Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of
Scheduled Commercial Banks According to Occupation - March 1996

CENTRAL REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

   Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

5,38,257

858,29

659,07

12,84,445

1829,27

1476,78

-

-

-

1.

Direct Finance

5,36,172

809,82

618,12

12,68,842

1626,30

1349,28

-

-

-

2.

Indirect Finance

2,085

48,47

40,94

15,603

202,97

127,50

-

-

-

II.

INDUSTRY

82,691

1550,51

1371,33

2,44,721

4838,42

4140,92

180

255,54

201,65

1.

Mining & Quarrying

37

4,63

4,52

481

82,41

78,64

-

-

-

2.

Food Manufacturing and Processing

3,304

383,22

335,24

10,692

835,08

722,65

7

17,41

6,78

(a)

Rice Mills, Flour and Dal Mills

1,398

48,98

42,58

3,262

146,60

114,82

1

6,00

2,70

(b)

Sugar

101

221,61

199,18

411

476,36

432,97

-

-

-

(c)

Edible Oils and Vanaspati

365

21,48

15,17

2,489

106,91

80,45

-

-

-

(d)

Tea Processing

6

2,34

2,87

24

45

49

2

57

7

(e)

Processing of Fruits & Vegetables

32

1,26

1,17

117

6,03

5,59

-

-

-

(f)

Others

1,402

87,54

74,26

4,389

98,73

88,34

4

10,84

4,00

3.

Beverage and Tobacco

110

7,29

5,29

259

99,60

61,09

3

2,31

2,27

4.

Textiles

2,016

322,11

288,25

5,999

668,85

624,67

28

29,71

27,67

(a)

Cotton Textiles

300

25,51

21,69

1,146

181,65

193,15

8

13,03

7,10

(b)

Jute Textiles

116

17,04

13,20

59

7,84

5,87

-

-

-

(c)

Handloom Textiles & Khadi

181

18,32

8,13

844

39,97

35,02

2

75

56

(d)

Other Textiles

1,419

261,24

245,24

3,950

439,39

390,63

18

15,94

20,01

5.

Paper, Paper Products and Printing

803

114,86

106,55

2,642

228,33

177,38

7

80

65

6.

Leather and Leather Products

317

36,43

28,09

1,419

197,61

165,10

18

5,64

5,18

7.

Rubber and Rubber Products

70

7,81

8,73

714

131,01

105,41

5

8,40

7,87

8.

Chemicals and Chemical Products

1,246

90,80

79,57

3,451

392,48

321,32

34

30,59

31,01

(a)

Heavy Industrial Chemicals

155

8,18

7,34

270

51,39

32,81

8

12,38

10,33

(b)

Fertilizers

98

32,42

26,97

121

88,01

69,96

2

89

88

(c)

Drugs and Pharmaceuticals

193

10,62

10,10

618

70,33

61,68

6

9,04

8,45

(d)

Non-Edible Oils

30

2,60

2,32

190

5,82

5,84

-

-

-

(e)

Other Chemicals & Chemical Products

770

36,98

32,84

2,252

176,93

151,02

18

8,28

11,35

9.

Petroleum, Coal Products & Nuclear Fuels

74

21,59

29,68

218

19,53

19,15

-

-

-

10.

Manufacture of Cement & Cement Products

139

24,59

23,25

428

29,14

39,18

1

3,00

48

11.

Basic Metals & Metal Products

1,286

144,30

123,86

5,452

539,30

449,72

16

53,22

44,94

(a)

Iron and Steel

469

73,85

69,58

1,453

293,32

253,39

3

19,41

12,83

(b)

Non-Ferrous Metals

148

31,20

32,28

673

44,94

33,81

9

32,75

31,74

(c)

Other Metal Products

669

39,26

22,00

3,326

201,04

162,53

4

1,06

37

12.

Engineering

1,407

206,94

182,49

4,590

827,23

686,47

36

51,51

45,72

(a)

Heavy Engineering

230

87,89

86,47

518

257,89

236,10

7

9,00

5,10

(b)

Light Engineering

754

93,46

69,50

1,944

70,48

68,56

14

21,61

16,74

(c)

Electrical Machinery & Goods

295

14,20

12,58

1,422

272,16

198,61

5

5,15

10,24

(d)

Electronic Machinery & Goods

128

11,38

13,94

706

226,70

183,20

10

15,75

13,64

Vehicles, Vehicle Parts & Transport Equipments

226

24,19

19,22

1,310

73,77

71,18

10

10,64

10,72

14.

