URBAN

(Amount in Rupees Lakh)

OCCUPATION

STATE BANK OF INDIA AND
ITS ASSOCIATES

NATIONALISED BANKS

No. of
Accounts

Credit
Limit

Amount
Outsta-nding

No. of
Accounts

Credit
Limit

Amount
Outsta-nding

1

2

3

4

5

6

I.

AGRICULTURE

7,77,696

13727,01

11276,06

13,76,574

22060,18

19068,43

1. Direct Finance

7,61,523

9281,13

7888,63

13,37,956

14096,80

12036,85

2. Indirect Finance

16,173

4445,88

3387,43

38,618

7963,37

7031,58

II.

INDUSTRY

1,15,920

63354,08

45728,52

3,79,433

111287,20

80919,55

1. Mining & Quarrying

2,493

4586,81

2623,05

2,725

2206,18

1632,13

2. Food Manufacturing & Processing

21,968

7891,43

6063,47

25,354

10515,10

8211,19

(a) Rice Mills, Flour & Dal Mills

12,026

3000,83

2343,70

12,889

2701,34

2223,71

(b) Sugar

193

1329,79

1053,92

289

3561,15

2698,69

(c) Edible Oils & Vanaspati

932

1139,93

836,51

1,145

724,29

581,64

(d) Tea Processing

122

96,02

69,81

236

345,20

284,83

(e) Processing of Fruits & Vegetables

314

130,94

86,24

259

81,59

64,59

(f) Others

8,381

2193,92

1673,30

10,536

3101,53

2357,73

3. Beverage & Tobacco

959

731,78

527,27

932

1404,56

811,55

4. Textiles

17,434

15831,27

11628,37

1,06,137

20940,26

15009,94

(a) Cotton Textiles

4,818

8475,66

6036,40

53,235

12787,56

8754,27

(b) Jute & Other Natural Fibre Textiles

345

156,50

94,11

26,383

592,25

605,78

(c) Handloom Textiles & Khadi

2,681

284,16

230,49

5,030

703,08

511,53

(d) Other Textiles & Textile Products

9,590

6914,94

5267,37

21,489

6857,35

5138,36

5. Paper, Paper Products & Printing

3,963

1565,98

1187,22

8,369

2074,51

1665,20

6. Leather & Leather Products

1,502

237,14

185,60

3,381

503,02

341,65

7. Rubber & Plastic Products

4,081

1826,17

1441,65

6,291

2711,46

1458,63

8. Chemicals & Chemical Products

6,050

3388,45

2581,81

17,258

4790,65

3517,30

(a) Heavy Industrial Chemicals

520

479,99

327,79

1,088

953,58

721,94

(b) Fertilisers

120

291,38

224,75

204

681,37

489,01

(c) Drugs & Pharmaceuticals

627

1035,76

796,28

11,525

2012,85

1406,42

(d) Non-Edible Oils

237

213,20

171,94

116

97,96

54,50

(e) Other Chemicals & Chemical Products

4,546

1368,12

1061,05

4,325

1044,89

845,43

9. Petroleum, Coal Products & Nuclear Fuels

265

543,69

311,59

475

669,34

466,77

10. Manufacture of Cement & Cement Products

1,589

864,62

531,88

3,927

1037,74

824,38

11. Basic Metals & Metal Products

11,755

11388,53

7697,65

18,224

17166,30

11397,34

(a) Iron & Steel

3,310

8263,88

5501,88

4,031

12847,21

8128,64

(b) Non-Ferrous Metals

1,400

1990,79

1329,04

1,104

1220,32

815,68

(c) Metal Products

7,045

1133,86

866,73

13,089

3098,78

2453,03

12. Engineering

10,595

4318,68

3248,54

20,970

7193,94

5275,50

(a) Heavy Engineering

934

526,78

395,49

4,173

1784,73

1209,97

(b) Light Engineering

6,798

1993,34

1434,73

10,507

2781,36

2197,82

(c) Electrical Machinery & Goods

2,088

1250,40

962,24

4,392

1876,70

1277,09

(d) Electronic Machinery & Goods

775

548,16

456,09

1,898

751,15

590,63

13. Vehicles, Vehicle Parts & Transport Equipments

2,102

2176,45

1649,01

5,521

2978,07

1885,99

14. Other Industries

22,047

2173,34

1746,60

1,14,402

8296,96

6657,51

15. Electricity, Gas & Water

375

1470,24

1204,80

824

10320,88

7091,91

(a) Electricity Generation & Transmission

169

1267,54

1054,62

335

9408,33

6375,16

(b) Non-Conventional Energy

42

66,68

57,93

167

523,04

405,21

(c) Gas, Steam & Water Supply

164

136,03

92,25

322

389,51

311,54

16. Construction

8,742

4359,50

3100,02

44,643

18478,23

14672,55

III.

