Table No.5.4 - Size of Credit limit-Wise Classification of Outstanding Credit of Scheduled commercial Banks According to Occupation (Part 1 of 2) - আরবিআই - Reserve Bank of India
Table No.5.4 - Size of Credit limit-Wise Classification of Outstanding Credit of Scheduled commercial Banks According to Occupation (Part 1 of 2)
(Amount in Rupees Lakh) |
||||||||||||
OCCUPATION |
Rs.25,000 AND LESS |
ABOVE Rs.25,000 AND UPTO |
ABOVE Rs.2 LAKH AND UPTO |
|||||||||
Rs. 2 LAKH |
Rs. 5 LAKH |
|||||||||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||||
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
||||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
||||
I. |
AGRICULTURE |
151,23,748 |
20513,90 |
18040,79 |
55,34,822 |
34670,27 |
29353,15 |
5,80,223 |
17016,26 |
14935,53 |
||
1. Direct Finance |
147,44,306 |
20013,65 |
17640,22 |
53,90,548 |
33634,84 |
28521,00 |
5,44,258 |
15807,40 |
13907,93 |
|||
2. Indirect Finance |
3,79,442 |
500,25 |
400,56 |
1,44,274 |
1035,42 |
832,15 |
35,965 |
1208,85 |
1027,60 |
|||
II. |
INDUSTRY |
16,77,149 |
1965,08 |
1580,17 |
6,77,736 |
5936,32 |
5034,20 |
2,25,598 |
7619,28 |
5873,04 |
||
1. Mining & Quarrying |
.. .. |
.. .. |
.. .. |
.. .. |
.. .. |
.. .. |
5,650 |
195,32 |
160,75 |
|||
2. Food Manufacturing & Processing |
1,04,736 |
107,14 |
93,66 |
45,866 |
372,94 |
317,34 |
16,432 |
587,98 |
469,96 |
|||
(a) Rice Mills, Flour & Dal Mills |
- |
- |
- |
- |
- |
- |
5,916 |
216,75 |
172,51 |
|||
(b) Sugar |
- |
- |
- |
- |
- |
- |
111 |
4,14 |
3,38 |
|||
(c) Edible Oils & Vanaspati |
- |
- |
- |
- |
- |
- |
1,519 |
54,90 |
43,74 |
|||
(d) Tea Processing |
- |
- |
- |
- |
- |
- |
306 |
10,77 |
8,80 |
|||
(e) Processing of Fruits & Vegetables |
- |
- |
- |
- |
- |
- |
599 |
20,98 |
16,54 |
|||
(f) Others |
- |
- |
- |
- |
- |
- |
7,981 |
280,44 |
225,00 |
|||
3. Beverage & Tobacco |
- |
- |
- |
- |
- |
- |
1,410 |
50,28 |
40,40 |
|||
4. Textiles |
67,857 |
96,26 |
77,64 |
40,095 |
374,89 |
314,48 |
22,847 |
831,30 |
660,58 |
|||
(a) Cotton Textiles |
- |
- |
- |
- |
- |
- |
7,144 |
256,04 |
203,70 |
|||
(b) Jute & Other Natural Fibre Textiles |
- |
- |
- |
- |
- |
- |
458 |
16,61 |
13,86 |
|||
(c) Handloom Textiles & Khadi |
- |
- |
- |
- |
- |
- |
1,939 |
70,88 |
56,12 |
|||
(d) Other Textiles & Textile Products |
- |
- |
- |
- |
- |
- |
13,306 |
487,77 |
386,90 |
|||
5. Paper, Paper Products & Printing |
7,013 |
9,34 |
8,19 |
11,659 |
115,06 |
94,37 |
8,021 |
287,20 |
227,41 |
|||
6. Leather & Leather Products |
10,060 |
14,15 |
11,52 |
5,992 |
48,23 |
40,17 |
2,134 |
76,41 |
64,69 |
|||
7. Rubber & Plastic Products |
5,675 |
7,46 |
6,81 |
7,884 |
83,36 |
70,60 |
7,997 |
289,84 |
233,31 |
|||
8. Chemicals & Chemical Products |
