Table No.5.2 - Organisation-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1996 (Part 2 of 2) - আরবিআই - Reserve Bank of India
Table No.5.2 - Organisation-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation
March 1996 (Part 2 of 2)
| | | | | | | (Amount in Rupees Lakh) | |||||||
PUBLIC & PRIVATE LTD. | PARTNERSHIPS, PROPRIETARY | JOINT SECTOR | ||||||||||||
COMPANIES OTHER THAN | CONCERNS, JOINT FAMILIES, | UNDERTAKINGS | ||||||||||||
GOVT. OWNED &/OR | ASSOCIATIONS, CLUBS, | |||||||||||||
| MANAGED COMPANIES | SOCIETIES, TRUSTS & GROUPS | ||||||||||||
& CORPORATIONS |
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No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | ||||||
Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | ||||||
OCCUPATION | | | standing | | | | standing | | | | standing | |||
| | | 19 | 20 | 21 | | 22 | 23 | 24 | | 25 | 26 | 27 | |
I. | AGRICULTURE | 2,657 | 1486,68 | 1193,37 | 1,59,836 | 3065,43 | 2607,20 | 175 | 13,74 | 14,68 | ||||
1. | Direct Finance | 2,053 | 829,43 | 710,39 | 1,50,275 | 2348,03 | 2004,00 | 163 | 9,20 | 9,08 | ||||
2. | Indirect Finance | 604 | 657,25 | 482,98 | 9,561 | 717,40 | 603,20 | 12 | 4,53 | 5,60 | ||||
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II. | INDUSTRY | 1,01,340 | 93753,46 | 73431,81 | 5,38,928 | 37463,40 | 31116,73 | 800 | 358,17 | 267,65 | ||||
1. | Mining & Quarrying | 1,314 | 848,05 | 695,57 | 7,947 | 460,94 | 408,76 | 38 | 5,37 | 4,75 | ||||
2. | Food Manufacturing and Processing | 6,186 | 7444,33 | 5942,41 | 53,430 | 4170,96 | 3314,87 | 50 | 22,31 | 19,64 | ||||
(a) | Rice Mills, Flour and Dal Mills | 866 | 486,35 | 376,34 | 23,301 | 1478,26 | 1151,18 | 15 | 2,91 | 2,74 | ||||
(b) | Sugar | 556 | 1609,81 | 1358,37 | 570 | 228,13 | 195,51 | 10 | 6,55 | 6,64 | ||||
(c) | Edible Oils and Vanaspati | 1,316 | 1667,39 | 1323,97 | 9,581 | 523,76 | 379,21 | 5 | 7,63 | 5,49 | ||||
(d) | Tea Processing | 970 | 1366,05 | 1002,66 | 549 | 105,77 | 88,40 | 3 | 16 | 15 | ||||
(e) | Processing of Fruits & Vegetables | 261 | 135,78 | 117,75 | 1,153 | 100,83 | 69,46 | 1 | 20 | 19 | ||||
(f) | Others | 2,217 | 2178,95 | 1763,32 | 18,276 | 1734,21 | 1431,12 | 16 | 4,85 | 4,43 | ||||
3. | Beverage and Tobacco | 1,228 | 1603,65 | 1215,57 | 3,447 | 446,37 | 361,96 | 10 | 32 | 21 | ||||
4. | Textiles | 16,083 | 16280,78 | 12692,42 | 89,291 | 8031,84 | 6424,81 | 106 | 36,44 | 29,67 | ||||
(a) | Cotton Textiles | 6,181 | 7425,02 | 5880,49 | 24,184 | 2012,00 | 1651,35 | 30 | 8,40 | 7,79 | ||||
(b) | Jute Textiles | 316 | 429,10 | 336,72 | 908 | 103,40 | 89,40 | - | - | - | ||||
(c) | Handloom Textiles & Khadi | 193 | 190,72 | 168,03 | 6,265 | 386,90 | 283,69 | 5 | 4 | 2 | ||||
(d) | Other Textiles | 9,393 | 8235,94 | 6307,18 | 57,934 | 5529,54 | 4400,38 | 71 | 28,00 | 21,86 | ||||
5. | Paper, Paper Products and Printing | 4,855 | 2659,37 | 2122,74 | 29,274 | 1249,59 | 1100,72 | 47 | 24,87 | 16,86 | ||||