TRANSPORT OPERATORS

21,544

848,73

685,48

53,592

1479,02

1181,77

IV.

PROFESSIONAL AND OTHER SERVICES

92,511

9510,37

7107,18

2,85,672

19690,37

15308,38

V.

PERSONAL LOANS

23,55,594

46521,59

36283,21

27,88,420

54332,03

45467,90

1. Loans for Purchase of Consumer Durables

12,753

110,61

83,77

1,59,921

1126,49

888,76

2. Loans for Housing

5,60,814

23659,02

19335,73

7,10,839

30017,96

26289,21

3. Rest of the Personal Loans

17,82,027

22751,96

16863,71

19,17,660

23187,58

18289,93

VI.

TRADE

2,55,950

18818,86

14188,51

7,53,053

28208,09

21359,69

1. Wholesale Trade

11,101

9625,66

6676,46

45,885

8997,38

6234,80

2. Retail Trade

2,44,849

9193,20

7512,05

7,07,168

19210,71

15124,89

VII.

FINANCE

1,394

2178,97

2042,02

30,402

4803,65

3883,90

VIII.

ALL OTHERS

51,091

1555,41

1283,44

9,03,974

18330,27

14723,38

TOTAL BANK CREDIT

36,71,700

156515,00

118594,41

65,71,120

260190,83

201912,99

TABLE NO. 5.5 – POPULATION AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2008

URBAN

(Amount in Rupees Lakh) 

OCCUPATION

FOREIGN BANKS

REGIONAL RURAL BANKS

No. of
Accounts

Credit
Limit

Amount
Outsta-nding

No. of
Accounts

Credit
Limit

Amount
Outsta-nding

7

8

9

10

11

12

I.

AGRICULTURE

68

72,58

54,05

2,07,006

996,14

880,10

1. Direct Finance

51

67,47

51,08

1,99,428

868,38

773,47

2. Indirect Finance

17

5,11

2,97

7,578

127,76

106,63

II.

