Table No. 5.5 - Population Group and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1998 (Part 4 of 5) - আরবিআই - Reserve Bank of India
Table No. 5.5 - Population Group and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1998 (Part 4 of 5)
METROPOLITAN | | | | | | | (Amount in Rupees Lakh) | |||||
STATE BANK OF INDIA | NATIONALISED BANKS | FOREIGN BANKS | ||||||||||
AND ITS ASSOCIATES | | | | | ||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | |||
Accounts | Limit | Out- | Accounts | Limit | Out | Accounts | Limit | Out- | ||||
| | standing | | | standing | | | standing | ||||
| | | | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 |
I. | AGRICULTURE | 29,638 | 685,10 | 595,46 | 95,618 | 2656,50 | 2226,15 | 515 | 85,04 | 69,09 |
1. | Direct Finance | 25,744 | 313,08 | 255,39 | 84,626 | 935,84 | 812,55 | 429 | 34,99 | 26,79 | |||||
2. | Indirect Finance | 3,894 | 372,02 | 340,06 | 10,992 | 1720,66 | 1413,59 | 68 | 50,06 | 42,30 | |||||
II. | INDUSTRY | 1,02,352 | 40811,39 | 31997,07 | 2,57,088 | 55581,00 | 43750,46 | 13,431 | 20896,06 | 16059,72 | |||||
1. | Mining & Quarrying | 983 | 978,76 | 864,24 | 1,387 | 850,27 | 627,27 | 23 | 151,12 | 136,78 | |||||
2. | Food Manufacturing & Processing | 2,669 | 1950,85 | 1475,70 | 5,853 | 2644,21 | 2045,31 | 445 | 805,06 | 577,94 |
(a) | Rice Mills, Flour & Dal Mills | 47 | 265,53 | 223,00 | 859 | 272,44 | 212,09 | 26 | 5,22 | 3,21 | |||||
(b) | Sugar | 11 | 446,02 | 384,90 | 161 | 433,40 | 327,26 | 41 | 24,60 | 14,98 | |||||
(c) | Edible Oils & Vanaspati | 348 | 560,63 | 385,73 | 548 | 532,25 | 427,24 | 61 | 79,46 | 66,24 | |||||
(d) | Tea Processing | 110 | 281,50 | 163,97 | 337 | 392,30 | 306,29 | 06 | 272,92 | 168,32 | |||||
(e) | Processing of Fruits & Vegetables | 36 | 45,25 | 28,26 | 314 | 146,77 | 122,66 | 31 | 10,91 | 9,69 | |||||
(f) | Others | 1,563 | 351,93 | 289,84 | 3,634 | 867,06 | 649,78 | 271 | 411,96 | 315,51 | |||||
3. | Beverage & Tobacco | 186 | 302,36 | 175,32 | 684 | 483,73 | 370,11 | 177 | 489,98 | 446,29 | |||||
4. | Textiles | 8,522 | 5752,95 | 4257,99 | 27,934 | 9583,86 | 7278,37 | 1,053 | 1843,92 | 1264,22 | |||||
(a) | Cotton Textiles | 1,582 | 2484,89 | 1890,49 | 4,115 | 3106,49 | 2371,46 | 402 | 682,97 | 475,85 | |||||
(b) | Jute Textiles | 90 | 55,90 | 46,83 | 292 | 224,48 | 149,53 | 3 | 17,11 | 17,25 | |||||
(c) | Handloom Textiles & Khadi | 164 | 11,82 | 11,30 | 389 | 69,48 | 62,25 | 44 | 1,61 | 1,18 | |||||
(d) | Other Textiles | 6,686 | 3200,33 | 2309,37 | 23,138 | 6183,40 | 4695,13 | 574 | 1142,25 | 769,94 | |||||
5. | Paper, Paper Products & Printing | 3,114 | 781,48 | 676,09 | 9,801 | 1457,77 | 1200,22 | 335 | 420,09 | 353,27 | |||||
6. | Leather & Leather Products | 1,347 | 806,85 | 609,75 | 3,947 | 1234,28 | 944,83 | 185 | 177,17 | 91,34 | |||||