15,998 |
25,57 |
24,94 |
19,139 |
174,24 |
153,99 |
9,678 |
346,82 |
275,25 |
|||
(a) Heavy Industrial Chemicals |
- |
- |
- |
- |
- |
- |
1,533 |
56,56 |
45,43 |
|||
(b) Fertilisers |
- |
- |
- |
- |
- |
- |
190 |
7,07 |
5,47 |
|||
(c) Drugs & Pharmaceuticals |
- |
- |
- |
- |
- |
- |
1,904 |
68,22 |
55,43 |
|||
(d) Non-Edible Oils |
- |
- |
- |
- |
- |
- |
170 |
6,11 |
4,94 |
|||
(e) Other Chemicals & Chemical Products |
- |
- |
- |
- |
- |
- |
5,881 |
208,84 |
163,98 |
|||
9. Petroleum, Coal Products & Nuclear Fuels |
- |
- |
- |
- |
- |
- |
731 |
26,09 |
20,75 |
|||
10. Manufacture of Cement & Cement Products |
2,609 |
4,06 |
3,25 |
3,788 |
34,33 |
27,36 |
2,216 |
80,65 |
65,21 |
|||
11. Basic Metals & Metal Products |
27,549 |
37,33 |
35,14 |
19,876 |
186,21 |
158,91 |
14,249 |
512,90 |
416,20 |
|||
(a) Iron & Steel |
- |
- |
- |
- |
- |
- |
4,081 |
148,40 |
118,25 |
|||
(b) Non-Ferrous Metals |
- |
- |
- |
- |
- |
- |
1,239 |
45,75 |
37,43 |
|||
(c) Metal Products |
- |
- |
- |
- |
- |
- |
8,929 |
318,74 |
260,52 |
|||
12. Engineering |
27,000 |
40,29 |
36,77 |
30,859 |
299,62 |
247,59 |
18,488 |
654,53 |
510,93 |
|||
(a) Heavy Engineering |
- |
- |
- |
- |
- |
- |
4,662 |
161,75 |
125,44 |
|||
(b) Light Engineering |
- |
- |
- |
- |
- |
- |
7,144 |
257,81 |
200,18 |
|||
(c) Electrical Machinery & Goods |
- |
- |
- |
- |
- |
- |
4,743 |
166,08 |
130,54 |
|||
(d) Electronic Machinery & Goods |
- |
- |
- |
- |
- |
- |
1,939 |
68,88 |
54,77 |
|||
13. Vehicles, Vehicle Parts & Transport Equipments |
11,649 |
15,08 |
11,99 |
14,583 |
132,35 |
106,20 |
4,485 |
158,66 |
125,45 |
|||
14. Other Industries |
13,65,104 |
1560,74 |
1230,70 |
4,12,666 |
3330,90 |
2784,38 |
61,851 |
1831,04 |
1144,98 |
|||
15. Electricity, Gas & Water |
- |
- |
- |
- |
- |
- |
1,511 |
52,15 |
42,17 |
|||
(a) Electricity Generation & Transmission |
- |
- |
- |
- |
- |
- |
676 |
22,78 |
19,12 |
|||
(b) Non-Conventional Energy |
- |
- |
- |
- |
- |
- |
209 |
7,02 |
5,35 |
|||
(c) Gas, Steam & Water Supply |
- |
- |
- |
- |
- |
- |
626 |
22,35 |
17,70 |
|||
16. Construction |
31,899 |
47,66 |
39,57 |
65,329 |
784,19 |
718,82 |
47,898 |
1638,11 |
1415,01 |
|||
III. |
TRANSPORT OPERATORS |
2,12,944 |
242,10 |
187,07 |
2,24,428 |
1922,68 |
1517,05 |
56,424 |
1793,06 |
1303,45 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
8,54,418 |
1156,35 |
936,39 |
4,99,254 |
3444,56 |
2692,56 |
83,628 |
2811,62 |
2289,20 |
||
V. |
PERSONAL LOANS |
116,97,747 |
16055,64 |
9581,47 |
141,83,167 |
98856,92 |
60789,63 |
18,57,759 |
60678,81 |
49778,22 |
||
1. Loans for Purchase of Consumer Durables |
5,95,320 |
963,73 |
745,36 |
7,45,696 |
4053,38 |
3029,53 |
10,788 |
337,40 |
262,32 |
|||
2. Loans for Housing |
