 |
11.4 |
8.2 |
9.1 |
|
1. Wholesale Trade |
4.6 |
2.7 |
4.1 |
4.5 |
4.2 |
|
2. Retail Trade |
4.9 |
7.6 |
7.2 |
3.7 |
4.9 |
VII. |
FINANCE |
2.0 |
0.8 |
2.1 |
11.0 |
7.3 |
VIII. |
ALL OTHERS |
2.3 |
2.8 |
3.6 |
3.0 |
3.0 |
|
TOTAL BANK CREDIT |
100.0 |
100.0 |
100.0 |
100.0 |
100.0 |
TABLE NO. 1.11 - PERCENTAGE DISTRIBUTION OF OUTSTANDING CREDIT OF SCHEDULED |
||||||
B. OCCUPATION-WISE BANK CREDIT - PERCENTAGE SHARE ACCORDING TO POPULATION GROUP |
||||||
(Per cent) |
||||||
OCCUPATION |
RURAL |
SEMI-URBAN |
URBAN |
METRO POLITAN |
ALL-INDIA |
|
6 |
7 |
8 |
9 |
10 |
||
I. |
AGRICULTURE |
38.5 |
27.9 |
17.3 |
16.4 |
100.0 |
|
1. Direct Finance |
45.6 |
31.9 |
14.4 |
8.1 |
100.0 |
|
2. Indirect Finance |
15.8 |
15.0 |
26.6 |
42.7 |
100.0 |
II. |
INDUSTRY |
6.7 |
5.9 |
16.2 |
71.1 |
100.0 |
|
1. Mining & Quarrying |
8.1 |
9.3 |
10.6 |
72.0 |
100.0 |
|
2. Manufacturing & Processing |
6.4 |
6.8 |
17.9 |
68.9 |
100.0 |
|
3. Electricity, Gas & Water |
8.4 |
4.2 |
15.8 |
71.6 |
100.0 |
|
4. Construction |
6.7 |
3.2 |
11.5 |
78.5 |
100.0 |
III. |
TRANSPORT OPERATORS |
8.7 |
5.9 |
12.0 |
73.4 |
100.0 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
6.0 |
6.0 |
15.7 |
72.2 |
100.0 |
V. |
PERSONAL LOANS |
11.5 |
18.6 |
26.2 |
43.7 |
100.0 |
|
1. Loans for Housing |
8.2 |
15.8 |
27.4 |
48.5 |
100.0 |
|
2. Loans for Purchase of Consumer Durables |
28.9 |
25.6 |
25.4 |
20.2 |
100.0 |
|
3. Rest of the Personal Loans |
15.2 |
22.0 |
24.7 |
38.1 |
100.0 |
VI. |
TRADE |
12.1 |
12.4 |
22.1 |
53.4 |
100.0 |
|
1. Wholesale Trade |
12.6 |
7.1 |
17.3 |
63.1 |
100.0 |
|
2. Retail Trade |
11.7 |
17.0 |
26.3 |
45.1 |
100.0 |
VII. |
FINANCE |
3.2 |
1.3 |
5.1 |
90.4 |
100.0 |
VIII. |
ALL OTHERS |
8.8 |
10.1 |
21.4 |
59.6 |
100.0 |
|
TOTAL BANK CREDIT |
11.5 |
11.0 |
17.7 |
59.7 |
100.0 |