7. | Rubber & Rubber Products | 809 | 497,71 | 433,26 | 2,245 | 694,84 | 558,00 | 143 | 325,92 | 225,79 | |||||
8. | Chemicals & Chemical Products | 6,948 | 6174,23 | 4745,65 | 18,899 | 8370,61 | 6404,27 | 1,789 | 3911,33 | 2896,85 | |||||
(a) | Heavy Industrial Chemicals | 760 | 1163,16 | 960,06 | 2,138 | 1510,37 | 1166,85 | 505 | 669,00 | 536,58 | |||||
(b) | Fertilisers | 253 | 1636,18 | 1076,88 | 374 | 832,35 | 671,33 | 53 | 326,18 | 224,75 | |||||
(c) | Drugs & Pharmaceuticals | 1,673 | 1368,25 | 1153,20 | 3,968 | 2620,86 | 1930,35 | 603 | 1506,06 | 1173,77 | |||||
(d) | Non-Edible Oils | 38 | 44,45 | 31,84 | 199 | 189,49 | 171,33 | 32 | 3,84 | 2,49 | |||||
(e) | Other Chemicals & Chemical Products | 4,224 | 1962,19 | 1523,67 | 12,220 | 3217,55 | 2464,42 | 605 | 1406,26 | 959,27 | |||||
9. | Petroleum, Coal Products & Nuclear Fuels | 550 | 4236,11 | 3445,60 | 960 | 1479,81 | 1091,10 | 196 | 529,44 | 294,09 | |||||
10. | Manufacture of Cement & Cement Products | 415 | 701,56 | 573,43 | 829 | 582,09 | 505,44 | 191 | 587,23 | 526,62 | |||||
11. | Basic Metals & Metal Products | 6,347 | 4998,62 | 4145,14 | 16,234 | 7872,56 | 6523,99 | 1,071 | 1240,95 | 922,91 | |||||
(a) | Iron & Steel | 2,390 | 3958,52 | 3343,78 | 5,543 | 5789,75 | 4885,53 | 385 | 753,51 | 599,70 | |||||
(b) | Non-Ferrous Metals | 432 | 299,44 | 208,11 | 1,122 | 509,32 | 388,55 | 162 | 158,10 | 92,69 | |||||
(c) | Other Metal Products | 3,525 | 740,66 | 593,24 | 9,569 | 1573,49 | 1249,92 | 524 | 329,35 | 230,52 | |||||
12. | Engineering | 11,072 | 6241,96 | 4855,13 | 25,375 | 8459,79 | 6560,57 | 1,853 | 4860,05 | 3836,57 | |||||
(a) | Heavy Engineering | 1,653 | 1722,78 | 1357,05 | 3,386 | 2634,27 | 1884,89 | 397 | 1224,82 | 900,87 | |||||
(b) | Light Engineering | 4,378 | 1730,32 | 1335,76 | 10,297 | 2019,76 | 1635,90 | 526 | 1221,41 | 961,00 | |||||
(c) | Electrical Machinery & Goods | 2,936 | 1400,65 | 987,81 | 6,692 | 2142,81 | 1612,74 | 386 | 905,77 | 788,52 | |||||
(d) | Electronic Machinery & Goods | 2,105 | 1388,22 | 1174,51 | 5,000 | 1662,94 | 1427,03 | 544 | 1508,06 | 1186,18 | |||||
13. | Vehicles, Vehicle Parts & Transport Equipments | 2,962 | 1987,13 | 1417,28 | 6,148 | 1951,50 | 1325,80 | 413 | 1412,80 | 1116,11 | |||||
14. | Other Industries | 54,634 | 3055,41 | 2493,75 | 1,30,318 | 6333,96 | 5271,71 | 5,180 | 3153,20 | 2601,29 | |||||
15. | Electricity, Gas & Water | 915 | 1532,85 | 1161,28 | 1,248 | 2143,49 | 1755,36 | 176 | 381,87 | 260,17 | |||||
(a) | Electricity Generation & Transmission | 840 | 1521,90 | 1154,08 | 984 | 1838,07 | 1496,83 | 75 | 358,58 | 239,42 | |||||
(b) | Non-Conventional Energy | 32 | 5,35 | 3,42 | 69 | 36,07 | 24,56 | 16 | 5,38 | 5,12 | |||||
