SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

(Amount in Rupees Lakh)

OCCUPATION

PUBLIC & PRIVATE LTD. COMPANIES OTHER THAN GOVT. OWNED & / OR d

PRIVATE SECTOR - OTHERS

No. of Accounts

Credit
Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

19

20

21

22

23

24

I.

AGRICULTURE

13,809

29246,22

23629,10

95,353

12347,74

9164,77

1.

Direct Finance

4,550

3847,46

3309,58

65,586

7480,12

5585,02

2.

Indirect Finance

9,259

25398,76

20319,52

29,767

4867,62

3579,75

II.

INDUSTRY

1,37,464

480169,58

324841,25

3,32,634

129588,87

90249,19

1.

Mining & Quarrying

2,249

12309,61

8224,51

9,959

2849,02

2155,43

2.

Food Manufacturing & Processing

8,942

28389,90

20225,51

43,394

14093,15

10137,32

(a)

Rice Mills, Flour & Dal Mills

1,736

3901,88

2984,57

20,500

6677,43

4684,72

(b)

Sugar

843

8057,13

5701,05

325

300,67

205,55

(c)

Edible Oils & Vanaspati

1,298

4510,23

3255,18

3,519

1170,23

849,69

(d)

Tea Processing

1,060

2964,46

2392,86

732

518,91

360,05

(e)

Processing of Fruits & Vegetables

648

952,21

734,93

2,592

333,77

262,70

(f)

Others

3,357

8004,00

5156,92

15,726

5092,13

3774,60

3.

Beverage & Tobacco

1,173

4455,71

3180,16

2,233

1216,87

898,90

4.

Textiles

20,433

58341,49

41112,51

56,593

24192,99

14796,54

(a)

Cotton Textiles

9,057

32270,76

22806,68

17,120

7509,44

4961,60

(b)

Jute & Other Natural Fibre Textiles

375

820,29

521,74

869

202,07

140,98

(c)

Handloom Textiles & Khadi

227

1308,69

794,21

4,144

973,59

663,09

(d)

Other Textiles & Textile Products

10,774

23941,74

16989,88

34,460

15507,90

9030,87

5.

Paper, Paper Products & Printing

5,176

12010,60

8431,64

15,110

3704,41

2995,80

6.

Leather & Leather Products

2,264

2740,43

1902,91

6,049

2383,99

1734,55

7.

Rubber & Plastic Products

5,600

9929,11

6983,65

14,863

3310,89

2279,22

8.

Chemicals & Chemical Products

14,021

54534,37

33949,88

16,829

6344,90

4024,63

(a)

Heavy Industrial Chemicals

3,183

15035,00

7611,34

3,343

1065,00

763,49

(b)

Fertilisers

669

8600,20

6817,28

461

299,53

185,88

(c)

Drugs & Pharmaceuticals

4,470

15009,02

10525,62

2,825

1091,12

804,08

(d)

Non-Edible Oils

170

423,12

258,02

510

188,62

134,19

(e)

Other Chemicals & Chemical Products

5,529

15467,04

8737,63

9,690

3700,63

2136,98

9.

Petroleum, Coal Products & Nuclear Fuels

1,231

13652,52

10157,89

1,259

407,63

328,41

10.

Manufacture of Cement & Cement Products

1,624

10319,59

7596,07

4,519

968,63

574,58

11.

Basic Metals & Metal Products

15,192

83867,26

56628,07

30,026

9979,06

7045,71

(a)

Iron & Steel

8,674

63204,40

44587,74

11,057

3846,40

2975,16

(b)

Non-Ferrous Metals

1,767

9841,02

5275,04

4,321

2604,24

1375,22

(c)

Metal Products

4,751

10821,84

6765,29

14,648

3528,43

2695,33

12.

Engineering

15,414

41235,55

28403,27

36,959

8681,40

6921,64

(a)

Heavy Engineering

2,821

8906,91

5714,83

9,381

2442,19

1988,87

(b)

Light Engineering

5,312

11869,78

7697,70

16,211

2805,04

2102,04

(c)

Electrical Machinery & Goods

4,673

9671,70

6999,23

8,168

2462,14

1988,20

(d)

Electronic Machinery & Goods

2,608

10787,16

7991,52

3,199

972,02

842,53

13.

Vehicles, Vehicle Parts & Transport Equipments

24,709

27114,37

18566,43

8,438

2620,17

1744,42

14.

Other Industries

7,948

50367,97

29247,30

52,192

27601,05

19755,21

15.