INDUSTRY

4,273

6777,04

4156,20

32,606

441,05

347,90

1. Mining & Quarrying

25

127,75

50,02

63

16,09

14,22

2. Food Manufacturing & Processing

67

330,61

275,30

3,469

52,88

32,50

(a) Rice Mills, Flour & Dal Mills

5

31,00

19,38

1,574

38,23

20,57

(b) Sugar

9

117,97

117,97

1

18

18

(c) Edible Oils & Vanaspati

7

59,94

52,13

173

2,02

1,64

(d) Tea Processing

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

3

17,50

10,00

17

1,40

1,17

(f) Others

43

104,20

75,82

1,704

11,06

8,95

3. Beverage & Tobacco

10

411,35

292,66

27

4,58

3,62

4. Textiles

519

1269,52

862,31

2,931

23,80

18,85

(a) Cotton Textiles

124

491,28

281,68

317

4,22

3,21

(b) Jute & Other Natural Fibre Textiles

8

10

5

426

3,51

2,75

(c) Handloom Textiles & Khadi

2

3

1

1,246

4,15

3,13

(d) Other Textiles & Textile Products

385

778,11

580,57

942

11,92

9,76

5. Paper, Paper Products & Printing

12

57,29

26,08

310

13,26

12,11

6. Leather & Leather Products

10

67,86

66,58

316

99

68

7. Rubber & Plastic Products

35

77,24

38,96

2,755

8,87

8,22

8. Chemicals & Chemical Products

167

509,79

349,64

1,224

6,97

6,09

(a) Heavy Industrial Chemicals

13

96,43

89,65

2

17

14

(b) Fertilisers

1

2

-

-

-

-

(c) Drugs & Pharmaceuticals

80

188,80

139,56

306

1,92

1,48

(d) Non-Edible Oils

-

-

-

-

-

-

(e) Other Chemicals & Chemical Products

73

224,54

120,43

916

4,88

4,48

9. Petroleum, Coal Products & Nuclear Fuels

3

1,87

1,81

7

60

55

10. Manufacture of Cement & Cement Products

1

2

-

101

3,39

2,86

11. Basic Metals & Metal Products

173

572,53

408,95

611

15,03

12,53

(a) Iron & Steel

29

156,72

148,40

37

7,15

6,30

(b) Non-Ferrous Metals

7

21,77

9,20

5

18

15

(c) Metal Products

137

394,03

251,34

569

7,70

6,08

12. Engineering

759

1619,28

699,07

720

10,65

8,89

(a) Heavy Engineering

118

211,72

164,78

30

2,38

1,96

(b) Light Engineering

517

691,28

320,58

342

4,50

3,84

(c) Electrical Machinery & Goods

77

183,67

109,05

193

2,63

2,13

(d) Electronic Machinery & Goods

47

532,61

104,67

155

1,14

96

13. Vehicles, Vehicle Parts & Transport Equipments

166

866,86

587,40

966

3,78

3,25

14. Other Industries

229

173,40

107,01

15,105

122,31

95,32

15. Electricity, Gas & Water

8

163,68

72,46

24

2,83

2,53

(a) Electricity Generation & Transmission

1

2

-

5

1,32

1,20

(b) Non-Conventional Energy

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

7

163,66

72,46

19

1,52

1,33

16. Construction

2,089

527,98

317,95

3,977

155,00

125,66

III.

TRANSPORT OPERATORS

109

32,76

8,35

5,537

77,64

61,17

IV.

PROFESSIONAL AND OTHER SERVICES

4,460

682,09

419,53

45,361

274,41

210,03

V.

PERSONAL LOANS

56,727

1169,62

841,54

2,18,710

2027,25

1585,79

1.Loans for Purchase of Consumer Durables

2,780

35,32

33,29

42,962

209,49

143,90

2.Loans for Housing

1,874

364,54

310,85

46,807

880,60

735,85

3.Rest of the Personal Loans

52,073

769,76

497,41

1,28,941

937,16

706,04

VI.

TRADE

5,811

1325,49

967,96

1,02,090

693,72

570,68

1.Wholesale Trade

3,634

749,49

544,23

16,744

129,95

103,09

2.Retail Trade

2,177

576,00

423,73

85,346

563,78

467,59

VII.

FINANCE

54

1760,04

256,28

18,640

135,30

104,39

VIII.

ALL OTHERS

3,143

53,32

39,38

88,809

601,69

496,70

TOTAL BANK CREDIT

74,645

11872,92

6743,29

7,18,759

5247,20

4256,77

TABLE NO. 5.5 – POPULATION AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2008

URBAN

(Amount in Rupees Lakh)

OCCUPATION

OTHER SCHEDULED
COMMERCIALBANKS

ALL SCHEDULED
COMMERCIAL BANKS

No. of
Accounts

Credit
Limit

Amount
Outsta-nding

No. of
Accounts

Credit
Limit

Amount
Outsta-nding

13

14

15

16

17

18

I.

AGRICULTURE

4,44,130

9432,71

7321,33

28,05,474

46288,61

38599,96

1. Direct Finance

4,29,573

6610,90

5269,90

27,28,531

30924,68

26019,94

2. Indirect Finance

14,557

2821,81

2051,43

76,943

15363,93

12580,03

II.

