CENTRAL REGION

STATE : UTTAR PRADESH

(Amount in ` Lakh)

OCCUPATION

STATE BANK OF INDIA AND
ITS ASSOCIATES

NATIONALISED BANKS

FOREIGN BANKS

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

9,02,151

8409,20

6817,39

26,77,582

28543,33

23902,09

49

4,75

4,32

1. Direct Finance

8,94,595

7381,98

5854,04

25,74,667

20661,09

17732,55

8

38

37

2. Indirect Finance

7,556

1027,22

963,35

1,02,915

7882,24

6169,54

41

4,37

3,95

II.

INDUSTRY

30,730

8842,29

6957,26

1,45,299

38070,32

29594,74

563

1365,13

748,21

1. Mining & Quarrying

365

114,49

87,11

769

395,51

255,43

-

-

-

2. Food Manufacturing & Processing

10,235

2900,48

2480,82

23,328

7376,68

5489,63

3

15

9

  (a) Rice Mills, Flour & Dal Mills

2,872

506,93

396,24

6,398

843,85

599,38

-

-

-

  (b) Sugar

195

1752,45

1552,09

281

4530,77

3327,00

-

-

-

  (c) Edible Oils & Vanaspati

668

125,94

99,42

1,055

582,38

442,42

-

-

-

  (d) Tea Processing

8

45

39

80

14,29

13,87

-

-

-

  (e) Processing of Fruits & Vegetables

118

27,87

21,92

182

67,65

53,46

-

-

-

  (f) Others

6,374

486,84

410,76

15,332

1337,73

1053,51

3

15

9

3. Beverage & Tobacco

166

120,39

89,51

281

336,80

261,66

5

105,25

55,08

4. Textiles

4,271

487,68

365,36

22,209

1953,99

1513,04

27

65,19

65,12

  (a) Cotton Textiles

526

108,90

87,77

2,861

545,35

409,34

20

57,60

57,53

  (b) Jute & Other Natural Fibre Textiles

303

11,32

7,56

793

26,89

21,76

-

-

-

  (c) Handloom Textiles & Khadi

1,020

30,48

23,41

5,571

99,56

82,75

-

-

-

  (d) Other Textiles & Textile Products

2,422

336,99

246,61

12,984

1282,19

999,19

7

7,58

7,58

5. Paper, Paper Products & Printing

1,155

634,80

513,14

4,190

1710,58

1510,67

27

33,69

20,95

6. Woods and Wood Products

1,010

51,69

44,87

3,295

110,76

92,96

-

-

-

7. Leather & Leather Products

1,435

543,68

448,41

8,418

1327,47

867,74

2

26

26

8. Gems and Jewellery

199

32,09

28,95

2,139

109,41

78,56

-

-

-

9. Rubber & Plastic Products

800

241,49

163,66

2,690

815,15

682,54

29

9,29

7,89

10. Chemicals & Chemical Products

979

497,74

379,72

3,897

1012,58

723,01

38

74,12

58,15

  (a) Heavy Industrial Chemicals

64

83,34

64,50

211

220,77

161,56

30

12,16

11,47

  (b) Fertilisers

82

16,96

11,40

89

251,50

133,17

-

-

-

  (c) Drugs & Pharmaceuticals

139

33,76

24,94

640

140,08

112,74

2

1,35

1,23

  (d) Non-Edible Oils

53

25,76

21,30

62

18,72

15,95

-

-

-

  (e) Other Chemicals & Chemical Products

641

337,93

257,57

2,895

381,51

299,59

6

60,61

45,45

11. Petroleum, Coal Products & Nuclear Fuels

53

14,88

12,84

264

116,97

101,13

6

86,28

49,94

12. Manufacture of Cement & Cement Products

381

57,84

50,69

1,773

461,85

341,77

1

3

3

13. Basic Metals & Metal Products

2,376

1064,94

797,78

13,279

5620,25

4374,91

23

169,56

51,84

  (a) Iron & Steel

421

692,28

512,80

960

3222,93

