SMALL BORROWAL ACCOUNTS OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION |
MARCH 2006 |
WESTERN REGION STATE: GOA |
(Amount in Rupees Lakh) |
OCCUPATION
|
RURAL |
SEMI-URBAN URBAN / METROPOLITAN |
TOTAL |
No. of |
Amount |
No. of |
Amount |
No. of |
Amount |
No. of |
Amount |
Accounts |
Out- |
Accounts |
Out- |
Accounts |
Out- |
Accounts |
Out- |
|
standing |
|
standing |
|
standing |
|
standing |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
I. |
AGRICULTURE |
7,334 |
19,67 |
4,440 |
17,00 |
– |
– |
11,774 |
36,67 |
|
1. Direct Finance |
6,865 |
18,41 |
4,414 |
16,79 |
– |
– |
11,279 |
35,20 |
|
2. Indirect Finance |
469 |
1,27 |
26 |
20 |
– |
– |
495 |
1,47 |
II. |
INDUSTRY |
1,066 |
5,05 |
1,634 |
9,68 |
– |
– |
2,700 |
14,72 |
III. |
TRANSPORT OPERATORS |
998 |
5,34 |
1,272 |
9,22 |
– |
– |
2,270 |
14,55 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
2,024 |
7,10 |
2,876 |
14,50 |
– |
– |
4,900 |
21,60 |
V. |
PERSONAL LOANS |
22,305 |
92,49 |
68,198 |
266,51 |
– |
– |
90,503 |
359,00 |
|
1. Loans for Purchase of Consumer Durables |
1,134 |
4,37 |
2,948 |
13,11 |
– |
– |
4,082 |
17,47 |
|
2. Loans for Housing |
1,521 |
11,29 |
3,513 |
33,99 |
– |
– |
5,034 |
45,28 |
|
3. Rest of the Personal Loans |
19,650 |
76,84 |
61,737 |
219,42 |
– |
– |
81,387 |
296,25 |
VI. |
TRADE |
3,269 |
13,22 |
4,205 |
27,07 |
– |
– |
7,474 |
40,29 |
|
1. Wholesale Trade |
66 |
67 |
211 |
1,03 |
– |
– |
277 |
1,70 |
|
2. Retail Trade |
3,203 |
12,55 |
3,994 |
26,04 |
– |
– |
7,197 |
38,59 |
VII. |
FINANCE |
10 |
5 |
54 |
46 |
– |
– |
64 |
52 |
VIII. |
ALL OTHERS |
5,626 |
24,09 |
20,978 |
81,31 |
– |
– |
26,604 |
105,40 |
|
|
|
|
|
|
|
|
|
|
TOTAL BANK CREDIT |
42,632 |
167,00 |
1,03,657 |
425,75 |
– |
– |
1,46,289 |
592,76 |
OF WHICH: 1. Artisans and Village & Tiny Industries |
346 |
1,64 |
358 |
2,05 |
– |
– |
704 |
3,68 |
|
2. Other Small Scale Industries |
391 |
2,08 |
706 |
4,22 |
– |
– |
1,097 |
6,29 |
STATE: GUJARAT |
|
|
RURAL |
SEMI-URBAN URBAN / METROPOLITAN |
TOTAL |
|
|
No. of |
Amount |
No. of |
Amount |
No. of |
Amount |
No. of |
Amount |
OCCUPATION |
Accounts |
Out- |
Accounts |
Out- |
Accounts |
Out- |
Accounts |
Out- |
|
|
|
standing |
|
standing |
|
standing |
|
standing |
|
|
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
I. |
AGRICULTURE |
6,24,470 |
1984,13 |
3,44,449 |
1211,20 |
50,905 |
190,90 |
10,19,824 |
3386,23 |
|
1. Direct Finance |
6,21,202 |
1972,46 |
3,40,992 |
1196,59 |
50,090 |
186,18 |
10,12,284 |
3355,22 |
|
2. Indirect Finance |
3,268 |
11,67 |
3,457 |
14,61 |
815 |
4,72 |
7,540 |
31,01 |
II. |
INDUSTRY |
17,771 |
36,53 |
14,433 |
47,90 |
24,687 |
138,37 |
56,891 |
222,80 |
III. |
TRANSPORT OPERATORS |
6,681 |
27,44 |
5,539 |
22,10 |
10,917 |
70,74 |
23,137 |
120,28 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
23,387 |
58,24 |
27,030 |
79,17 |
38,863 |
137,74 |
89,280 |
275,15 |
V. |
PERSONAL LOANS |
98,874 |
395,11 |
1,57,998 |
723,15 |
5,90,331 |
2497,15 |
8,47,203 |
3615,41 |
|
1. Loans for Purchase of Consumer Durables |
