(Rs. crore)

Item

Outstanding
as on
2009
Dec. 25#

Variation over

Month

Financial year so far

Year-on-year

2008-2009

2009-2010

2008

2009

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and Time Deposits from Banks

53,712

3,601

-630

4,857

8,899

7,564

Borrowings from Banks⁽¹⁾

26,613

7,820

-3,943

-2,874

-991

-2,441

Other Demand and Time Liabilities⁽²⁾

5,542

-55

10,427

-16,231

10,645

-23,265

Liabilities to Others

Aggregate Deposits

42,10,745

14,314

3,72,866

3,76,635

6,16,143

6,40,939

(0.3)

(11.7)

(9.8)

(20.9)

(18.0)

Demand

5,46,976

17,634

-65,931

23,891

13,974

88,597

Time

36,63,769

-3,320

4,38,797

3,52,744

6,02,169

5,52,342

Borrowings⁽³⁾

1,20,791

-6,758

19,314

6,855

30,320

-5,027

Other Demand and Time Liabilities

3,12,781

-2,383

7,453

5,261

25,168

6,972

Borrowings from Reserve Bank

—

—

9,516

-11,728

11,239

-13,516

Cash in Hand and Balances with Reserve Bank

2,72,336

18,607

-32,073

13,861

-33,321

29,243

Cash in Hand

25,140

20

5,182

4,859

4,536

1,913

Balances with Reserve Bank

2,47,196

18,587

-37,255

9,002

-37,858

27,329

Assets with the Banking System

Balance with Other Banks⁽⁴⁾

51,538

7,269

5,375

-1,371

7,198

10,146

Money at Call and Short Notice

18,545

9,358

-2,841

3,507

24

1,460

Advances to Banks

2,952

297

-835

49

-1,109

8

Other Assets

27,028

2,399

14,662

-24,693

18,359

-18,790

Investments⁽⁵⁾

13,60,467

-22,107

1,16,281

1,94,057

1,67,639

2,72,471

(-1.6)

(12.0)

(16.6)

(18.2)

(25.0)

Government Securities

13,46,394

-21,885

1,18,465

1,90,609

1,70,048

2,69,268

Other Approved Securities

14,072

-221

-2,183

3,448

-2,410

3,202

Bank Credit

29,69,193

61,925

2,85,327

1,93,643

4,97,956

3,21,952

(2.1)

(12.1)

(7.0)

(23.2)

(12.2)

Food Credit

45,239

2,884

8,724

-972

12,112

-7,884

Non-Food credit

29,23,954

59,041

2,76,603

1,94,615

4,85,844

3,29,836

Loans, Cash-credit and Overdrafts

28,61,814

55,359

2,89,567

1,86,137

4,90,747

3,10,671

Inland Bills-   Purchased

11,328

1,165

497

-386

2,370

-1,763

Discounted⁽⁶⁾

53,595

5,862

-1,926

10,438

3,278

14,968

Foreign Bills- Purchased

16,581

-129

1,117

-1,941

4,087

-1,035

Discounted

25,876

–333

-3,926

-603

-2,527

-889

Cash-Deposit Ratio

6.47

Investment-Deposit Ratio

32.31

Credit-Deposit Ratio

70.51

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India. Figures in brackets denote percentage variation in the relevant period.
Notes : 1. Includes the impact of mergers since May 3, 2002.
2. Based on Special Returns submitted by the banks as required when the last Friday of the month is not an alternate Friday for the reporting purposes.