6. | Leather and Leather Products | 1,925 | 1170,02 | 924,57 | 10,089 | 1168,69 | 1010,34 | 5 | 34 | 39 | ||||
7. | Rubber and Rubber Products | 2,220 | 1587,41 | 1274,47 | 9,121 | 528,78 | 455,01 | 15 | 12,68 | 8,16 | ||||
8. | Chemicals and Chemical Products | 17,849 | 15949,70 | 12180,60 | 47,896 | 3724,12 | 3111,15 | 127 | 135,06 | 88,47 | ||||
(a) | Heavy Industrial Chemicals | 2,973 | 3453,55 | 2564,49 | 3,813 | 392,08 | 314,95 | 44 | 58,64 | 32,48 | ||||
(b) | Fertilizers | 718 | 1537,22 | 1176,72 | 1,010 | 248,53 | 219,55 | 18 | 51,14 | 33,94 | ||||
(c) | Drugs and Pharmaceuticals | 5,009 | 5047,83 | 3834,43 | 8,638 | 1004,02 | 868,17 | 17 | 6,32 | 4,46 | ||||
(d) | Non-Edible Oils | 302 | 227,94 | 195,94 | 1,047 | 98,26 | 86,48 | 2 | 4,90 | 5,05 | ||||
(e) | Other Chemicals & Chemical Products | 8,847 | 5683,16 | 4409,03 | 33,388 | 1981,23 | 1622,00 | 46 | 14,06 | 12,54 | ||||
9. | Petroleum, Coal Products & Nuclear Fuels | 904 | 1727,16 | 1502,95 | 3,600 | 249,15 | 206,94 | 11 | 7,05 | 4,98 | ||||
10. | Manufacture of Cement & Cement Products | 1,513 | 2055,54 | 1424,89 | 4,783 | 222,10 | 199,33 | 13 | 1,87 | 1,58 | ||||
11. | Basic Metals & Metal Products | 12,635 | 11645,36 | 9242,92 | 57,824 | 3440,05 | 2955,20 | 120 | 32,70 | 24,49 | ||||
(a) | Iron and Steel | 6,607 | 8110,53 | 6486,43 | 17,482 | 1601,96 | 1418,58 | 86 | 23,28 | 18,01 | ||||
(b) | Non-Ferrous Metals | 1,112 | 976,75 | 797,47 | 3,921 | 314,38 | 272,37 | 12 | 4,81 | 2,28 | ||||
(c) | Other Metal Products | 4,916 | 2558,08 | 1959,02 | 36,421 | 1523,72 | 1264,26 | 22 | 4,60 | 4,19 | ||||
12. | Engineering | 18,955 | 17012,38 | 13312,64 | 65,875 | 4180,06 | 3515,04 | 105 | 52,82 | 50,56 | ||||
(a) | Heavy Engineering | 4,325 | 5406,74 | 3974,08 | 8,849 | 814,10 | 671,07 | 14 | 91 | 25 | ||||
(b) | Light Engineering | 5,564 | 3466,61 | 2706,75 | 31,307 | 1407,12 | 1199,67 | 29 | 22,79 | 22,12 | ||||
(c) | Electrical Machinery & Goods | 4,821 | 4127,67 | 3244,45 | 16,151 | 1148,88 | 984,75 | 28 | 14,82 | 13,81 | ||||
(d) | Electronic Machinery & Goods | 4,245 | 4011,36 | 3387,35 | 9,568 | 809,97 | 659,55 | 34 | 14,29 | 14,38 | ||||
13. | Vehicles, Vehicle Parts & Transport Equipments | 3,436 | 4429,75 | 3148,24 | 17,412 | 869,45 | 714,86 | 32 | 10,37 | 8,02 | ||||
14. | Other Industries | 9,468 | 5770,93 | 4645,73 | 1,15,916 | 7259,77 | 6032,74 | 93 | 7,99 | 6,99 | ||||
15. | Electricity, Gas & Water | 764 | 1394,15 | 1151,13 | 8,183 | 276,56 | 218,46 | 9 | 5,27 | 24 | ||||
(a) | Electricity Generation & Transmission | 506 | 1192,92 | 972,28 | 7,526 | 250,76 | 194,09 | 5 | 5,18 | 15 | ||||
(b) | Non-Conventional Energy | 83 | 100,91 | 90,30 | 178 | 8,30 | 8,12 | 2 | 7 | 7 | ||||
(c) | Gas, Steam & Water Supply | 175 | 100,32 | 88,55 | 479 | 17,49 | 16,25 | 2 | 2 | 3 | ||||
16. | Construction | 2,005 | 2174,88 | 1954,98 | 14,840 | 1184,96 | 1086,54 | 19 | 2,74 | 2,66 | ||||
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III. | TRANSPORT OPERATORS | 1,709 | 554,52 | 473,33 | 61,113 | 1321,08 | 1040,56 | 55 | 2,03 | 1,71 | ||||
