Page
Official Website of Reserve Bank of India
| Table 6C : Bank-wise Lending Rates for Export Credit - Outstanding Loans (Post-Shipment) for the Quarter ended June 2025 | ||||||||||||||
| Sl.No. | MCLR Overnight |
Post-Shipment | ||||||||||||
| Demand Bills | Usance Bills Up to 90 days | Usance bills beyond 90 days and up to 180 days | ||||||||||||
| Rate of Interest | Interest Rate for 60 per cent or more business | Rate of Interest | Interest Rate for 60 per cent or more business | Rate of Interest | Interest Rate for 60 per cent or more business | |||||||||
| Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |||
| (A) | Public sector banks | |||||||||||||
| 1 | BANK OF BARODA | 8.15 | 6.10 | 10.85 | 7.49 | 9.75 | 7.00 | 10.85 | 7.04 | 10.10 | 7.55 | 10.85 | 9.60 | 10.20 |
| 2 | BANK OF INDIA | 8.15 | ||||||||||||
| 3 | BANK OF MAHARASHTRA | 8.20 | 8.40 | 9.35 | 8.40 | 8.40 | ||||||||
| 4 | CANARA BANK | 8.00 | 5.50 | 18.25 | 5.50 | 18.25 | ||||||||
| 5 | CENTRAL BANK OF INDIA | 8.20 | 9.00 | 11.25 | 9.00 | 11.25 | 9.00 | 11.25 | 9.00 | 11.25 | ||||
| 6 | INDIAN BANK | 8.20 | 4.00 | 12.00 | 4.00 | 12.00 | 4.00 | 12.00 | 4.00 | 12.00 | ||||
| 7 | INDIAN OVERSEAS BANK | 8.25 | 9.65 | 13.35 | 9.65 | 13.35 | 9.15 | 13.35 | 9.15 | 13.35 | ||||
| 8 | PUNJAB AND SIND BANK | 8.20 | 8.50 | 14.20 | 9.00 | 12.75 | 8.50 | 14.75 | 8.75 | 14.25 | ||||
| 9 | PUNJAB NATIONAL BANK | 8.25 | 7.00 | 17.50 | 7.00 | 17.50 | 6.75 | 17.50 | 6.75 | 17.50 | 9.50 | 15.25 | 9.50 | 14.25 |
| 10 | STATE BANK OF INDIA | 8.20 | 6.03 | 8.20 | 6.03 | 8.20 | 6.03 | 8.90 | 8.55 | 8.55 | 6.03 | 8.90 | 8.90 | 8.90 |
| 11 | UCO BANK | 8.15 | 8.50 | 8.70 | 8.55 | 8.65 | ||||||||
| 12 | UNION BANK OF INDIA | 8.10 | 4.81 | 14.95 | 5.71 | 9.75 | 17.75 | 4.82 | 5.73 | 19.00 | 5.68 | 7.00 | ||
| (B) | Private banks | |||||||||||||
| 13 | AXIS BANK LIMITED | 8.70 | 7.40 | 9.40 | 7.40 | 8.80 | 7.25 | 9.40 | 7.50 | 8.35 | 5.25 | 14.00 | 7.50 | 8.50 |
| 14 | BANDHAN BANK LIMITED | 9.15 | ||||||||||||
| 15 | CITY UNION BANK LIMITED | 8.30 | 8.25 | 15.75 | 8.25 | 10.50 | 8.25 | 15.75 | 9.80 | 10.00 | 8.25 | 15.75 | 9.80 | 9.80 |
| 16 | CSB BANK LIMITED | 8.90 | ||||||||||||
| 17 | DCB BANK LIMITED | 10.22 | ||||||||||||
| 18 | DHANLAXMI BANK LIMITED | 8.50 | 8.00 | 12.50 | 8.00 | 8.00 | ||||||||
| 19 | FEDERAL BANK LTD | 9.25 | 7.25 | 13.25 | 8.00 | 8.25 | 7.25 | 15.95 | 7.50 | 8.10 | 7.25 | 14.70 | 7.70 | 8.75 |
| 20 | HDFC BANK LTD. | 8.90 | 7.25 | 9.75 | 7.50 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | ||||
| 21 | ICICI BANK LIMITED | 7.95 | 7.00 | 7.75 | 7.00 | 7.00 | 7.00 | 9.25 | 9.00 | 9.25 | 7.00 | 18.50 | 7.00 | 9.00 |
| 22 | IDBI BANK LIMITED | 8.20 | ||||||||||||
| 23 | IDFC FIRST BANK LIMITED | 9.70 | 9.60 | 9.60 | 9.60 | 9.60 | 9.00 | 9.60 | 9.00 | 9.60 | ||||
| 24 | INDUSIND BANK LTD | 10.10 | 6.85 | 18.75 | 10.00 | 10.50 | 6.66 | 12.35 | 6.71 | 10.00 | ||||
