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Table No. 5.2 - Organisation-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1998 (Part 1 of 3)

 
 
 
 
 
 
 

(Amount in Rupees Lakh)


    

CENTRAL GOVERNMENT

STATE GOVERNMENT

    

OWNED UNDERTAKINGS


 
 
 

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

    

Accounts


Limit


Outstanding


Accounts


Limit


Outstanding


 
 
 
 

1


2


3


4


5


6


I.

AGRICULTURE

262

165,77

128,09

548

213,50

155,64

 

1.

Direct Finance

42

15,74

9,74

56

16,43

15,07

 

2.

Indirect Finance

220

150,04

118,35

492

197,06

140,57

II.

INDUSTRY

1,367

13586,57

10898,38

458

904,08

615,33

 

1.

Mining & Quarrying

114

1204,91

1007,24

12

7,44

1,18

 

2.

Food Manufacturing & Processing

44

155,56

68,96

43

23,30

21,07

  

(a)

Rice Mills, Flour & Dal Mills

11

2,55

1,41

6

8

7

  

(b)

Sugar

2

15,40

14,31

6

17,99

14,77

  

(c)

Edible Oils & Vanaspati

4

1,54

1,57

4

34

5

  

(d)

Tea Processing

9

58,70

17,12

-

-

-

  

(e)

Processing of Fruits & Vegetables

2

28

29

1

90

1,90

  

(f)

Others

16

77,10

34,26

26

4,00

4,28

 

3.

Beverage & Tobacco

2

2,35

96

-

-

-

 

4.

Textiles

143

204,48

161,77

54

20,09

19,74

  

(a)

Cotton Textiles

110

175,76

138,67

10

16,81

17,18

  

(b)

Jute Textiles

5

3,13

1,96

1

2,18

2,18

  

(c)

Handloom Textiles & Khadi

8

8,24

8,66

8

57

5

  

(d)

Other Textiles

20

17,35

12,48

35

53

34

 

5.

Paper, Paper Products & Printing

10

11,71

8,47

41

9,80

4,14

 

6.

Leather & Leather Products

13

2,33

1,46

4

1,26

1,26

 

7.

Rubber & Rubber Products

20

82,85

77,72

5

4,07

4,25

 

8.

Chemicals & Chemical Products

197

1396,71

1135,45

30

89,60

48,54

  

(a)

Heavy Industrial Chemicals

19

141,54

103,67

7

51,04

23,33

  

(b)

Fertilisers

117

834,36

592,39

7

32,60

21,65

  

(c)

Drugs & Pharmaceuticals

35

144,35

144,92

4

1,90

1,84

  

(d)

Non-Edible Oils

-

-

-

-

-

-

  

(e)

Other Chemicals & Chemical Products

26

276,46

294,47

12

4,06

1,72

 

9.

Petroleum, Coal Products & Nuclear Fuels

92

4326,79

3108,05

2

1

2

 

10.

Manufacture of Cement & Cement Products

31

53,34

40,10

14

9,56

6,84

 

11.

Basic Metals & Metal Products

222

2705,77

2408,40

26

25,83

20,97

  

(a)

Iron & Steel

189

2505,05

2282,83

14

18,98

15,14

  

(b)

Non-Ferrous Metals

11

33,31

2,77

3

5,57

5,56

  

(c)

Other Metal Products

22

167,42

122,79

9

1,27

26

 

12.

Engineering

324

2228,95

1816,92

37

180,52

151,12

  

(a)

Heavy Engineering

153

740,02

636,43

5

60,95

44,35

  

(b)

Light Engineering

65

624,02

536,10

13

95,98

90,99

  

(c)

Electrical Machinery & Goods

53

557,59

344,67

7

3,11

3,01

  

(d)

Electronic Machinery & Goods

53

307,32

299,72

12

20,49

12,78

 

13.

Vehicles, Vehicle Parts & Transport Equipments

32

101,00

56,66

41

26

25

 

14.

Other Industries

66

364,12

350,12

48

15,74

13,27

 

15.

Electricity, Gas & Water

22

649,31

574,33

76

488,05

293,05

  

(a)

Electricity Generation & Transmission

22

649,31

574,33

73

368,04

202,85

  

(b)

Non-Conventional Energy

-

-

-

1

1

1

  

(c)

Gas, Steam & Water Supply

-

-

-

2

120,00

90,19

 

16.

Construction

35

96,39

81,76

25

28,56

29,62

III.

TRANSPORT OPERATORS

28

381,15

369,69

33

16,73

13,90

IV.

PROFESSIONAL AND OTHER SERVICES

99

53,05

46,62

68

964,55

952,22

V.

PERSONAL LOANS

-

-

-

-

-

-

 

1.

Loans for Purchase of Consumer Durables

-

-

-

-

-

-

 

2.

Loans for Housing

-

-

-

-

-

-

 

3.

Rest of the Personal Loans

-

-

-

-

-

-

VI.

TRADE

273

12478,89

11641,01

165

1008,78

998,69

 

1.

Wholesale Trade

222

12443,12

11607,98

39

1002,21

997,37

 

2.

Retail Trade

51

35,78

33,03

126

6,57

1,32

VII.

FINANCE

992

1516,07

1356,26

53

145,91

131,21

VIII.