INDUSTRY

1,85,021

34400,41

26332,90

7,17,253

216259,77

157485,08

1. Mining & Quarrying

800

527,41

389,22

6,106

7464,24

4708,64

2. Food Manufacturing & Processing

11,197

3555,54

1719,86

62,055

22345,56

16302,33

(a) Rice Mills, Flour & Dal Mills

1,529

354,24

276,12

28,023

6125,65

4883,48

(b) Sugar

138

361,21

276,28

630

5370,30

4147,03

(c) Edible Oils & Vanaspati

462

342,45

235,43

2,719

2268,62

1707,36

(d) Tea Processing

66

59,39

50,19

424

500,61

404,83

(e) Processing of Fruits & Vegetables

72

56,11

36,99

665

287,54

198,99

(f) Others

8,930

2382,13

844,85

29,594

7792,84

4960,63

3. Beverage & Tobacco

148

226,12

193,03

2,076

2778,39

1828,13

4. Textiles

18,914

7064,10

4864,48

1,45,935

45128,94

32383,96

 (a) Cotton Textiles

8,378

4534,14

3358,68

66,872

26292,87

18434,24

(b) Jute & Other Natural Fibre Textiles

515

87,71

81,75

27,677

840,08

784,44

(c) Handloom Textiles & Khadi

622

80,33

52,03

9,581

1071,76

797,20

(d) Other Textiles & Textile Products

9,399

2361,92

1372,03

41,805

16924,23

12368,09

5. Paper, Paper Products & Printing

1,577

448,54

363,04

14,231

4159,57

3253,67

6. Leather & Leather Products

1,365

344,23

263,83

6,574

1153,24

858,33

7. Rubber & Plastic Products

2,661

703,40

550,40

15,823

5327,15

3497,86

8. Chemicals & Chemical Products

2,572

1388,60

1184,25

27,271

10084,46

7639,09

(a) Heavy Industrial Chemicals

190

512,06

336,13

1,813

2042,23

1475,66

(b) Fertilisers

39

229,48

185,52

364

1202,25

899,29

(c) Drugs & Pharmaceuticals

905

209,03

183,64

13,443

3448,35

2527,37

(d) Non-Edible Oils

42

18,87

12,74

395

330,03

239,18

(e) Other Chemicals & Chemical Products

1,396

419,16

466,21

11,256

3061,59

2497,60

9. Petroleum, Coal Products & Nuclear Fuels

181

1419,12

2507,65

931

2634,62

3288,37

10. Manufacture of Cement & Cement Products

319

239,44

123,16

5,937

2145,21

1482,28

11. Basic Metals & Metal Products

87,114

3351,02

2879,68

1,17,877

32493,41

22396,15

(a) Iron & Steel

858

2393,06

2220,77

8,265

23668,02

16006,00

(b) Non-Ferrous Metals

239

283,27

201,93

2,755

3516,32

2356,01

(c) Metal Products

86,017

674,69

456,97

1,06,857

5309,06

4034,15

12. Engineering

4,839

1438,24

1088,47

37,883

14580,78

10320,48

(a) Heavy Engineering

370

292,32

220,79

5,625

2817,92

1992,99

(b) Light Engineering

2,086

478,48

379,36

20,250

5948,96

4336,32

(c) Electrical Machinery & Goods

770

389,81

288,53

7,520

3703,20

2639,03

(d) Electronic Machinery & Goods

1,613

277,64

199,80

4,488

2110,70

1352,14

13. Vehicles, Vehicle Parts & Transport Equipments

2,120

1781,25

1122,50

10,875

7806,42

5248,14

14. Other Industries

27,362

1798,92

1402,48

1,79,145

12564,93

10008,92

15. Electricity, Gas & Water

758

1748,11

1499,60

1,989

13705,75

9871,29

(a) Electricity Generation & Transmission

638

1549,64

1381,48

1,148

12226,84

8812,45

(b) Non-Conventional Energy

56

165,41

100,20

265

755,12

563,35

(c) Gas, Steam & Water Supply

64

33,06

17,91

576

723,78

495,48

16. Construction

23,094

8366,38

6181,25

82,545

31887,09

24397,43

III.

TRANSPORT OPERATORS

92,278

5786,91

4988,27

1,73,060

8225,05

6925,03

IV.

PROFESSIONAL AND OTHER SERVICES

1,66,978

10500,79

7979,77

5,94,982

40658,03

31024,88

V.

PERSONAL LOANS

15,69,837

45710,27

34728,33

69,89,288

149760,76

118906,78

1. Loans for Purchase of Consumer Durables

36,125

358,21

302,17

2,54,541

1840,12

1451,89

2. Loans for Housing

2,46,515

21733,87

18784,74

15,66,849

76655,98

65456,38

3. Rest of the Personal Loans

12,87,197

23618,20

15641,41

51,67,898

71264,66

51998,50

VI.

TRADE

1,15,724

12350,94

8840,15

12,32,628

61397,10

45926,99

1. Wholesale Trade

14,487

5635,72

3505,22

91,851

25138,20

17063,80

2. Retail Trade

1,01,237

6715,22

5334,93

11,40,777

36258,90

28863,19

VII.

FINANCE

2,621

2678,49

2258,08

53,111

11556,45

8544,67

VIII.

ALL OTHERS

5,81,073

8040,75

6636,00

16,28,090

28581,44

23178,90

TOTAL BANK CREDIT

31,57,662

128901,26

99084,82

141,93,886

562727,21

430592,29