2367,53

3

8,60

8,60

  (b) Non-Ferrous Metals

374

235,26

170,06

580

847,51

724,93

6

144,16

35,08

  (c) Metal Products

1,581

137,40

114,91

11,739

1549,80

1282,46

14

16,80

8,16

14. Engineering

2,305

466,12

337,97

27,042

3144,10

2300,30

104

193,75

82,34

  (a) Heavy Engineering

134

33,94

25,33

1,645

558,54

466,86

5

1,36

63

  (b) Light Engineering

1,547

180,71

135,45

20,988

1061,08

848,85

41

102,93

26,92

  (c) Electrical Machinery & Goods

514

170,77

129,59

3,557

1256,79

747,22

55

72,77

52,37

  (d) Electronic Machinery & Goods

110

80,69

47,60

852

267,69

237,36

3

16,70

2,41

15. Vehicles, Vehicle Parts & Transport Equipments

227

67,68

51,47

2,498

456,92

321,66

93

269,25

204,61

16. Other Industries

4,397

157,11

103,31

21,832

3309,15

1765,96

45

319,38

131,59

17. Electricity, Gas & Water

51

922,44

614,22

158

4500,81

4253,02

-

-

-

  (a) Electricity Generation & Transmission

15

912,17

605,27

68

4382,96

4167,22

-

-

-

  (b) Non-Conventional Energy

8

66

45

15

1,28

79

-

-

-

  (c) Gas, Steam & Water Supply

28

9,61

8,50

75

116,57

85,01

-

-

-

18. Construction

325

466,75

387,43

7,237

5311,35

4660,74

160

38,94

20,32

  (a) Other than Infrastructure

36

62,66

62,12

4,676

1700,07

1498,48

37

3,70

3,19

  (b) Infrastructure Construction

289

404,09

325,31

2,561

3611,28

3162,26

123

35,24

17,14

III.

TRANSPORT OPERATORS

5,631

222,42

171,24

15,751

713,45

569,78

18

2,14

2,04

IV.

PROFESSIONAL AND OTHER SERVICES

14,841

994,17

645,10

1,25,424

11123,75

9186,61

1,028

321,19

280,36

1. Professional Services

2,188

68,97

53,73

18,546

1058,29

906,09

161

82,53

55,82

2. Tourism, Hotel & Restaurants

797

76,15

57,53

7,062

543,25

381,58

14

73

68

3. Recreation services

275

9,76

6,76

998

623,66

524,36

10

1,44

1,36

4. IT and Telecommunications

144

24,86

16,21

490

60,33

50,78

16

2,02

1,82

5. Others

11,437

814,42

510,87

98,328

8838,22

7323,80

827

234,47

220,68

V.

PERSONAL LOANS

4,53,605

10403,41

7781,49

7,35,566

16194,14

13581,45

5,760

132,71

88,98

1. Housing

1,01,829

5092,70

3994,60

1,80,289

8186,09

7342,47

396

18,16

16,63

2. Consumer Durables

13,363

72,78

49,49

28,096

275,35

220,99

-

-

-

3. Vehicles

60,438

1432,11

1052,38

81,610

1415,60

1184,88

80

2,06

38

4. Education

28,582

894,22

612,26

74,845

1624,36

1440,62

2

5

5

5. Personal Credit Cards

-

-

-

18,634

114,27

83,88

969

33,22

2,41

6. Others

2,49,393

2911,60

2072,75

3,52,092

4578,47

3308,61

4,313

79,22

69,52

VI.

TRADE

91,989

3165,51

2345,21

4,35,551

11893,72

9376,19

787

289,09

199,57

1. Wholesale Trade

1,717

701,64

389,61

20,084

2609,24

2088,84

229

99,75

55,58

2. Retail Trade

90,272

2463,87

1955,60

4,15,467

9284,48

7287,35

558

189,33

143,99

VII.

FINANCE

278

28,79

17,78

13,877

2092,97

1150,15

38

308,49

307,52

VIII.

