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Table No. 5.5 - Population Group and Bank Group - Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997
(Part 2 of 5)

SEMI-URBAN


 

(Amount in Rupees Lakh)


    

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

    

AND ITS ASSOCIATES


 
 
 
 
    

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

   

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

     
 

Standing


 
 

standing


 
 

standing


 
 
 
 

1


2


3


4


5


6


7


8


9


I.

AGRICULTURE

26,97,530

5182,64

4073,52

28,58,285

4474,68

4004,22

-

-

-

 

1.

Direct Finance

26,74,974

4480,85

3693,02

28,27,168

4030,31

3677,77

-

-

-

 

2.

Indirect Finance

22,556

701,79

380,50

31,117

444,37

326,44

-

-

-

II.

INDUSTRY

4,58,684

6430,26

5320,48

4,77,759

8863,06

7149,58

164

460,74

406,62

 

1.

Mining & Quarrying

2,180

134,66

104,85

2,018

432,72

293,76

5

12,62

8,03

 

2.

Food Manufacturing and Processing

20,203

1394,40

1016,30

19,655

1803,01

1377,99

37

100,13

77,78

  

(a)

Rice Mills, Flour and Dal Mills

6,101

321,31

251,41

6,541

430,78

342,04

2

1,22

1,22

  

(b)

Sugar

183

306,39

260,98

308

587,91

497,82

1

1,09

3

  

(c)

Edible Oils and Vanaspati

2,527

431,61

229,74

2,585

186,33

142,67

-

-

-

  

(d)

Tea Processing

127

29,86

23,94

382

158,91

113,93

29

90,71

69,71

  

(e)

Processing of Fruits & Vegetables

239

11,99

10,59

296

53,05

34,12

4

3,62

3,33

  

(f)

Others

11,026

293,24

239,64

9,543

386,03

247,42

1

3,50

3,50

 

3.

Beverage and Tobacco

669

30,85

22,49

1,062

106,53

83,00

1

1,50

1,50

 

4.

Textiles

9,722

655,66

535,10

15,291

1422,99

1117,77

4

1,85

1,85

  

(a)

Cotton Textiles

3,679

356,26

294,76

4,164

648,34

523,92

1

1,53

1,53

  

(b)

Jute Textiles

146

2,34

2,05

230

50,49

34,63

-

-

-

  

(c)

Handloom Textiles & Khadi

749

18,17

15,17

2,335

56,29

48,64

-

-

-

  

(d)

Other Textiles

5,148

278,88

223,13

8,562

667,87

510,57

3

32

32

 

5.

Paper, Paper Products and Printing

3,758

205,06

167,75

5,385

273,08

227,23

5

11,04

13,16

 

6.

Leather and Leather Products

1,134

52,12

49,91

1,601

59,41

48,34

1

1,50

1,31

 

7.

Rubber and Rubber Products

1,453

113,69

100,61

1,549

136,91

120,62

8

20,45

19,26

 

8.

Chemicals and Chemical Products

6,578

1005,34

836,89

8,080

1192,27

981,47

40

77,07

65,57

  

(a)

Heavy Industrial Chemicals

732

146,29

101,44

723

209,12

162,70

5

7,98

5,39

  

(b)

Fertilizers

206

56,91

56,38

174

160,44

121,38

-

-

-

  

(c)

Drugs and Pharmaceuticals

910

128,39

101,53

1,217

168,81

142,74

6

34,05

33,60

  

(d)

Non-Edible Oils

196

60,62

53,74

275

26,31

22,89

-

-

-

  

(e)

Other Chemicals & Chemical Products

4,534

613,14

523,80

5,691

627,60

531,77

29

35,04

26,58

 

9.

Petroleum, Coal Products & Nuclear Fuels

547

59,68

52,74

561

40,22

38,30

-

-

-

 

10.

Manufacture of Cement & Cement Products

1,307

168,28

131,08

1,533

207,91

141,68

-

-

-

 

11.

Basic Metals & Metal Products

6,639

790,65

728,34

9,773

992,63

880,88

7

15,14

14,53

  

(a)

Iron and Steel

1,858

500,59

471,78

3,339

691,21

623,52

4

2,44

2,44

  

(b)

Non-Ferrous Metals

440

130,89

120,71

565

77,41

64,03

-

-

-

  

(c)

Other Metal Products

4,341

159,18

135,85

5,869

224,01

193,32

3

12,70

12,10

 

12.

Engineering

6,459

693,92

551,90

9,039

736,60

614,71

17

58,64

54,46

  

(a)

Heavy Engineering

771

141,11

104,61

1,026

155,01

111,76

4

12,68

13,60

  

(b)

Light Engineering

2,838

103,98

79,87

3,918

191,91

157,62

6

7,25

7,14

  

(c)

Electrical Machinery & Goods

1,524

325,45

270,70

2,324

249,82

215,34

2

11,89

9,47

  

(d)

Electronic Machinery & Goods

1,326

123,38

96,71

1,771

139,86

129,99

5

26,83

24,26

 

13.

Vehicles, Vehicle Parts & Transport Equipments

2,644

79,63

59,47

3,684

183,03

140,60

13

45,48

42,03

 

14.