Other Industries

71,459

138,83

113,90

2,05,836

579,29

512,44

9

8,50

8,46

15.

Electricity, Gas & Water

57

15,03

15,48

339

29,52

21,32

6

33,80

9,91

(a)

Electricity Generation & Transmission

24

7,84

7,88

278

27,83

19,24

6

33,80

9,91

(b)

Non-Conventional Energy

7

21

21

19

31

38

-

-

-

(c)

Gas, Steam & Water Supply

26

6,97

7,40

42

1,38

1,69

-

-

-

16.

Construction

140

7,90

7,21

891

105,27

85,19

-

-

-

III.

TRANSPORT OPERATORS

19,175

75,14

61,31

73,248

266,80

236,51

1

4

4

IV.

PROFESSIONAL AND OTHER SERVICES

9,654

51,18

43,09

1,37,076

270,85

231,74

26

96

74

V .

PERSONAL LOANS

2,47,770

517,86

444,72

3,46,044

1153,93

1004,50

704

12,82

10,47

1.

Loans for Purchase of Consumer Durables

16,510

23,13

19,66

12,911

22,34

19,18

-

-

-

2.

Loans for Housing

13,053

88,69

78,72

38,551

440,16

380,48

30

98

98

3.

Rest of the Personal Loans

2,18,207

406,04

346,34

2,94,582

691,43

604,84

674

11,85

9,50

VI.

TRADE

2,10,946

508,92

418,40

6,13,345

1445,72

1207,24

38

7,50

4,71

1.

Wholesale Trade

10,972

216,26

169,91

30,327

480,15

387,63

30

5,01

4,06

2.

Retail Trade

1,99,974

292,67

248,49

5,83,018

965,57

819,61

8

2,48

66

VII.

FINANCE

83

31,04

27,39

851

82,70

65,94

6

7,87

7,75

VIII.

ALL OTHERS

42,556

170,69

151,56

3,05,507

1117,27

989,02

13

30,15

20,54

TOTAL BANK CREDIT

11,51,132

3763,63

3176,87

30,05,237

11004,97

9352,65

968

314,88

245,90

OF WHICH :

1.

Artisans & Village Industries

23,474

28,28

23,71

1,03,646

138,37

120,89

-

-

-

2.

Other Small Scale Industries

45,758

420,12

353,78

1,16,429

1562,28

1332,23

35

10,46

5,56

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

   Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

13,16,001

930,74

728,85

14,290

21,19

16,52

31,52,993

3639,49

2881,22

1.

Direct Finance

12,95,325

913,83

716,16

14,070

17,51

13,70

31,14,409

3367,46

2697,27

2.

Indirect Finance

20,676

16,91

12,70

220

3,68

2,81

38,584

272,02

183,95

II.

INDUSTRY

2,58,424

195,61

168,31

7,969

144,64

124,43

5,93,985

6984,72

6006,64

1.

Mining & Quarrying

29

17

16

12

93

1,42

559

88,15

84,73

2.

Food Manufacturing and Processing

3,251

9,39

7,38

501

35,93

25,64

17,755

1281,03

1097,68

(a)

Rice Mills, Flour and Dal Mills

416

4,95

3,87

332

27,12

18,63

5,409

233,65

182,60

(b)

Sugar

20

21

21

8

53

57

540

698,71

632,93

(c)

Edible Oils and Vanaspati

144

80

79

58

1,46

1,37

3,056

130,64

97,78

(d)

Tea Processing

-

-

-

-

-

-

32

3,36

3,43

(e)

Processing of Fruits & Vegetables

4

2

2

12

51

35

165

7,83

7,12

(f)

Others

2,667

3,41

2,50

91

6,31

4,72

8,553

206,83

173,83

3.

Beverage and Tobacco

18

14

11

5

44

31

395

109,78

69,07

4.

Textiles

340

1,47

1,49

263

20,28

19,05

8,646

1042,42

961,13

(a)

Cotton Textiles

54

28

30

73

5,12

5,77

1,581

225,58

228,00

(b)

Jute Textiles

4

2

2

4

4

4

183

24,94

19,13

(c)

Handloom Textiles & Khadi

111

44

43

18

32

41

1,156

59,80

44,55

(d)

Other Textiles

171

73

75

168

14,80

12,83

5,726

732,10

669,46

5.