2,40,759 |
373,03 |
335,78 |
15,32,541 |
18282,38 |
16041,53 |
8,47,832 |
28989,62 |
25931,05 |
|||
3. Rest of the Personal Loans |
108,61,668 |
14718,88 |
8500,32 |
119,04,930 |
76521,16 |
41718,57 |
9,99,139 |
31351,79 |
23584,86 |
|||
VI. |
TRADE |
33,84,597 |
4556,00 |
3675,54 |
15,71,406 |
11679,63 |
9541,86 |
2,08,178 |
7533,38 |
6167,28 |
||
1. Wholesale Trade |
1,56,279 |
200,55 |
164,41 |
1,09,890 |
1042,64 |
868,40 |
46,433 |
1731,44 |
1398,04 |
|||
2. Retail Trade |
32,28,318 |
4355,45 |
3511,13 |
14,61,516 |
10636,99 |
8673,45 |
1,61,745 |
5801,94 |
4769,24 |
|||
VII. |
FINANCE |
36,581 |
50,65 |
39,32 |
22,258 |
184,69 |
133,50 |
8,456 |
283,81 |
219,92 |
||
VIII. |
ALL OTHERS |
37,78,908 |
5205,27 |
4514,69 |
24,20,675 |
18066,71 |
15082,44 |
97,017 |
3273,09 |
2535,75 |
||
TOTAL BANK CREDIT |
367,66,092 |
49745,00 |
38555,43 |
251,33,746 |
174761,76 |
124144,38 |
31,17,283 |
101009,30 |
83102,39 |
|||
OF WHICH : 1. Artisans and Village & Tiny Industries |
10,53,797 |
1146,59 |
879,21 |
2,04,130 |
1479,59 |
1191,07 |
19,853 |
685,20 |
546,77 |
|||
2. Other Small Scale Industries |
3,06,322 |
377,17 |
313,38 |
2,27,528 |
2090,94 |
1759,79 |
72,864 |
2653,54 |
2120,46 |
|||
.. .. indicates break-up not available separately. |
(Amount in Rupees Lakh) |
||||||||||||
OCCUPATION |
ABOVE Rs.5 LAKH AND UPTO |
ABOVE Rs.10 LAKH AND UPTO |
ABOVE Rs. 25 LAKH AND UPTO |
|||||||||
Rs. 10 LAKH |
Rs. 25 LAKH |
Rs. 50 LAKH |
||||||||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||||
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
||||
10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
18 |
||||
I. |
AGRICULTURE |
32,858 |
2453,27 |
2031,32 |
16,555 |
2803,99 |
2069,26 |
7,161 |
2623,69 |
2143,71 |
||
1. Direct Finance |
23,063 |
1686,65 |
1391,13 |
11,216 |
1871,65 |
1282,81 |
3,502 |
1276,27 |
984,44 |
|||
2. Indirect Finance |
9,795 |
766,61 |
640,19 |
5,339 |
932,34 |
786,45 |
3,659 |
1347,42 |
1159,26 |
|||
II. |
INDUSTRY |
95,802 |
7486,62 |
6088,23 |
73,133 |
12593,09 |
10038,71 |
38,400 |
14618,46 |
11006,25 |
||
1. Mining & Quarrying |
2,650 |
206,67 |
171,50 |
1,736 |
294,17 |
234,72 |
745 |
280,84 |
214,99 |
|||
2. Food Manufacturing & Processing |
10,134 |
811,76 |
647,49 |
9,346 |
1657,12 |
1288,53 |
5,263 |
2021,28 |
1531,76 |
|||
(a) Rice Mills, Flour & Dal Mills |
4,703 |
384,46 |
302,56 |
4,808 |
867,74 |
658,75 |
2,660 |
1022,88 |
761,48 |
|||
(b) Sugar |
76 |
6,22 |
5,00 |
93 |
16,80 |
14,52 |
83 |
33,86 |
27,04 |
|||
(c) Edible Oils & Vanaspati |
868 |
69,19 |
55,07 |
871 |
154,93 |
118,10 |
516 |
198,75 |
157,72 |
|||
(d) Tea Processing |
195 |
16,01 |
13,03 |
266 |
47,53 |
39,84 |
308 |
118,27 |
92,56 |
|||
(e) Processing of Fruits & Vegetables |
