Table No.5.1 -Type of account-Wise classification of outstanding credit of scheduled commercial banks according to occupation - আরবিআই - Reserve Bank of India
Table No.5.1 -Type of account-Wise classification of outstanding credit of scheduled commercial banks according to occupation
(Amount in Rupees Lakh) |
|||||||
OCCUPATION |
CASH CREDIT |
OVERDRAFT |
|||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
||
1 |
2 |
3 |
4 |
5 |
6 |
||
I. |
AGRICULTURE |
1,34,235 |
24990,66 |
17637,81 |
35,706 |
4688,74 |
3036,34 |
|
1. Direct Finance |
1,15,546 |
11989,91 |
9471,34 |
26,974 |
2419,01 |
1494,78 |
|
2. Indirect Finance |
18,689 |
13000,75 |
8166,47 |
8,732 |
2269,73 |
1541,56 |
II. |
INDUSTRY |
2,68,761 |
326899,50 |
231812,40 |
73,310 |
62570,73 |
37263,32 |
|
1. Mining & Quarrying |
8,074 |
10326,12 |
6430,90 |
2,203 |
3687,70 |
1138,93 |
|
2. Food Manufacturing & Processing |
38,200 |
37695,80 |
26129,02 |
4,848 |
3007,70 |
1913,46 |
|
(a) Rice Mills, Flour & Dal Mills |
17,955 |
12328,20 |
9692,58 |
1,245 |
595,43 |
405,08 |
|
(b) Sugar |
847 |
9130,72 |
5957,97 |
71 |
89,61 |
75,09 |
|
(c) Edible Oils & Vanaspati |
3,431 |
4369,46 |
3113,96 |
468 |
395,39 |
216,04 |
|
(d) Tea Processing |
774 |
1530,67 |
930,44 |
319 |
103,60 |
75,40 |
|
(e) Processing of Fruits & Vegetables |
1,367 |
735,52 |
578,04 |
198 |
107,58 |
46,32 |
|
(f) Others |
13,826 |
9601,23 |
5856,03 |
2,547 |
1716,08 |
1095,52 |
|
3. Beverage & Tobacco |
2,919 |
3564,55 |
3013,87 |
615 |
965,02 |
685,73 |
|
4. Textiles |
40,436 |
35671,84 |
26849,02 |
11,537 |
4571,47 |
4273,86 |
|
(a) Cotton Textiles |
12,870 |
16278,26 |
12468,53 |
2,512 |
1820,88 |
1401,34 |
|
(b) Jute & Other Natural Fibre Textiles |
932 |
628,11 |
495,14 |
192 |
131,16 |
55,76 |
|
(c) Handloom Textiles & Khadi |
3,789 |
1249,65 |
1015,89 |
557 |
210,81 |
1194,36 |
|
(d) Other Textiles & Textile Products |
22,845 |
17515,82 |
12869,46 |
8,276 |
2408,62 |
1622,41 |
|
5. Paper, Paper Products & Printing |
11,885 |
8018,65 |
6210,44 |
2,370 |
1295,11 |
929,96 |
|
6. Woods and Wood Products |
6,475 |
2218,69 |
1774,86 |
969 |
168,65 |
138,21 |
|
7. Leather & Leather Products |
2,943 |
1797,07 |
1463,63 |
717 |
349,79 |
225,61 |
|
8. Gems and Jewellery |
2,169 |
8821,94 |
5755,87 |
752 |
1808,26 |
1169,24 |
|
9. Rubber & Plastic Products |
12,743 |
12366,58 |
6650,95 |
1,861 |
1029,24 |
686,41 |
|
10. Chemicals & Chemical Products |
18,156 |
29006,05 |
19154,90 |
3,539 |
6217,48 |
2653,92 |
|
(a) Heavy Industrial Chemicals |
3,597 |
5010,84 |
3262,78 |
955 |
790,01 |
241,84 |
|
(b) Fertilisers |
493 |
5046,17 |
2591,02 |
197 |
513,05 |
79,77 |
|
(c) Drugs & Pharmaceuticals |
3,443 |
8385,59 |
5908,97 |
614 |
1621,89 |
1005,44 |
|
(d) Non-Edible Oils |
719 |
719,36 |
502,58 |
108 |
48,33 |
37,32 |
|
(e) Other Chemicals & Chemical Products |
9,904 |
9844,09 |
6889,55 |
1,665 |
3244,20 |
1289,55 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
1,621 |
15693,07 |
12441,04 |
536 |
3495,33 |
692,87 |
|
12. Manufacture of Cement & Cement Products |
5,863 |
4371,05 |
2860,76 |
1,756 |
630,10 |
584,85 |
|
13. Basic Metals & Metal Products |
27,232 |
49015,98 |
34633,32 |
6,027 |
5656,36 |
3003,07 |
|
(a) Iron & Steel |
11,224 |
34834,88 |
24231,06 |
3,276 |
3539,89 |
1830,18 |
|
(b) Non-Ferrous Metals |
3,508 |
4347,55 |
2988,57 |
427 |
391,56 |
205,59 |
|
(c) Metal Products |
12,500 |
9833,55 |
7413,69 |
2,324 |
1724,90 |
967,30 |
|
14. Engineering |
35,057 |
40709,31 |
29292,56 |
7,402 |
6040,26 |
4015,89 |
|
(a) Heavy Engineering |
6,120 |
6900,15 |
4757,29 |
1,559 |
909,40 |
618,08 |
|
(b) Light Engineering |
18,038 |
16470,71 |
11567,93 |
3,764 |
1895,69 |
1116,37 |
|
(c) Electrical Machinery & Goods |
8,171 |
11843,62 |
8571,87 |
1,564 |
1952,77 |
1454,36 |
|
(d) Electronic Machinery & Goods |
2,728 |
5494,82 |
4395,47 |
515 |
1282,40 |
827,08 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
6,523 |
14960,84 |
11534,57 |
2,062 |
4188,00 |
1943,11 |
|
16. Other Industries |
32,205 |
14264,56 |
10593,40 |
13,546 |
6886,32 |
4840,24 |
|
17. Electricity, Gas & Water |
1,495 |
10600,37 |
6428,25 |
752 |
1796,89 |
1001,55 |
|
(a) Electricity Generation & Transmission |
563 |
9568,41 |
5883,59 |
328 |
1516,47 |
839,29 |
|
(b) Non-Conventional Energy |
233 |
771,42 |
364,44 |
79 |
107,22 |
69,31 |
|
(c) Gas, Steam & Water Supply |
699 |
260,54 |
180,22 |
345 |
173,20 |
92,94 |
|
18. Construction |
14,765 |
27797,05 |
20595,04 |
11,818 |
10777,06 |
7366,41 |
|
(a) Other than Infrastructure |
9,385 |
9477,30 |
7072,88 |
8,575 |
5599,75 |
4000,15 |
|
(b) Infrastructure Construction |
5,380 |
18319,75 |
13522,16 |
3,243 |
5177,31 |
3366,26 |
III. |
TRANSPORT OPERATORS |
6,497 |
6235,69 |
5247,40 |
4,942 |
2462,39 |
2076,47 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
56,455 |
33414,90 |
23873,49 |
56,728 |
27741,34 |
17813,29 |
|
1. Professional Services |
620 |
428,82 |
284,12 |
498 |
206,12 |
149,38 |
|
2. Tourism, Hotel & Restaurants |
5,693 |
2312,66 |
1462,03 |
4,342 |
1112,26 |
754,65 |
|
3. Recreation services |
1,619 |
1200,89 |
930,45 |
946 |
711,35 |
