Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of
Scheduled Commercial Banks According to Occupation - March 1996

NORTH-EASTERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

 Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

32,490

15,74

12,56

41,800

25,11

23,20

-

-

-

1.

Direct Finance

32,456

13,76

10,86

41,378

21,95

20,68

-

-

-

2.

Indirect Finance

34

1,99

1,70

422

3,15

2,52

-

-

-

II.

INDUSTRY

9,520

12,77

11,91

17,429

22,82

24,88

-

-

-

1.

Mining & Quarrying

3

3

3

1

1

1

-

-

-

2.

Food Manufacturing and Processing

687

6,16

5,56

440

2,07

2,11

-

-

-

(a)

Rice Mills, Flour and Dal Mills

12

7

6

29

18

17

-

-

-

(b)

Sugar

-

-

-

-

-

-

-

-

-

(c)

Edible Oils and Vanaspati

2

3

3

3

1

1

-

-

-

(d)

Tea Processing

-

-

-

5

1,60

1,64

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

1

1

-

-

-

-

(f)

Others

673

6,06

5,46

402

26

29

-

-

-

3.

Beverage and Tobacco

-

-

-

3

2

2

-

-

-

4.

Textiles

37

56

59

107

3,95

5,78

-

-

-

(a)

Cotton Textiles

4

1

1

25

9

11

-

-

-

(b)

Jute Textiles

21

48

52

6

3,41

4,22

-

-

-

(c)

Handloom Textiles & Khadi

4

3

4

16

6

6

-

-

-

(d)

Other Textiles

8

3

2

60

39

1,39

-

-

-

5.

Paper, Paper Products and Printing

17

7

6

37

21

29

-

-

-

6.

Leather and Leather Products

1

-

-

5

3

3

-

-

-

7.

Rubber and Rubber Products

6

41

68

10

15

9

-

-

-

8.

Chemicals and Chemical Products

22

32

37

24

59

1,01

-

-

-

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

-

-

-

(b)

Fertilizers

-

-

-

-

-

-

-

-

-

(c)

Drugs and Pharmaceuticals

3

5

3

2

2

1

-

-

-

(d)

Non-Edible Oils

-

-

-

4

29

66

-

-

-

(e)

Other Chemicals & Chemical Products

19

26

33

18

29

34

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

1

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

10

13

24

23

10

9

-

-

-

11.

Basic Metals & Metal Products

13

11

9

71

1,02

1,17

-

-

-

(a)

Iron and Steel

5

3

3

12

4

4

-

-

-

(b)

Non-Ferrous Metals

2

5

5

1

5

10

-

-

-

(c)

Other Metal Products

6

3

2

58

93

1,03

-

-

-

12.

Engineering

8

11

7

42

48

51

-

-

-

(a)

Heavy Engineering

-

-

-

2

2

3

-

-

-

(b)

Light Engineering

1

4

1

3

1

1

-

-

-

(c)

Electrical Machinery & Goods

5

4

4

13

26

28

-

-

-

(d)

Electronic Machinery & Goods

2

3

1

24

18

19

-

-

-

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

25

82

77

-

-

-

14.

Other Industries

8,709

4,74

4,17

16,520

11,66

11,43

-

-

-

15.

Electricity, Gas & Water

-

-

-

33

27

24

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

28

25

22

-

-

-

(b)

Non-Conventional Energy

-

-

-

2

1

1

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

3

2

1

-

-

-

16.

Construction

7

13

5

87

1,44

1,33

-

-

-

III.

TRANSPORT OPERATORS

1,744

5,30

3,88

1,173

7,00

8,11

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

1,220

1,00

66

2,021

3,40

3,57

-

-

-

V.

PERSONAL LOANS

5,841

4,77

4,09

5,007

11,48

10,66

-

-

-

1.

Loans for Purchase of Consumer Durables

771

74

62

262

33

29

-

-

-

2.

Loans for Housing

74

96

83

756

4,56

4,08

-

-

-

3.

Rest of the Personal Loans

4996

3,07

2,63

3,989

6,60

6,28

-

-

-

VI.

TRADE

15,919

12,54

11,68

35,170

31,38

32,70

-

-

-

1.

Wholesale Trade

39

3,03

3,25

1,099

6,06

5,19

-

-

-

2.

Retail Trade

15,880

9,51

8,43

34,071

25,32

27,51

-

-

-

VII.

FINANCE

-

-

-

126

10,36

10,37

-

-

-

VIII.

ALL OTHERS

456

23

16

5,313

5,00

3,88

-

-

-

TOTAL BANK CREDIT

67,190

52,35

44,93

1,08,039

116,55

117,36

-

-

-

OF WHICH :

1. Artisans & Village Industries

4,199

1,60

1,34

5,244

3,55

4,71

-

-

-

2. Other Small Scale Industries

4,041

3,80

3,59

5,673

8,55

9,80

-

-

-

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

 Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

96,924

20,60

24,04

-

-

-

1,71,214

61,46

59,79

1.

