(` Billion)

Liabilities to the Banking System

Demand and Time Deposits from Banks

757.2

–13.5

–45.0

–85.3

61.9

64.8

Borrowings from Banks ⁽¹⁾

276.0

–43.7

–35.7

–43.3

–37.9

14.4

Other Demand and Time Liabilities ⁽²⁾

72.7

5.6

27.5

11.2

24.4

–26.1

Liabilities to Others

Aggregate Deposits

62,439.6

222.1

2,774.1

3,348.8

8,106.3

7,585.8

(0.4)

(5.3)

(5.7)

(17.3)

(13.8)

Demand

5,924.7

110.2

–746.0

–328.6

–545.3

253.6

Time

56,515.0

111.9

3,520.1

3,677.4

8,651.7

7,332.2

Borrowings ⁽³⁾

1,980.4

–16.2

209.3

–84.1

234.4

457.6

Other Demand and Time Liabilities

3,594.9

–40.0

86.1

–138.9

130.4

90.8

Borrowings from Reserve Bank

109.2

–44.4

–26.4

21.6

3.5

85.2

Cash in Hand and Balances with Reserve Bank

3,615.7

34.1

457.2

21.7

659.6

–336.6

Cash in hand

379.1

–7.9

50.7

17.8

64.4

25.0

Balances with Reserve Bank

3,236.6

42.0

406.6

3.9

595.2

–361.6

Assets with the Banking System

Balances with Other Banks ⁽⁴⁾

773.2

34.7

–61.4

66.7

20.4

273.3

Money at Call and Short Notice

184.2

–24.5

–1.7

–48.5

–29.4

19.9

Advances to Banks

117.2

–32.6

–52.2

–18.7

16.3

43.7

Other Assets

709.1

–8.6

–3.6

5.1

178.7

21.9

Investments ⁽⁵⁾

19,158.6

171.8

1,815.8

1,780.7

2,286.0

2,326.6

(0.9)

(12.1)

(10.2)

(15.7)

(13.8)

Government Securities

19,129.8

171.8

1,816.4

1,779.6

2,298.8

2,341.9

Other Approved Securities

28.9

0.1

–0.6

1.2

–12.8

–15.3

Bank Credit

47,029.7

–214.7

692.9

911.2

6,313.7

6,916.0

(–0.5)

(1.8)

(2.0)

(18.7)

(17.2)

Food Credit

977.9

–49.7

61.7

164.8

190.3

273.4

Non-food credit

46,051.8

–165.0

631.2

746.3

6,123.4

6,642.7

Loans, Cash credit and Overdrafts

45,318.2

–205.2

715.9

958.4

6,094.2

6,662.2

Inland Bills – Purchased

169.2

2.4

–27.3

5.8

9.4

62.0

Discounted ⁽⁶⁾

973.7

2.6

36.4

–6.0

177.6

138.7

Foreign Bills – Purchased

189.6

–11.2

–9.1

–22.1

5.3

12.9

Discounted

379.0

–3.4

–23.1

–24.9

27.3

40.2

Cash-Deposit Ratio

5.79

Investment-Deposit Ratio

30.68

Credit-Deposit Ratio

75.32

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under ‘Liabilities to Others’.
(3) Other than from Reserve Bank of India, NABARD and EXIM Bank.
(4) In current account and in other accounts.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Note: Includes the impact of mergers since May 3, 2002.