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Table No. 1.17 - Population Group-Wise Outstanding Credit of Small Borrowal Accountsof Scheduled Commercial Banks According to Occupation

March 2001

 

(Amount in Rupees Lakh)


    

RURAL

 

SEMI-URBAN


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

 

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding


   

1

2

3

4

5

6


I.

AGRICULTURE

124,46,100

23134,98

20081,00

59,77,133

13237,26

11509,55

 

1.

Direct Finance

123,01,152

22820,59

19805,55

59,01,635

13005,26

11308,30

 

2.

Indirect Finance

1,44,948

314,39

275,46

75,498

232,00

201,25

II.

INDUSTRY

17,25,669

2661,37

2258,51

9,26,858

2567,89

2232,13

III.

TRANSPORT OPERATORS

2,70,734

590,62

465,33

1,27,237

416,21

345,00

IV.

PROFESSIONAL AND OTHER SERVICES

6,61,729

1083,81

897,91

4,76,479

1171,47

979,89

V.

PERSONAL LOANS

35,79,480

8342,28

7306,54

38,02,414

11031,01

9596,82

 

1.

Loans for Purchase of Consumer Durables

3,50,292

802,13

652,21

3,68,042

903,88

732,01

 

2.

Loans for Housing

3,41,670

1654,83

1470,31

6,28,529

3307,72

2914,58

 

3.

Rest of the Personal Loans

28,87,518

5885,33

5184,02

28,05,843

6819,41

5950,23

VI.

TRADE

24,52,101

3618,44

3077,56

14,27,379

3142,42

2757,13

 

1.

Wholesale Trade

94,143

198,36

168,65

82,030

309,45

263,28

 

2.

Retail Trade

23,57,958

3420,08

2908,91

13,45,349

2832,97

2493,85

VII.

FINANCE

1,688

4,75

4,03

2,350

4,86

4,59

VIII.

ALL OTHERS

10,55,587

2186,44

1958,15

8,81,226

2539,77

2303,51


TOTAL BANK CREDIT

221,93,088

41622,70

36049,04

136,21,076

34110,88

29728,63

OF WHICH: 1. Artisans & Village Industries

8,97,640

1005,01

845,39

2,69,170

491,60

425,17

  

2. Other Small Scale Industries

4,24,093

928,56

801,11

4,00,013

1230,71

1082,59


         

   

URBAN / METROPOLITAN

ALL-INDIA


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

   

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding


   

7

8

9

10

11

12


I.

AGRICULTURE

11,64,712

2910,13

2560,56

195,87,945

39282,36

34151,11

 

1.

Direct Finance

11,25,564

2754,34

2415,05

193,28,351

38580,18

33528,90

 

2.

Indirect Finance

39,148

155,80

145,51

2,59,594

702,18

622,21

II.

INDUSTRY

16,47,041

4871,60

4417,41

42,99,568

10100,87

8908,05

III.

TRANSPORT OPERATORS

1,56,099

553,75

479,77

5,54,070

1560,58

1290,10

IV.

PROFESSIONAL AND OTHER SERVICES

5,13,591

1712,54

1404,56

16,51,799

3967,82

3282,35

V.

PERSONAL LOANS

82,13,843

30108,05

22092,87

155,95,737

49481,35

38996,23

 

1.

Loans for Purchase of Consumer Durables

6,07,295

1833,35

1468,04

13,25,629

3539,36

2852,26

 

2.

Loans for Housing

11,86,652

6493,95

5711,18

21,56,851

11456,49

10096,07

 

3.

Rest of the Personal Loans

64,19,896

21780,76

14913,65

121,13,257

34485,50

26047,90

VI.

TRADE

12,26,267

3518,10

3121,38

51,05,747

10278,96

8956,08

 

1.

Wholesale Trade

2,46,786

700,32

624,10

4,22,959

1208,14

1056,03

 

2.

Retail Trade

9,79,481

2817,78

2497,28

46,82,788

9070,83

7900,04

VII.

FINANCE

17,097

24,30

22,98

21,135

33,91

31,61

VIII.

ALL OTHERS

17,03,414

6913,12

6416,99

36,40,227

11639,33

10678,65


TOTAL BANK CREDIT

146,42,064

50611,60

40516,51

504,56,228

126345,18

106294,18

OF WHICH: 1. Artisans & Village Industries

1,71,228

383,16

356,92

13,38,038

1879,76

1627,47

 

2. Other Small Scale Industries

7,27,146

2395,21

2157,28

15,51,252

4554,47

4040,98


See Notes on Tables.

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