(Rs. crore)

Outstanding

Variation over

as on

Item

2000

Financial year so far

Year-on-year

Dec. 29#

Fortnight

1999-2000

2000-2001

1999

2000

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

45,975

612

3,793

9,264

7,471

9,771

Borrowings from Banks⁽¹⁾

20,720

1,814

–359

4,453

152

9,007

Other demand and time liabilities⁽²⁾

1,189

131

669

328

845

–202

Liabilities to Others

Aggregate deposits@

9,31,657

10,218

77,480

1,18,312

1,13,122

1,40,152

(1.1)

(10.9)

(14.5)

(16.7)

(17.7)

[11.1]

[11.6]

[17.1]

[14.8]

Demand

1,36,565

5,577

–316

9,199

15,053

19,458

Time@

7,95,092

4,641

77,796*

1,09,114*

98,068*

1,20,694*

Borrowings⁽³⁾

2,277

–3

1,451

–457

57

–315

Other demand and time liabilities

86,454

2,739

13,891*

8,013*

20,322*

12,491*

Borrowings from Reserve Bank

6,692

742

–341

201

–2,403

4,138

Cash in hand and Balances with Reserve Bank

73,301

–4,172

–2,590

10,551

–10,156

7,981

Cash in hand

5,979

490

1,517

649

1,826

100

Balances with Reserve Bank

67,322

–4,662

–4,107

9,902

–11,982

7,881

Assets with the Banking System

Balance with other Banks⁽⁴⁾

16,740

698

2,240

433

3,570

1,412

Money at call and short notice

31,540

422

–369

9,860

847

13,737

Advances to Banks

2,292

72

1,087

–1,250

1,504

–899

Other assets

2,117

–180

441

198

270

254

Investments⁽⁵⁾

3,56,099

589

46,622

47,155

51,404

54,883

(0.2)

(18.3)

(15.3)

(20.6)

(18.2)

Government securities

3,25,182

613

47,170

46,726

51,844

54,794

Other approved securities

30,917

–24

–548

429

–440

88

Bank Credit

4,95,247

10,242

46,340

59,289

68,134

80,070

(2.1)

(12.6)

(13.6)

(19.6)

(19.3)

Food Credit

37,450

503

8,782

11,758

9,497

11,851

Non-food credit

4,57,797

9,738

37,558

47,530

58,637

68,219

Loans, cash-credit and overdrafts

4,54,656

9,253

45,470

53,749

64,956

71,711

Inland bills- purchased

5,300

434

–100

512

459

507

discounted⁽⁶⁾

17,821

477

861

5,063

1,399

6,218

Foreign bills-purchased

9,177

186

–400

291

–5

1,325

discounted

8,293

–108

508

–326

1,327

309

Cash-Deposit Ratio

7.87

Investment-Deposit Ratio

38.22

Credit-Deposit Ratio

53.16

@

: Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs. 25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.

Figures in brackets denote percentage variation in the relevant period.

*

: Revised in line with the new accounting standards and consistent with the methodology suggested by the Working Group on Money Supply: Analytics and Methodology of Compilation (June 1998). The revision is in respect of pension and provident funds with commercial banks which are classified as other demand and time liabilities and includes those banks which have reported such changes so far.