Table No. 5.5 - Population Group and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1998 (Part 3 of 5) - আরবিআই - Reserve Bank of India
Table No. 5.5 - Population Group and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1998 (Part 3 of 5)
URBAN | | | | (Amount in Rupees Lakh) | |||||||||||
STATE BANK OF INDIA | NATIONALISED BANKS | FOREIGN BANKS | |||||||||||||
AND ITS ASSOCIATES | | | | | | | |||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | ||||||
Accounts | Limit | Out- | Accounts | Limit | Out | Accounts | Limit | Out- | |||||||
| | standing | | | standing | | | standing | |||||||
| | | | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | |||
I. | AGRICULTURE | 3,82,517 | 1683,56 | 1391,95 | 5,78,300 | 2342,73 | 2054,14 | 20 | 19,21 | 18,11 | |||||
1. | Direct Finance | 3,72,716 | 1244,24 | 1080,43 | 5,57,082 | 1720,02 | 1568,10 | 1 6 | 18,85 | 17,77 | |||||
2. | Indirect Finance | 9,801 | 439,33 | 311,52 | 21,218 | 622,71 | 486,05 | 4 | 36 | 33 | |||||
II. | INDUSTRY | 2,26,616 | 11288,73 | 9530,66 | 3,91,329 | 19309,90 | 15785,97 | 811 | 1681,40 | 1384,87 | |||||
1. | Mining & Quarrying | 1,332 | 160,16 | 126,29 | 1,886 | 223,84 | 168,77 | - | - | - | |||||
2. | Food Manufacturing & Processing | 8,265 | 1648,52 | 1286,99 | 15,069 | 2263,51 | 1832,98 | 3 5 | 100,31 | 83,00 | |||||
(a) | Rice Mills, Flour & Dal Mills | 2,875 | 312,55 | 247,94 | 3,867 | 692,75 | 570,62 | 3 | 6,16 | 5,98 | |||||
(b) | Sugar | 94 | 554,07 | 431,20 | 322 | 459,16 | 398,62 | 1 | 5,00 | 4,00 | |||||
(c) | Edible Oils & Vanaspati | 1,076 | 324,31 | 232,00 | 1,629 | 354,99 | 282,39 | 1 | 99 | 99 | |||||
(d) | Tea Processing | 1 6 | 60,04 | 36,61 | 224 | 78,51 | 65,72 | 6 1 | 19,19 | 7,13 | |||||
(e) | Processing of Fruits & Vegetables | 140 | 18,09 | 16,26 | 285 | 20,21 | 15,54 | 1 | 1,62 | 10 | |||||
(f) | Others | 4,019 | 379,46 | 322,99 | 8,742 | 657,90 | 500,09 | 3 1 | 67,34 | 64,79 | |||||
3. | Beverage & Tobacco | 337 | 66,84 | 61,28 | 1,022 | 475,60 | 434,96 | 1 5 | 17,11 | 15,92 | |||||
4. | Textiles | 12,044 | 1727,52 | 1499,66 | 25,669 | 4117,58 | 3176,66 | 154 | 235,92 | 206,07 | |||||
(a) | Cotton Textiles | 3,287 | 586,49 | 522,45 | 8,103 | 2241,56 | 1614,70 | 62 | 128,89 | 111,35 | |||||
(b) | Jute Textiles | 210 | 131,50 | 86,97 | 206 | 59,89 | 42,72 | 1 | 4 | 4 | |||||
(c) | Handloom Textiles & Khadi | 1,410 | 71,18 | 60,17 | 2,291 | 162,06 | 132,13 | - | - | - | |||||
(d) | Other Textiles | 7,137 | 938,35 | 830,07 | 15,069 | 1654,08 | 1387,12 | 91 | 106,98 | 94,68 | |||||
5. | Paper, Paper Products & Printing | 3,459 | 300,04 | 280,31 | 8,075 | 736,54 | 667,96 | 19 | 30,68 | 28,38 | |||||
6. | Leather & Leather Products | 1,262 | 124,57 | 111,43 | 2,403 | 154,41 | 126,87 | 8 | 4,53 | 1,45 | |||||
