Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1998

CENTRAL REGION

STATE : UTTAR PRADESH

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

21,44,191

3156,17

2455,60

6,18,962

1298,40

926,63

1.

Direct Finance

21,12,514

2868,02

2284,94

6,11,225

1129,22

867,70

2.

Indirect Finance

31,677

288,15

170,66

7,737

169,18

58,92

II.

INDUSTRY

3,42,485

1757,41

1482,49

1,23,149

2352,12

1998,72

1.

Mining & Quarrying

414

246,68

243,98

433

40,56

37,25

2.

Food Manufacturing & Processing

10,825

348,78

265,01

5,717

880,27

693,03

(a) Rice Mills, Flour & Dal Mills

3,655

77,14

51,32

1,868

139,00

104,22

(b) Sugar

133

216,44

167,18

230

646,95

513,40

(c) Edible Oils & Vanaspati

2,095

22,20

19,75

885

23,24

19,42

(d) Tea Processing

5

3

2

10

59

21

(e) Processing of Fruits & Vegetables

42

3,17

68

53

9,04

8,93

(f) Others

4,895

29,81

26,05

2,671

61,46

46,85

3.

Beverage & Tobacco

75

6,79

5,15

295

14,98

12,15

4.

Textiles

2,498

118,14

102,76

3,688

365,43

308,59

(a) Cotton Textiles

306

29,01

27,25

883

72,66

73,60

(b) Jute Textiles

27

18

15

42

1,58

1,21

(c) Handloom Textiles & Khadi

337

4,91

4,08

675

23,41

22,89

(d) Other Textiles

1,828

84,05

71,28

2,088

267,77

210,88

5.

Paper, Paper Products & Printing

435

40,39

38,73

968

111,42

112,72

6.

Leather & Leather Products

380

27,29

23,24

200

7,65

7,47

7.

Rubber & Rubber Products

109

11,29

8,11

164

45,19

41,15

8.

Chemicals & Chemical Products

842

101,95

78,05

1,578

160,87

141,77

(a) Heavy Industrial Chemicals

35

25,58

21,01

324

32,57

23,96

(b) Fertilisers

25

31,03

22,99

65

4,65

2,88

(c) Drugs & Pharmaceuticals

113

15,92

13,33

180

64,08

68,08

(d) Non-Edible Oils

129

1,80

1,80

125

6,02

3,98

(e) Other Chemicals & Chemical Products

540

27,61

18,92

884

53,55

42,86

9.

Petroleum, Coal Products & Nuclear Fuels

114

1,83

2,09

92

4,46

3,39

10.

Manufacture of Cement & Cement Products

249

5,08

3,31

184

14,91

27,02

11.

Basic Metals & Metal Products

1,026

133,12

94,26

1,332

156,55

155,50

(a) Iron & Steel

240

35,15

26,46

377

82,33

86,17

(b) Non-Ferrous Metals

44

48,31

25,26

64

13,71

7,73

(c) Other Metal Products

742

49,66

42,54

891

60,51

61,59

12.

Engineering

1,198

207,19

164,97

1,554

249,93

213,31

(a) Heavy Engineering

343

66,39

58,69

215

37,14

26,55

(b) Light Engineering

441

13,56

10,15

764

29,37

23,76

(c) Electrical Machinery & Goods

242

44,91

34,42

361

78,42

60,82

(d) Electronic Machinery & Goods

172

82,33

61,70

214

105,01

102,17

13.

Vehicles, Vehicle Parts & Transport Equipments

749

35,44

26,15

483

35,84

27,07

14.

Other Industries

3,23,241

466,24

420,35

1,04,779

236,51

200,35

15.

Electricity, Gas & Water

153

2,19

1,73

1,269

18,67

11,61

(a) Electricity Generation & Transmission

126

1,72

1,39

1,253

18,35

11,37

(b) Non-Conventional Energy

15

14

14

10

15

15

(c) Gas, Steam & Water Supply

12

33

20

6

17

8

16.

Construction

177

5,01

4,61

413

8,87

6,36

III.

TRANSPORT OPERATORS

1,05,625

267,02

197,51

37,751

142,26

106,71

IV.

PROFESSIONAL AND OTHER SERVICES

1,45,289

151,84

129,79

47,066

86,62

72,63

V.

PERSONAL LOANS

2,88,197

593,15

513,40

2,13,393

630,63

536,27

1.

Loans for Purchase of Consumer Durables

14,929

24,48

20,05

12,025

21,03

18,32

2.

Loans for Housing

17,605

103,76

91,35

18,175

132,38

106,08

3.

Rest of the Personal Loans

2,55,663

464,91

402,01

1,83,193

477,22

411,88

VI.

TRADE

7,49,201

995,15

824,23

2,99,428

853,15

704,62

1.

Wholesale Trade

30,421

115,11

92,68

13,326

270,02

229,87

2.

Retail Trade

7,18,780

880,04

731,55

2,86,102

583,13

474,76

VII.

FINANCE

135

3,02

2,16

188

23,06

18,71

VIII.

ALL OTHERS

1,13,482

369,59

290,49

82,127

314,40

224,99

TOTAL BANK CREDIT

38,88,605

7293,36

5895,66

14,22,064

5700,62

4589,28

OF WHICH:

1. Artisans & Village Industries

2,19,402

223,59

193,93

57,568

71,41

63,82

2. Other Small Scale Industries

84,850

373,97

303,84

45,711

605,50

482,55

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

1,27,708

429,71

338,46

8,933

79,38

46,40

1.