| 25 | JAMMU & KASHMIR BANK LTD | 8.10 | 9.75 | 11.25 | 11.25 | 11.25 | 6.85 | 16.25 | 6.85 | 11.25 | 6.85 | 16.25 | 11.25 | 11.25 |
| 26 | KARNATAKA BANK LTD | 10.00 | ||||||||||||
| 27 | KARUR VYSYA BANK LTD | 9.35 | ||||||||||||
| 28 | KOTAK MAHINDRA BANK LTD. | 7.75 | 7.50 | 10.50 | 8.00 | 9.50 | 8.00 | 9.00 | 8.00 | 9.00 | ||||
| 29 | NAINITAL BANK LTD | 8.05 | ||||||||||||
| 30 | RBL BANK LTD | 8.85 | 7.25 | 7.25 | 7.25 | 7.25 | 7.95 | 10.25 | 7.95 | 8.95 | 7.88 | 10.80 | 7.88 | 10.80 |
| 31 | SOUTH INDIAN BANK LTD | 7.65 | 7.75 | 12.60 | 8.30 | 9.40 | 7.33 | 11.15 | 8.24 | 10.00 | 7.16 | 12.87 | 8.60 | 9.05 |
| 32 | TAMILNAD MERCANTILE BANK LTD | 7.85 | 8.25 | 10.50 | 8.25 | 10.50 | 7.52 | 12.85 | 7.52 | 12.85 | 8.35 | 10.65 | 8.35 | 10.65 |
| 33 | YES BANK LTD. | 9.25 | 7.00 | 10.65 | 7.85 | 7.85 | 7.65 | 10.85 | 10.65 | 10.85 | ||||
| (C) | Foreign banks | |||||||||||||
| 34 | AB BANK PLC | 3.48 | ||||||||||||
| 35 | AMERICAN EXPRESS BANKING CORP. | 5.82 | ||||||||||||
| 36 | AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED | 6.45 | ||||||||||||
| 37 | BANK OF AMERICA , NATIONAL ASSOCIATION | 6.60 | ||||||||||||
| 38 | BANK OF BAHRAIN & KUWAIT B.S.C. | 8.55 | 7.50 | 7.50 | 7.50 | 7.50 | ||||||||
| 39 | BANK OF CEYLON | 9.31 | 10.10 | 11.60 | 10.10 | 11.60 | ||||||||
| 40 | BANK OF CHINA LIMITED | 5.41 | ||||||||||||
| 41 | BANK OF NOVA SCOTIA | 0.00 | ||||||||||||
| 42 | BARCLAYS BANK PLC | 7.90 | 6.87 | 6.87 | 6.87 | 6.87 | ||||||||
| 43 | BNP PARIBAS | 7.09 | ||||||||||||
| 44 | CITIBANK N.A | 6.85 | 6.31 | 10.23 | 6.53 | 7.49 | 6.79 | 8.32 | 6.99 | 7.24 | ||||
| 45 | COOPERATIEVE RABOBANK U.A. | 0.00 | ||||||||||||
| 46 | CREDIT AGRICOLE CORPORATE AND INVESTMENT BANK | 5.74 | ||||||||||||
| 47 | CTBC BANK CO., LTD. | 7.07 | ||||||||||||
| 48 | DBS BANK INDIA LIMITED | 8.60 | 8.50 | 9.00 | 8.50 | 8.50 | 8.05 | 9.30 | 8.55 | 8.76 | ||||
| 49 | DEUTSCHE BANK AG | 7.70 | 7.30 | 7.77 | 7.77 | 7.77 | 7.37 | 7.83 | 7.40 | 7.83 | ||||
| 50 | DOHA BANK Q.P.S.C. | 7.45 | ||||||||||||
| 51 | EMIRATES NBD BANK (P.J.S.C.) | 6.45 | ||||||||||||
| 52 | FIRST ABU DHABI BANK PJSC | 7.41 | ||||||||||||
| 53 | FIRSTRAND BANK LTD | 0.00 | ||||||||||||
| 54 | INDUSTRIAL AND COMMERCIAL BANK OF CHINA | 7.54 | 6.10 | 6.95 | 6.10 | 6.95 | 6.95 | 8.00 | 6.95 | 8.00 | ||||
| 55 | INDUSTRIAL BANK OF KOREA | 5.52 | ||||||||||||
| 56 | JPMORGAN CHASE BANK NATIONAL ASSOCIATION | 6.30 | ||||||||||||
| 57 | KEB HANA BANK | 7.05 | ||||||||||||
| 58 | KOOKMIN BANK | 8.06 | ||||||||||||
| 59 | MASHREQ BANK PSC | 9.52 | ||||||||||||
| 60 | MIZUHO BANK LTD | 7.50 | ||||||||||||
| 61 | MUFG BANK, LTD. | 6.10 | ||||||||||||
| 62 | NATWEST MARKETS PLC | |||||||||||||
| 63 | NONGHYUP BANK | 9.11 | ||||||||||||
| 64 | PT BANK MAYBANK INDONESIA TBK | |||||||||||||