Electricity, Gas & Water

1,203

25640,44

16499,78

2,087

2117,02

1809,06

(a)

Electricity Generation & Transmission

744

22612,26

14502,59

728

1585,52

1352,12

(b)

Non-Conventional Energy

180

1020,69

810,34

277

189,32

149,55

(c)

Gas, Steam & Water Supply

279

2007,49

1186,85

1,082

342,18

307,40

16.

Construction

10,285

45260,67

33731,67

32,124

19117,68

13047,79

III.

TRANSPORT OPERATORS

4,158

10751,84

8962,50

17,316

2603,53

2351,14

IV.

PROFESSIONAL AND OTHER SERVICES

17,098

49071,21

35326,71

78,406

37409,49

29523,67

V.

PERSONAL LOANS

–

–

–

–

–

–

1.

Loans for Purchase of Consumer Durables

–

–

–

–

–

–

2.

Loans for Housing

–

–

–

–

–

–

3.

Rest of the Personal Loans

–

–

–

–

–

–

VI.

TRADE

20,211

56021,02

26849,14

3,75,475

65299,14

46757,52

1.

Wholesale Trade

9,952

21015,28

12115,68

94,178

26305,12

18548,79

2.

Retail Trade

10,259

35005,74

14733,46

2,81,297

38994,02

28208,73

VII.

FINANCE

8,931

67086,30

49901,55

4,509

5127,24

4489,08

VIII.

ALL OTHERS

1,30,580

17173,82

10233,19

2,21,594

21414,10

14384,12

TOTAL BANK CREDIT

3,32,251

709519,99

479743,44

11,25,287

273790,10

196919,50

OF WHICH :1.

Artisans and Village & Tiny Industries

2,176

445,41

372,02

34,955

3825,87

2976,24

   2.

Other Small Scale Industries

31,051

21833,03

16543,20

1,58,063

37319,39

28113,41

TABLE NO.5.2 - ORGANISATION-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

(Amount in Rupees Lakh)

OCCUPATION

JOINT SECTOR UNDERTAKINGS

INDIVIDUALS - MALES

No. of Accounts

Credit
 Limit

Amount Outstanding

No.of Accounts

Credit Limit

Amount Outstanding

25

26

27

28

29

30

I.

AGRICULTURE

259

922,32

872,72

9,80,242

34730,73

30463,07

1.

Direct Finance

151

297,72

257,43

9,71,550

34279,24

30080,24

2.

Indirect Finance

108

624,59

615,29

8,692

451,49

382,83

II.

INDUSTRY

1,085

10762,35

8925,46

1,79,386

15168,64

12175,41

1.

Mining & Quarrying

57

379,91

340,82

6,113

347,60

273,03

2.

Food Manufacturing & Processing

111

191,37

130,77

12,156

1589,43

1221,14

(a)

Rice Mills, Flour & Dal Mills

29

133,29

91,61

4,531

671,58

493,26

(b)

Sugar

10

8,80

6,30

85

23,82

17,64

(c)

Edible Oils & Vanaspati

14

6,19

5,65

1,049

120,79

96,23

(d)

Tea Processing

4

14,15

11,17

202

56,73

35,83

(e)

Processing of Fruits & Vegetables

2

5,45

5,79

1,092

88,23

73,48

(f)

Others

52

23,49

10,26

5,197

628,29

504,70

3.

Beverage & Tobacco

4

12,47

12,71

956

103,84

81,11

4.

Textiles

163

499,94

307,20

9,395

1420,00

1078,04

(a)

Cotton Textiles

60

308,42

124,19

4,125

714,48

532,58

(b)

Jute & Other Natural Fibre Textiles

3

10

8

248

26,72

22,00

(c)

Handloom Textiles & Khadi

9

1,74

1,38

794

66,16

50,82

(d)

Other Textiles & Textile Products

91

189,67

181,55

4,228

612,64

472,65

5.

Paper, Paper Products & Printing

45

71,76

63,41

2,541

266,35

193,98

6.

Leather & Leather Products

6

71

50

667

95,68

69,91

7.

Rubber & Plastic Products

50

130,90

128,92

2,199

261,76

195,79

8.

Chemicals & Chemical Products

99

1614,46

945,44

2,198

285,84

214,18

(a)

Heavy Industrial Chemicals

30

331,09

244,87

–

–

–

(b)

Fertilisers

20

1221,27

647,24

–

–

–

(c)

Drugs & Pharmaceuticals

27

42,39

34,83

349

58,03

47,17

(d)

Non-Edible Oils

–

–

–

105

17,96

12,24

(e)

Other Chemicals & Chemical Products

22

19,72

18,50

1,744

209,85

154,77

9.

