3. Scheduled Commercial Banks - Business in India

RbiAnnouncementWeb

Weekly Statistical Supplement Content Banner

Asset Publisher

তারিখ: জুলাই 31, 2004

							(Rs. crore)
		Outstanding			Variation over
		as on
*Item*		2004	Fortnight	Financial year so far		Year-on-year
		Jul. 9#		2003-2004	2004-2005	2003	2004
1		2	3	4	5	6	7
Liabilities to the Banking System
	Demand and time deposits from Banks	38,172	–456	–2,256	1,339	215	–26
	Borrowings from Banks ⁽¹⁾	14,246	–1,614	–1,178	–780	957	–4,214
	Other demand and time liabilities⁽²⁾	2,139	–1,110	921	–488	1,017	–1,036
Liabilities to Others
	Aggregate deposits@	15,68,671	8,739	63,864	64,255	1,44,748	2,23,954
			(0.6)	(5.0)	(4.3)	(12.1)	(16.7)
	Demand	2,10,449	–2,105	3,205	–14,574	22,638	36,954
	Time@	13,58,223	10,843	60,659	78,829	1,22,109	1,87,000
	Borrowings⁽³⁾	30,045	–17	2,525	5,375	5,512	14,883
	Other demand and time liabilities	1,51,579	8,541	940	3,495	21,481	20,833
Borrowings from Reserve Bank		—	—	–78	—	–63	–1
Cash in hand and Balances with Reserve Bank		78,676	–8,235	6,574	1,781	–7,891	6,200
	Cash in hand	8,563	39	1,660	665	2,596	–664
	Balances with Reserve Bank	70,114	–8,274	4,915	1,117	–10,487	6,864
Assets with the Banking System
	Balance with other Banks⁽⁴⁾	17,823	–777	–494	862	–1,501	1,129
	Money at call and short notice	17,151	–1,672	–6,877	–907	–946	–8,107
	Advances to Banks	10,199	256	470	–324	1,847	2,582
	Other assets	2,658	–292	17	21	339	92
Investments ⁽⁵⁾		7,31,002	13,593	61,642	53,414	1,34,478	1,21,814
			(1.9)	(11.3)	(7.9)	(28.3)	(20.0)
	Government securities	7,04,750	10,717	61,443	49,993	1,35,728	1,19,891
	Other approved securities	26,251	2,877	199	3,421	–1,250	1,924
Bank Credit		8,82,312	4,904	–3,535	41,527	73,410	1,56,631
			(0.6)	(–0.5)	(4.9)	(11.3)	(21.6)
	Food Credit	43,457	396	–5,891	7,496	–15,875	–131
	Non-food credit	8,38,854	4,508	2,356	34,031	89,285	1,56,762
	Loans, cash-credit and overdrafts	8,30,706	4,256	–113	41,466	71,691	1,48,747
	Inland bills- purchased	6,561	–371	–560	–408	525	1,537
	discounted⁽⁶⁾	21,991	500	–1,364	262	323	3,171
	Foreign bills-purchased	9,787	347	–705	–326	–95	742
	discounted	13,266	172	–792	533	967	2,434
*Cash-Deposit Ratio*		*5.02*
*Investment-Deposit Ratio*		*46.60*
*Credit-DepositRatio*		*56.25*
@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Data also reflect redemption of Resurgent India Bonds (RIBs) of Rs.22,693 crore, since October 1, 2003. Excluding borrowings of Regional Rural Banks from their sponsor banks. Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'. Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank. In current account and in other account. Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately inTable No. 5. Excludes bills rediscounted with the Reserve Bank of India. Figures in brackets denote percentage variation in the relevant period. Note: Includes the impact of mergers since May 3, 2002.