Other Industries

3,92,702

955,74

889,81

3,94,220

1042,36

934,05

15

58,01

55,99

 

15.

Electricity, Gas & Water

1,498

47,75

37,54

896

117,82

51,08

8

54,00

47,86

  

(a)

Electricity Generation & Transmission

1,404

37,84

27,80

667

108,12

43,13

8

54,00

47,86

  

(b)

Non-Conventional Energy

20

50

56

38

60

50

-

-

-

  

(c)

Gas, Steam & Water Supply

74

9,41

9,17

191

9,10

7,45

-

-

-

 

16.

Construction

1,191

42,83

35,71

3,412

115,56

98,10

3

3,31

3,30

III.

TRANSPORT OPERATORS

1,08,611

629,07

496,08

1,30,577

689,33

572,28

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

75,918

315,73

260,43

4,14,701

996,98

825,84

3

53

46

V.

PERSONAL LOANS

13,39,290

3005,00

2571,10

10,80,528

2869,16

2587,45

305

1,84

1,60

 

1.

Loans for Purchase of Consumer Durables

1,19,978

175,92

147,82

61,095

97,56

79,82

7

1

-

 

2.

Loans for Housing

1,03,210

836,51

722,50

1,29,999

793,69

725,41

9

23

20

 

3.

Rest of the Personal Loans

11,16,102

1992,57

1700,79

8,89,434

1977,91

1782,22

289

1,61

1,40

V I.

TRADE

 

9,31,017

2757,73

2254,55

11,19,009

2684,65

2268,06

9

12,68

10,23

 

1.

Wholesale Trade

53,415

761,48

591,59

38,909

695,57

536,88

9

12,68

10,23

 

2.

Retail Trade

8,77,602

1996,25

1662,96

10,80,100

1989,09

1731,18

-

-

-

VII.

FINANCE

810

101,06

61,16

1,994

293,26

221,12

-

-

-

VIII.


ALL OTHERS


2,33,337


868,06


626,76


7,92,370


1442,77


1302,26


6


20,38


14,54


TOTAL BANK CREDIT

58,45,197

19289,55

15664,08

68,75,223

22313,88

18930,80

487

496,17

433,45

OF WHICH:

1.

Artisans & Village Industries

1,68,611

234,78

209,35

1,60,820

216,36

194,35

-

-

-

 
 

2.


Other Small Scale Industries


2,26,702


1966,71


1680,60


2,41,657


2704,30


2211,80


23


42,05


40,50


             

SEMI-URBAN


 

(Amount in Rupees Lakh)


    

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

     

COMMERCIAL BA NKS


COMMERCIAL BANKS


    

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

   

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

     
 

Standing


 
 

standing


 
 

standing


 
 
 
 

10


11


12


13


14


15


16


17


18


I.

AGRICULTURE

8,30,670

629,02

560,19

2,76,651

558,51

505,89

66,63,136

10844,85

9143,82

 

1.

Direct Finance

8,09,448

606,19

540,51

2,72,284

503,45

464,72

65,83,874

9620,80

8376,02

 

2.

Indirect Finance

21,222

22,83

19,68

4,367

55,06

41,17

79,262

1224,05

767,80

II.

INDUSTRY

1,58,481

137,58

121,72

46,328

1286,02

1071,30

11,41,416

17177,66

14069,69

 

1.

Mining & Quarrying

302

3,70

3,14

490

26,65

21,20

4,995

610,35

430,97

 

2.

Food Manufacturing and Processing

2,516

11,45

9,66

3,012

250,71

191,67

45,423

3559,71

2673,41

  

(a)

Rice Mills, Flour and Dal Mills

217

5,04

4,23

1,000

60,31

48,07

13,861

818,66

646,97

  

(b)

Sugar

4

18

14

17

17,55

17,57

513

913,12

776,54

  

(c)

Edible Oils and Vanaspati

116

1,44

1,22

639

52,63

47,49

5,867

672,01

421,12

  

(d)

Tea Processing

-

-

-

16

3,28

3,24

554

282,76

210,82

  

(e)

Processing of Fruits & Vegetables

24

43

41

39

4,59

3,91

602

73,68

52,36

  

(f)

Others

2,155

4,37

3,66

1,301

112,35

71,39

24,026

799,49

565,60

 

3.

Beverage and Tobacco

33

32

26

228

14,71

13,07

1,993

153,91

120,33

 

4.

Textiles

490

4,41

4,02

4,242

394,95

329,75

29,749

2479,85

1988,48

  

(a)

Cotton Textiles

93

1,79

1,72

1,921

260,61

224,84

9,858

1268,53

1046,77

  

(b)

Jute Textiles

26

15

12

13

8,09

6,55

415

61,06

43,35

  

(c)

Handloom Textiles & Khadi

58

49

43

136

12,65

11,26

3,278

87,61

75,49

  

(d)

Other Textiles

313

1,98

1,74

2,172

113,61

87,11

16,198

1062,66

822,87

 

5.