569,44 |
|
4. IT and Telecommunications |
2,921 |
3085,23 |
1936,20 |
1,971 |
1277,34 |
613,85 |
|
5. Others |
45,602 |
26387,31 |
19260,68 |
48,971 |
24434,28 |
15725,98 |
V. |
PERSONAL LOANS |
- |
- |
- |
2,33,966 |
16075,31 |
10864,43 |
|
1. Housing |
- |
- |
- |
- |
- |
- |
|
2. Consumer Durables |
- |
- |
- |
- |
- |
- |
|
3. Vehicles |
- |
- |
- |
6,311 |
296,36 |
204,50 |
|
4. Education |
- |
- |
- |
- |
- |
- |
|
5. Personal Credit Cards |
- |
- |
- |
- |
- |
- |
|
6. Others |
- |
- |
- |
2,27,655 |
15778,95 |
10659,93 |
VI. |
TRADE |
4,64,242 |
221035,26 |
113920,12 |
1,56,169 |
50796,56 |
33200,57 |
|
1. Wholesale Trade |
65,903 |
157831,32 |
65139,41 |
27,470 |
19132,01 |
12344,18 |
|
2. Retail Trade |
3,98,339 |
63203,93 |
48780,71 |
1,28,699 |
31664,55 |
20856,39 |
VII. |
FINANCE |
3,775 |
28525,29 |
16133,06 |
12,108 |
15906,60 |
8126,97 |
VIII. |
ALL OTHERS |
16,115 |
7672,86 |
5096,25 |
39,398 |
8367,76 |
5046,39 |
|
TOTAL BANK CREDIT |
9,50,080 |
648774,16 |
413720,52 |
6,12,327 |
188609,42 |
117427,78 |
TABLE NO. 5.1 – TYPE OF ACCOUNT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF |
|||||||
(Amount in Rupees Lakh) |
|||||||
OCCUPATION |
DEMAND LOANS |
MEDIUM TERM LOANS |
|||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
||
|
7 |
8 |
9 |
10 |
11 |
12 |
|
I. |
AGRICULTURE |
5,15,805 |
35530,68 |
31093,77 |
6,52,963 |
79846,58 |
60192,98 |
|
1. Direct Finance |
4,97,329 |
25967,09 |
22647,32 |
6,05,169 |
38533,04 |
29363,88 |
|
2. Indirect Finance |
18,476 |
9563,59 |
8446,46 |
47,794 |
41313,54 |
30829,09 |
II. |
INDUSTRY |
1,62,501 |
221209,40 |
164218,21 |
1,57,945 |
200178,99 |
160063,92 |
|
1. Mining & Quarrying |
1,204 |
4162,55 |
3237,49 |
2,186 |
2622,96 |
2153,17 |
|
2. Food Manufacturing & Processing |
4,298 |
9671,93 |
7253,87 |
14,986 |
8024,39 |
6115,25 |
|
(a) Rice Mills, Flour & Dal Mills |
1,980 |
2555,25 |
1875,26 |
2,277 |
699,69 |
514,77 |
|
(b) Sugar |
141 |
2437,25 |
2063,08 |
332 |
2209,96 |
1846,76 |
|
(c) Edible Oils & Vanaspati |
324 |
1204,47 |
856,32 |
439 |
797,71 |
666,83 |
|
(d) Tea Processing |
90 |
368,10 |
228,57 |
206 |
601,91 |
496,55 |
|
(e) Processing of Fruits & Vegetables |
219 |
345,43 |
152,54 |
326 |
266,94 |
143,74 |
|
(f) Others |
1,544 |
2761,43 |
2078,10 |
11,406 |
3448,18 |
2446,60 |
|
3. Beverage & Tobacco |
352 |
3546,62 |
2352,66 |
611 |
1303,09 |
955,77 |
|
4. Textiles |
14,854 |
11919,73 |
7789,01 |
16,980 |
13785,04 |
11180,87 |
|
(a) Cotton Textiles |
10,931 |
6110,10 |
3944,75 |
3,576 |
7784,22 |
6349,66 |
|
(b) Jute & Other Natural Fibre Textiles |
100 |
68,33 |
50,17 |
269 |
181,84 |
153,63 |
|
(c) Handloom Textiles & Khadi |
276 |
256,83 |
146,23 |
1,067 |
265,13 |
207,05 |
|
(d) Other Textiles & Textile Products |
3,547 |
5484,46 |
3647,87 |
12,068 |
5553,85 |
4470,53 |
|
5. Paper, Paper Products & Printing |
1,479 |
3247,21 |
2147,28 |
2,581 |
3084,21 |
2300,07 |
|
6. Woods and Wood Products |
362 |
271,53 |
186,29 |
602 |
302,06 |
201,65 |
|
7. Leather & Leather Products |
731 |
734,66 |
393,65 |
882 |
512,94 |
436,31 |
|
8. Gems and Jewellery |
1,113 |
5011,08 |
2273,76 |
603 |
533,80 |
411,84 |
|
9. Rubber & Plastic Products |
1,204 |
2416,58 |
1658,88 |
2,764 |
2011,76 |
1487,21 |
|
10. Chemicals & Chemical Products |
3,489 |
17156,17 |
12132,57 |
3,743 |
11143,87 |
9155,50 |
|
(a) Heavy Industrial Chemicals |
1,013 |
1429,88 |
1082,18 |
708 |
2140,62 |
1477,88 |
|
(b) Fertilisers |
144 |
6612,80 |
4355,03 |
84 |
1398,52 |
1260,90 |
|
(c) Drugs & Pharmaceuticals |
1,100 |
5114,13 |
3672,50 |
844 |
4124,32 |
3471,38 |
|
(d) Non-Edible Oils |
50 |
159,67 |
126,74 |
79 |
141,36 |
124,05 |
|
(e) Other Chemicals & Chemical Products |
1,182 |
3839,69 |
2896,12 |
2,028 |
3339,05 |
2821,28 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
161 |
18911,24 |
16731,78 |
364 |
12184,39 |
11192,67 |
|
12. Manufacture of Cement & Cement Products |
399 |
2239,07 |
1744,33 |
2,107 |
4427,26 |
3804,63 |
|
13. Basic Metals & Metal Products |
6,032 |
67557,64 |
47198,50 |
5,420 |
23953,85 |
18610,12 |
|
(a) Iron & Steel |
1,328 |
12670,05 |
7690,01 |
2,475 |
16811,33 |
12570,50 |
|
(b) Non-Ferrous Metals |
355 |
2427,03 |
1042,77 |
637 |
3602,58 |
3124,89 |
|
(c) Metal Products |
4,349 |
52460,56 |
38465,72 |
2,308 |
3539,93 |
2914,73 |
|
14. Engineering |
9,309 |
16596,59 |
12244,51 |
28,373 |
14101,14 |
10381,71 |
|
(a) Heavy Engineering |
6,523 |
5547,90 |
3821,72 |
2,506 |
2862,31 |
2292,00 |
|
(b) Light Engineering |
1,421 |
3353,24 |
2633,27 |
23,896 |
6957,00 |
4533,60 |
|
(c) Electrical Machinery & Goods |
928 |
4140,81 |
3035,12 |
1,420 |
2080,18 |
1593,20 |
|
(d) Electronic Machinery & Goods |
437 |
3554,65 |
2754,40 |
551 |
2201,65 |
1962,90 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
1,657 |
8450,32 |
5546,58 |
2,171 |
7771,51 |
5915,71 |
|
16. Other Industries |
1,08,328 |
12441,46 |
9296,39 |
24,294 |
9267,92 |
7035,31 |
|
17. Electricity, Gas & Water |
421 |
13432,88 |
11784,76 |
1,019 |
29062,76 |
23170,35 |
|
(a) Electricity Generation & Transmission |
274 |
12213,50 |
10930,19 |
528 |
27579,59 |
