(Rs. crore)

Outstanding

as on

Variation over

Item

1999

Financial year so far

Year-on-year

Nov. 5#

Fortnight

1998-99

1999-2000

1998

1999

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from banks

34,353

787

4,481

1,943

7,692

6,190

Borrowings from Banks⁽¹⁾

12,065

-25

5,071

-7

5,226

-167

Other demand and time liabilities⁽²⁾

932

-73

-944

210

31

431

Liabilities to Others

Aggregate deposits

7,69,274@

-1,022

71,002

55,248

1,21,139

99,787

(-0.1)

(11.9)

(7.7)

(22.1)

(14.9)

[8.9]

[7.9]

[18.8]

[15.3]

Demand

1,12,379

-999

-2,529

-5,044

13,025

12,395

Time

6,56,895@

-24

73,531*

60,293*

1,08,114*

87,392*

Borrowings⁽³⁾

2,299

-1,148

-223

1,159

-114

1,243

Other demand and time liabilities

66,782

3,016

6,338*

6,709*

10,786*

13,764*

Borrowings from Reserve Bank

7,707

366

3,355

4,813

3,403

3,957

Cash in hand and Balances with Reserve Bank

76,223

773

13,194

8,313

17,598

1,723

Cash in hand

4,541

214

402

179

361

531

Balances with Reserve Bank

71,681

559

12,793

8,134

17,237

1,191

Assets with the Banking System

Balance with other Banks⁽⁴⁾

13,447

109

-224

359

1,639

2,119

Money at call and short notice

15,046

-1,829

6,996

-3,126

8,076

-811

Advances to banks

2,426

125

-540

322

40

803

Other assets

1,858

75

-301

437

-881

493

Investments⁽⁵⁾

2,91,437

333

29,431

36,842

26,843

43,301

(0.1)

(13.5)

(14.5)

(12.1)

(17.5)

Government securities

2,59,952

296

29,703

36,734

27,253

43,292

Other approved securities

31,485

36

-272

108

-410

9

Bank Credit

3,93,987

2,351

13,313

25,150

50,554

56,595

(0.6)

(4.1)

(6.8)

(17.6)

(16.8)

Food Credit

23,179

1,775

3,588

6,363

5,332

7,106

Non-food credit

3,70,808

576

9,726

18,787

45,223

49,489

Loans, cash-credit and overdrafts

3,63,265

1,580

14,925

25,790

49,032

53,605

Inland bills- purchased

4,299

129

-366

-594

-286

6

discounted⁽⁶⁾

11,026

221

-146

284

-1,393

1,404

Foreign bills-purchased

7,717

-13

-804

-534

-160

590

discounted

7,680

434

-295

204

575

990

Cash-Deposit Ratio

9.91

Investment-Deposit Ratio

37.88

Credit-Deposit Ratio

51.22

@ : Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998. Figures in italics are percentage variations net of RIBs.

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilites to others'.
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.

Figures in brackets denote percentage variation in the relevant period.

* : Revised in line with the new accounting standards and consistent with the methodology suggested by the Working Group on Money Supply: Analytics and Methodology of Compilation (June 1998). The revision is in respect of pension and provident funds with commercial banks which are classified as other demand and time liabilities and includes those banks which have reported such changes so far.