5,305 |
16,87 |
9,893 |
38,37 |
17,842 |
76,51 |
33,040 |
131,75 |
|
2. Loans for Housing |
9,471 |
83,08 |
24,125 |
219,21 |
58,294 |
568,98 |
91,890 |
871,27 |
|
3. Rest of the Personal Loans |
84,098 |
295,16 |
1,23,980 |
465,57 |
5,14,195 |
1851,66 |
7,22,273 |
2612,39 |
VI. |
TRADE |
63,103 |
125,99 |
52,691 |
148,78 |
60,134 |
198,29 |
1,75,928 |
473,06 |
|
1. Wholesale Trade |
1,545 |
4,24 |
1,704 |
7,86 |
15,902 |
29,00 |
19,151 |
41,10 |
|
2. Retail Trade |
61,558 |
121,75 |
50,987 |
140,92 |
44,232 |
169,29 |
1,56,777 |
431,96 |
VII. |
FINANCE |
393 |
1,29 |
609 |
1,11 |
1,032 |
6,53 |
2,034 |
8,93 |
VIII. |
ALL OTHERS |
17,537 |
62,48 |
24,660 |
134,79 |
1,11,022 |
495,17 |
1,53,219 |
692,44 |
|
|
|
|
|
|
|
|
|
|
TOTAL BANK CREDIT |
8,52,216 |
2691,21 |
6,27,409 |
2368,19 |
8,87,891 |
3734,90 |
23,67,516 |
8794,31 |
OF WHICH: 1. Artisans and Village & Tiny Industries |
11,528 |
17,73 |
7,316 |
17,02 |
4,396 |
11,99 |
23,240 |
46,74 |
|
2. Other Small Scale Industries |
3,199 |
9,88 |
4,054 |
17,87 |
12,288 |
82,73 |
19,541 |
110,48 |
TABLE No. 5.8 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF |
SMALL BORROWAL ACCOUNTS OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION |
MARCH 2006 |
WESTERN REGION STATE: MAHARASHTRA |
(Amount in Rupees Lakh) |
OCCUPATION
|
RURAL |
SEMI-URBAN |
URBAN / METROPOLITAN |
TOTAL |
No. of |
Amount |
No. of |
Amount |
No. of |
Amount |
No. of |
Amount |
Accounts |
Out- |
Accounts |
Out- |
Accounts |
Out- |
Accounts |
Out- |
|
standing |
|
standing |
|
standing |
|
standing |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
I. |
AGRICULTURE |
7,31,843 |
2139,39 |
4,29,801 |
1453,49 |
1,13,724 |
715,50 |
12,75,368 |
4308,38 |
|
1. Direct Finance |
7,23,469 |
2098,05 |
4,26,167 |
1430,61 |
1,11,651 |
700,30 |
12,61,287 |
4228,96 |
|
2. Indirect Finance |
8,374 |
41,34 |
3,634 |
22,88 |
2,073 |
15,20 |
14,081 |
79,42 |
II. |
INDUSTRY |
24,997 |
82,89 |
23,063 |
100,39 |
77,571 |
542,55 |
1,25,631 |
725,83 |
III. |
TRANSPORT OPERATORS |
9,428 |
44,31 |
7,571 |
38,29 |
33,447 |
236,44 |
50,446 |
319,04 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
34,841 |
99,34 |
30,427 |
108,64 |
60,224 |
334,98 |
1,25,492 |
542,96 |
V. |
PERSONAL LOANS |
2,31,841 |
858,01 |
3,24,710 |
1351,38 |
45,12,208 |
17123,10 |
50,68,759 |
19332,49 |
|
1. Loans for Purchase of Consumer Durables |
14,944 |
48,40 |
11,781 |
40,64 |
3,12,686 |
922,60 |
3,39,411 |
1011,63 |
|
2. Loans for Housing |
23,548 |
213,71 |
38,564 |
387,68 |
2,19,494 |
2390,39 |
2,81,606 |
2991,78 |
|
3. Rest of the Personal Loans |
1,93,349 |
595,90 |
2,74,365 |
923,06 |
39,80,028 |
13810,11 |
44,47,742 |
15329,07 |
VI. |
TRADE |
1,19,499 |
366,25 |
1,13,347 |
408,13 |
1,12,448 |
545,56 |
3,45,294 |
1319,95 |
|
1. Wholesale Trade |
3,102 |
17,90 |
1,370 |
8,86 |
11,133 |
104,22 |
15,605 |
130,98 |
|
2. Retail Trade |
1,16,397 |
348,35 |
1,11,977 |
399,28 |
1,01,315 |
441,35 |
3,29,689 |
1188,97 |
VII. |
FINANCE |
2,653 |
8,68 |
1,528 |
7,64 |
1,730 |
9,82 |
5,911 |
26,15 |
VIII. |
