(Rs. crore)

Outstanding

Variation over

as on

Financial year so far

Year-on-year

Item

2006

Fortnight

May 26#

2005-2006

2006-2007

2005

2006

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

31,184

–1,435

1,201

–5,893

–564

–6,325

Borrowings from Banks⁽¹⁾

29,818

2,446

–788

621

12,074

2,990

Other demand and time liabilities⁽²⁾

8,644

200

8,487

–246

8,563

–2,967

Liabilities to Others

Aggregate deposits@

21,36,263

12,505

78,671

27,214

2,29,482

3,57,393

(0.6)

(4.6)

(1.3)

(14.8)

(20.1)

Demand

3,31,444

1,306

5,524

–33,196

41,021

77,893

Time@

18,04,818

11,199

73,147

60,409

1,88,462

2,79,501

[1,84,949]

Borrowings⁽³⁾

78,078

–1,704

1,485

–5,065

41,372

7,070

Other demand and time liabilities

1,90,878

3,277

–44,004

2,098

7,252

42,122

Borrowings from Reserve Bank

2

–70

724

–1,486

–45

–772

Cash in hand and Balances with Reserve Bank

1,34,531

2,566

3,013

–5,575

17,220

34,941

Cash in hand

11,973

120

1,515

–1,073

953

1,985

Balances with Reserve Bank

1,22,558

2,446

1,497

–4,503

16,268

32,956

Assets with the Banking System

Balance with other Banks⁽⁴⁾

22,404

–2,086

158

–4,059

1,777

2,925

Money at call and short notice

14,143

1,904

345

524

263

–6,063

Advances to Banks

3,646

436

–814

–545

–975

–5,231

Other assets

9,978

1,397

1,866

–142

1,408

5,687

Investments⁽⁵⁾

7,46,808

8,970

9,677

29,354

26,507

–2,023

(1.2)

(1.3)

(4.1)

(3.7)

(–0.3)

Government securities

7,24,185

8,930

10,241

23,443

29,513

–5,038

[17,321]

Other approved securities

22,624

40

–564

5,911

–3,007

3,015

Bank Credit

14,93,115

5,484

40,644

–13,962

2,77,076

3,52,042

(0.4)

(3.7)

(–0.9)

(32.1)

(30.9)

Food Credit

39,062

588

4,606

–1,628

2,214

–6,664

Non-food credit

14,54,052

4,896

36,038

–12,334

2,74,862

3,58,706

[2,41,980]

Loans, cash-credit and overdrafts

14,21,237

5,472

42,798

–9,218

2,70,913

3,38,227

Inland bills- purchased

10,551

–408

126

–2,363

163

2,871

discounted⁽⁶⁾

28,912

174

–1,123

–1,904

2,190

4,802

Foreign bills-purchased

11,962

–48

–656

–1,112

725

1,790

discounted

20,453

295

–501

636

3,086

4,352

Cash-Deposit Ratio

6.30

Investment-Deposit Ratio

34.96

Credit-Deposit Ratio

69.89

@ : Data reflect redemption of India Millennium Deposits (IMDs) on December 29, 2005.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has
been included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments
which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Notes: 1. Includes the impact of mergers since May 3, 2002.
2. Figures in [ ] exclude the impact of conversion of a non-banking entity into banking entity from October 11, 2004.
3. Data on fiscal year variation for 2005-06 are not comparable with those of the previous years as the data
for 2005-06 include 27 fortnights while usually the data for a year include 26 fortnights.
Furthermore, the last reporting Friday of 2005-06 coincided with March 31, the closing day for banks’ accounts.