7. | Rubber & Rubber Products | 1,551 | 155,30 | 118,77 | 2,542 | 413,78 | 372,94 | 20 | 49,29 | 32,21 | |||||
8. | Chemicals & Chemical Products | 6,109 | 1045,77 | 903,32 | 11,248 | 1787,52 | 1483,19 | 96 | 206,42 | 161,95 | |||||
(a) | Heavy Industrial Chemicals | 516 | 107,69 | 87,67 | 841 | 307,05 | 227,59 | 15 | 15,87 | 13,87 | |||||
(b) | Fertilisers | 225 | 224,67 | 169,74 | 264 | 281,06 | 214,94 | 2 | 80 | 78 | |||||
(c) | Drugs & Pharmaceuticals | 1,190 | 238,05 | 211,67 | 2,037 | 371,29 | 319,20 | 36 | 99,83 | 67,16 | |||||
(d) | Non-Edible Oils | 16 | 35,47 | 32,05 | 247 | 40,43 | 33,42 | - | - | - | |||||
(e) | Other Chemicals & Chemical Products | 4,017 | 439,89 | 402,19 | 7,859 | 787,70 | 688,04 | 43 | 89,91 | 80,15 | |||||
9. | Petroleum, Coal Products & Nuclear Fuels | 677 | 94,93 | 74,80 | 944 | 280,22 | 247,19 | 2 | 5,00 | 5,03 | |||||
10. | Manufacture of Cement & Cement Products | 861 | 179,05 | 136,93 | 1,270 | 277,99 | 258,77 | 8 | 19,44 | 12,57 | |||||
11. | Basic Metals & Metal Products | 12,452 | 1749,65 | 1534,08 | 18,710 | 2978,13 | 2559,97 | 90 | 118,96 | 85,98 | |||||
(a) | Iron & Steel | 3,513 | 1086,24 | 973,28 | 5,262 | 2094,87 | 1840,16 | 31 | 81,61 | 51,69 | |||||
(b) | Non-Ferrous Metals | 786 | 122,06 | 96,21 | 865 | 182,58 | 145,38 | 8 | 4,25 | 3,17 | |||||
(c) | Other Metal Products | 8,153 | 541,36 | 464,60 | 12,583 | 700,68 | 574,44 | 51 | 33,10 | 31,12 | |||||
12. | Engineering | 10,286 | 1911,21 | 1626,35 | 17,045 | 2535,61 | 1913,33 | 195 | 453,19 | 373,86 | |||||
(a) | Heavy Engineering | 2,467 | 631,48 | 525,01 | 2,036 | 888,41 | 680,63 | 32 | 71,25 | 54,09 | |||||
(b) | Light Engineering | 4,231 | 416,05 | 366,49 | 7,617 | 451,85 | 343,23 | 79 | 233,51 | 192,63 | |||||
(c) | Electrical Machinery & Goods | 2,154 | 487,36 | 412,64 | 4,391 | 798,12 | 560,90 | 53 | 80,84 | 64,24 | |||||
(d) | Electronic Machinery & Goods | 1,434 | 376,32 | 322,23 | 3,001 | 397,23 | 328,57 | 3 1 | 67,60 | 62,90 | |||||
13. | Vehicles, Vehicle Parts & Transport Equipments | 2,056 | 496,52 | 437,20 | 4,647 | 557,34 | 442,88 | 67 | 155,17 | 118,55 | |||||
14. | Other Industries | 1,62,403 | 1392,84 | 1140,93 | 2,75,967 | 2037,19 | 1717,81 | 6 5 | 244,14 | 228,73 | |||||
15. | Electricity, Gas & Water | 2,180 | 144,00 | 112,12 | 845 | 197,26 | 130,38 | 12 | 25,15 | 17,94 | |||||
(a) | Electricity Generation & Transmission | 2,105 | 121,38 | 95,91 | 559 | 177,08 | 114,80 | 11 | 24,15 | 17,33 | |||||
(b) | Non-Conventional Energy | 18 | 10,75 | 9,90 | 54 | 4,07 | 2,71 | - | - | - | |||||
(c) | Gas, Steam & Water Supply | 57 | 11,88 | 6,31 | 232 | 16,10 | 12,87 | 1 | 1,00 | 61 | |||||
16. | Construction | 1,342 | 91,82 | 80,20 | 3,987 | 273,39 | 251,28 | 7 | 16,08 | 13,24 | |||||