ALL OTHERS |
57,044 |
161,48 |
50,849 |
195,11 |
3,42,258 |
1819,40 |
4,50,151 |
2175,99 |
|
|
|
|
|
|
|
|
|
|
TOTAL BANK CREDIT |
12,12,146 |
3760,36 |
9,81,296 |
3663,07 |
52,53,610 |
21327,35 |
74,47,052 |
28750,79 |
OF WHICH: 1. Artisans and Village & Tiny Industries |
8,964 |
24,16 |
9,311 |
32,91 |
4,296 |
17,52 |
22,571 |
74,59 |
|
2. Other Small Scale Industries |
10,105 |
37,91 |
8,126 |
37,20 |
30,491 |
133,59 |
48,722 |
208,70 |
DADRA & NAGAR HAVELI |
|
OCCUPATION
|
RURAL |
SEMI-URBAN |
URBAN / METROPOLITAN |
TOTAL |
No. of |
Amount |
No. of |
Amount |
No. of |
Amount |
No. of |
Amount |
Accounts |
Out- |
Accounts |
Out- |
Accounts |
Out- |
Accounts |
Out- |
|
standing |
|
standing |
|
standing |
|
standing |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
I. |
AGRICULTURE |
656 |
1,30 |
741 |
1,05 |
– |
– |
1,397 |
2,35 |
|
1. Direct Finance |
652 |
1,29 |
740 |
1,04 |
– |
– |
1,392 |
2,34 |
|
2. Indirect Finance |
4 |
– |
1 |
– |
– |
– |
5 |
– |
II. |
INDUSTRY |
60 |
12 |
146 |
69 |
– |
– |
206 |
80 |
III. |
TRANSPORT OPERATORS |
29 |
21 |
16 |
7 |
– |
– |
45 |
27 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
81 |
24 |
108 |
47 |
– |
– |
189 |
71 |
V. |
PERSONAL LOANS |
168 |
1,20 |
2,540 |
10,44 |
– |
– |
2,708 |
11,63 |
|
1. Loans for Purchase of Consumer Durables |
– |
– |
181 |
25 |
– |
– |
181 |
25 |
|
2. Loans for Housing |
54 |
81 |
504 |
3,81 |
– |
– |
558 |
4,62 |
|
3. Rest of the Personal Loans |
114 |
38 |
1,855 |
6,39 |
– |
– |
1,969 |
6,77 |
VI. |
TRADE |
262 |
65 |
880 |
1,65 |
– |
– |
1,142 |
2,30 |
|
1. Wholesale Trade |
– |
– |
1 |
2 |
– |
– |
1 |
2 |
|
2. Retail Trade |
262 |
65 |
879 |
1,63 |
– |
– |
1,141 |
2,28 |
VII. |
FINANCE |
– |
– |
1 |
– |
– |
– |
1 |
– |
VIII. |
ALL OTHERS |
49 |
18 |
161 |
37 |
– |
– |
210 |
55 |
|
|
|
|
|
|
|
|
|
|
TOTAL BANK CREDIT |
1,305 |
3,89 |
4,593 |
14,73 |
– |
– |
5,898 |
18,61 |
OF WHICH: 1. Artisans and Village & Tiny Industries |
47 |
7 |
92 |
45 |
– |
– |
139 |
51 |
|
2. Other Small Scale Industries |
13 |
5 |
51 |
21 |
– |
– |
64 |
26 |
TABLE No. 5.8 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF |
SMALL BORROWAL ACCOUNTS OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION |
MARCH 2006 |
WESTERN REGION DAMAN & DIU |
(Amount in Rupees Lakh) |
|
|
RURAL |
SEMI-URBAN |
URBAN / METROPOLITAN |
TOTAL |
|
|
No. of |
Amount |
No. of |
Amount |
No. of |
Amount |
No. of |
Amount |
OCCUPATION |
Accounts |
Out- |
Accounts |
Out- |
Accounts |
Out- |
Accounts |
Out- |
|
|
|
standing |
|
standing |
|
standing |
|
standing |
|
|
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
I. |
AGRICULTURE |
– |
– |
246 |
94 |
– |
– |
246 |
94 |
|
1. Direct Finance |
– |
– |
241 |
92 |
– |
– |
241 |
92 |
|
2. Indirect Finance |
– |
– |
5 |
2 |
– |
– |
5 |
2 |
II. |
INDUSTRY |
– |
– |
151 |
75 |
– |
– |
151 |
75 |
III. |
TRANSPORT OPERATORS |
– |
– |
101 |
61 |
– |
– |
101 |
61 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
– |
– |
123 |
64 |
– |
– |
123 |
64 |
V. |
PERSONAL LOANS |
– |
– |
2,627 |
12,55 |