290 |
22,56 |
17,96 |
246 |
42,14 |
35,10 |
142 |
53,85 |
42,24 |
|||
(f) Others |
4,002 |
313,31 |
253,87 |
3,062 |
527,99 |
422,22 |
1,554 |
593,66 |
450,73 |
|||
3. Beverage & Tobacco |
768 |
60,97 |
48,88 |
616 |
108,83 |
87,53 |
435 |
174,21 |
117,47 |
|||
4. Textiles |
13,581 |
1081,94 |
883,43 |
13,232 |
2314,53 |
1864,95 |
7,925 |
3037,59 |
2279,49 |
|||
(a) Cotton Textiles |
4,154 |
334,49 |
279,04 |
4,393 |
774,06 |
644,18 |
2,827 |
1080,47 |
831,06 |
|||
(b) Jute & Other Natural Fibre Textiles |
272 |
21,40 |
17,90 |
259 |
44,34 |
36,72 |
155 |
59,88 |
46,68 |
|||
(c) Handloom Textiles & Khadi |
897 |
70,16 |
57,70 |
537 |
90,00 |
72,21 |
224 |
84,93 |
66,73 |
|||
(d) Other Textiles & Textile Products |
8,258 |
655,88 |
528,78 |
8,043 |
1406,13 |
1111,84 |
4,719 |
1812,31 |
1335,03 |
|||
5. Paper, Paper Products & Printing |
4,597 |
361,10 |
288,53 |
3,530 |
599,63 |
469,79 |
1,806 |
662,47 |
447,97 |
|||
6. Leather & Leather Products |
1,437 |
113,15 |
94,96 |
1,443 |
252,35 |
201,51 |
859 |
330,65 |
251,72 |
|||
7. Rubber & Plastic Products |
4,862 |
376,55 |
307,83 |
4,080 |
691,50 |
554,14 |
1,916 |
720,08 |
555,16 |
|||
8. Chemicals & Chemical Products |
6,162 |
483,42 |
385,60 |
5,800 |
995,09 |
781,31 |
3,435 |
1309,20 |
961,33 |
|||
(a) Heavy Industrial Chemicals |
1,137 |
88,40 |
70,81 |
1,078 |
187,87 |
146,00 |
617 |
236,29 |
176,17 |
|||
(b) Fertilisers |
157 |
13,32 |
11,38 |
214 |
37,33 |
30,71 |
146 |
52,35 |
42,77 |
|||
(c) Drugs & Pharmaceuticals |
1,170 |
93,16 |
75,72 |
1,314 |
226,87 |
180,23 |
849 |
322,16 |
254,74 |
|||
(d) Non-Edible Oils |
148 |
12,04 |
9,04 |
127 |
21,40 |
17,43 |
74 |
28,12 |
22,78 |
|||
(e) Other Chemicals & Chemical Products |
3,550 |
276,50 |
218,64 |
3,067 |
521,62 |
406,95 |
1,749 |
670,27 |
464,86 |
|||
9. Petroleum, Coal Products & Nuclear Fuels |
414 |
33,08 |
26,79 |
374 |
65,04 |
53,24 |
219 |
82,23 |
65,99 |
|||
10. Manufacture of Cement & Cement Products |
1,015 |
78,35 |
62,81 |
552 |
94,16 |
73,80 |
282 |
105,96 |
78,41 |
|||
11. Basic Metals & Metal Products |
8,338 |
651,97 |
531,51 |
7,313 |
1260,19 |
1022,28 |
4,021 |
1529,89 |
1190,93 |
|||
(a) Iron & Steel |
2,652 |
210,27 |
168,99 |
2,756 |
483,77 |
395,72 |
1,787 |
685,12 |
528,97 |
|||
(b) Non-Ferrous Metals |
887 |
70,54 |
58,11 |
754 |
129,56 |
105,35 |
410 |
156,87 |
117,55 |
|||
(c) Metal Products |
4,799 |
371,17 |
304,40 |
3,803 |
646,85 |
521,21 |
1,824 |
687,90 |
544,41 |
|||
12. Engineering |
9,617 |
758,86 |
596,98 |
8,325 |
1429,94 |
1095,68 |
4,459 |
1710,39 |
1192,01 |
|||
(a) Heavy Engineering |
2,227 |
176,62 |
139,33 |
1,919 |
327,35 |
251,01 |
1,078 |
411,14 |
280,30 |
|||
(b) Light Engineering |
3,809 |
299,80 |
232,84 |