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IV. | PROFESSIONAL AND OTHER SERVICES | 4,723 | 2072,50 | 1723,52 | 1,10,499 | 5720,00 | 4916,66 | 125 | 145,42 | 15,30 | ||||
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V. | PERSONAL LOANS | - | - | - | - | - | - | - | - | - | ||||
1. | Loans for Purchase of Consumer Durables | - | - | - | - | - | - | - | - | - | ||||
2. | Loans for Housing | - | - | - | - | - | - | - | - | - | ||||
3. | Rest of the Personal Loans | - | - | - | - | - | - | - | - | - | ||||
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VI. | TRADE | 11,573 | 6634,53 | 5315,10 | 4,08,461 | 16085,25 | 12943,13 | 205 | 65,49 | 28,87 | ||||
1. | Wholesale Trade | 7,503 | 5370,60 | 4278,44 | 1,34,896 | 10101,28 | 7929,21 | 86 | 63,26 | 26,89 | ||||
2. | Retail Trade | 4,070 | 1263,93 | 1036,66 | 2,73,565 | 5983,97 | 5013,92 | 119 | 2,24 | 1,99 | ||||
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VII. | FINANCE | 5,026 | 7694,97 | 6363,38 | 7,756 | 936,11 | 794,72 | 23 | 5,07 | 2,68 | ||||
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VIII. | ALL OTHERS | 4,024 | 5289,42 | 4491,41 | | 20,942 | 8300,34 | 7029,36 | | 49 | 28,89 | 19,20 | ||
TOTAL BANK CREDIT | 1,31,052 | 117486,08 | 92991,92 | 13,07,535 | 72891,61 | 60448,36 | 1,432 | 618,80 | 350,09 | |||||
OF WHICH : | 1. Artisans & Village Industries | - | - | - | 12,059 | 283,25 | 236,50 | - | - | - | ||||
| | 2. Other Small Scale Industries | 43,997 | 10661,62 | 8393,73 | | 3,50,302 | 17804,74 | 14792,70 | | 258 | 37,05 | 33,70 |
| | | | | | | (Amount in Rupees Lakh) | |||||||
INDIVIDUALS - MALE | INDIVIDUALS - FEMALES | TOTAL | ||||||||||||
No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | ||||||
Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | ||||||
OCCUPATION | | | standing | | | | standing | | | | standing | |||
| | | 28 | 29 | 30 | | 31 | 32 | 33 | | 34 | 35 | 36 | |
I. | AGRICULTURE | 8,25,073 | 8388,52 | 7241,19 | 39,386 | 349,49 | 319,49 | 10,46,777 | 17373,56 | 14555,26 | ||||
1. | Direct Finance | 8,13,678 | 8004,38 | 6974,68 | 38,944 | 329,07 | 307,29 | 10,12,436 | 12164,70 | 10521,39 | ||||
2. | Indirect Finance | 11,395 | 384,14 | 266,52 | 442 | 20,42 | 12,20 | 34,341 | 5208,86 | 4033,86 | ||||
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II. | INDUSTRY | 1,93,603 | 2629,21 | 2325,89 | 13,416 | 166,33 | 146,69 | 8,60,930 | 149561,91 | 119702,35 | ||||
1. | Mining & Quarrying | 2,540 | 49,91 | 43,27 | 177 | 4,73 | 4,35 | 12,456 | 2471,75 | 1942,92 | ||||
2. | Food Manufacturing and Processing | 24,636 | 304,25 | 268,87 | 1,531 | 18,83 | 17,53 | 87,051 | 12572,96 | 10124,72 | ||||
(a) | Rice Mills, Flour and Dal Mills | 9,914 | 128,67 | 108,87 | 532 | 5,18 | 4,63 | 35,029 | 2161,26 | 1739,74 | ||||
(b) | Sugar | 176 | 11,67 | 9,74 | 22 | 5,29 | 5,08 | 1,467 | 2136,07 | 1810,78 | ||||