III. | TRANSPORTOPERATORS | 52,858 | 405,85 | 311,71 | 1,04,617 | 809,54 | 681,45 | 1 | 2,54 | 53 | |||||
IV. | PROFESSIONAL AND OTHER SERVICES | 54,277 | 446,64 | 366,10 | 2,46,453 | 1512,55 | 1295,69 | 42 | 5,61 | 2,75 | |||||
V. | PERSONALLOANS | 9,17,328 | 3421,54 | 3029,53 | 12,72,654 | 4777,54 | 4257,21 | 30,399 | 182,24 | 80,94 | |||||
1. | Loans for Purchase of Consumer Durables | 1,06,202 | 210,23 | 186,81 | 1,08,853 | 217,74 | 182,29 | 8 | 3 | 3 | |||||
2. | Loans for Housing | 1,12,680 | 1372,45 | 1212,85 | 1,70,031 | 1560,79 | 1401,97 | 410 | 5,01 | 4,99 | |||||
3. | Rest of the Personal Loans | 6,98,446 | 1838,87 | 1629,88 | 9,93,770 | 2999,01 | 2672,95 | 29,981 | 177,20 | 75,91 | |||||
VI. | TRADE | 2,79,632 | 3094,20 | 2664,40 | 6,71,075 | 4744,08 | 4021,80 | 135 | 63,01 | 49,46 | |||||
1. | Wholesale Trade | 22,764 | 1802,03 | 1597,16 | 47,742 | 1942,54 | 1601,05 | 5 8 | 57,39 | 44,40 | |||||
2. | Retail Trade | 2,56,868 | 1292,17 | 1067,24 | 6,23,333 | 2801,54 | 2420,75 | 77 | 5,62 | 5,05 | |||||
VII. | FINANCE | 653 | 129,73 | 90,95 | 2,698 | 551,59 | 461,28 | 18 | 49,02 | 32,92 | |||||
VIII. | ALL OTHERS 2,01,888 | 1544,30 | 1303,98 | 6,59,935 | 2727,05 | 2475,98 | 146,14 | 85 | 82,11 | 63,42 | |||||
TOTALBANKCREDIT | 21,15,769 | 22014,55 | 18689,27 | 39,27,061 | 36774,98 | 31033,53 | 31,521 | 2085,15 | 1632,99 | ||||||
OF WHICH: | 1 . Artisans & Village Industries | 51,236 | 133,26 | 124,25 | 63,852 | 160,71 | 146,14 | 2 | 6 | 5 | |||||
| | | 2 . Other Small Scale Industries | 1,28,359 | 3471,93 | 2960,63 | 2,14,963 | 4979,17 | 4208,38 | 68 | 77,87 | 83,58 | |||
| | | | | | | | | | | | | |||
OCCUPATION | REGIONAL RURAL BANKS | OTHER SCHEDULED | ALL SCHEDULED | ||||||||||||
| | | COMMERCIAL BANKS | COMMERCIAL BANKS | |||||||||||
No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | |||||||
Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | |||||||
| | standing | | | standing | | | standing | |||||||
| | | | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | |||
I. | AGRICULTURE | 74,999 | 83,93 | 73,98 | 31,093 | 324,30 | 300,65 | 10,66,929 | 4453,73 | 3838,82 | |||||
1. | Direct Finance | 71,849 | 68,53 | 62,58 | 29,126 | 222,18 | 210,19 | 10,30,789 | 3273,81 | 2939,07 | |||||
2. | Indirect Finance | 3,150 | 15,39 | 11,40 | 1,967 | 102,12 | 90,45 | 36,140 | 1179,91 | 899,75 | |||||
II. | INDUSTRY | 29,766 | 55,59 | 49,23 | 38,908 | 4310,44 | 3520,59 | 6,87,430 | 36646,06 | 30271,32 | |||||
1. | Mining & Quarrying | 37 | 1,75 | 1,58 | 210 | 54,40 | 52,09 | 3,465 | 440,15 | 348,72 | |||||
2. | Food Manufacturing & Processing | 437 | 6,73 | 5,75 | 2,313 | 514,05 | 388,32 | 26,137 | 4533,12 | 3597,04 | |||||
(a) | Rice Mills, Flour & Dal Mills | 64 | 4,14 | 3,51 | 646 | 86,98 | 64,85 | 7,455 | 1102,58 | 892,91 | |||||