22017,75 |
|
(b) Non-Conventional Energy |
69 |
528,70 |
249,61 |
173 |
823,32 |
689,87 |
|
(c) Gas, Steam & Water Supply |
78 |
690,68 |
604,97 |
318 |
659,85 |
462,73 |
|
18. Construction |
7,108 |
23442,14 |
20245,92 |
48,259 |
56086,05 |
45555,79 |
|
(a) Other than Infrastructure |
5,795 |
6152,11 |
5301,15 |
35,615 |
16597,16 |
12973,88 |
|
(b) Infrastructure Construction |
1,313 |
17290,03 |
14944,77 |
12,644 |
39488,89 |
32581,91 |
III. |
TRANSPORT OPERATORS |
4,066 |
13254,37 |
12467,35 |
1,17,105 |
15620,33 |
12451,51 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
24,924 |
40578,59 |
35242,01 |
1,31,108 |
69799,67 |
53701,08 |
|
1. Professional Services |
3,474 |
5510,13 |
4601,44 |
14,072 |
11997,40 |
8045,85 |
|
2. Tourism, Hotel & Restaurants |
1,164 |
2009,43 |
1638,31 |
4,486 |
3903,60 |
2911,91 |
|
3. Recreation services |
622 |
1451,59 |
1273,36 |
860 |
2737,83 |
2293,14 |
|
4. IT and Telecommunications |
358 |
10039,71 |
9710,00 |
878 |
10462,46 |
8650,12 |
|
5. Others |
19,306 |
21567,73 |
18018,91 |
1,10,812 |
40698,39 |
31800,06 |
V. |
PERSONAL LOANS |
9,68,102 |
33387,69 |
14629,48 |
15,62,607 |
70036,58 |
43037,14 |
|
1. Housing |
- |
- |
- |
38 |
493,91 |
477,37 |
|
2. Consumer Durables |
- |
- |
- |
45,254 |
1717,48 |
1275,31 |
|
3. Vehicles |
16,885 |
636,65 |
506,01 |
6,52,020 |
26299,23 |
14039,07 |
|
4. Education |
- |
- |
- |
81,777 |
3797,43 |
2633,04 |
|
5. Personal Credit Cards |
7,07,860 |
22087,64 |
4645,78 |
- |
- |
- |
|
6. Others |
2,43,357 |
10663,40 |
9477,69 |
7,83,518 |
37728,53 |
24612,35 |
VI. |
TRADE |
44,071 |
30858,43 |
24977,49 |
1,19,339 |
26853,54 |
20924,79 |
|
1. Wholesale Trade |
8,740 |
17823,87 |
13526,92 |
16,277 |
12596,78 |
9778,69 |
|
2. Retail Trade |
35,331 |
13034,55 |
11450,57 |
1,03,062 |
14256,76 |
11146,11 |
VII. |
FINANCE |
2,960 |
46546,28 |
40900,47 |
9,558 |
63678,58 |
54120,40 |
VIII. |
ALL OTHERS |
41,586 |
19927,79 |
13240,69 |
59,760 |
15212,26 |
10787,20 |
|
TOTAL BANK CREDIT |
17,64,015 |
441293,22 |
336769,47 |
28,10,385 |
541226,53 |
415279,01 |
TABLE NO. 5.1 – TYPE OF ACCOUNT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF |
|||||||
(Amount in Rupees Lakh) |
|||||||
OCCUPATION |
LONG TERM LOANS |
PACKING CREDIT |
|||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
||
|
13 |
14 |
15 |
16 |
17 |
18 |
|
I. |
AGRICULTURE |
10,21,833 |
69495,06 |
59123,76 |
2,209 |
1945,81 |
975,63 |
|
1. Direct Finance |
9,60,983 |
46108,36 |
40402,66 |
2,105 |
1723,86 |
785,40 |
|
2. Indirect Finance |
60,850 |
23386,69 |
18721,10 |
104 |
221,96 |
190,23 |
II. |
INDUSTRY |
3,01,384 |
591790,44 |
414132,39 |
28,780 |
106181,80 |
51998,06 |
|
1. Mining & Quarrying |
6,696 |
17283,14 |
11765,71 |
778 |
5426,65 |
2050,05 |
|
2. Food Manufacturing & Processing |
24,933 |
24046,36 |
17495,70 |
3,083 |
11628,56 |
5279,57 |
|
(a) Rice Mills, Flour & Dal Mills |
8,699 |
3040,98 |
2208,38 |
226 |
3671,18 |
1683,67 |
|
(b) Sugar |
753 |
9138,67 |
7219,29 |
24 |
237,27 |
128,83 |
|
(c) Edible Oils & Vanaspati |
1,544 |
2792,32 |
1846,15 |
116 |
790,23 |
584,34 |
|
(d) Tea Processing |
522 |
1762,74 |
1102,96 |
87 |
505,74 |
179,65 |
|
(e) Processing of Fruits & Vegetables |
1,043 |
385,21 |
273,07 |
234 |
341,01 |
195,18 |
|
(f) Others |
12,372 |
6926,45 |
4845,84 |
2,396 |
6083,14 |
2507,91 |
|
3. Beverage & Tobacco |
2,153 |
3951,56 |
3046,81 |
98 |
1119,16 |
440,90 |
|
4. Textiles |
35,833 |
63473,99 |
45704,32 |
12,651 |
28591,03 |
10921,61 |
|
(a) Cotton Textiles |
11,892 |
33513,90 |
23259,27 |
3,640 |
6908,07 |
3714,34 |
|
(b) Jute & Other Natural Fibre Textiles |
566 |
514,10 |
363,99 |
166 |
143,39 |
116,81 |
|
(c) Handloom Textiles & Khadi |
2,143 |
894,10 |
608,20 |
269 |
282,18 |
216,97 |
|
(d) Other Textiles & Textile Products |
21,232 |
28551,89 |
21472,86 |
8,576 |
21257,38 |
6873,49 |
|
5. Paper, Paper Products & Printing |
9,333 |
11644,27 |
8574,50 |
208 |
517,59 |
319,24 |
|
6. Woods and Wood Products |
2,361 |
1122,47 |
793,69 |
146 |
118,00 |
82,03 |
|
7. Leather & Leather Products |
1,685 |
1133,93 |
752,55 |
2,417 |
4110,99 |
1857,54 |
|
8. Gems and Jewellery |
990 |
1133,48 |
746,71 |
1,021 |
7358,87 |
5104,90 |
|
9. Rubber & Plastic Products |
7,545 |
8021,79 |
5677,92 |
725 |
1651,10 |
1175,75 |
|
10. Chemicals & Chemical Products |
10,011 |
27112,76 |
19063,84 |
1,855 |
18092,47 |
8594,49 |
|
(a) Heavy Industrial Chemicals |
1,659 |
7224,19 |
5068,47 |
459 |
2452,09 |
1717,68 |
|
(b) Fertilisers |
264 |
2086,84 |
1522,70 |
38 |
85,40 |
51,72 |
|
(c) Drugs & Pharmaceuticals |
2,438 |
8054,36 |
5644,63 |
573 |
6987,69 |
5022,85 |
|
(d) Non-Edible Oils |
339 |
480,82 |
278,41 |
53 |
243,78 |
184,73 |
|
(e) Other Chemicals & Chemical Products |
5,311 |
9266,53 |
6549,62 |
732 |
8323,53 |
1617,52 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
880 |
21680,33 |
14860,40 |
43 |
3733,48 |
1176,96 |
|
12. Manufacture of Cement & Cement Products |
3,499 |
15370,77 |
11060,62 |
68 |
255,95 |
119,94 |
|
13. Basic Metals & Metal Products |
15,434 |
84356,20 |
56662,36 |
2,100 |
10101,63 |
5451,00 |
|
(a) Iron & Steel |
6,751 |