(c) | Edible Oils and Vanaspati | 4,987 | 47,04 | 41,97 | 190 | 1,40 | 1,26 | 16,303 | 2356,84 | 1842,44 | ||||
(d) | Tea Processing | 100 | 17,94 | 17,78 | 7 | 88 | 88 | 1,649 | 1511,66 | 1130,19 | ||||
(e) | Processing of Fruits & Vegetables | 518 | 6,07 | 5,42 | 109 | 88 | 82 | 2,089 | 254,24 | 201,21 | ||||
(f) | Others | 8,941 | 92,85 | 85,08 | 671 | 5,20 | 4,87 | 30,514 | 4152,90 | 3400,36 | ||||
3. | Beverage and Tobacco | 1,186 | 18,18 | 15,57 | 85 | 71 | 56 | 6,045 | 2120,16 | 1638,60 | ||||
4. | Textiles | 21,871 | 276,35 | 244,78 | 3,655 | 39,49 | 35,44 | 1,32,801 | 25838,91 | 20495,39 | ||||
(a) | Cotton Textiles | 4,647 | 83,37 | 70,59 | 628 | 13,04 | 10,75 | 36,481 | 10322,86 | 8354,72 | ||||
(b) | Jute Textiles | 288 | 2,08 | 1,98 | 16 | 13 | 11 | 1,568 | 558,00 | 450,62 | ||||
(c) | Handloom Textiles & Khadi | 2,657 | 21,76 | 21,05 | 279 | 1,75 | 1,82 | 9,610 | 683,02 | 533,19 | ||||
(d) | Other Textiles | 14,279 | 169,13 | 151,15 | 2,732 | 24,57 | 22,76 | 85,142 | 14275,02 | 11156,86 | ||||
5. | Paper, Paper Products and Printing | 6,797 | 88,63 | 76,53 | 642 | 7,01 | 5,42 | 42,027 | 4190,11 | 3453,91 | ||||
6. | Leather and Leather Products | 2,922 | 44,32 | 42,11 | 168 | 2,04 | 1,99 | 15,247 | 2463,74 | 2051,32 | ||||
7. | Rubber and Rubber Products | 1,396 | 23,36 | 19,32 | 95 | 93 | 88 | 13,069 | 2296,88 | 1880,16 | ||||
8. | Chemicals and Chemical Products | 6,712 | 166,39 | 144,61 | 556 | 11,47 | 10,76 | 74,281 | 21544,96 | 16810,44 | ||||
(a) | Heavy Industrial Chemicals | 451 | 29,80 | 26,55 | 29 | 3,91 | 3,78 | 7,498 | 4129,40 | 3084,51 | ||||
(b) | Fertilizers | 144 | 10,14 | 8,81 | 14 | 22 | 24 | 2,099 | 2678,00 | 2011,50 | ||||
(c) | Drugs and Pharmaceuticals | 803 | 29,68 | 27,36 | 64 | 1,94 | 1,79 | 14,828 | 6283,45 | 4928,98 | ||||
(d) | Non-Edible Oils | 259 | 13,81 | 6,24 | 20 | 30 | 27 | 1,651 | 349,77 | 298,91 | ||||
(e) | Other Chemicals & Chemical Products | 5,055 | 82,96 | 75,65 | 429 | 5,11 | 4,69 | 48,205 | 8104,33 | 6486,53 | ||||
9. | Petroleum, Coal Products & Nuclear Fuels | 731 | 10,46 | 9,63 | 33 | 42 | 36 | 5,623 | 2931,51 | 2389,53 | ||||
10. | Manufacture of Cement & Cement Products | 2,005 | 18,78 | 17,19 | 107 | 1,78 | 1,67 | 8,610 | 2417,42 | 1766,78 | ||||
11. | Basic Metals & Metal Products | 12,859 | 155,63 | 147,19 | 495 | 10,01 | 8,95 | 84,994 | 18661,26 | 15191,82 | ||||
(a) | Iron and Steel | 2,564 | 50,66 | 47,57 | 108 | 5,73 | 5,50 | 27,454 | 12942,47 | 10601,31 | ||||
(b) | Non-Ferrous Metals | 1,030 | 12,23 | 11,37 | 42 | 1,11 | 40 | 6,211 | 1372,35 | 1121,54 | ||||
(c) | Other Metal Products | 9,265 | 92,74 | 88,24 | 345 | 3,17 | 3,05 | 51,329 | 4346,43 | 3468,98 | ||||
12. | Engineering | 12,900 | 231,13 | 212,11 | 728 | 14,38 | 9,27 | 1,00,219 | 24607,35 | 19701,34 | ||||
(a) | Heavy Engineering | 1,335 | 30,30 | 27,14 | 80 | 2,44 | 2,05 | 15,108 | 7326,85 | 5520,41 | ||||
(b) | Light Engineering | 5,344 | 68,74 | 63,08 | 284 | 3,22 | 2,76 | 42,955 | 5525,76 | 4459,49 | ||||
