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Table No. 5.2 - Organisation-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1998 (Part 3 of 3)

 
 
 
 
 
 
 

(Amount in Rupees Lakh)


    

JOINT SECTOR

INDIVIDUALS-MALE

    

UNDERTAKINGS


 

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

    

Accounts


Limit


Outstanding


Accounts


Limit


Outstanding


 
 
 
 

25


26


27


28


29


30


I.

AGRICULTURE

264

33,62

27,64

11,93,573

12465,93

10606,73

 

1.

Direct Finance

166

10,32

10,01

11,50,712

11633,18

9979,10

 

2.

Indirect Finance

98

23,31

17,63

42,861

832,75

627,63

II.

INDUSTRY

1,310

712,08

574,76

2,97,409

5864,08

5081,21

 

1.

Mining & Quarrying

37

13,20

11,89

5,580

114,40

92,28

 

2.

Food Manufacturing & Processing

70

25,61

14,33

38,652

709,96

584,29

  

(a)

Rice Mills, Flour & Dal Mills

28

8,26

8,51

16,730

305,05

249,19

  

(b)

Sugar

5

10,65

1,06

284

34,60

24,14

  

(c)

Edible Oils & Vanaspati

10

3,63

2,10

6,774

98,17

87,75

  

(d)

Tea Processing

3

17

1

170

30,94

23,95

  

(e)

Processing of Fruits & Vegetables

3

45

12

875

14,93

12,25

  

(f)

Others

21

2,45

2,53

13,819

226,27

187,02

 

3.

Beverage & Tobacco

3

11

12

1,728

45,95

38,76

 

4.

Textiles

220

96,79

83,52

31,687

646,36

569,00

  

(a)

Cotton Textiles

126

28,69

25,47

6,301

231,38

203,56

  

(b)

Jute Textiles

1

2

2

470

23,51

18,98

  

(c)

Handloom Textiles & Khadi

7

23

20

3,787

39,37

36,85

  

(d)

Other Textiles

86

67,85

57,83

21,129

352,10

309,61

 

5.

Paper, Paper Products & Printing

137

26,08

21,37

9,239

170,94

157,92

 

6.

Leather & Leather Products

12

1,01

1,00

4,683

104,57

87,58

 

7.

Rubber & Rubber Products

23

11,88

12,35

1,825

50,17

38,83

 

8.

Chemicals & Chemical Products

130

188,63

149,76

10,062

473,34

383,47

  

(a)

Heavy Industrial Chemicals

41

16,52

9,85

41

2,95

2,77

  

(b)

Fertilisers

17

130,36

101,21

21

20

11

  

(c)

Drugs & Pharmaceuticals

34

24,49

21,88

1,480

117,65

91,08

  

(d)

Non-Edible Oils

3

6,60

7,48

463

12,86

11,67

  

(e)

Other Chemicals & Chemical Products

35

10,67

9,34

8,057

339,68

277,83

 

9.

Petroleum, Coal Products & Nuclear Fuels

18

164,94

120,41

1,263

27,10

31,26

 

10.

Manufacture of Cement & Cement Products

34

4,17

3,26

3,099

60,77

53,70

 

11.

Basic Metals & Metal Products

196

68,48

64,61

18,116

341,60

299,04

  

(a)

Iron & Steel

152

57,27

56,20

353

4,64

4,12

  

(b)

Non-Ferrous Metals

15

6,68

5,26

26

76

57

  

(c)

Other Metal Products

29

4,52

3,16

17,737

336,20

294,34

 

12.

Engineering

188

59,93

53,73

19,414

517,75

443,71

  

(a)

Heavy Engineering

67

14,44

13,86

2,574

109,60

94,54

  

(b)

Light Engineering

29

5,03

3,98

7,335

143,50

119,88

  

(c)

Electrical Machinery & Goods

35

13,07

12,01

4,794

185,50

154,63

  

(d)

Electronic Machinery & Goods

57

27,39

23,89

4,711

79,16

74,66

 

13.

Vehicles, Vehicle Parts & Transport Equipments

65

24,66

15,95

12,805

184,25

146,79

 

14.