66984,22 |
45347,71 |
758 |
4977,33 |
2740,52 |
|
(b) Non-Ferrous Metals |
1,641 |
7384,16 |
4855,39 |
335 |
2600,30 |
1276,39 |
|
(c) Metal Products |
7,042 |
9987,82 |
6459,26 |
1,007 |
2524,00 |
1434,09 |
|
14. Engineering |
32,186 |
28374,21 |
20618,36 |
1,528 |
6325,53 |
4495,28 |
|
(a) Heavy Engineering |
6,187 |
5491,77 |
4167,18 |
281 |
1069,38 |
895,02 |
|
(b) Light Engineering |
20,200 |
12247,85 |
8776,79 |
786 |
2027,15 |
1133,44 |
|
(c) Electrical Machinery & Goods |
4,425 |
6096,48 |
4501,34 |
350 |
2275,82 |
1720,33 |
|
(d) Electronic Machinery & Goods |
1,374 |
4538,11 |
3173,05 |
111 |
953,19 |
746,49 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
5,684 |
19026,94 |
12913,73 |
614 |
3157,01 |
2137,38 |
|
16. Other Industries |
56,619 |
22188,72 |
17602,85 |
1,232 |
2245,08 |
1522,04 |
|
17. Electricity, Gas & Water |
2,883 |
88062,52 |
63002,97 |
25 |
513,50 |
426,31 |
|
(a) Electricity Generation & Transmission |
1,424 |
79562,58 |
57780,70 |
8 |
200,52 |
164,01 |
|
(b) Non-Conventional Energy |
671 |
4486,61 |
3080,15 |
10 |
152,29 |
129,14 |
|
(c) Gas, Steam & Water Supply |
788 |
4013,33 |
2142,12 |
7 |
160,69 |
133,15 |
|
18. Construction |
82,659 |
153806,98 |
103789,37 |
188 |
1235,21 |
843,06 |
|
(a) Other than Infrastructure |
74,019 |
39970,30 |
29401,34 |
77 |
197,96 |
125,11 |
|
(b) Infrastructure Construction |
8,640 |
113836,68 |
74388,03 |
111 |
1037,25 |
717,95 |
III. |
TRANSPORT OPERATORS |
1,81,951 |
29432,18 |
22615,56 |
127 |
419,08 |
356,75 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
2,47,053 |
139413,76 |
101166,76 |
1,632 |
4212,41 |
2352,06 |
|
1. Professional Services |
44,545 |
19510,75 |
14570,76 |
10 |
90,80 |
59,89 |
|
2. Tourism, Hotel & Restaurants |
16,488 |
18673,47 |
12103,11 |
36 |
8,08 |
6,55 |
|
3. Recreation services |
2,515 |
5136,33 |
3976,11 |
33 |
174,02 |
138,25 |
|
4. IT and Telecommunications |
2,698 |
12292,01 |
8884,37 |
54 |
255,22 |
134,11 |
|
5. Others |
1,80,807 |
83801,20 |
61632,41 |
1,499 |
3684,28 |
2013,25 |
V. |
PERSONAL LOANS |
59,93,053 |
424678,59 |
344541,31 |
- |
- |
- |
|
1. Housing |
34,99,354 |
314056,70 |
264829,69 |
- |
- |
- |
|
2. Consumer Durables |
43,479 |
1593,99 |
1291,33 |
- |
- |
- |
|
3. Vehicles |
11,93,882 |
46960,30 |
32516,85 |
- |
- |
- |
|
4. Education |
4,31,120 |
19312,74 |
13399,41 |
- |
- |
- |
|
5. Personal Credit Cards |
- |
- |
- |
- |
- |
- |
|
6. Others |
8,25,218 |
42754,86 |
32504,04 |
- |
- |
- |
VI. |
TRADE |
1,66,779 |
47842,47 |
36904,89 |
5,967 |
16032,78 |
7829,68 |
|
1. Wholesale Trade |
13,389 |
10488,01 |
9004,17 |
3,923 |
9869,80 |
6138,79 |
|
2. Retail Trade |
1,53,390 |
37354,46 |
27900,72 |
2,044 |
6162,98 |
1690,88 |
VII. |
FINANCE |
16,060 |
79668,05 |
62625,90 |
23 |
551,48 |
549,23 |
VIII. |
ALL OTHERS |
87,007 |
22923,44 |
17792,73 |
4,874 |
1500,87 |
1132,93 |
|
TOTAL BANK CREDIT |
80,15,120 |
1405243,98 |
1058903,31 |
43,612 |
130844,24 |
65194,32 |
TABLE NO. 5.1 – TYPE OF ACCOUNT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF |
|||||||
(Amount in Rupees Lakh) |
|||||||
OCCUPATION |
EXPORT BILLS PURCHASED |
EXPORT BILLS DISCOUNTED |
|||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
||
|
19 |
20 |
21 |
22 |
23 |
24 |
|
I. |
AGRICULTURE |
16 |
9,78 |
4,40 |
20 |
112,52 |
31,33 |
|
1. Direct Finance |
3 |
11 |
6 |
1 |
8,00 |
1,32 |
|
2. Indirect Finance |
13 |
9,67 |
4,34 |
19 |
104,52 |
30,00 |
II. |
INDUSTRY |
8,970 |
25678,22 |
14276,73 |
7,788 |
31918,14 |
11677,46 |
|
1. Mining & Quarrying |
277 |
1466,72 |
1265,04 |
140 |
841,92 |
500,17 |
|
2. Food Manufacturing & Processing |
551 |
2029,09 |
1246,05 |
541 |
2989,61 |
672,17 |
|
(a) Rice Mills, Flour & Dal Mills |
70 |
292,69 |
273,00 |
46 |
388,07 |
169,82 |
|
(b) Sugar |
1 |
2 |
2 |
1 |
10,00 |
4,24 |
|
(c) Edible Oils & Vanaspati |
28 |
225,43 |
152,23 |
27 |
317,81 |
136,29 |
|
(d) Tea Processing |
13 |
33,20 |
22,92 |
12 |
24,46 |
36,10 |
|
(e) Processing of Fruits & Vegetables |
37 |
108,86 |
45,91 |
36 |
62,42 |
52,16 |
|
(f) Others |
402 |
1368,89 |
751,97 |
419 |
2186,85 |
273,56 |
|
3. Beverage & Tobacco |
20 |
26,97 |
15,43 |
9 |
94,67 |
88,93 |
|
4. Textiles |
4,346 |
6200,49 |
3495,46 |
3,698 |
3963,01 |
2112,28 |
|
(a) Cotton Textiles |
701 |
2491,00 |
1222,94 |
747 |
1459,80 |
586,08 |
|
(b) Jute & Other Natural Fibre Textiles |
66 |
101,74 |
67,99 |
65 |
47,76 |
23,17 |
|
(c) Handloom Textiles & Khadi |
105 |
92,33 |
55,92 |
28 |
16,33 |
6,79 |
|
(d) Other Textiles & Textile Products |
3,474 |
3515,41 |
2148,61 |
2,858 |
2439,11 |
1496,25 |
|
5. Paper, Paper Products & Printing |
78 |
138,37 |
76,61 |
51 |
114,82 |
43,85 |
|
6. Woods and Wood Products |
32 |
39,27 |
24,89 |
41 |
34,68 |
27,75 |
|
7. Leather & Leather Products |
675 |
845,13 |
429,48 |
514 |
659,36 |
272,51 |
|
8. Gems and Jewellery |
400 |
2807,54 |
1671,74 |
453 |
9691,28 |
2294,83 |
|
9. Rubber & Plastic Products |
206 |
476,35 |
239,04 |
213 |
441,61 |
236,32 |
|
10. Chemicals & Chemical Products |
729 |
3378,26 |
1682,12 |
596 |
2020,54 |
1110,13 |
|
(a) Heavy Industrial Chemicals |
198 |
525,20 |
314,66 |