Direct Finance

96,698

18,85

23,18

-

-

-

1,70,532

54,56

54,72

2.

Indirect Finance

226

1,76

86

-

-

-

682

6,90

5,08

II.

INDUSTRY

25,041

7,84

13,10

-

-

-

51,990

43,42

49,89

1.

Mining & Quarrying

-

-

-

-

-

-

4

4

4

2.

Food Manufacturing and Processing

16

7

13

-

-

-

1,143

8,30

7,80

(a)

Rice Mills, Flour and Dal Mills

3

1

2

-

-

-

44

26

24

(b)

Sugar

-

-

-

-

-

-

-

-

-

(c)

Edible Oils and Vanaspati

1

1

2

-

-

-

6

5

6

(d)

Tea Processing

-

-

-

-

-

-

5

1,60

1,64

(e)

Processing of Fruits & Vegetables

2

2

6

-

-

-

3

2

6

(f)

Others

10

3

4

-

-

-

1,085

6,36

5,80

3.

Beverage and Tobacco

-

-

-

-

-

-

3

2

2

4.

Textiles

-

-

-

-

-

-

144

4,51

6,38

(a)

Cotton Textiles

-

-

-

-

-

-

29

10

13

(b)

Jute Textiles

-

-

-

-

-

-

27

3,89

4,74

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

20

9

10

(d)

Other Textiles

-

-

-

-

-

-

68

42

1,41

5.

Paper, Paper Products and Printing

3

1

4

-

-

-

57

29

39

6.

Leather and Leather Products

-

-

-

-

-

-

6

3

3

7.

Rubber and Rubber Products

2

3

3

-

-

-

18

58

81

8.

Chemicals and Chemical Products

2

1

2

-

-

-

48

92

1,40

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

-

-

-

(b)

Fertilizers

-

-

-

-

-

-

-

-

-

(c)

Drugs and Pharmaceuticals

1

1

1

-

-

-

6

8

6

(d)

Non-Edible Oils

-

-

-

-

-

-

4

29

66

(e)

Other Chemicals & Chemical Products

1

-

1

-

-

-

38

55

68

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

1

-

-

10.

Manufacture of Cement & Cement Products

-

-

-

-

-

-

33

24

34

11.

Basic Metals & Metal Products

3

1

3

-

-

-

87

1,14

1,29

(a)

Iron and Steel

1

-

1

-

-

-

18

7

8

(b)

Non-Ferrous Metals

-

-

-

-

-

-

3

10

15

(c)

Other Metal Products

2

1

2

-

-

-

66

97

1,06

12.

Engineering

2

8

18

-

-

-

52

67

75

(a)

Heavy Engineering

-

-

-

-

-

-

2

2

3

(b)

Light Engineering

-

-

-

-

-

-

4

5

3

(c)

Electrical Machinery & Goods

2

8

18

-

-

-

20

38

49

(d)

Electronic Machinery & Goods

-

-

-

-

-

-

26

21

20

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

-

-

-

25

82

77

14.

Other Industries

24,950

7,23

11,84

-

-

-

50,179

23,64

27,43

15.

Electricity, Gas & Water

-

-

-

-

-

-

33

27

24

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

28

25

22

(b)

Non-Conventional Energy

-

-

-

-

-

-

2

1

1

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

3

2

1

16.

Construction

63

39

83

-

-

-

157

1,97

2,21

III.

TRANSPORT OPERATORS

3,556

1,56

2,30

-

-

-

6,473

13,86

14,29

IV.

PROFESSIONAL AND OTHER SERVICES

6,710

2,77

4,71

-

-

-

9,951

7,17

8,94

V.

PERSONAL LOANS

7,587

6,57

5,90

-

-

-

18,435

22,82

20,64

1.

Loans for Purchase of Consumer Durables

1,080

48

54

-

-

-

2,113

1,56

1,46

2.

Loans for Housing

200

1,72

1,07

-

-

-

1,030

7,24

5,98

3.

Rest of the Personal Loans

6,307

4,36

4,29

-

-

-

15,292

14,03

13,20

VI.

TRADE

64,693

23,14

43,77

-

-

-

1,15,782

67,05

88,15

1.

Wholesale Trade

1

1

-

-

-

-

1,139

9,10

8,44

2.

Retail Trade

64,692

23,13

43,77

-

-

-

1,14,643

57,96

79,71

VII.

FINANCE

-

-

-

-

-

-

126

10,36

10,37

VIII.

ALL OTHERS

19

2

-

-

-

-

5,788

5,24

4,04

TOTAL BANK CREDIT

2,04,530

62,49

93,83

-

-

-

3,79,759

231,39

256,12

OF WHICH :

1. Artisans & Village Industries

20,035

5,32

8,49

-

-

-

29,478