(Rs. crore)

Outstanding

as on

Variation over

Item

1999

Financial year so far

Year-on-year

Dec. 17#

Fortnight

1998-99

1999-2000

1998

1999

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from banks

34,878

583

4,934

2,468

7,810

6,261

Borrowings from Banks⁽¹⁾

11,764

-96

4,282

-308

2,806

322

Other demand and time liabilities⁽²⁾

779

91

-933

57

-494

267

Liabilities to Others

Aggregate deposits

7,77,851 @

2,889

73,428

63,826

1,20,153

1,05,939

(0.4)

(12.3)

(8.9)

(21.8)

(15.8)

[9.3]

[9.2]

[18.5]

[16.2]

Demand

1,11,897

181

-4,165

-5,526

10,611

13,549

Time

6,65,954 @

2,708

77,592*

69,352*

1,09,542 *

92,390*

Borrowings⁽³⁾

2,530

-985

-114

1,390

-432

1,366

Other demand and time liabilities

71,875

3,060

6,861*

11,802*

10,602*

18,335 *

Borrowings from Reserve Bank

1,996

398

2,755

-898

1,909

-1,154

Cash in hand and Balances with Reserve Bank

62,799

3,308

6,792

-5,110

8,065

-5,298

Cash in hand

4,559

-11

165

197

341

786

Balances with Reserve Bank

58,241

3,320

6,627

-5,307

7,724

-6,084

Assets with the Banking System

Balance with other Banks⁽⁴⁾

14,715

-581

-318

1,626

1,531

3,480

Money at call and short notice

18,313

-808

9,525

141

11,958

-73

Advances to banks

2,347

-329

-382

243

-229

566

Other assets

5,087

-1,238

-91

3,665

-172

3,511

Investments⁽⁵⁾

3,00,097

-3,794

32,927

45,502

35,628

48,465

(-1.2)

(15.1)

(17.9)

(16.5)

(19.3)

Government securities

2,68,719

-3,681

33,004

45,501

35,857

48,757

Other approved securities

31,378

-114

-77

1

-229

-293

Bank Credit

4,00,060

3,856

14,089

31,223

48,664

61,892

(1.0)

(4.3)

(8.5)

(16.8)

(18.3)

Food Credit

24,428

404

3,502

7,612

3,961

8,441

Non-food credit

3,75,632

3,452

10,587

23,611

44,703

53,451

Loans, cash-credit and overdrafts

3,69,105

3,840

16,118

31,630

47,679

58,253

Inland bills- purchased

4,286

40

-626

-607

-204

252

discounted⁽⁶⁾

11,285

140

-427

543

959

1,944

Foreign bills-purchased

7,769

-41

-535

-482

-4

374

discounted

7,614

-123

-441

138

234

1,070

Cash-Deposit Ratio

8.07

Investment-Deposit Ratio

38.58

Credit-Deposit Ratio

51.43

@ : Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998. Figures in italics are percentage variations net of RIBs.

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilites to others'.
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.

Figures in brackets denote percentage variation in the relevant period.

* : Revised in line with the new accounting standards and consistent with the methodology suggested by the Working Group on Money Supply: Analytics and Methodology of Compilation (June 1998). The revision is in respect of pension and provident funds with commercial banks which are classified as other demand and time liabilities and includes those banks which have reported such changes so far.