(b) | Sugar | 1 | - | - | 38 | 43,29 | 22,10 | 456 | 1061,52 | 855,93 | |||||
(c) | Edible Oils & Vanaspati | 27 | 45 | 35 | 297 | 43,91 | 30,68 | 3,030 | 724,66 | 546,41 | |||||
(d) | Tea Processing | 2 | 1 | 1 | 17 | 15,38 | 9,87 | 320 | 173,13 | 119,33 | |||||
(e) | Processing of Fruits & Vegetables | 1 | 1 | 1 | 45 | 5,79 | 3,96 | 472 | 45,72 | 35,87 | |||||
(f) | Others | 342 | 2,12 | 1,87 | 1,270 | 318,70 | 256,86 | 14,404 | 1425,51 | 1146,60 | |||||
3. | Beverage & Tobacco | 9 | 9 | 9 | 147 | 60,56 | 57,24 | 1,530 | 620,20 | 569,48 | |||||
4. | Textiles | 294 | 1,66 | 1,39 | 9,253 | 1843,87 | 1473,27 | 47,414 | 7926,55 | 6357,05 | |||||
(a) | Cotton Textiles | 31 | 23 | 19 | 4,254 | 1105,08 | 910,37 | 15,737 | 4062,25 | 3159,06 | |||||
(b) | Jute Textiles | 3 | 1 | 1 | 20 | 97 | 75 | 440 | 192,41 | 130,48 | |||||
(c) | Handloom Textiles & Khadi | 8 | 8 | 7 | 294 | 10,82 | 8,89 | 4,003 | 244,13 | 201,27 | |||||
(d) | Other Textiles | 252 | 1,35 | 1,12 | 4,685 | 727,01 | 553,26 | 27,234 | 3427,77 | 2866,24 | |||||
5. | Paper, Paper Products & Printing | 89 | 1,09 | 1,01 | 1,469 | 125,80 | 109,81 | 13,111 | 1194,16 | 1087,48 | |||||
6. | Leather & Leather Products | 38 | 44 | 46 | 404 | 43,98 | 25,32 | 4,115 | 327,92 | 265,52 | |||||
7. | Rubber & Rubber Products | 16 | 22 | 21 | 281 | 50,66 | 34,84 | 4,410 | 669,25 | 558,97 | |||||
8. | Chemicals & Chemical Products | 72 | 1,44 | 1,24 | 1,624 | 267,09 | 201,58 | 19,149 | 3308,24 | 2751,28 | |||||
(a) | Heavy Industrial Chemicals | - | - | - | 160 | 73,19 | 72,35 | 1,532 | 503,80 | 401,48 | |||||
(b) | Fertilisers | 3 | 42 | 42 | 28 | 33,43 | 8,00 | 522 | 540,38 | 393,87 | |||||
(c) | Drugs & Pharmaceuticals | 18 | 24 | 25 | 297 | 35,72 | 28,06 | 3,578 | 745,14 | 626,33 | |||||
(d) | Non-Edible Oils | 4 | 8 | 6 | 19 | 2,18 | 1,71 | 431 | 78,16 | 67,23 | |||||
(e) | Other Chemicals & Chemical Products | 47 | 69 | 51 | 1,120 | 122,56 | 91,47 | 13,086 | 1440,76 | 1262,36 | |||||
9. | Petroleum, Coal Products & Nuclear Fuels | 5 | 6 | 6 | 104 | 17,73 | 13,19 | 1,732 | 397,94 | 340,27 | |||||
10. | Manufacture of Cement & Cement Products | 11 | 17 | 15 | 228 | 50,98 | 50,32 | 2,378 | 527,63 | 458,74 | |||||
11. | Basic Metals & Metal Products | 493 | 4,44 | 3,82 | 1,844 | 268,22 | 245,78 | 33,589 | 5119,40 | 4429,63 | |||||
(a) | Iron & Steel | 4 | 1,72 | 1,71 | 800 | 203,95 | 184,11 | 9,610 | 3468,39 | 3050,95 | |||||
(b) | Non-Ferrous Metals | 6 | 13 | 9 | 90 | 6,52 | 6,71 | 1,755 | 315,53 | 251,55 | |||||
(c) | Other Metal Products | 483 | 2,59 | 2,02 | 954 | 57,75 | 54,95 | 22,224 | 1335,48 | 1127,13 | |||||
12. | Engineering | 178 | 2,15 | 1,99 | 2,519 | 337,34 | 278,78 | 30,223 | 5239,49 | 4194,31 | |||||