Petroleum, Coal Products & Nuclear Fuels

18

934,09

533,51

280

39,81

25,73

10.

Manufacture of Cement & Cement Products

7

2,51

34

1,599

194,25

157,46

11.

Basic Metals & Metal Products

92

1294,41

1115,37

3,461

453,52

348,99

(a)

Iron & Steel

60

1169,64

1005,42

314

72,34

50,54

(b)

Non-Ferrous Metals

7

101,88

101,96

74

12,97

5,68

(c)

Metal Products

25

22,89

7,99

3,073

368,21

292,77

12.

Engineering

96

247,60

211,89

7,679

780,90

622,76

(a)

Heavy Engineering

9

5,29

3,64

3,230

269,21

214,64

(b)

Light Engineering

41

39,06

28,65

2,351

269,29

206,28

(c)

Electrical Machinery & Goods

36

165,77

156,90

1,159

135,24

108,29

(d)

Electronic Machinery & Goods

10

37,48

22,70

939

107,15

93,55

13.

Vehicles, Vehicle Parts & Transport Equipments

34

79,40

76,19

1,428

115,95

93,36

14.

Other Industries

94

423,77

361,61

35,001

2794,47

2195,18

15.

Electricity, Gas & Water

33

1875,55

1822,78

494

170,27

154,29

(a)

Electricity Generation & Transmission

28

1808,59

1761,44

–

–

–

(b)

Non-Conventional Energy

2

9,40

8,94

95

56,70

45,93

(c)

Gas, Steam & Water Supply

3

57,56

52,40

399

113,57

108,35

16.

Construction

176

3003,52

2874,02

93,219

6248,98

5250,48

III.

TRANSPORT OPERATORS

33

244,27

130,44

1,22,477

6092,34

5368,16

IV.

PROFESSIONAL AND OTHER SERVICES

278

351,39

276,93

1,04,258

7921,37

6073,32

V.

PERSONAL LOANS

–

–

–

42,55,066

224067,09

180717,83

1.

Loans for Purchase of Consumer Durables

–

–

–

13,510

530,52

424,02

2.

Loans for Housing

–

–

–

20,09,722

119107,21

104967,89

3.

Rest of the Personal Loans

–

–

–

22,31,834

104429,36

75325,92

VI.

TRADE

316

177,96

96,96

1,28,997

11254,75

8748,07

1.

Wholesale Trade

90

56,97

31,65

20,494

1900,67

1523,78

2.

Retail Trade

226

120,98

65,31

1,08,503

9354,08

7224,29

VII.

FINANCE

43

292,93

290,52

4,676

388,61

266,85

VIII.

ALL OTHERS

504

110,42

67,47

87,285

10817,68

8023,03

TOTAL BANK CREDIT

2,518

12861,63

10660,50

58,62,387

310441,20

251835,74

OF WHICH :1.

Artisans and Village & Tiny Industries

23

4,37

3,08

25,386

1687,98

1321,92

2.

Other Small Scale Industries

312

172,33

152,77

26,794

3073,11

2326,72

TABLE NO.5.2 - ORGANISATION-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

(Amount in Rupees Lakh)

OCCUPATION

INDIVIDUALS - FEMALES

TOTAL

No. of Accounts

Credit
Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

31

32

33

34

35

36

I.

AGRICULTURE

61,636

2337,24

2047,89

12,12,668

117258,01

95460,52

1.

Direct Finance

59,633

2257,55

1976,92

11,30,442

59564,64

48849,09

2.

Indirect Finance

2,003

79,69

70,97

82,226

57693,37

46611,43

II.

INDUSTRY

22,634

1651,72

1322,82

7,09,933

840943,22

556357,49

1.

Mining & Quarrying

755

38,50

31,47

20,482

24364,95

16317,96

2.

Food Manufacturing & Processing

1,494

149,31

111,88

69,223

53125,86

35988,35

(a)

Rice Mills, Flour & Dal Mills

474

53,11

36,73

28,195

12391,05

8973,70

(b)

Sugar

11

9,39

9,21

1,443

9404,69

6751,57

(c)

Edible Oils & Vanaspati

99

15,08

9,00

6,353

6774,72

4829,05

(d)

Tea Processing

21

2,71

2,58

2,255

3910,24

3095,70

(e)

Processing of Fruits & Vegetables

130

7,64

6,10

4,611

1535,84

1190,69

(f)

Others

759

61,39

48,27

26,366

19109,32

11147,63

3.

Beverage & Tobacco

84

4,31

2,81

4,631

6200,75

4495,19

4.