ALL OTHERS

6,289

66,03

59,82

1,74,983

6122,27

5467,05

145

32,61

15,18

TOTAL BANK CREDIT

15,05,514

32131,82

24795,28

43,24,033

114753,96

92828,06

8,388

2456,09

1646,19

TABLE NO. 5.6 – STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT
OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION
MARCH 2010

CENTRAL REGION

STATE : UTTAR PRADESH

(Amount in ` Lakh)

OCCUPATION

REGIONAL RURAL BANKS

PRIVATE SECTOR BANKS

ALL SCHEDULED
COMMERCIAL BANKS

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

24,91,657

13243,45

9740,93

15,535

621,51

419,76

60,86,974

50822,24

40884,49

1. Direct Finance

24,67,471

12706,90

9361,00

14,942

401,44

273,02

59,51,683

41151,79

33220,98

2. Indirect Finance

24,186

536,55

379,93

593

220,06

146,73

1,35,291

9670,45

7663,51

II.

INDUSTRY

31,457

316,31

227,85

7,058

7905,31

5829,24

2,15,107

56499,36

43357,29

1. Mining & Quarrying

71

2,99

2,20

13

36,31

34,47

1,218

549,30

379,21

2. Food Manufacturing & Processing

3,554

78,58

48,19

327

346,13

217,67

37,447

10702,02

8236,39

  (a) Rice Mills, Flour & Dal Mills

1,103

46,19

26,47

66

30,99

23,42

10,439

1427,96

1045,50

  (b) Sugar

14

54

51

20

111,51

57,72

510

6395,27

4937,32

  (c) Edible Oils & Vanaspati

203

4,25

2,64

12

24,60

15,95

1,938

737,16

560,43

  (d) Tea Processing

51

13

8

56

1,84

1,84

195

16,71

16,18

  (e) Processing of Fruits & Vegetables

6

26

22

2

3,03

61

308

98,81

76,21

  (f) Others

2,177

27,22

18,27

171

174,16

118,13

24,057

2026,11

1600,76

3. Beverage & Tobacco

39

2,62

1,96

11

8,04

7,72

502

573,10

415,93

4. Textiles

7,564

40,68

28,14

595

213,71

153,82

34,666

2761,26

2125,47

  (a) Cotton Textiles

1,066

18,49

11,67

235

18,01

16,02

4,708

748,34

582,33

  (b) Jute & Other Natural Fibre Textiles

83

42

28

4

15,36

15,21

1,183

53,99

44,81

  (c) Handloom Textiles & Khadi

5,058

13,89

10,69

78

1,10

95

11,727

145,04

117,80

  (d) Other Textiles & Textile Products

1,357

7,88

5,51

278

179,25

121,63

17,048

1813,89

1380,53

5. Paper, Paper Products & Printing

120

1,66

1,22

102

187,87

166,78

5,594

2568,60

2212,77

6. Woods and Wood Products

433

2,94

2,24

78

2,08

1,81

4,816

167,47

141,89

7. Leather & Leather Products

670

2,30

1,73

112

104,29

60,80

10,637

1978,01

1378,93

8. Gems and Jewellery

76

79

68

18

91

61

2,432

143,20

108,81

9. Rubber & Plastic Products

51

34

23

189

97,88

77,79

3,759

1164,15

932,11

10. Chemicals & Chemical Products

474

4,01

3,06

157

197,14

178,77

5,545

1785,59

1342,71

  (a) Heavy Industrial Chemicals

8

23

16

17

11,24

7,32

330

327,73

245,02

  (b) Fertilisers

60

60

43

6

151,15

151,02

237

420,22

296,02

  (c) Drugs & Pharmaceuticals

135

95

74

20

6,70

4,66

936

182,83

144,32

  (d) Non-Edible Oils

5

18

18

-

-

-

120

44,65

37,43

  (e) Other Chemicals & Chemical Products

266

2,05

1,55

114

28,05

15,77

3,922

810,14

619,93

11. Petroleum, Coal Products & Nuclear Fuels

5

22

18

12

3,69

1,80

340

222,04

165,89

12. Manufacture of Cement & Cement Products

434

2,18

1,84

10

4,95

4,86

2,599

526,85

399,20

13. Basic Metals & Metal Products

802

15,22

13,89

264

307,04

187,67

16,744

7177,00

5426,09