Paper, Paper Products and Printing

41

34

34

165

7,42

6,02

3,658

351,75

290,94

6.

Leather and Leather Products

34

31

29

56

5,09

3,94

1,844

245,07

202,60

7.

Rubber and Rubber Products

17

15

13

32

1,50

1,57

838

148,87

123,71

8.

Chemicals and Chemical Products

135

77

74

176

13,08

11,66

5,042

527,73

444,29

(a)

Heavy Industrial Chemicals

3

2

3

16

99

1,26

452

72,97

51,77

(b)

Fertilizers

10

5

5

4

29

31

235

121,67

98,16

(c)

Drugs and Pharmaceuticals

16

8

8

29

68

59

862

90,74

80,90

(d)

Non-Edible Oils

24

10

10

12

2,85

2,38

256

11,38

10,65

(e)

Other Chemicals & Chemical Products

82

52

48

115

8,26

7,12

3,237

230,97

202,80

9.

Petroleum, Coal Products & Nuclear Fuels

12

9

8

8

28

29

312

41,49

49,21

10.

Manufacture of Cement & Cement Products

22

8

8

19

1,42

1,33

609

58,23

64,33

11.

Basic Metals & Metal Products

459

2,11

2,15

253

19,61

17,74

7,466

758,55

638,42

(a)

Iron and Steel

33

19

18

92

14,93

13,47

2,050

401,70

349,45

(b)

Non-Ferrous Metals

310

1,32

1,32

7

5

5

1,147

110,25

99,19

(c)

Other Metal Products

116

60

65

154

4,63

4,23

4,269

246,59

189,77

12.

Engineering

187

1,10

1,05

151

14,88

14,41

6,371

1101,66

930,15

(a)

Heavy Engineering

50

50

43

15

6,18

6,04

820

361,45

334,13

(b)

Light Engineering

57

28

29

45

81

1,24

2,814

186,64

156,33

(c)

Electrical Machinery & Goods

48

19

19

61

6,35

5,75

1,831

298,05

227,37

(d)

Electronic Machinery & Goods

32

14

16

30

1,54

1,37

906

255,51

212,31

Vehicles, Vehicle Parts & Transport Equipments

307

2,65

2,39

67

2,37

2,46

1,920

113,62

105,97

14.

Other Industries

2,53,512

176,13

151,23

6,174

14,46

12,33

5,36,990

917,22

798,36

15.

Electricity, Gas & Water

7

6

6

15

4,49

4,22

424

82,89

50,98

(a)

Electricity Generation & Transmission

7

6

6

14

24

28

329

69,77

37,36

(b)

Non-Conventional Energy

-

-

-

1

4,25

3,94

27

4,77

4,54

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

68

8,36

9,09

16.

Construction

53

64

62

72

2,46

2,06

1,156

116,27

95,08

III.

TRANSPORT OPERATORS

75,251

89,72

78,38

3,739

12,74

9,58

1,71,414

444,44

385,81

IV.

PROFESSIONAL AND OTHER SERVICES

1,47,468

89,43

78,85

4,929

10,13

8,87

2,99,153

422,56

363,28

V .

PERSONAL LOANS

98,070

142,49

118,69

14,783

40,73

34,25

7,07,371

1867,83

1612,64

1.

Loans for Purchase of Consumer Durables

6,142

7,58

6,55

644

84

69

36,207

53,89

46,09

2.

Loans for Housing

6,731

41,76

36,86

1,400

11,29

9,50

59,765

582,88

506,53

3.

Rest of the Personal Loans

85,197

93,15

75,28

12,739

28,60

24,07

6,11,399

1231,06

1060,02

VI.

TRADE

5,31,336

367,81

310,61

15,860

92,08

72,96

13,71,525

2422,02

2013,93

1.

Wholesale Trade

9,574

11,61

8,71

1,767

46,40

33,83

52,670

759,43

604,14

2.

Retail Trade

5,21,762

356,20

301,90

14,093

45,68

39,13

13,18,855

1662,60

1409,79

VII.

FINANCE

7

16

17

108

18,75

17,25

1,055

140,52

118,48

VIII.

ALL OTHERS

55,435

44,36

37,84

24,361

39,91

32,92

4,27,872

1402,38

1231,87

TOTAL BANK CREDIT

24,81,992

1860,33

1521,69

86,039

380,16

316,77

67,25,368

17323,96

14613,88

OF WHICH :

1.

Artisans & Village Industries

1,99,389

134,85

115,42