139 |
498,97 |
268,21 |
|
(b) Fertilisers |
17 |
168,42 |
119,47 |
7 |
18,97 |
14,76 |
|
(c) Drugs & Pharmaceuticals |
230 |
1597,16 |
760,00 |
255 |
660,83 |
387,18 |
|
(d) Non-Edible Oils |
27 |
71,39 |
17,11 |
2 |
1,27 |
27 |
|
(e) Other Chemicals & Chemical Products |
257 |
1016,09 |
470,88 |
193 |
840,51 |
439,71 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
19 |
780,16 |
378,60 |
16 |
1395,45 |
438,23 |
|
12. Manufacture of Cement & Cement Products |
17 |
63,55 |
33,71 |
12 |
37,33 |
23,36 |
|
13. Basic Metals & Metal Products |
537 |
3768,94 |
1853,22 |
434 |
5694,16 |
1839,15 |
|
(a) Iron & Steel |
244 |
2664,64 |
1229,67 |
233 |
3425,04 |
1089,76 |
|
(b) Non-Ferrous Metals |
89 |
480,08 |
289,64 |
35 |
897,40 |
124,65 |
|
(c) Metal Products |
204 |
624,22 |
333,91 |
166 |
1371,72 |
624,74 |
|
14. Engineering |
499 |
1401,82 |
802,05 |
326 |
1757,83 |
632,61 |
|
(a) Heavy Engineering |
96 |
373,65 |
189,44 |
82 |
423,20 |
221,22 |
|
(b) Light Engineering |
245 |
457,00 |
269,68 |
134 |
842,35 |
200,21 |
|
(c) Electrical Machinery & Goods |
129 |
421,52 |
283,14 |
90 |
460,93 |
181,30 |
|
(d) Electronic Machinery & Goods |
29 |
149,66 |
59,79 |
20 |
31,35 |
29,89 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
169 |
1090,37 |
448,90 |
301 |
1142,60 |
993,44 |
|
16. Other Industries |
370 |
570,40 |
317,52 |
400 |
736,65 |
174,02 |
|
17. Electricity, Gas & Water |
15 |
291,59 |
38,56 |
22 |
39,14 |
42,61 |
|
(a) Electricity Generation & Transmission |
7 |
279,88 |
27,14 |
4 |
1,01 |
7,13 |
|
(b) Non-Conventional Energy |
6 |
10,69 |
10,41 |
17 |
35,13 |
33,34 |
|
(c) Gas, Steam & Water Supply |
2 |
1,02 |
1,01 |
1 |
3,00 |
2,15 |
|
18. Construction |
30 |
303,19 |
258,32 |
21 |
263,47 |
175,09 |
|
(a) Other than Infrastructure |
10 |
85,60 |
58,39 |
9 |
57,21 |
57,38 |
|
(b) Infrastructure Construction |
20 |
217,59 |
199,93 |
12 |
206,26 |
117,72 |
III. |
TRANSPORT OPERATORS |
16 |
21,05 |
13,82 |
10 |
14,80 |
4,88 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
247 |
1764,73 |
690,13 |
264 |
812,63 |
633,30 |
|
1. Professional Services |
4 |
8,08 |
5,66 |
2 |
7,00 |
4,33 |
|
2. Tourism, Hotel & Restaurants |
13 |
10,52 |
7,98 |
- |
- |
- |
|
3. Recreation services |
3 |
5,41 |
4,35 |
3 |
99,83 |
99,82 |
|
4. IT and Telecommunications |
8 |
14,16 |
3,52 |
8 |
69,31 |
10,29 |
|
5. Others |
219 |
1726,54 |
668,62 |
251 |
636,49 |
518,87 |
V. |
PERSONAL LOANS |
- |
- |
- |
- |
- |
- |
|
1. Housing |
- |
- |
- |
- |
- |
- |
|
2. Consumer Durables |
- |
- |
- |
- |
- |
- |
|
3. Vehicles |
- |
- |
- |
- |
- |
- |
|
4. Education |
- |
- |
- |
- |
- |
- |
|
5. Personal Credit Cards |
- |
- |
- |
- |
- |
- |
|
6. Others |
- |
- |
- |
- |
- |
- |
VI. |
TRADE |
2,364 |
7229,57 |
4270,93 |
1,881 |
5043,11 |
2392,78 |
|
1. Wholesale Trade |
1,638 |
6476,00 |
3772,52 |
1,141 |
4475,40 |
2068,75 |
|
2. Retail Trade |
726 |
753,57 |
498,42 |
740 |
567,71 |
324,03 |
VII. |
FINANCE |
221 |
783,90 |
504,99 |
71 |
1135,74 |
358,91 |
VIII. |
ALL OTHERS |
815 |
550,11 |
337,17 |
1,561 |
446,40 |
383,77 |
|
TOTAL BANK CREDIT |
12,649 |
36037,34 |
20098,16 |
11,595 |
39483,33 |
15482,44 |
TABLE NO. 5.1 – TYPE OF ACCOUNT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF |
|||||||
(Amount in Rupees Lakh) |
|||||||
OCCUPATION |
EXPORT BILLS ADVANCED AGAINST |
ADVANCES AGAINST EXPORT CASH INCENTIVES AND DUTY DRAW BACK CLAIMS |
|||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
||
|
25 |
26 |
27 |
28 |
29 |
30 |
|
I. |
AGRICULTURE |
3 |
2,08 |
2,00 |
1 |
7,90 |
2,83 |
|
1. Direct Finance |
- |
- |
- |
- |
- |
- |
|
2. Indirect Finance |
3 |
2,08 |
2,00 |
1 |
7,90 |
2,83 |
II. |
INDUSTRY |
991 |
5040,39 |
2678,72 |
210 |
1368,68 |
883,74 |
|
1. Mining & Quarrying |
48 |
113,88 |
65,17 |
2 |
28,36 |
28,36 |
|
2. Food Manufacturing & Processing |
23 |
95,81 |
52,56 |
4 |
7,72 |
1,88 |
|
(a) Rice Mills, Flour & Dal Mills |
- |
- |
- |
3 |
6,11 |
27 |
|
(b) Sugar |
- |
- |
- |
- |
- |
- |
|
(c) Edible Oils & Vanaspati |
- |
- |
- |
- |
- |
- |
|
(d) Tea Processing |
1 |
40 |
41 |
- |
- |
- |
|
(e) Processing of Fruits & Vegetables |
3 |
7,00 |
3,04 |
- |
- |
- |
|
(f) Others |
19 |
88,41 |
49,12 |
1 |
1,61 |
1,61 |
|
3. Beverage & Tobacco |
4 |
86,00 |
39,04 |
- |
- |
- |
|
4. Textiles |
223 |
280,75 |
143,94 |
36 |
53,11 |
32,64 |
|
(a) Cotton Textiles |
61 |
63,93 |
28,86 |
19 |
42,34 |
22,05 |
|
(b) Jute & Other Natural Fibre Textiles |
13 |
2,49 |
2,71 |
- |
- |
- |
|
(c) Handloom Textiles & Khadi |
1 |
19 |
19 |
- |
- |
- |
|
(d) Other Textiles & Textile Products |
148 |
214,14 |
112,19 |
17 |
10,77 |
10,59 |
|
5. Paper, Paper Products & Printing |
14 |
21,83 |
4,90 |
11 |
68,00 |
42,14 |
|
6. Woods and Wood Products |
1 |
78 |
60 |
- |
- |
- |
|
7. Leather & Leather Products |
40 |
24,23 |
11,94 |
1 |
10 |
8 |
|
8. Gems and Jewellery |
277 |
2349,87 |
1280,92 |
- |
- |
- |
|
9. Rubber & Plastic Products |
18 |
21,79 |
15,57 |
7 |
37,71 |
36,12 |
|
10. Chemicals & Chemical Products |
43 |
311,10 |
104,92 |
20 |
180,15 |
95,44 |
|
(a) Heavy Industrial Chemicals |
17 |
71,20 |
20,70 |
5 |
7,47 |
