(Rs. crore)

Outstanding

Variation over

as on

Item

2000

Financial year so far

Year-on-year

Mar. 31#

Month

1999-2000

2000

1

2

3

4

5

Liabilities to the Banking System

Demand and time deposits from banks

40,554

3,894

8,144

8,144

Borrowings from Banks⁽¹⁾

15,166

3,095

3,094

3,094

Other demand and time liabilities⁽²⁾

978

47

256

256

Liabilities to Others

Aggregate deposits

8,41,967@

36,208

1,27,942

1,27,942

(4.5)

(17.9)

(17.9)

[18.4]

[18.4]

Demand

1,36,459

13,591

19,036

19,036

Time

7,05,508@

22,617

1,08,906 *

1,08,906 *

Borrowings⁽³⁾

4,247

1,746

3,106

3,106

Other demand and time liabilities

79,750

5,293

19,677 *

19,677 *

Borrowings from Reserve Bank

9,513

2,062

6,619

6,619

Cash in hand and Balances with Reserve Bank

82,940

15,297

15,031

15,031

Cash in hand

5,159

613

797

797

Balances with Reserve Bank

77,781

14,684

14,233

14,233

Assets with the Banking System

Balance with other Banks⁽⁴⁾

16,940

1,997

3,852

3,852

Money at call and short notice

20,886

2,387

2,714

2,714

Advances to banks

3,223

-233

1,119

1,119

Other assets

2,269

166

847

847

Investments⁽⁵⁾

3,10,586

4,962

55,991

55,991

(1.6)

(22.0)

(22.0)

Government securities

2,79,527

4,875

56,309

56,309

Other approved securities

31,059

87

-318

-318

Bank Credit

4,49,565

25,627

80,728

80,728

(6.0)

(21.9)

(21.9)

Food Credit

24,926

-1,001

8,110

8,110

Non-food credit

4,24,639

26,629

72,618

72,618

Loans, cash-credit and overdrafts

4,11,793

21,892

74,318

74,318

Inland bills- purchased

5,349

495

456

456

discounted⁽⁶⁾

13,947

1,801

3,205

3,205

Foreign bills-purchased

9,292

740

1,041

1,041

discounted

9,184

699

1,708

1,708

Cash-Deposit Ratio

9.85

Investment-Deposit Ratio

36.89

Credit-Deposit Ratio

53.39

@ : Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998. Figures in italics are percentage variations net of RIBs.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilites to others'.
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India Figures in brackets denote percentage variation in the relevant period.
* : Revised in line with the new accounting standards and consistent with the methodology suggested by the Working Group on Money Supply: Analytics and Methodology of Compilation (June 1998). The revision is in respect of pension and provident funds with commercial banks which are classified as other demand and time liabilities and includes those banks which have reported such changes so far.
Note : Based on Special Returns submitted by the banks as required when the last Friday of the month is not an alternate Friday for reporting purposes