(c) | Electrical Machinery & Goods | 3,312 | 61,75 | 56,93 | 146 | 2,85 | 2,20 | 24,830 | 6080,17 | 4931,14 | ||||
(d) | Electronic Machinery & Goods | 2,909 | 70,33 | 64,97 | 218 | 5,86 | 2,26 | 17,326 | 5674,58 | 4790,30 | ||||
13. | Vehicles, Vehicle Parts & Transport Equipments | 9,106 | 132,41 | 94,65 | 318 | 4,92 | 4,15 | 30,737 | 5937,75 | 4383,09 | ||||
14. | Other Industries | 78,848 | 878,10 | 778,05 | 4,484 | 35,73 | 33,37 | 2,11,392 | 14586,49 | 12049,49 | ||||
15. | Electricity, Gas & Water | 1,511 | 23,42 | 18,35 | 70 | 2,63 | 2,46 | 11,343 | 3122,57 | 2371,63 | ||||
(a) | Electricity Generation & Transmission | 1,156 | 19,40 | 14,42 | 51 | 2,41 | 2,26 | 10,027 | 2883,45 | 2153,34 | ||||
(b) | Non-Conventional Energy | 97 | 1,02 | 86 | 3 | 5 | 5 | 371 | 113,90 | 106,09 | ||||
(c) | Gas, Steam & Water Supply | 258 | 3,00 | 3,07 | 16 | 17 | 15 | 945 | 125,22 | 112,20 | ||||
16. | Construction | 7,583 | 207,89 | 193,67 | 272 | 11,25 | 9,54 | 25,035 | 3798,09 | 3451,20 | ||||
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III. | TRANSPORT OPERATORS | 1,77,309 | 2535,58 | 2086,44 | 7,199 | 145,91 | 120,82 | 2,48,725 | 4909,81 | 4015,21 | ||||
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IV. | PROFESSIONAL AND OTHER SERVICES | 66,838 | 883,79 | 716,89 | 6,631 | 78,96 | 67,66 | 1,90,261 | 9309,31 | 7708,90 | ||||
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V. | PERSONAL LOANS | 15,96,615 | 16160,89 | 14103,20 | 1,29,147 | 1237,03 | 1057,26 | 17,29,149 | 18817,99 | 16227,83 | ||||
1. | Loans for Purchase of Consumer Durables | 27,118 | 231,41 | 202,87 | 1,820 | 15,81 | 13,97 | 28,938 | 247,22 | 216,84 | ||||
2. | Loans for Housing | 5,22,873 | 5867,71 | 5341,96 | 28,418 | 314,03 | 287,91 | 5,54,678 | 7601,82 | 6697,25 | ||||
3. | Rest of the Personal Loans | 10,46,624 | 10061,77 | 8558,37 | 98,909 | 907,18 | 755,38 | 11,45,533 | 10968,95 | 9313,75 | ||||
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VI. | TRADE | 1,71,756 | 1621,87 | 1400,35 | 11,054 | 98,74 | 84,95 | 6,12,198 | 36399,17 | 30132,35 | ||||
1. | Wholesale Trade | 18,583 | 340,66 | 291,76 | 1,084 | 23,50 | 19,18 | 1,63,531 | 27478,79 | 22685,67 | ||||
2. | Retail Trade | 1,53,173 | 1281,21 | 1108,59 | 9,970 | 75,24 | 65,77 | 4,48,667 | 8920,39 | 7446,69 | ||||
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VII. | FINANCE | 4,612 | 112,52 | 89,88 | 452 | 12,34 | 10,46 | 22,044 | 11056,08 | 9012,67 | ||||
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VIII. | ALL OTHERS | 25,751 | 4752,61 | 3484,77 | | 593 | 108,93 | 93,51 | | 57,687 | 21014,02 | 17084,36 | ||
TOTAL BANK CREDIT | 30,61,557 | 37085,00 | 31448,60 | 2,07,878 | 2197,73 | 1900,85 | 47,67,771 | 268441,85 | 218438,93 | |||||
OF WHICH : | 1. Artisans & Village Industries | 30,332 | 188,15 | 170,56 | 2,364 | 12,72 | 11,84 | 45,140 | 497,53 | 430,41 | ||||
| | 2. Other Small Scale Industries | 82,423 | 884,73 | 827,28 | | 5,920 | 62,16 | 56,87 | | 4,86,467 | 29993,03 | 24565,78 |