(Rs. crore)

Outstanding

Variation over

as on

Financial year so far

Year-on-year

Item

2005

Fortnight

Feb. 4#

2003-2004

2004-2005

2004

2005

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

35,649

–223

–3,495

–1,184

72

–1,310

Borrowings from Banks ⁽¹⁾

26,710

363

–6,881

11,684

–6,912

13,954

Other demand and time liabilities⁽²⁾

3,088

447

514

461

–16

320

Liabilities to Others

Aggregate deposits@

16,73,341

11,768

1,79,135

1,68,925

1,86,645

2,13,353

(0.7)

(14.0)

(11.2)

(14.7)

(14.6)

Demand

2,38,732

7,733

30,094

13,710

37,254

38,349

Time@

14,34,609

4,036

1,49,041

1,55,215

1,49,391

1,75,005

[14,31,041]

[1,51,647]

[1,71,436]

Borrowings⁽³⁾

64,696

–1,201

10,183

40,026

11,928

41,875

Other demand and time liabilities

1,67,628

4,599

14,708

19,544

19,855

23,114

Borrowings from Reserve Bank

—

—

–79

—

–2

—

Cash in hand and Balances with Reserve Bank

1,01,564

–1,840

8,865

24,669

3,074

26,797

Cash in hand

8,729

431

–120

831

1,395

1,282

Balances with Reserve Bank

92,836

–2,271

8,986

23,839

1,679

25,515

Assets with the Banking System

Balance with other Banks⁽⁴⁾

17,165

–345

–419

204

–105

396

Money at call and short notice

20,885

1,567

–14,682

2,828

–12,511

3,432

Advances to Banks

9,340

51

2,684

–1,183

2,733

–490

Other assets

2,227

–122

–122

–410

40

–200

Investments ⁽⁵⁾

7,12,027

–199

1,26,945

34,439

1,33,339

37,536

(—)

(23.2)

(5.1)

(24.6)

(5.6)

Government securities

6,86,453

–111

1,27,827

31,695

1,34,199

35,209

[6,74,260]

[19,502]

[23,016]

Other approved securities

25,574

–87

–882

2,744

–860

2,327

Bank Credit

10,50,749

9,809

81,562

2,09,964

1,04,465

2,39,972

(0.9)

(11.2)

(25.0)

(14.8)

(29.6)

Food Credit

42,948

1,520

–13,011

6,987

–13,964

6,480

Non-food credit

10,07,801

8,289

94,573

2,02,977

1,18,429

2,33,492

[9,75,118]

[1,70,295]

[2,00,810]

Loans, cash-credit and overdrafts

9,92,563

8,931

79,708

2,03,323

1,00,414

2,30,783

Inland bills- purchased

7,146

–257

1,028

177

1,372

533

discounted⁽⁶⁾

25,112

430

757

3,382

1,030

4,172

Foreign bills-purchased

10,688

280

–177

575

172

1,116

discounted

15,239

425

246

2,506

1,477

3,369

Cash-Deposit Ratio

6.07

Investment-Deposit Ratio

42.55

Credit-DepositRatio

62.79

@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000.
Data also reflect redemption of Resurgent India Bonds (RIBs) of Rs.22,693 crore, since October 1, 2003.
(1)Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the
corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given
separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Notes: 1. Includes the impact of mergers since May 3, 2002.
2. Figures in [ ] exclude the impact of conversion of a non-banking entity into banking entity from October 11, 2004.