(c) | Gas, Steam & Water Supply | 52 | 5,60 | 3,79 | 195 | 269,34 | 233,97 | 85 | 17,91 | 15,63 | |||||
16. | Construction | 879 | 812,55 | 667,46 | 5,226 | 1438,22 | 1288,10 | 192 | 605,94 | 509,49 | |||||
III. | TRANSPORTOPERATORS | 17,611 | 452,84 | 413,75 | 59,763 | 1304,64 | 1131,65 | 282 | 191,03 | 122,07 | |||||
IV. | PROFESSIONAL AND OTHER SERVICES | 18,880 | 646,76 | 527,28 | 1,38,912 | 3909,91 | 3420,16 | 2,647 | 1098,28 | 897,33 | |||||
V. | PERSONALLOANS | 5,39,945 | 2456,85 | 2134,91 | 11,91,805 | 6239,46 | 5361,14 | 10,29,148 | 6562,56 | 5033,47 | |||||
1. | Loans for Purchase of Consumer Durables | 36,016 | 81,58 | 68,27 | 64,774 | 179,85 | 147,89 | 8,237 | 35,65 | 37,04 | |||||
2. | Loans for Housing | 67,205 | 874,48 | 769,27 | 1,81,287 | 2266,67 | 2025,47 | 6,283 | 226,62 | 223,21 | |||||
3. | Rest of the Personal Loans | 4,36,724 | 1500,80 | 1297,37 | 9,45,744 | 3792,94 | 3187,78 | 10,14,628 | 6300,28 | 4773,22 | |||||
VI. | TRADE | 99,418 | 6971,02 | 5648,82 | 2,73,261 | 16753,78 | 14484,72 | 3,352 | 1282,23 | 1028,99 | |||||
1. | Wholesale Trade | 15,006 | 6032,19 | 4871,59 | 54,552 | 13433,99 | 11637,92 | 642 | 780,79 | 598,27 | |||||
2. | Retail Trade | 84,412 | 938,83 | 777,23 | 2,18,709 | 3319,79 | 2846,81 | 2,710 | 501,45 | 430,72 | |||||
VII. | FINANCE | 1,140 | 1504,18 | 1246,90 | 5,373 | 5555,29 | 4642,34 | 805 | 3552,22 | 2562,21 | |||||
VIII. | ALL OTHERS | 1,27,034 | 3285,58 | 2922,39 | 5,18,471 | 9282,81 | 8474,51 | 4,456 | 1017,17 | 871,82 | |||||
TOTALBANKCREDIT | 9,36,018 | 56813,72 | 45486,57 | 25,40,291 | 101283,39 | 83491,11 | 10,54,636 | 34684,60 | 26644,71 | ||||||
OF WHICH: | 1. Artisans & Village Industries | 6,894 | 60,32 | 57,20 | 14,402 | 94,96 | 84,35 | 1,055 | 2,12 | 2,09 | |||||
| | | 2. Other Small Scale Industries | 61,447 | 3580,01 | 2952,38 | 1,31,668 | 10292,06 | 7845,98 | 1,131 | 574,16 | 461,86 | |||
| | | | | | | | | | | | | |||
REGIONAL RURAL BANKS | OTHER SCHEDULED | ALL SCHEDULED | |||||||||||||
| | | COMMERCIAL BANKS | COMMERCIAL BANKS | |||||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | ||||||
Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | |||||||
| | standing | | | standing | | | standing | |||||||
| | | | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | |||
I. | AGRICULTURE | 86 | 25 | 21 | 13,447 | 309,14 | 275,81 | 1,39,304 | 3736,04 | 3166,72 | |||||
1. | Direct Finance | 85 | 25 | 21 | 12,824 | 168,96 | 160,29 | 1,23,708 | 1453,11 | 1255,24 | |||||
2. | Indirect Finance | 1 | 1 | - | 623 | 140,18 | 115,52 | 15,596 | 2282,93 | 1911,48 | |||||
II. | INDUSTRY | 409 | 86 | 64 | 25,134 | 12694,08 | 10816,14 | 3,98,414 | 129983,40 | 102624,03 | |||||
1. | Mining & Quarrying | - | - | - | 250 | 264,91 | 230,00 | 2,652 | 2245,07 | 1858,29 | |||||