(a) | Heavy Engineering | 17 | 49 | 49 | 461 | 92,70 | 73,34 | 5,013 | 1684,33 | 1333,55 | |||||
(b) | Light Engineering | 46 | 67 | 60 | 900 | 90,55 | 77,47 | 12,873 | 1192,62 | 980,42 | |||||
(c) | Electrical Machinery & Goods | 55 | 47 | 45 | 708 | 107,15 | 87,12 | 7,361 | 1473,93 | 1125,35 | |||||
(d) | Electronic Machinery & Goods | 60 | 51 | 45 | 450 | 46,94 | 40,85 | 4,976 | 888,61 | 754,99 | |||||
13. | Vehicles, Vehicle Parts & Transport Equipments | 83 | 1,23 | 88 | 610 | 99,90 | 88,97 | 7,463 | 1310,15 | 1088,48 | |||||
14. | Other Industries | 27,865 | 31,54 | 28,32 | 16,077 | 347,88 | 288,45 | 4,82,377 | 4053,60 | 3404,23 | |||||
15. | Electricity, Gas & Water | 11 | 10 | 8 | 106 | 27,35 | 22,68 | 3,154 | 393,86 | 283,20 | |||||
(a) | Electricity Generation & Transmission | 6 | 3 | 3 | 53 | 8,14 | 7,70 | 2,734 | 330,78 | 235,76 | |||||
(b) | Non-Conventional Energy | 1 | 2 | 1 | 12 | 14,08 | 10,05 | 85 | 28,92 | 22,67 | |||||
(c) | Gas, Steam & Water Supply | 4 | 6 | 4 | 41 | 5,12 | 4,93 | 335 | 34,15 | 24,77 | |||||
16. | Construction | 128 | 2,48 | 2,19 | 1,719 | 200,63 | 189,97 | 7,183 | 584,40 | 536,89 | |||||
III. | TRANSPORTOPERATORS | 12,074 | 51,43 | 41,26 | 14,517 | 236,69 | 185,81 | 1,84,077 | 1506,06 | 1220,76 | |||||
IV. | PROFESSIONAL AND OTHER SERVICES | 18,798 | 35,88 | 30,40 | 19,724 | 1393,66 | 1318,85 | 3,39,294 | 3394,35 | 3013,79 | |||||
V. | PERSONALLOANS | 89,426 | 259,70 | 234,11 | 2,35,095 | 926,76 | 821,20 | 25,44,902 | 9567,79 | 8422,99 | |||||
1. | Loans for Purchase of Consumer Durables | 11,557 | 16,53 | 14,19 | 32,298 | 56,66 | 45,94 | 2,58,918 | 501,19 | 429,26 | |||||
2. | Loans for Housing | 19,862 | 144,97 | 132,24 | 19,958 | 260,38 | 226,23 | 3,22,941 | 3343,60 | 2978,28 | |||||
3. | Rest of the Personal Loans | 58,007 | 98,20 | 87,68 | 1,82,839 | 609,72 | 549,03 | 19,63,043 | 5723,00 | 5015,45 | |||||
VI. | TRADE | 74,013 | 96,49 | 84,20 | 64,230 | 1516,98 | 1213,62 | 10,89,085 | 9514,76 | 8033,47 | |||||
1. | Wholesale Trade | 1,469 | 10,50 | 8,50 | 12,490 | 692,71 | 531,65 | 84,523 | 4505,17 | 3782,77 | |||||
2. | Retail Trade | 72,544 | 85,99 | 75,70 | 51,740 | 824,27 | 681,97 | 10,04,562 | 5009,59 | 4250,71 | |||||
VII. | FINANCE | 133 | 2,12 | 1,96 | 1,227 | 177,74 | 144,86 | 4,729 | 910,19 | 731,97 | |||||
VIII. | ALL OTHERS | 25,942 | 37,63 | 34,62 | 98,209 | 452,67 | 392,87 | 9,86,059 | 4843,76 | 4270,88 | |||||
TOTALBANKCREDIT | 3,25,151 | 622,78 | 549,76 | 5,03,003 | 9339,25 | 7898,44 | 69,02,505 | 70836,71 | 59803,99 | ||||||
OF WHICH: | 1. Artisans & Village Industries | 22,207 | 20,61 | 18,23 | 4,618 | 18,35 | 18,17 | 1,41,915 | 333,00 | 306,82 | |||||
| | | 2. Other Small Scale Industries | 5,822 | 15,57 | 13,84 | 18,004 | 1313,35 | 1029,53 | 3,67,216 | 9857,89 | 8295,96 |