7,04 |
|
(b) Fertilisers |
1 |
10,00 |
7,94 |
- |
- |
- |
|
(c) Drugs & Pharmaceuticals |
17 |
47,24 |
30,00 |
8 |
59,94 |
28,41 |
|
(d) Non-Edible Oils |
- |
- |
- |
- |
- |
- |
|
(e) Other Chemicals & Chemical Products |
8 |
182,65 |
46,28 |
7 |
112,74 |
59,99 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
2 |
177,20 |
177,06 |
1 |
4,54 |
4,54 |
|
12. Manufacture of Cement & Cement Products |
6 |
1,75 |
1,77 |
1 |
65 |
65 |
|
13. Basic Metals & Metal Products |
137 |
955,45 |
471,21 |
45 |
283,31 |
126,60 |
|
(a) Iron & Steel |
42 |
77,15 |
41,67 |
12 |
48,04 |
28,29 |
|
(b) Non-Ferrous Metals |
3 |
1,14 |
47 |
1 |
4,50 |
3,48 |
|
(c) Metal Products |
92 |
877,17 |
429,07 |
32 |
230,77 |
94,83 |
|
14. Engineering |
79 |
375,51 |
195,35 |
33 |
208,68 |
122,43 |
|
(a) Heavy Engineering |
46 |
109,61 |
15,82 |
2 |
15,74 |
15,74 |
|
(b) Light Engineering |
17 |
52,27 |
17,83 |
11 |
48,76 |
20,52 |
|
(c) Electrical Machinery & Goods |
15 |
212,62 |
160,79 |
14 |
118,13 |
66,41 |
|
(d) Electronic Machinery & Goods |
1 |
1,00 |
91 |
6 |
26,04 |
19,77 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
4 |
20,63 |
19,42 |
39 |
126,11 |
91,70 |
|
16. Other Industries |
69 |
129,64 |
42,62 |
3 |
79,01 |
72,99 |
|
17. Electricity, Gas & Water |
2 |
67,01 |
51,72 |
- |
- |
- |
|
(a) Electricity Generation & Transmission |
1 |
66,31 |
51,72 |
- |
- |
- |
|
(b) Non-Conventional Energy |
- |
- |
- |
- |
- |
- |
|
(c) Gas, Steam & Water Supply |
1 |
70 |
- |
- |
- |
- |
|
18. Construction |
1 |
7,17 |
- |
7 |
291,22 |
228,16 |
|
(a) Other than Infrastructure |
- |
- |
- |
3 |
208,00 |
193,57 |
|
(b) Infrastructure Construction |
1 |
7,17 |
- |
4 |
83,22 |
34,59 |
III. |
TRANSPORT OPERATORS |
1 |
9 |
8 |
3 |
1,92 |
62 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
49 |
69,00 |
48,69 |
9 |
152,10 |
38,78 |
|
1. Professional Services |
- |
- |
- |
3 |
14,92 |
7,92 |
|
2. Tourism, Hotel & Restaurants |
3 |
1,21 |
1,21 |
- |
- |
- |
|
3. Recreation services |
1 |
4 |
3 |
- |
- |
- |
|
4. IT and Telecommunications |
- |
- |
- |
- |
- |
- |
|
5. Others |
45 |
67,75 |
47,45 |
6 |
137,19 |
30,85 |
V. |
PERSONAL LOANS |
- |
- |
- |
- |
- |
- |
|
1. Housing |
- |
- |
- |
- |
- |
- |
|
2. Consumer Durables |
- |
- |
- |
- |
- |
- |
|
3. Vehicles |
- |
- |
- |
- |
- |
- |
|
4. Education |
- |
- |
- |
- |
- |
- |
|
5. Personal Credit Cards |
- |
- |
- |
- |
- |
- |
|
6. Others |
- |
- |
- |
- |
- |
- |
VI. |
TRADE |
1,010 |
946,03 |
709,49 |
94 |
207,39 |
100,71 |
|
1. Wholesale Trade |
240 |
553,44 |
345,92 |
46 |
51,62 |
35,73 |
|
2. Retail Trade |
770 |
392,59 |
363,57 |
48 |
155,77 |
64,98 |
VII. |
FINANCE |
4 |
46,97 |
46,95 |
- |
- |
- |
VIII. |
ALL OTHERS |
43 |
21,71 |
16,68 |
8 |
5,15 |
4,26 |
|
TOTAL BANK CREDIT |
2,101 |
6126,26 |
3502,60 |
325 |
1743,14 |
1030,95 |
TABLE NO. 5.1 – TYPE OF ACCOUNT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF |
|||||||
(Amount in Rupees Lakh) |
|||||||
OCCUPATION |
INLAND BILLS - PURCHASED |
INLAND BILLS - DISCOUNTED |
|||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
||
|
31 |
32 |
33 |
34 |
35 |
36 |
|
I. |
AGRICULTURE |
56 |
160,67 |
140,70 |
258 |
191,37 |
123,11 |
|
1. Direct Finance |
11 |
9,39 |
1,67 |
212 |
99,06 |
78,63 |
|
2. Indirect Finance |
45 |
151,27 |
139,03 |
46 |
92,31 |
44,48 |
II. |
INDUSTRY |
5,417 |
23370,30 |
12307,71 |
7,414 |
38171,94 |
18981,52 |
|
1. Mining & Quarrying |
157 |
1240,45 |
1054,23 |
189 |
540,31 |
306,72 |
|
2. Food Manufacturing & Processing |
229 |
584,43 |
289,37 |
137 |
767,58 |
358,77 |
|
(a) Rice Mills, Flour & Dal Mills |
27 |
44,13 |
42,06 |
41 |
184,48 |
104,94 |
|
(b) Sugar |
5 |
16,06 |
2,98 |
4 |
60,29 |
3,16 |
|
(c) Edible Oils & Vanaspati |
30 |
195,71 |
87,44 |
32 |
266,98 |
94,86 |
|
(d) Tea Processing |
4 |
2,39 |
81 |
- |
- |
- |
|
(e) Processing of Fruits & Vegetables |
25 |
13,78 |
8,91 |
8 |
2,00 |
1,72 |
|
(f) Others |
138 |
312,36 |
147,16 |
52 |
253,83 |
154,09 |
|
3. Beverage & Tobacco |
41 |
81,11 |
22,86 |
39 |
161,87 |
64,55 |
|
4. Textiles |
652 |
1605,92 |
877,09 |
767 |
3243,66 |
1790,93 |
|
(a) Cotton Textiles |
288 |
540,99 |
311,72 |
358 |
1316,89 |
845,86 |
|
(b) Jute & Other Natural Fibre Textiles |
22 |
69,22 |
46,61 |
20 |
49,92 |
33,39 |
|
(c) Handloom Textiles & Khadi |
9 |
2,38 |
2,98 |
23 |
17,41 |
16,08 |
|
(d) Other Textiles & Textile Products |
333 |
993,32 |
515,79 |
366 |
1859,44 |
895,61 |
|
5. Paper, Paper Products & Printing |
197 |
174,20 |
104,48 |
236 |
363,33 |
143,31 |
|
6. Woods and Wood Products |
83 |
34,66 |
26,30 |
63 |
233,85 |
130,11 |
|
7. Leather & Leather Products |
71 |
116,11 |
52,90 |
65 |
138,89 |
76,81 |
|
8. Gems and Jewellery |
41 |
425,98 |
399,50 |
8 |
69,63 |
20,13 |
|
9. Rubber & Plastic Products |
235 |
507,42 |
239,00 |
235 |
507,78 |
254,78 |
|
10. Chemicals & Chemical Products |
460 |
946,96 |
539,55 |
796 |
4077,31 |
2040,77 |
|
(a) Heavy Industrial Chemicals |
88 |
207,88 |
119,21 |
158 |
793,72 |
150,32 |
|
(b) Fertilisers |
6 |
51,88 |
36,90 |
29 |
355,03 |
159,45 |
|
(c) Drugs & Pharmaceuticals |
157 |
206,73 |
113,85 |
217 |