Textiles

1,417

176,56

137,72

92,293

100564,99

64856,29

(a)

Cotton Textiles

586

96,50

76,31

32,666

48460,71

32266,68

(b)

Jute & Other Natural Fibre Textiles

17

2,78

2,32

1,607

1165,06

770,90

(c)

Handloom Textiles & Khadi

173

16,75

10,59

5,592

2676,88

1755,56

(d)

Other Textiles & Textile Products

641

60,53

48,50

52,428

48262,34

30063,15

5.

Paper, Paper Products & Printing

339

28,68

23,18

24,570

17922,91

12645,61

6.

Leather & Leather Products

136

19,71

17,37

9,682

7693,76

4427,41

7.

Rubber & Plastic Products

236

23,31

14,42

24,500

15501,34

10845,63

8.

Chemicals & Chemical Products

311

34,24

25,49

36,919

79856,58

47213,94

(a)

Heavy Industrial Chemicals

–

–

–

7,270

23329,60

12781,70

(b)

Fertilisers

–

–

–

1,298

14597,20

9050,99

(c)

Drugs & Pharmaceuticals

48

13,12

12,27

8,532

18388,03

12456,98

(d)

Non-Edible Oils

12

1,80

91

855

711,41

459,48

(e)

Other Chemicals & Chemical Products

251

19,31

12,31

18,964

22830,35

12464,79

9.

Petroleum, Coal Products & Nuclear Fuels

32

1,97

1,46

3,148

42912,70

22516,24

10.

Manufacture of Cement & Cement Products

246

18,56

16,23

8,350

12418,45

8920,84

11.

Basic Metals & Metal Products

351

37,11

29,17

53,101

114540,44

72771,64

(a)

Iron & Steel

26

4,16

3,24

22,537

82103,25

54362,49

(b)

Non-Ferrous Metals

6

49

43

6,812

13668,02

7363,92

(c)

Metal Products

319

32,46

25,50

23,752

18769,18

11045,22

12.

Engineering

944

78,57

60,00

66,491

64411,48

42928,91

(a)

Heavy Engineering

481

25,73

21,17

16,600

13767,26

8905,98

(b)

Light Engineering

190

17,06

12,48

26,234

20117,84

12491,70

(c)

Electrical Machinery & Goods

128

23,73

16,12

16,177

16200,97

11322,20

(d)

Electronic Machinery & Goods

145

12,05

10,24

7,480

14325,41

10209,02

13.

Vehicles, Vehicle Parts & Transport Equipments

268

20,47

16,98

35,902

34029,43

23008,30

14.

Other Industries

3,067

212,60

166,97

1,01,070

94649,48

59604,97

15.

Electricity, Gas & Water

91

10,30

9,32

7,084

65053,09

48060,75

(a)

Electricity Generation & Transmission

–

–

–

4,492

59389,70

43874,36

(b)

Non-Conventional Energy

49

5,80

5,32

651

1588,13

1248,26

(c)

Gas, Steam & Water Supply

42

4,51

4,00

1,941

4075,27

2938,14

16.

Construction

12,863

797,54

658,33

1,52,487

107697,00

81755,46

III.

TRANSPORT OPERATORS

7,812

375,90

301,40

1,52,799

26709,77

21238,49

IV.

PROFESSIONAL AND OTHER SERVICES

28,338

2180,10

1776,11

2,32,062

106112,63

77669,00

V.

PERSONAL LOANS

6,29,023

32587,21

26667,01

49,43,977

303162,90

246957,28

1.

Loans for Purchase of Consumer Durables

1,897

77,27

63,72

15,407

607,79

487,73

2.

Loans for Housing

3,44,999

20461,96

18022,29

24,14,609

186077,77

162562,63

3.

Rest of the Personal Loans

2,82,127

12047,98

8581,01

25,13,961

116477,33

83906,93

VI.

TRADE

14,091

1257,23

922,25

5,64,017

206016,32

132739,72

1.

Wholesale Trade

2,020

164,26

129,04

1,29,720

113684,83

75978,91

2.

Retail Trade

12,071

1092,97

793,21

4,34,297

92331,49

56760,81

VII.

FINANCE

857

54,34

38,67

23,918

123919,53

94819,17

VIII.

ALL OTHERS

14,248

1731,86

1286,19

4,73,682

63484,37

40102,30

TOTAL BANK CREDIT

7,78,639

42175,58

34362,33

83,13,056

1787606,74

1265343,98

OF WHICH :1.

Artisans and Village & Tiny Industries

2,492

133,93

100,29

67,401

6655,00

5204,50

2.

Other Small Scale Industries

2,945

285,73

225,35

2,29,558

69164,14

52150,75