ALL OTHERS


240


2008,66


1800,13


141


157,88


121,54


TOTAL BANK CREDIT

3,261

30190,17

26240,18

1,466

3411,43

2988,54

OF WHICH:

1. Artisans & Village Industries

-

-

-

9

7

8

 
 
 

2. Other Small Scale Industries


14


5,17


4,00


24


4,92


4,51


 
 
 
 
 
 
 
 
 
 
    

STATE GOVERNMENT

QUASI GOVERNMENT

    

OWNED UNDERTAKINGS


BODIES


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

    

Accounts


Limit


Outstanding


Accounts


Limit


Outstanding


 
 
 
 

7


8


9


10


11


12


I.

AGRICULTURE

1,202

737,97

548,04

2,164

1125,83

800,70

 

1.

Direct Finance

190

123,37

105,05

136

6,98

5,15

 

2.

Indirect Finance

1,012

614,60

442,99

2,028

1118,85

795,55

II.

INDUSTRY

2,488

2192,89

1764,55

730

1394,18

1062,40

 

1.

Mining & Quarrying

138

314,22

305,86

32

23,97

25,32

 

2.

Food Manufacturing & Processing

130

183,83

119,30

31

10,93

7,38

  

(a)

Rice Mills, Flour & Dal Mills

18

1,12

1,14

13

1,92

1,76

  

(b)

Sugar

66

86,37

54,88

3

47

22

  

(c)

Edible Oils & Vanaspati

6

20,47

20,06

6

5

4

  

(d)

Tea Processing

1

7

7

-

-

-

  

(e)

Processing of Fruits & Vegetables

8

2,42

2,55

-

-

-

  

(f)

Others

31

73,38

40,61

9

8,50

5,35

 

3.

Beverage & Tobacco

3

11

44

-

-

-

 

4.

Textiles

171

126,61

114,61

25

6,01

5,81

  

(a)

Cotton Textiles

55

62,33

52,23

6

2,57

2,59

  

(b)

Jute Textiles

8

4,30

4,79

1

2

2

  

(c)

Handloom Textiles & Khadi

24

19,43

18,29

14

3,39

3,18

  

(d)

Other Textiles

84

40,55

39,30

4

3

3

 

5.

Paper, Paper Products & Printing

42

40,36

25,00

7

20,37

19,06

 

6.

Leather & Leather Products

7

3,27

3,43

13

5,80

3,17

 

7.

Rubber & Rubber Products

23

18,72

4,60

-

-

-

 

8.

Chemicals & Chemical Products

234

335,80

206,76

16

59,54

27,10

  

(a)

Heavy Industrial Chemicals

56

40,93

33,42

1

5

5

  

(b)

Fertilisers

46

248,51

140,01

5

48,52

21,78

  

(c)

Drugs & Pharmaceuticals

80

16,91

12,85

6

2,40

1,76

  

(d)

Non-Edible Oils

3

30

30

-

-

-

  

(e)

Other Chemicals & Chemical Products

49

29,14

20,19

4

8,56

3,50

 

9.

Petroleum, Coal Products & Nuclear Fuels

146

39,35

38,04

1

54

54

 

10.

Manufacture of Cement & Cement Products

34

23,84

29,58

1

8

8

 

11.

Basic Metals & Metal Products

126

76,92

70,22

13

2,94

2,91

  

(a)

Iron & Steel

73

68,69

62,90

12

2,64

2,60

  

(b)

Non-Ferrous Metals

6

1,62

1,39

-

-

-

  

(c)

Other Metal Products

47

6,60

5,93

1

30

31

 

12.

Engineering

411

518,75

412,12

12

30,24

11,17

  

(a)

Heavy Engineering

128

22,45

20,35

4

26

34

  

(b)

Light Engineering

83

49,90

44,82

2

9

8

  

(c)

Electrical Machinery & Goods

101

231,72

153,98

3

14,39

5,47

  

(d)

Electronic Machinery & Goods

99

214,68

192,98

3

15,51

5,28

 

13.

Vehicles, Vehicle Parts & Transport Equipments

100

48,57

42,62

3

173,25

186,71

 

14.

Other Industries

807

90,11

75,05

79

48,21

45,23

 

15.

Electricity, Gas & Water

97

310,99

259,58

463

984,82

698,61

  

(a)

Electricity Generation & Transmission

94

310,37

259,22

460

944,71

657,41

  

(b)

Non-Conventional Energy

1

1

1

1

3

3

  

(c)

Gas, Steam & Water Supply

2

62

35

2

40,08

41,18

 

16.

Construction

19

61,45

57,35

34

27,48

29,31

III.

TRANSPORT OPERATORS

158

319,90

268,42

64

41,70

31,02

IV.

PROFESSIONAL AND OTHER SERVICES

77

52,72

49,67

222

107,35

92,08

V.

PERSONAL LOANS

-

-

-

-

-

-

 

1.

Loans for Purchase of Consumer Durables

-

-

-

-

-

-

 

2.

Loans for Housing

-

-

-

-

-

-

 

3.

Rest of the Personal Loans

-

-

-

-

-

-

VI.

TRADE

438

894,44

846,80

301

136,76

105,09

 

1.

Wholesale Trade

118

840,56

812,29

64

108,54

77,65

 

2.

Retail Trade

320

53,88

34,51

237

28,22

27,43

VII.

FINANCE

295

867,24

689,03

76

269,47

272,44

VIII.


ALL OTHERS


331


565,75


446,02


555


610,63


518,33


TOTAL BANK CREDIT

4,989

5630,91

4612,53

4,112

3685,92

2882,05

OF WHICH:

1. Artisans & Village Industries

31

1,38

1,85

5

4

4

 
 
 

2. Other Small Scale Industries


159


45,11


30,94


22


4,09


3,77


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