862,08 |
646,10 |
|
(d) Non-Edible Oils |
6 |
13,59 |
1,74 |
10 |
52,59 |
52,08 |
|
(e) Other Chemicals & Chemical Products |
203 |
466,87 |
267,85 |
382 |
2013,90 |
1032,82 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
46 |
253,44 |
96,98 |
61 |
299,51 |
135,14 |
|
12. Manufacture of Cement & Cement Products |
36 |
38,38 |
25,76 |
28 |
201,87 |
122,83 |
|
13. Basic Metals & Metal Products |
1,181 |
10763,38 |
4892,10 |
1,579 |
8723,16 |
4340,57 |
|
(a) Iron & Steel |
536 |
6202,37 |
3031,85 |
633 |
4950,90 |
2367,24 |
|
(b) Non-Ferrous Metals |
114 |
1594,96 |
690,02 |
343 |
1126,58 |
688,38 |
|
(c) Metal Products |
531 |
2966,04 |
1170,23 |
603 |
2645,67 |
1284,95 |
|
14. Engineering |
945 |
2922,41 |
1754,87 |
1,460 |
4867,86 |
2289,18 |
|
(a) Heavy Engineering |
182 |
444,05 |
132,49 |
400 |
1304,10 |
645,95 |
|
(b) Light Engineering |
431 |
1434,69 |
1006,54 |
432 |
1544,17 |
540,88 |
|
(c) Electrical Machinery & Goods |
283 |
735,71 |
457,93 |
470 |
1693,93 |
876,97 |
|
(d) Electronic Machinery & Goods |
49 |
307,96 |
157,91 |
158 |
325,66 |
225,37 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
145 |
1182,50 |
608,39 |
1,207 |
7753,66 |
3521,90 |
|
16. Other Industries |
517 |
824,47 |
437,73 |
304 |
1132,48 |
597,31 |
|
17. Electricity, Gas & Water |
30 |
586,81 |
353,22 |
62 |
2281,82 |
948,60 |
|
(a) Electricity Generation & Transmission |
14 |
563,69 |
340,85 |
43 |
2172,47 |
925,08 |
|
(b) Non-Conventional Energy |
8 |
7,39 |
4,45 |
11 |
44,99 |
15,83 |
|
(c) Gas, Steam & Water Supply |
8 |
15,73 |
7,91 |
8 |
64,36 |
7,69 |
|
18. Construction |
351 |
1081,66 |
533,37 |
178 |
2807,39 |
1839,11 |
|
(a) Other than Infrastructure |
237 |
266,42 |
102,86 |
89 |
724,24 |
228,73 |
|
(b) Infrastructure Construction |
114 |
815,24 |
430,51 |
89 |
2083,15 |
1610,38 |
III. |
TRANSPORT OPERATORS |
180 |
373,98 |
310,15 |
63 |
487,96 |
307,33 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
1,251 |
3700,76 |
2835,00 |
769 |
2528,44 |
1178,74 |
|
1. Professional Services |
14 |
1,50 |
1,38 |
1 |
4 |
4 |
|
2. Tourism, Hotel & Restaurants |
80 |
15,74 |
11,40 |
6 |
16,21 |
8,52 |
|
3. Recreation services |
15 |
42,26 |
10,65 |
6 |
76,08 |
18,73 |
|
4. IT and Telecommunications |
27 |
410,68 |
274,99 |
28 |
991,79 |
272,72 |
|
5. Others |
1,115 |
3230,58 |
2536,58 |
728 |
1444,32 |
878,74 |
V. |
PERSONAL LOANS |
- |
- |
- |
- |
- |
- |
|
1. Housing |
- |
- |
- |
- |
- |
- |
|
2. Consumer Durables |
- |
- |
- |
- |
- |
- |
|
3. Vehicles |
- |
- |
- |
- |
- |
- |
|
4. Education |
- |
- |
- |
- |
- |
- |
|
5. Personal Credit Cards |
- |
- |
- |
- |
- |
- |
|
6. Others |
- |
- |
- |
- |
- |
- |
VI. |
TRADE |
3,984 |
6125,00 |
4517,24 |
2,829 |
6040,90 |
3499,62 |
|
1. Wholesale Trade |
1,670 |
4225,04 |
2885,73 |
1,758 |
3899,16 |
2198,63 |
|
2. Retail Trade |
2,314 |
1899,97 |
1631,51 |
1,071 |
2141,74 |
1301,00 |
VII. |
FINANCE |
649 |
3577,57 |
1130,00 |
331 |
1601,11 |
795,18 |
VIII. |
ALL OTHERS |
4,676 |
1916,03 |
1462,92 |
705 |
616,15 |
369,80 |
|
TOTAL BANK CREDIT |
16,213 |
39224,30 |
22703,71 |
12,369 |
49637,88 |
25255,31 |
TABLE NO. 5.1 – TYPE OF ACCOUNT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF |
||||||||||
(Amount in Rupees Lakh) |
||||||||||
OCCUPATION |
ADVANCES AGAINST IMPORT BILLS |
FOREIGN CURRENCY CHEQUES- TCs/DDs/MTs Purchased |
TOTAL
|
|||||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
||
|
37 |
38 |
39 |
40 |
41 |
42 |
43 |
44 |
45 |
|
I. |
AGRICULTURE |
1,946 |
102,67 |
82,96 |
26 |
58,54 |
5,43 |
23,65,077 |
217143,05 |
172453,03 |
|
1. Direct Finance |
13 |
2,23 |
1,15 |
- |
- |
- |
22,08,346 |
126860,06 |
104248,21 |
|
2. Indirect Finance |
1,933 |
100,44 |
81,81 |
26 |
58,54 |
5,43 |
1,56,731 |
90282,99 |
68204,82 |
II. |
INDUSTRY |
403 |
893,73 |
694,13 |
632 |
2314,59 |
486,44 |
10,24,506 |
1637586,83 |
1121474,74 |
|
1. Mining & Quarrying |
44 |
99,89 |
98,24 |
17 |
3,40 |
1,73 |
22,015 |
47844,07 |
30095,92 |
|
2. Food Manufacturing & Processing |
24 |
107,82 |
72,10 |
76 |
595,76 |
58,35 |
91,933 |
101252,55 |
66938,11 |
|
(a) Rice Mills, Flour & Dal Mills |
4 |
1,60 |
84 |
12 |
2,63 |
1,65 |
32,585 |
23810,44 |
16972,34 |
|
(b) Sugar |
5 |
42,25 |
37,72 |
- |
- |
- |
2,184 |
23372,09 |
17339,14 |
|
(c) Edible Oils & Vanaspati |
7 |
13,16 |
7,50 |
4 |
2,20 |
1,58 |
6,450 |
11370,87 |
7763,54 |
|
(d) Tea Processing |
- |
- |
- |
- |
- |
- |
2,028 |
4933,21 |
3073,81 |
|
(e) Processing of Fruits & Vegetables |
- |
- |
- |
2 |
9,98 |
5,60 |
3,498 |
2385,73 |
1506,23 |
|
(f) Others |
8 |
50,80 |
26,04 |
58 |
580,95 |
49,52 |
45,188 |
35380,21 |
20283,05 |
|
3. Beverage & Tobacco |
3 |
2,73 |
2,66 |
3 |
36,35 |
5 |
6,867 |
14939,69 |
10729,23 |
|
4. Textiles |
60 |
68,37 |
44,44 |
75 |
55,17 |
43,31 |
1,42,148 |
173483,57 |
115258,80 |
|
(a) Cotton Textiles |
18 |
19,81 |
8,87 |
21 |
14,95 |
13,44 |
47,634 |
78365,16 |
54177,70 |
|
(b) Jute & Other Natural Fibre Textiles |
1 |
40 |
- |
4 |
14 |
9 |
2,416 |
1938,61 |
1409,45 |
|
(c) Handloom Textiles & Khadi |
3 |
23 |
25 |
1 |
4 |
4 |
8,271 |
3287,61 |
3470,93 |
|
(d) Other Textiles & Textile Products |