Other Industries

149

21,28

18,42

1,29,922

2067,81

1849,41

 

15.

Electricity, Gas & Water

13

1,40

1,53

773

10,01

8,37

  

(a)

Electricity Generation & Transmission

11

91

94

134

2,49

1,63

  

(b)

Non-Conventional Energy

-

-

-

75

1,05

96

  

(c)

Gas, Steam & Water Supply

2

49

60

564

6,47

5,78

 

16.

Construction

15

3,91

2,50

8,561

339,11

296,81

III.

TRANSPORT OPERATORS

102

3,47

2,69

2,77,849

3978,58

3058,96

IV.

PROFESSIONAL AND OTHER SERVICES

133

39,13

33,77

1,61,859

2420,51

2026,55

V.

PERSONAL LOANS

-

-

-

24,16,242

25651,92

21733,34

 

1.

Loans for Purchase of Consumer Durables

-

-

-

64,825

535,74

441,39

 

2.

Loans for Housing

-

-

-

6,11,425

7767,03

6913,30

 

3.

Rest of the Personal Loans

-

-

-

17,39,992

17349,14

14378,64

VI.

TRADE

422

95,06

72,70

3,87,293

4597,24

3962,59

 

1.

Wholesale Trade

98

85,97

64,54

36,863

938,69

810,40

 

2.

Retail Trade

324

9,08

8,16

3,50,430

3658,55

3152,19

VII.

FINANCE

25

15,99

13,34

3,266

101,27

83,71

VIII.


ALL OTHERS


63


299,97


270,11


15,118


3186,32


2817,44


TOTAL BANK CREDIT

2,319

1199,32

995,01

47,52,609

58265,85

49370,54

OF WHICH:

1. Artisans & Village Industries

19

24

37

63,588

405,77

364,24

 
 
 

2. Other Small Scale Industries


388


73,35


64,58


1,18,258


1808,81


1631,01


 
 
 
 
 
 
 
 
    

INDIVIDUALS-FEMALE


TOTAL


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

    

Accounts


Limit


Outstanding


Accounts


Limit


Outstanding


 
 
 
 

31


32


33


34


35


36


I.

AGRICULTURE

90,181

882,09

774,22

14,50,080

22840,41

18978,29

 

1.

Direct Finance

88,259

813,26

718,71

13,84,537

17013,21

14469,63

 

2.

Indirect Finance

1,922

68,83

55,51

65,543

5827,20

4508,66

II.

INDUSTRY

25,214

387,23

333,70

9,29,079

197740,63

158247,69

 

1.

Mining & Quarrying

431

8,81

6,99

15,583

3742,13

3109,31

 

2.

Food Manufacturing & Processing

2,873

59,23

52,13

94,283

15982,35

12437,36

  

(a)

Rice Mills, Flour & Dal Mills

1,115

23,87

19,92

38,735

3162,54

2527,23

  

(b)

Sugar

26

10,39

10,27

1,688

3525,10

2861,39

  

(c)

Edible Oils & Vanaspati

365

4,87

3,91

16,640

2825,58

2173,18

  

(d)

Tea Processing

20

99

53

1,660

1653,32

1116,34

  

(e)

Processing of Fruits & Vegetables

180

1,75

1,97

2,403

356,24

278,56

  

(f)

Others

1,167

17,35

15,53

33,157

4459,57

3480,66

 

3.

Beverage & Tobacco

125

2,25

1,75

6,049

2400,15

1948,83

 

4.

Textiles

6,225

70,10

65,59

1,39,345

32010,19

24743,16

  

(a)

Cotton Textiles

863

17,91

19,02

37,543

13429,52

10403,15

  

(b)

Jute Textiles

47

28

26

1,631

598,52

415,42

  

(c)

Handloom Textiles & Khadi

590

4,61

4,54

10,270

483,21

409,37

  

(d)

Other Textiles

4,725

47,30

41,78

89,901

17498,94

13515,22

 

5.

Paper, Paper Products & Printing

1,044

14,53

11,84

42,752

5302,53

4585,54

 

6.

Leather & Leather Products

293

3,37

3,24

15,296

2985,67

2307,31

 

7.

