(Rs. crore)

Outstanding

Variation over

Item

as on 2002

Fortnight

Financial year so far

Year-on-year

Oct. 18#

2001-2002

2002-2003

2001

2002

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

39,141

150

–19,216

7,712

–6,924

7,606

Borrowings from Banks⁽¹⁾

20,038

–763

–3,753

–212

4,940

–256

Other demand and time liabilities⁽²⁾

2,068

112

–328

–155

701

105

Liabilities to Others

Aggregate deposits@

12,39,592

–2,574

88,703

1,36,232

1,60,817

1,88,271

(–0.2)

(9.2)

(12.3)

(18.1)

(17.9)

[9.7]

[12.9]

[15.5]

[18.7]

Demand

1,56,925

–4,142

–2,427

3,877

9,191

16,800

Time@

10,82,667

1,568

91,130

1,32,355

1,51,626

1,71,471

Borrowings⁽³⁾

9,030

–1,196

–402

6,002

–108

6,866

Other demand and time liabilities

1,11,014

–6,755

11,923

–869

24,533

7,883

Borrowings from Reserve Bank

8

–88

727

–3,609

–1,601

–4,616

Cash in hand and Balances with Reserve Bank

67,064

–5,083

12,380

–1,583

–274

–10,518

Cash in hand

6,489

–11

220

244

52

612

Balances with Reserve Bank

60,575

–5,072

12,160

–1,828

–326

–11,129

Assets with the Banking System

Balance with other Banks⁽⁴⁾

17,839

–193

–3,255

–154

1,174

1,238

Money at call and short notice

34,584

–666

–9,201

7,959

8,754

8,156

Advances to Banks

6,587

–535

–2,389

1,015

–486

4,043

Other assets

2,562

–174

–258

–112

–363

882

Investments⁽⁵⁾

5,17,752

12,746

45,527

79,483

81,283

1,02,067

(2.5)

(12.3)

(18.1)

(24.3)

(24.6)

Government securities

4,90,548

12,718

46,905

79,372

82,981

1,03,609

Other approved securities

27,204

28

–1,378

111

–1,698

–1,543

Bank Credit

6,73,533

422

31,682

83,811

64,990

1,30,417

(0.1)

(6.2)

(14.2)

(13.6)

(24.0)

Food Credit

52,705

–521

10,289

–1,273

16,436

2,425

Non-food credit

6,20,829

943

21,393

85,084

48,554

1,27,993

Loans, cash-credit and overdrafts

6,30,762

216

34,435

83,155

65,485

1,26,111

Inland bills- purchased

5,319

145

–268

287

–132

678

discounted⁽⁶⁾

17,994

103

–1,158

–289

387

577

Foreign bills-purchased

9,401

–175

–1,030

313

–200

1,081

discounted

10,058

132

–297

345

–551

1,970

Cash-Deposit Ratio

5.41

Investment-Deposit Ratio

41.77

Credit-Deposit Ratio

54.34

@ : Includes Rs.17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. (2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'. (3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank. (4) In current account and in other account. (5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5. (6) Excludes bills rediscounted with the Reserve Bank of India. Figures in brackets denote percentage variation in the relevant period. Since May 3, 2002 this Table includes the impact of the merger of the ICICI with the ICICI Bank.