38 |
47,92 |
35,33 |
49 |
40,04 |
29,74 |
83,827 |
89892,18 |
56200,72 |
|
5. Paper, Paper Products & Printing |
8 |
9,07 |
5,57 |
23 |
15,56 |
7,86 |
28,474 |
28712,21 |
20910,20 |
|
6. Woods and Wood Products |
6 |
9,72 |
4,51 |
- |
- |
- |
11,141 |
4554,37 |
3390,87 |
|
7. Leather & Leather Products |
4 |
2,05 |
1,40 |
14 |
37,10 |
28,13 |
10,759 |
10462,35 |
6002,54 |
|
8. Gems and Jewellery |
3 |
31,56 |
3,00 |
19 |
161,69 |
128,97 |
7,849 |
40204,98 |
21261,40 |
|
9. Rubber & Plastic Products |
39 |
40,85 |
38,37 |
32 |
59,08 |
39,45 |
27,827 |
29589,63 |
18435,80 |
|
10. Chemicals & Chemical Products |
18 |
53,20 |
47,31 |
101 |
677,24 |
101,32 |
43,556 |
120373,56 |
76476,79 |
|
(a) Heavy Industrial Chemicals |
1 |
5,00 |
3,32 |
21 |
155,38 |
12,61 |
9,018 |
21312,46 |
13746,90 |
|
(b) Fertilisers |
1 |
9,65 |
9,65 |
2 |
41,13 |
3,75 |
1,283 |
16397,86 |
10213,08 |
|
(c) Drugs & Pharmaceuticals |
3 |
2,53 |
2,18 |
38 |
237,13 |
37,85 |
9,937 |
37961,62 |
26731,35 |
|
(d) Non-Edible Oils |
6 |
1,67 |
1,67 |
4 |
97 |
30 |
1,403 |
1934,79 |
1327,00 |
|
(e) Other Chemicals & Chemical Products |
7 |
34,35 |
30,50 |
36 |
242,63 |
46,80 |
21,915 |
42766,81 |
24458,46 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
1 |
5 |
25 |
11 |
5,27 |
4,08 |
3,762 |
78613,45 |
58330,60 |
|
12. Manufacture of Cement & Cement Products |
- |
- |
- |
20 |
2,63 |
1,46 |
13,812 |
27640,36 |
20384,67 |
|
13. Basic Metals & Metal Products |
57 |
272,06 |
237,50 |
35 |
47,36 |
6,04 |
66,250 |
271149,46 |
179324,74 |
|
(a) Iron & Steel |
34 |
159,38 |
132,09 |
14 |
28,02 |
1,43 |
27,560 |
157373,26 |
102331,98 |
|
(b) Non-Ferrous Metals |
6 |
8,86 |
19,23 |
3 |
1,22 |
80 |
7,497 |
24867,93 |
15310,25 |
|
(c) Metal Products |
17 |
103,81 |
86,18 |
18 |
18,12 |
3,81 |
31,193 |
88908,27 |
61682,52 |
|
14. Engineering |
20 |
29,73 |
18,91 |
119 |
378,07 |
35,03 |
1,17,336 |
124088,95 |
86898,74 |
|
(a) Heavy Engineering |
2 |
2,75 |
2,44 |
15 |
38,49 |
3,08 |
24,001 |
25492,50 |
17777,49 |
|
(b) Light Engineering |
10 |
12,81 |
12,01 |
64 |
273,22 |
22,82 |
69,449 |
47616,90 |
31851,89 |
|
(c) Electrical Machinery & Goods |
4 |
2,12 |
82 |
18 |
8,44 |
3,10 |
17,881 |
32043,07 |
22906,68 |
|
(d) Electronic Machinery & Goods |
4 |
12,06 |
3,63 |
22 |
57,92 |
6,04 |
6,005 |
18936,47 |
14362,69 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
2 |
1,63 |
1,17 |
23 |
191,60 |
5,64 |
20,601 |
69063,73 |
45681,64 |
|
16. Other Industries |
75 |
78,70 |
63,56 |
48 |
34,63 |
17,62 |
2,38,010 |
70880,05 |
52613,60 |
|
17. Electricity, Gas & Water |
3 |
10,04 |
10,04 |
3 |
49 |
17 |
6,732 |
146745,80 |
107259,11 |
|
(a) Electricity Generation & Transmission |
2 |
9,51 |
9,51 |
1 |
30 |
- |
3,197 |
133734,25 |
98976,97 |
|
(b) Non-Conventional Energy |
1 |
52 |
52 |
- |
- |
- |
1,278 |
6968,28 |
4647,07 |
|
(c) Gas, Steam & Water Supply |
- |
- |
- |
2 |
19 |
17 |
2,257 |
6043,27 |
3635,07 |
|
18. Construction |
36 |
76,27 |
45,12 |
13 |
13,19 |
7,23 |
1,65,434 |
277988,06 |
201482,00 |
|
(a) Other than Infrastructure |
33 |
19,57 |
18,39 |
4 |
88 |
86 |
1,33,851 |
79356,50 |
59534,68 |
|
(b) Infrastructure Construction |
3 |
56,70 |
26,73 |
9 |
12,31 |
6,37 |
31,583 |
198631,56 |
141947,31 |
III. |
TRANSPORT OPERATORS |
6 |
2,25 |
61 |
61 |
45,51 |
23,38 |
3,15,028 |
68371,60 |
55875,91 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
116 |
794,22 |
512,62 |
175 |
632,35 |
68,22 |
5,20,780 |
325614,90 |
240154,16 |
|
1. Professional Services |
- |
- |
- |
- |
- |
- |
63,243 |
37775,56 |
27730,76 |
|
2. Tourism, Hotel & Restaurants |
1 |
3 |
3 |
22 |
77,47 |
3,30 |
32,334 |
28140,69 |
18908,99 |
|
3. Recreation services |
1 |
4 |
3 |
3 |
13,75 |
7,45 |
6,627 |
11649,40 |
9321,81 |
|
4. IT and Telecommunications |
5 |
60,17 |
59,46 |
49 |
132,95 |
6,48 |
9,005 |
39091,03 |
30556,12 |
|
5. Others |
109 |
733,98 |
453,09 |
101 |
408,18 |
51,00 |
4,09,571 |
208958,21 |
153636,49 |
V. |
PERSONAL LOANS |
- |
- |
- |
- |
- |
- |
87,57,728 |
544178,16 |
413072,36 |
|
1. Housing |
- |
- |
- |
- |
- |
- |
34,99,392 |
314550,60 |
265307,06 |
|
2. Consumer Durables |
- |
- |
- |
- |
- |
- |
88,733 |
3311,47 |
2566,64 |
|
3. Vehicles |
- |
- |
- |
- |
- |
- |
18,69,098 |
74192,55 |
47266,43 |
|
4. Education |
- |
- |
- |
- |
- |
- |
5,12,897 |
23110,17 |
16032,45 |
|
5. Personal Credit Cards |
- |
- |
- |
- |
- |
- |
7,07,860 |
22087,64 |
4645,78 |
|
6. Others |
- |
- |
- |
- |
- |
- |
20,79,748 |
106925,73 |
77254,02 |
VI. |
TRADE |
584 |
540,14 |
340,69 |
192 |
285,86 |
143,26 |
9,69,505 |
419837,01 |
253732,27 |
|
1. Wholesale Trade |
507 |
514,45 |
317,34 |
91 |
221,02 |
126,49 |
1,42,793 |
248157,91 |
127683,26 |
|
2. Retail Trade |
77 |
25,68 |
23,35 |
101 |
64,84 |
16,77 |
8,26,712 |
171679,10 |
126049,01 |
VII. |
FINANCE |
17 |
12,16 |
3,64 |
51 |
529,60 |
73,82 |
45,828 |
242563,32 |
185369,50 |
VIII. |
ALL OTHERS |
139 |
45,75 |
15,77 |
84 |
272,16 |
30,07 |
2,56,771 |
79478,44 |
55716,64 |
|
TOTAL BANK CREDIT |
3,211 |
2390,92 |
1650,42 |
1,221 |
4138,61 |
830,62 |
142,55,223 |
3534773,32 |
2497848,61 |
See Notes on Tables. |