Rubber & Rubber Products

164

3,26

2,54

12,574

2885,73

2363,88

 

8.

Chemicals & Chemical Products

919

25,33

19,91

72,452

27964,50

21994,23

  

(a)

Heavy Industrial Chemicals

-

-

-

7,028

4767,61

3818,90

  

(b)

Fertilisers

-

-

-

1,748

4006,09

2910,52

  

(c)

Drugs & Pharmaceuticals

109

5,01

2,32

13,832

7621,42

6111,61

  

(d)

Non-Edible Oils

20

20

16

1,626

435,66

381,36

  

(e)

Other Chemicals & Chemical Products

790

20,12

17,43

48,218

11133,73

8771,85

 

9.

Petroleum, Coal Products & Nuclear Fuels

53

92

69

5,570

8011,08

6036,66

 

10.

Manufacture of Cement & Cement Products

185

3,55

5,82

9,602

3125,85

2706,77

 

11.

Basic Metals & Metal Products

911

27,51

22,54

86,890

24060,30

20170,05

  

(a)

Iron & Steel

10

37

34

25,161

16895,30

14451,57

  

(b)

Non-Ferrous Metals

2

2

2

4,834

1897,94

1417,06

  

(c)

Other Metal Products

899

27,13

22,18

56,895

5267,06

4301,42

 

12.

Engineering

1,568

30,22

23,49

1,00,722

29632,55

23514,11

  

(a)

Heavy Engineering

159

4,61

3,75

15,230

8488,42

6485,16

  

(b)

Light Engineering

627

10,73

9,27

41,164

7285,82

5827,43

  

(c)

Electrical Machinery & Goods

290

4,65

3,46

25,141

7128,24

5517,54

  

(d)

Electronic Machinery & Goods

492

10,23

7,01

19,187

6730,07

5683,98

 

13.

Vehicles, Vehicle Parts & Transport Equipments

720

11,38

8,99

31,798

8064,22

6077,05

 

14.

Other Industries

9,006

101,87

88,16

2,61,393

21094,35

17622,43

 

15.

Electricity, Gas & Water

50

1,58

89

9,566

5221,33

4089,26

  

(a)

Electricity Generation & Transmission

16

74

31

7,681

4729,30

3679,87

  

(b)

Non-Conventional Energy

10

9

10

459

136,43

108,34

  

(c)

Gas, Steam & Water Supply

24

74

48

1,426

355,60

301,06

 

16.

Construction

647

23,33

19,12

25,204

5257,71

4541,73

III.

TRANSPORT OPERATORS

13,409

266,14

199,70

3,33,694

7273,74

5775,35

IV.

PROFESSIONAL AND OTHER SERVICES

15,634

207,65

163,72

2,50,864

11807,83

10038,80

V.

PERSONAL LOANS

2,93,548

2813,67

2266,97

27,13,753

30242,06

25503,19

 

1.

Loans for Purchase of Consumer Durables

4,715

43,83

35,58

69,540

579,57

476,97

 

2.

Loans for Housing

47,949

645,05

576,54

6,63,332

10188,53

8992,71

 

3.

Rest of the Personal Loans

2,40,884

2124,80

1654,85

19,80,881

19473,95

16033,51

VI.

TRADE

31,906

378,08

333,86

9,02,810

47217,16

39808,02

 

1.

Wholesale Trade

2,012

48,43

42,70

1,70,998

32084,18

27160,08

 

2.

Retail Trade

29,894

329,65

291,16

7,31,812

15132,98

12647,95

VII.

FINANCE

310

7,89

6,56

19,850

15135,35

12236,80

VIII. ALL OTHERS


1,115


183,01


152,95


1,55,433


20993,99


18261,09


TOTAL BANK CREDIT

4,71,317

5125,76

4231,68

67,55,563

353251,18

288849,24

OF WHICH:

1. Artisans & Village Industries

6,329

36,34

32,56

85,966

814,72

722,38

 
 
 

2. Other Small Scale Industries


10,169


142,68


122,33


4,58,263


33724,58


27353,81


See Notes on Tables.

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