2. | Food Manufacturing & Processing | 3 | 3 | 3 | 865 | 676,76 | 575,37 | 9,835 | 6076,92 | 4674,36 | |||||
(a) | Rice Mills, Flour & Dal Mills | 3 | 3 | 3 | 200 | 139,74 | 117,54 | 1,562 | 682,97 | 555,86 | |||||
(b) | Sugar | - | - | - | 29 | 64,50 | 50,89 | 315 | 968,52 | 778,03 | |||||
(c) | Edible Oils & Vanaspati | - | - | - | 121 | 180,81 | 152,05 | 1,078 | 1353,14 | 1031,26 | |||||
(d) | Tea Processing | - | - | - | 31 | 41,82 | 35,32 | 538 | 988,53 | 673,90 | |||||
(e) | Processing of Fruits & Vegetables | - | - | - | 23 | 18,23 | 12,92 | 413 | 221,16 | 173,54 | |||||
(f) | Others | - | - | - | 461 | 231,66 | 206,65 | 5,929 | 1862,61 | 1461,77 | |||||
3. | Beverage & Tobacco | - | - | - | 113 | 136,87 | 142,84 | 1,160 | 1412,94 | 1134,56 | |||||
4. | Textiles | 3 | 4 | 4 | 3,716 | 1910,42 | 1432,05 | 41,228 | 19091,19 | 14232,66 | |||||
(a) | Cotton Textiles | - | - | - | 794 | 561,00 | 408,21 | 6,893 | 6835,35 | 5146,02 | |||||
(b) | Jute Textiles | - | - | - | 39 | 47,31 | 30,48 | 454 | 344,80 | 244,09 | |||||
(c) | Handloom Textiles & Khadi | - | - | - | 41 | 15,87 | 9,14 | 638 | 98,78 | 83,87 | |||||
(d) | Other Textiles | 3 | 4 | 4 | 2,842 | 1286,24 | 984,22 | 33,243 | 11812,26 | 8758,69 | |||||
5. | Paper, Paper Products & Printing | - | - | - | 1,317 | 274,49 | 218,07 | 14,567 | 2933,83 | 2447,65 | |||||
6. | Leather & Leather Products | - | - | - | 638 | 193,82 | 167,60 | 6,117 | 2412,13 | 1813,52 | |||||
7. | Rubber & Rubber Products | 1 | 1 | 1 | 328 | 136,11 | 132,20 | 3,526 | 1654,59 | 1349,25 | |||||
8. | Chemicals & Chemical Products | - | - | - | 2,389 | 1636,35 | 1445,29 | 30,025 | 20092,52 | 15492,06 | |||||
(a) | Heavy Industrial Chemicals | - | - | - | 309 | 255,11 | 222,77 | 3,712 | 3597,64 | 2886,25 | |||||
(b) | Fertilisers | - | - | - | 54 | 97,45 | 83,15 | 734 | 2892,16 | 2056,11 | |||||
(c) | Drugs & Pharmaceuticals | - | - | - | 575 | 540,87 | 509,52 | 6,819 | 6036,03 | 4766,83 | |||||
(d) | Non-Edible Oils | - | - | - | 19 | 6,11 | 6,75 | 279 | 243,89 | 212,41 | |||||
(e) | Other Chemicals & Chemical Products | - | - | - | 1,432 | 736,81 | 623,10 | 18,481 | 7322,80 | 5570,46 | |||||
9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | 160 | 226,02 | 190,35 | 1,866 | 6471,37 | 5021,14 | |||||
10. | Manufacture of Cement & Cement Products | - | - | - | 119 | 130,65 | 117,46 | 1,554 | 2001,54 | 1722,95 | |||||
11. | Basic Metals & Metal Products | 11 | 6 | 5 | 2,065 | 1340,23 | 1206,08 | 25,728 | 15452,42 | 12798,17 | |||||
(a) | Iron & Steel | - | - | - | 919 | 931,23 | 852,09 | 9,237 | 11433,01 | 9681,10 | |||||
(b) | Non-Ferrous Metals | - | - | - | 216 | 132,61 | 121,25 | 1,932 | 1099,46 | 810,60 | |||||
(c) | Other Metal Products | 11 | 6 | 5 | 930 | 276,39 | 232,74 | 14,559 | 2919,95 | 2306,48 | |||||