– |
– |
2,627 |
12,55 |
|
1. Loans for Purchase of Consumer Durables |
– |
– |
181 |
40 |
– |
– |
181 |
40 |
|
2. Loans for Housing |
– |
– |
228 |
2,16 |
– |
– |
228 |
2,16 |
|
3. Rest of the Personal Loans |
– |
– |
2,218 |
9,99 |
– |
– |
2,218 |
9,99 |
VI. |
TRADE |
– |
– |
601 |
3,44 |
– |
– |
601 |
3,44 |
|
1. Wholesale Trade |
– |
– |
– |
– |
– |
– |
– |
– |
|
2. Retail Trade |
– |
– |
601 |
3,44 |
– |
– |
601 |
3,44 |
VII. |
FINANCE |
– |
– |
2 |
1 |
– |
– |
2 |
1 |
VIII. |
ALL OTHERS |
– |
– |
116 |
51 |
– |
– |
116 |
51 |
|
|
|
|
|
|
|
|
|
|
TOTAL BANK CREDIT |
– |
– |
3,967 |
19,45 |
– |
– |
3,967 |
19,45 |
OF WHICH: 1. Artisans and Village & Tiny Industries |
– |
– |
98 |
42 |
– |
– |
98 |
42 |
|
2. Other Small Scale Industries |
– |
– |
20 |
15 |
– |
– |
20 |
15 |
SOUTHERN REGION |
STATE: ANDHRA PRADESH |
OCCUPATION
|
RURAL |
SEMI-URBAN |
URBAN / METROPOLITAN |
TOTAL |
No. of |
Amount |
No. of |
Amount |
No. of |
Amount |
No. of |
Amount |
Accounts |
Out- |
Accounts |
Out- |
Accounts |
Out- |
Accounts |
Out- |
|
standing |
|
standing |
|
standing |
|
standing |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
I. |
AGRICULTURE |
28,64,609 |
6116,10 |
16,56,023 |
3803,26 |
3,55,783 |
1058,11 |
48,76,415 |
10977,47 |
|
1. Direct Finance |
28,28,421 |
6035,76 |
16,40,375 |
3756,42 |
3,46,368 |
1004,77 |
48,15,164 |
10796,96 |
|
2. Indirect Finance |
36,188 |
80,33 |
15,648 |
46,84 |
9,415 |
53,34 |
61,251 |
180,51 |
II. |
INDUSTRY |
43,863 |
107,31 |
36,310 |
117,73 |
58,777 |
333,80 |
1,38,950 |
558,84 |
III. |
TRANSPORT OPERATORS |
8,660 |
37,61 |
5,822 |
26,16 |
26,761 |
173,20 |
41,243 |
236,97 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
35,847 |
87,03 |
26,957 |
71,52 |
34,920 |
131,29 |
97,724 |
289,84 |
V. |
PERSONAL LOANS |
5,26,529 |
1653,87 |
7,00,025 |
2800,92 |
10,50,225 |
4950,22 |
22,76,779 |
9405,00 |
|
1. Loans for Purchase of Consumer Durables |
46,488 |
167,46 |
44,016 |
185,20 |
57,241 |
311,08 |
1,47,745 |
663,74 |
|
2. Loans for Housing |
29,279 |
222,58 |
50,046 |
408,20 |
1,01,941 |
778,34 |
1,81,266 |
1409,11 |
|
3. Rest of the Personal Loans |
4,50,762 |
1263,83 |
6,05,963 |
2207,52 |
8,91,043 |
3860,80 |
19,47,768 |
7332,15 |
VI. |
TRADE |
1,69,268 |
343,11 |
1,28,693 |
352,85 |
89,437 |
338,05 |
3,87,398 |
1034,01 |
|
1. Wholesale Trade |
5,139 |
15,14 |
3,726 |
9,70 |
5,371 |
42,37 |
14,236 |
67,22 |
|
2. Retail Trade |
1,64,129 |
327,97 |
1,24,967 |
343,15 |
84,066 |
295,67 |
3,73,162 |
966,79 |
VII. |
FINANCE |
10,909 |
23,30 |
5,111 |
14,40 |
1,797 |
8,12 |
17,817 |
45,82 |
VIII. |
ALL OTHERS |
6,47,506 |
1583,27 |
5,50,576 |
1699,57 |
4,82,610 |
2231,86 |
16,80,692 |
5514,71 |
|
|
|
|
|
|
|
|
|
|
TOTAL BANK CREDIT |
43,07,191 |
9951,59 |
31,09,517 |
8886,42 |
21,00,310 |
9224,65 |
95,17,018 |
28062,66 |
OF WHICH: 1. Artisans and Village & Tiny Industries |
22,475 |
45,98 |
17,764 |
51,82 |
5,732 |
21,03 |
45,971 |
118,83 |
|
2. Other Small Scale Industries |
14,076 |
38,96 |
8,226 |
26,31 |
13,689 |
78,49 |
35,991 |
143,76 |
|