Paper, Paper Products and Printing

125

1,26

1,11

1,154

70,13

59,23

10,427

560,58

468,47

 

6.

Leather and Leather Products

51

27

26

163

8,22

7,93

2,950

121,53

107,74

 

7.

Rubber and Rubber Products

24

26

22

582

71,61

54,47

3,616

342,93

295,18

 

8.

Chemicals and Chemical Products

107

1,31

1,03

1,370

79,37

70,02

16,175

2355,36

1954,98

  

(a)

Heavy Industrial Chemicals

2

4

4

55

7,32

7,12

1,517

370,74

276,68

  

(b)

Fertilizers

5

4

3

9

38

40

394

217,77

178,19

  

(c)

Drugs and Pharmaceuticals

26

44

23

268

16,02

15,04

2,427

347,71

293,14

  

(d)

Non-Edible Oils

8

5

5

59

5,78

5,30

538

92,76

81,98

  

(e)

Other Chemicals & Chemical Products

66

75

69

979

49,86

42,16

11,299

1326,39

1124,98

 

9.

Petroleum, Coal Products & Nuclear Fuels

5

3

1

57

10,44

10,32

1,170

110,37

101,37

 

10.

Manufacture of Cement & Cement Products

49

54

39

265

6,71

5,89

3,154

383,44

279,04

 

11.

Basic Metals & Metal Products

181

1,48

1,34

937

54,34

51,00

17,537

1854,23

1676,08

  

(a)

Iron and Steel

31

31

29

337

38,72

37,10

5,569

1233,26

1135,13

  

(b)

Non-Ferrous Metals

18

18

16

28

61

74

1,051

209,09

185,64

  

(c)

Other Metal Products

132

99

89

572

15,00

13,16

10,917

411,88

355,32

 

12.

Engineering

243

2,19

1,87

1,034

45,79

41,13

16,792

1537,14

1264,07

  

(a)

Heavy Engineering

60

80

62

131

6,35

5,83

1,992

315,94

236,43

  

(b)

Light Engineering

62

47

44

322

8,40

7,07

7,146

312,01

252,13

  

(c)

Electrical Machinery & Goods

66

46

41

304

25,78

23,79

4,220

613,41

519,72

  

(d)

Electronic Machinery & Goods

55

46

39

277

5,26

4,44

3,434

295,79

255,79

 

13.

Vehicles, Vehicle Parts & Transport Equipments

270

3,80

3,36

751

19,50

13,11

7,362

331,44

258,57

 

14.

Other Industries

1,53,844

102,45

91,15

30,252

163,97

142,42

9,71,033

2322,53

2113,41

 

15.

Electricity, Gas & Water

16

14

10

45

1,28

1,13

2,463

220,98

137,71

  

(a)

Electricity Generation & Transmission

11

11

7

31

85

78

2,121

200,92

119,64

  

(b)

Non-Conventional Energy

3

2

2

3

9

8

64

1,20

1,16

  

(c)

Gas, Steam & Water Supply

2

1

1

11

33

27

278

18,86

16,90

 

16.

Construction

225

3,97

3,80

1,746

67,63

58,97

6,577

233,30

199,88

III.

TRANSPORT OPERATORS

43,288

125,24

104,09

33,681

370,23

300,72

3,16,157

1813,87

1473,17

IV.

PROFESSIONAL AND OTHER SERVICES

93,106

78,17

70,58

44,119

182,28

157,20

6,27,847

1573,69

1314,52

V.

PERSONAL LOANS

2,54,773

335,85

299,63

3,48,249

827,36

756,62

30,23,145

7039,21

6216,40

 

1.

Loans for Purchase of Consumer Durables

33,988

40,10

34,66

24,556

35,99

27,53

2,39,624

349,57

289,83

 

2.

Loans for Housing

19,182

89,07

85,19

29,756

215,98

191,94

2,82,156

1935,48

1725,23

 

3.

Rest of the Personal Loans

2,01,603

206,69

179,77

2,93,937

575,39

537,16

25,01,365

4754,16

4201,35

V I.

TRADE

 

4,27,802

347,08

310,88

1,13,043

964,00

791,58

25,90,880

6766,15

5635,30

 

1.

Wholesale Trade

4,538

15,29

13,09

9,108

416,40

334,25

1,05,979

1901,42

1486,04

 

2.

Retail Trade

4,23,264

331,79

297,79

1,03,935

547,60

457,33

24,84,901

4864,73

4149,26

VII.

FINANCE

46

1,47

1,44

568

55,27

38,58

3,418

451,07

322,30

VIII.


ALL OTHERS


1,54,459


122,64


112,27


2,92,618


412,59


370,99


14,72,790


2866,44


2426,82


TOTAL BANK CREDIT

19,62,625

1777,07

1580,79

11,55,257

4656,27

3992,89

158,38,789

48532,93

40602,02

OF WHICH:

1.

Artisans & Village Industries

1,22,577

77,20

67,53

8,967

17,30

14,85

4,60,975

545,64

486,08

 
 

2.


Other Small Scale Industries


30,991


36,48


33,12


22,669


484,29


383,96


5,22,042


5233,83


4349,98


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