12. | Engineering | 2 | 4 | 4 | 3,098 | 1528,75 | 1272,84 | 41,400 | 21090,59 | 16525,15 | |||||
(a) | Heavy Engineering | - | - | - | 490 | 322,02 | 237,57 | 5,926 | 5903,89 | 4380,38 | |||||
(b) | Light Engineering | 1 | 4 | 4 | 1,027 | 326,32 | 269,80 | 16,229 | 5297,84 | 4202,49 | |||||
(c) | Electrical Machinery & Goods | - | - | - | 790 | 343,44 | 289,54 | 10,804 | 4792,66 | 3678,62 | |||||
(d) | Electronic Machinery & Goods | 1 | 1 | - | 791 | 536,97 | 475,93 | 8,441 | 5096,19 | 4263,65 | |||||
13. | Vehicles, Vehicle Parts & Transport Equipments | - | - | - | 548 | 376,19 | 317,81 | 10,071 | 5727,61 | 4177,01 | |||||
14. | Other Industries | 389 | 68 | 47 | 7,737 | 2215,94 | 1960,79 | 1,98,258 | 14759,19 | 12328,01 | |||||
15. | Electricity, Gas & Water | - | - | - | 129 | 265,51 | 244,09 | 2,468 | 4323,71 | 3420,90 | |||||
(a) | Electricity Generation & Transmission | - | - | - | 86 | 213,61 | 199,36 | 1,985 | 3932,15 | 3089,68 | |||||
(b) | Non-Conventional Energy | - | - | - | 25 | 49,11 | 42,20 | 133 | 95,92 | 75,30 | |||||
(c) | Gas, Steam & Water Supply | - | - | - | 18 | 2,79 | 2,53 | 350 | 295,64 | 255,92 | |||||
16. | Construction | - | - | - | 1,662 | 1381,07 | 1163,29 | 7,959 | 4237,78 | 3628,34 | |||||
III. | TRANSPORTOPERATORS | 53 | 1,03 | 93 | 6,566 | 458,82 | 385,47 | 84,275 | 2408,36 | 2053,87 | |||||
IV. | PROFESSIONAL AND OTHER SERVICES | 323 | 44 | 36 | 14,692 | 1007,86 | 853,21 | 1,75,454 | 6663,25 | 5698,34 | |||||
V. | PERSONALLOANS | 1,733 | 8,56 | 7,33 | 1,60,848 | 932,46 | 797,33 | 29,23,479 | 16199,89 | 13334,17 | |||||
1. | Loans for Purchase of Consumer Durables | 323 | 59 | 43 | 29,604 | 31,44 | 25,90 | 1,38,954 | 329,12 | 279,52 | |||||
2. | Loans for Housing | 410 | 6,12 | 5,48 | 14,200 | 288,31 | 247,38 | 2,69,385 | 3662,20 | 3270,82 | |||||
3. | Rest of the Personal Loans | 1,000 | 1,84 | 1,42 | 1,17,044 | 612,70 | 524,05 | 25,15,140 | 12208,56 | 9783,84 | |||||
VI. | TRADE | 664 | 93 | 76 | 31,516 | 3688,70 | 2946,55 | 4,08,211 | 28696,67 | 24109,85 | |||||
1. | Wholesale Trade | 1 | 2 | 2 | 9,522 | 2770,65 | 2198,14 | 79,723 | 23017,63 | 19305,93 | |||||
2. | Retail Trade | 663 | 91 | 74 | 21,994 | 918,05 | 748,41 | 3,28,488 | 5679,04 | 4803,91 | |||||
VII. | FINANCE | - | - | - | 2,483 | 2879,91 | 2459,13 | 9,801 | 13491,60 | 10910,58 | |||||
VIII. | ALL OTHERS | 63 | 5 | 3 | 48,558 | 1631,15 | 1331,74 | 6,98,582 | 15216,76 | 13600,48 | |||||
TOTALBANKCREDIT | 3,331 | 12,13 | 10,27 | 3,03,244 | 23602,13 | 19865,37 | 48,37,520 | 216395,97 | 175498,03 | ||||||
OF WHICH: | 1. Artisans & Village Industries | 112 | 32 | 22 | 1,755 | 8,48 | 7,16 | 24,218 | 166,18 | 151,03 | |||||
| 2. Other Small Scale Industries | 261 | 47 | 34 | 9,253 | 1951,31 | 1602,65 | 2,03,760 | 16398,01 | 12863,21 |