  (a) Iron & Steel

6

22

22

67

247,52

140,92

1,457

4171,55

3030,07

  (b) Non-Ferrous Metals

3

11

7

32

9,54

8,88

995

1236,59

939,01

  (c) Metal Products

793

14,89

13,61

165

49,98

37,87

14,292

1768,87

1457,01

14. Engineering

733

13,04

10,32

208

358,65

291,85

30,392

4175,66

3022,78

  (a) Heavy Engineering

220

7,49

6,77

19

8,39

7,33

2,023

609,72

506,92

  (b) Light Engineering

259

2,72

1,47

124

93,57

73,06

22,959

1441,02

1085,76

  (c) Electrical Machinery & Goods

126

1,87

1,49

47

243,35

199,65

4,299

1745,54

1130,33

  (d) Electronic Machinery & Goods

128

96

59

18

13,34

11,81

1,111

379,38

299,77

15. Vehicles, Vehicle Parts & Transport Equipments

944

12,37

7,54

323

394,27

170,02

4,085

1200,48

755,30

16. Other Industries

14,354

93,25

68,25

1,981

392,18

222,64

42,609

4271,07

2291,76

17. Electricity, Gas & Water

23

1,24

81

5

1203,77

224,04

237

6628,26

5092,09

  (a) Electricity Generation & Transmission

4

32

21

3

1202,86

223,73

90

6498,31

4996,43

  (b) Non-Conventional Energy

15

78

49

1

6

5

39

2,78

1,78

  (c) Gas, Steam & Water Supply

4

14

12

1

85

26

108

127,18

93,89

18. Construction

1,110

41,88

35,34

2,653

4046,38

3826,12

11,485

9905,30

8929,96

  (a) Other than Infrastructure

752

33,70

27,93

1,869

400,73

233,52

7,370

2200,86

1825,24

  (b) Infrastructure Construction

358

8,18

7,42

784

3645,65

3592,60

4,115

7704,45

7104,73

III.

TRANSPORT OPERATORS

13,091

238,82

184,87

16,453

1318,42

732,00

50,944

2495,25

1659,93

IV.

PROFESSIONAL AND OTHER SERVICES

46,602

335,56

255,40

7,595

928,05

647,70

1,95,490

13702,72

11015,17

1. Professional Services

27,982

193,51

153,33

499

86,66

58,62

49,376

1489,95

1227,59

2. Tourism, Hotel & Restaurants

452

6,38

3,70

135

96,46

23,45

8,460

722,97

466,94

3. Recreation services

225

2,44

1,12

17

126,94

126,27

1,525

764,24

659,88

4. IT and Telecommunications

9

43

27

33

51,30

24,36

692

138,95

93,45

5. Others

17,934

132,80

96,98

6,911

566,69

414,99

1,35,437

10586,60

8567,32

V.

PERSONAL LOANS

2,03,449

2205,30

1613,12

2,10,859

7169,26

4962,09

16,09,239

36104,81

28027,13

1. Housing

37,253

769,54

586,90

44,246

4534,13

3511,55

3,64,013

18600,63

15452,15

2. Consumer Durables

27,074

261,93

180,78

809

11,10

7,65

69,342

621,16

458,92

3. Vehicles

13,042

125,05

90,77

93,399

1242,21

598,58

2,48,569

4217,03

2926,99

4. Education

3,772

62,77

44,87

6,925

235,81

212,85

1,14,126

2817,20

2310,65

5. Personal Credit Cards

-

-

-

7,499

231,60

42,45

27,102

379,08

128,74

6. Others

 1,22,308

986,01

709,80

57,981

914,41

589,00

7,86,087

9469,72

6749,68

VI.

TRADE

1,90,144

1016,91

784,43

6,298

979,02

645,50

7,24,769

17344,24

13350,90

1. Wholesale Trade

13,175

96,51

77,83

1,070

221,44

167,31

36,275

3728,59

2779,17

2. Retail Trade

 1,76,969

920,39

706,60

5,228

757,57

478,19

6,88,494

13615,65

10571,73

VII.

FINANCE

17,197

79,93

42,99

351

330,71

291,92

31,741

2840,88

1810,36

VIII.

ALL OTHERS

4,76,816

1680,66

1302,30

2,28,289

1214,47

908,27

8,86,522

9116,03

7752,62

TOTAL BANK CREDIT

34,70,413

19116,92

14151,89

4,92,438

20466,74

14436,48

98,00,786

188925,54

147857,90