Scheduled Commercial Banks - Business in India - আরবিআই - Reserve Bank of India
Scheduled Commercial Banks - Business in India
(Rs. crore) |
||||||
Item |
Outstanding |
Variation over |
||||
Fortnight |
Financial year so far |
Year-on-year |
||||
2007-2008 |
2008-2009 |
2008 |
2009 |
|||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
Liabilities to the Banking System |
|
|
|
|
|
|
Demand and Time Deposits from Banks |
44,842 |
920 |
-182 |
-1,936 |
5,333 |
4,252 |
Borrowings from Banks(1) |
31,437 |
3,122 |
-2,867 |
-1,559 |
-3,726 |
-1,094 |
Other Demand and Time Liabilities(2) |
28,009 |
-2,105 |
7,733 |
9,630 |
10,285 |
7,902 |
Liabilities to Others |
|
|
|
|
|
|
Aggregate Deposits |
37,32,501 |
-3,363 |
4,68,128 |
5,35,562 |
5,76,233 |
6,52,440 |
|
|
(-0.1) |
(17.9) |
(16.8) |
(23.0) |
(21.2) |
Demand |
4,76,271 |
1,580 |
14,024 |
-48,039 |
71,208 |
32,516 |
Time |
32,56,230 |
-4,943 |
4,54,103 |
5,83,600 |
5,05,025 |
6,19,924 |
Borrowings(3) |
1,17,313 |
2,649 |
22,120 |
10,809 |
19,081 |
9,357 |
Other Demand and Time Liabilities |
3,12,850 |
11,966 |
63,693 |
14,494 |
65,137 |
6,923 |
Borrowings from Reserve Bank |
7,992 |
879 |
-5,762 |
3,992 |
-2,544 |
7,509 |
Cash in Hand and Balances with Reserve Bank |
2,21,246 |
5,847 |
73,881 |
-53,920 |
89,921 |
-48,996 |
Cash in Hand |
20,369 |
-563 |
810 |
2,325 |
3,072 |
3,420 |
Balances with Reserve Bank |
2,00,876 |
6,410 |
73,071 |
-56,246 |
86,849 |
-52,417 |
Assets with the Banking System |
|
|
|
|
|
|
Balance with Other Banks(4) |
45,716 |
862 |
4,077 |
9,700 |
7,952 |
12,171 |
Money at Call and Short Notice |
20,878 |
-479 |
1,069 |
953 |
-951 |
1,543 |
Advances to Banks |
2,768 |
70 |
-2,798 |
-1,012 |
-2,391 |
-637 |
Other Assets |
50,274 |
-847 |
7,656 |
19,118 |
11,583 |
19,116 |
Investments(5) |
11,83,870 |
-3,819 |
1,91,311 |
2,12,155 |
2,00,260 |
2,01,043 |
|
|
(-0.3) |
(24.2) |
(21.8) |
(25.6) |
(20.5) |
Government Securities |
11,66,237 |
-3,921 |
1,93,716 |
2,07,575 |
2,02,466 |
1,96,462 |
Other Approved Securities |
17,633 |
102 |
-2,405 |
4,580 |
-2,206 |
4,581 |
Bank Credit |
26,90,513 |
22,423 |
3,46,450 |
3,28,600 |
4,08,986 |
4,12,874 |
|
|
(0.8) |
(17.9) |
(13.9) |
(21.9) |
(18.1) |
Food Credit |
47,902 |
-528 |
-3,015 |
3,503 |
-2,333 |
4,397 |
Non-Food credit |
26,42,611 |
22,952 |
3,49,466 |
3,25,097 |
4,11,319 |
4,08,477 |
Loans, Cash-credit and Overdrafts |
25,94,952 |
21,202 |
3,38,948 |
3,33,376 |
3,95,272 |
4,12,133 |
Inland Bills-Purchased |
11,412 |
-1,072 |
-4,381 |
-1,182 |
-17 |
-125 |
Discounted(6) |
42,109 |
1,875 |
6,866 |
1,555 |
6,272 |
3,929 |
Foreign Bills- Purchased |
16,077 |
-316 |
-923 |
-422 |
355 |
859 |
Discounted |
25,964 |
734 |
5,941 |
-4,727 |
7,104 |
-3,921 |
Cash-Deposit Ratio |
5.93 |
|
|
|
|
|
Investment-Deposit Ratio |
31.72 |
|
|
|
|
|
Credit-Deposit Ratio |
72.08 |
|
|
|
|
|
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. |