Direct Finance

1,24,504

353,24

287,36

8,156

39,26

32,28

2.

Indirect Finance

3,204

76,48

51,11

777

40,11

14,13

II.

INDUSTRY

1,04,812

3802,18

3204,51

23,568

1406,83

1258,86

1.

Mining & Quarrying

370

21,73

15,85

285

31,86

27,14

2.

Food Manufacturing & Processing

3,605

647,22

516,51

1,000

191,45

163,78

(a) Rice Mills, Flour & Dal Mills

1,008

112,42

80,45

239

25,31

20,91

(b) Sugar

223

346,68

274,48

20

127,48

115,21

(c) Edible Oils & Vanaspati

455

70,72

58,41

60

13,33

8,42

(d) Tea Processing

20

45

53

7

1,56

1,68

(e) Processing of Fruits & Vegetables

76

2,38

1,91

23

2,88

3,75

(f) Others

1,823

114,57

100,73

651

20,89

13,82

3.

Beverage & Tobacco

146

104,02

69,01

29

5,12

3,14

4.

Textiles

4,530

521,31

436,95

982

264,47

270,72

(a) Cotton Textiles

885

85,43

82,05

223

74,74

77,70

(b) Jute Textiles

26

1,00

86

12

4,20

1,43

(c) Handloom Textiles & Khadi

497

34,61

33,12

54

3,09

2,34

(d) Other Textiles

3,122

400,29

320,92

693

182,44

189,25

5.

Paper, Paper Products & Printing

2,350

193,80

173,38

490

34,82

32,22

6.

Leather & Leather Products

1,380

104,20

78,12

605

147,78

125,59

7.

Rubber & Rubber Products

630

103,22

89,96

141

7,85

6,40

8.

Chemicals & Chemical Products

2,399

306,02

255,10

1,041

143,18

122,92

(a) Heavy Industrial Chemicals

167

66,26

59,63

54

7,94

7,40

(b) Fertilisers

91

32,83

26,31

32

57,12

42,22

(c) Drugs & Pharmaceuticals

437

37,79

19,92

278

21,89

19,49

(d) Non-Edible Oils

98

14,14

10,40

14

1,27

1,23

(e) Other Chemicals & Chemical Products

1,606

154,99

138,82

663

54,96

52,57

9.

Petroleum, Coal Products & Nuclear Fuels

217

25,60

17,73

41

3,36

2,64

10.

Manufacture of Cement & Cement Products

208

12,13

11,95

43

21,76

23,01

11.

Basic Metals & Metal Products

6,247

503,52

418,91

614

143,66

134,00

(a) Iron & Steel

1,142

234,16

188,31

227

103,99

90,29

(b) Non-Ferrous Metals

353

25,37

19,43

9

48

77

(c) Other Metal Products

4,752

243,99

211,17

378

39,19

42,95

12.

Engineering

3,841

682,36

616,98

744

186,76

138,94

(a) Heavy Engineering

792

311,91

308,48

105

19,72

10,67

(b) Light Engineering

1,381

79,20

67,02

235

12,71

11,24

(c) Electrical Machinery & Goods

1,142

140,37

126,78

277

65,36

34,02

(d) Electronic Machinery & Goods

526

150,87

114,71

127

88,98

83,01

13.

Vehicles, Vehicle Parts & Transport Equipments

878

72,54

49,32

311

49,93

44,23

14.

Other Industries

75,705

410,38

363,44

17,011

112,53

109,72

15.

Electricity, Gas & Water

2,002

52,49

45,21

51

24,25

25,09

(a) Electricity Generation & Transmission

1,968

50,53

43,74

41

23,62

24,15

(b) Non-Conventional Energy

6

55

44

1

11

11

(c) Gas, Steam & Water Supply

28

1,41

1,03

9

51

83

16.

Construction

304

41,62

46,09

180

38,06

29,32

III.

TRANSPORT OPERATORS

23,107

146,42

116,47

4,678

65,30

52,59

IV.

PROFESSIONAL AND OTHER SERVICES

33,868

164,13

134,15

8,713

68,47

56,54

V.

PERSONAL LOANS

2,73,773

1065,67

914,00

1,18,383

516,54

432,27

1.

Loans for Purchase of Consumer Durables

16,426

37,84

32,81

6,269

15,13

12,73

2.

Loans for Housing

33,044

357,02

304,45

14,004

213,98

173,82

3.

Rest of the Personal Loans

2,24,303

670,82

576,74

98,110

287,42

245,72

VI.

TRADE

1,97,424

1054,18

882,25

49,269

465,87

404,05

1.

Wholesale Trade

12,366

372,10

306,47

5,481

275,61

246,17

2.

Retail Trade

1,85,058

682,08

575,77

43,788

190,26

157,89

VII.

FINANCE

393

71,86

59,41

201

102,55

86,89

VIII.

ALL OTHERS

1,10,786

586,15

495,76

45,436

766,01

668,88

TOTAL BANK CREDIT

8,71,871

7320,31

6145,01

2,59,181

3470,94

3006,48

OF WHICH:

1. Artisans & Village Industries

26,671

57,55

49,67

3,468

11,58

10,97

2. Other Small Scale Industries

54,969

1301,45

1125,63

14,676

278,65

234,15