2,974 |
508,06 |
385,78 |
1,488 |
573,91 |
389,54 |
|||
(c) Electrical Machinery & Goods |
2,530 |
199,98 |
158,73 |
2,372 |
411,58 |
316,82 |
1,282 |
492,78 |
356,72 |
|||
(d) Electronic Machinery & Goods |
1,051 |
82,46 |
66,08 |
1,060 |
182,95 |
142,06 |
611 |
232,56 |
165,44 |
|||
13. Vehicles, Vehicle Parts & Transport Equipments |
2,177 |
168,48 |
133,45 |
1,924 |
327,13 |
260,85 |
1,117 |
425,49 |
316,93 |
|||
14. Other Industries |
15,002 |
1149,11 |
938,27 |
7,713 |
1305,83 |
1066,58 |
3,251 |
1212,85 |
987,30 |
|||
15. Electricity, Gas & Water |
619 |
47,41 |
39,76 |
474 |
80,44 |
65,32 |
274 |
101,18 |
74,35 |
|||
(a) Electricity Generation & Transmission |
269 |
19,96 |
16,80 |
203 |
34,26 |
28,05 |
162 |
58,45 |
42,20 |
|||
(b) Non-Conventional Energy |
66 |
5,25 |
4,44 |
49 |
8,35 |
7,16 |
26 |
9,99 |
7,12 |
|||
(c) Gas, Steam & Water Supply |
284 |
22,21 |
18,52 |
222 |
37,82 |
30,12 |
86 |
32,75 |
25,02 |
|||
16. Construction |
14,429 |
1103,81 |
930,46 |
6,675 |
1117,14 |
918,49 |
2,393 |
914,16 |
740,45 |
|||
III. |
TRANSPORT OPERATORS |
13,632 |
944,98 |
771,49 |
2,504 |
397,61 |
310,64 |
790 |
292,98 |
240,93 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
33,807 |
2529,94 |
2115,96 |
18,006 |
2963,29 |
2354,92 |
5,316 |
1997,20 |
1545,98 |
||
V. |
PERSONAL LOANS |
4,57,827 |
33071,41 |
28083,34 |
1,48,759 |
22617,79 |
18724,60 |
20,190 |
7053,10 |
5749,26 |
||
1. Loans for Purchase of Consumer Durables |
2,543 |
192,67 |
165,14 |
6 |
88 |
88 |
- |
- |
- |
|||
2. Loans for Housing |
2,92,757 |
21259,59 |
18902,20 |
1,04,558 |
15846,23 |
13902,80 |
13,783 |
4776,38 |
4121,07 |
|||
3. Rest of the Personal Loans |
1,62,527 |
11619,15 |
9015,99 |
44,195 |
6770,68 |
4820,92 |
6,407 |
2276,72 |
1628,19 |
|||
VI. |
TRADE |
82,410 |
6568,45 |
5346,68 |
46,045 |
7896,69 |
6391,75 |
16,323 |
6147,48 |
4805,56 |
||
1. Wholesale Trade |
28,303 |
2298,54 |
1858,43 |
22,349 |
3888,89 |
3133,75 |
9,243 |
3504,35 |
2728,79 |
|||
2. Retail Trade |
54,107 |
4269,91 |
3488,25 |
23,696 |
4007,79 |
3258,00 |
7,080 |
2643,13 |
2076,77 |
|||
VII. |
FINANCE |
2,622 |
204,26 |
151,09 |
1,752 |
302,29 |
204,89 |
991 |
377,85 |
256,48 |
||
VIII. |
ALL OTHERS |
77,039 |
5830,52 |
4697,27 |
38,669 |
6482,42 |
5211,97 |
13,855 |
4945,36 |
3799,61 |
||
TOTAL BANK CREDIT |
7,95,997 |
59089,44 |
49285,39 |
3,45,423 |
56057,16 |
45306,73 |
1,03,026 |
38056,11 |
29547,77 |
|||
OF WHICH : 1. Artisans and Village & Tiny Industries |
8,015 |
628,42 |
511,10 |
4,997 |
851,27 |
675,86 |
2,065 |
775,42 |
597,73 |
|||
2. Other Small Scale Industries |
42,795 |
3361,31 |
2705,43 |
34,431 |
5935,35 |
4718,00 |
16,446 |
6210,08 |
4758,93 |
|||
.. .. indicates break-up not available separately. |