| 65 | QATAR NATIONAL BANK (Q.P.S.C) | 6.80 | ||||||||||||
| 66 | SBERBANK | 8.21 | 11.00 | 11.00 | 11.00 | 11.00 | ||||||||
| 67 | SBM BANK (INDIA) LIMITED | 9.30 | ||||||||||||
| 68 | SHINHAN BANK | 8.80 | ||||||||||||
| 69 | SOCIETE GENERALE | 6.60 | ||||||||||||
| 70 | SONALI BANK PLC | 11.00 | 10.50 | 16.00 | 10.50 | 16.00 | ||||||||
| 71 | STANDARD CHARTERED BANK | 7.95 | 7.02 | 13.25 | 8.85 | 10.50 | 7.20 | 12.50 | 8.25 | 9.50 | ||||
| 72 | SUMITOMO MITSUI BANKING CORPORATION | 7.00 | ||||||||||||
| 73 | THE HONGKONG AND SHANGHAI BANKING CORPORATION LIMITED | 8.30 | 7.98 | 8.10 | 7.98 | 8.10 | 6.56 | 9.10 | 6.56 | 9.05 | 6.62 | 8.40 | 6.67 | 8.40 |
| 74 | UBS AG | 6.37 | ||||||||||||
| 75 | UNITED OVERSEAS BANK LTD | 6.94 | ||||||||||||
| 76 | WOORI BANK | 7.51 | ||||||||||||
| Table 6B: Bankwise Lending Rates for Export Credit Outstanding Loans (Pre-Shipment) for the Quarter ended September 2025 | ||||||||||
| Sl. No. | MCLR Overnight |
Pre-Shipment | ||||||||
| Up to 180 days | Beyond 180 days 270 days | |||||||||
| Rate of Interest | Interest Rate for 60 per cent or more business* | Rate of Interest | Interest Rate for 60 per cent or more business* | |||||||
| Min | Max | Min | Max | Min | Max | Min | Max | |||
| (A) | Public sector banks | |||||||||
| 1 | BANK OF BARODA | 7.85 | 6.85 | 12.85 | 6.99 | 10.30 | 6.70 | 11.30 | 7.94 | 10.10 |
| 2 | BANK OF INDIA | 7.95 | ||||||||
| 3 | BANK OF MAHARASHTRA | 8.20 | 3.75 | 10.95 | 4.35 | 7.25 | ||||
| 4 | CANARA BANK | 7.95 | 5.50 | 18.20 | 5.50 | 5.50 | ||||
| 5 | CENTRAL BANK OF INDIA | 8.00 | 9.00 | 11.25 | 9.00 | 11.25 | 9.00 | 11.25 | 9.00 | 11.25 |
| 6 | INDIAN BANK | 8.05 | 4.00 | 12.00 | 5.50 | 11.50 | 4.00 | 12.00 | 5.50 | 11.50 |
| 7 | INDIAN OVERSEAS BANK | 8.00 | 9.45 | 13.35 | 9.45 | 13.35 | 8.95 | 13.35 | 8.95 | 13.35 |
| 8 | PUNJAB AND SIND BANK | 8.00 | 8.20 | 13.30 | 8.45 | 12.70 | 9.11 | 10.25 | 9.11 | 10.25 |
| 9 | PUNJAB NATIONAL BANK | 8.00 | 4.50 | 17.50 | 4.75 | 13.00 | 4.75 | 16.50 | 5.10 | 13.60 |
| 10 | STATE BANK OF INDIA | 7.90 | 16.80 | 6.02 | 7.40 | |||||
| 11 | UCO BANK | 8.05 | 8.40 | 15.00 | 8.40 | 14.70 | 8.40 | 15.00 | 8.40 | 11.85 |
| 12 | UNION BANK OF INDIA | 7.80 | 17.00 | 5.01 | 5.82 | 6.30 | 15.40 | 6.30 | 6.30 | |
| (B) | Private banks | |||||||||
| 13 | AXIS BANK LIMITED | 8.55 | 6.55 | 9.25 | 7.06 | 8.40 | 7.15 | 10.75 | 8.25 | 8.85 |
| 14 | BANDHAN BANK LIMITED | 8.65 | ||||||||
| 15 | CITY UNION BANK LIMITED | 8.10 | 8.50 | 15.50 | 8.50 | 10.00 | 8.50 | 15.50 | 9.75 | 10.50 |
| 16 | CSB BANK LIMITED | 8.80 | ||||||||
| 17 | DCB BANK LIMITED | 9.69 | 10.00 | 10.00 | 10.00 | 10.00 | ||||
| 18 | DHANLAXMI BANK LIMITED | 8.50 | 9.50 | 12.65 | 11.40 | 11.40 | 5.42 | 12.65 | 9.50 | 12.65 |
| 19 | FEDERAL BANK LTD | 8.30 | 7.30 | 20.50 | 7.90 | 9.25 | 6.15 | 20.50 | 6.40 | 8.00 |
| 20 | HDFC BANK LTD. | 8.55 | 5.80 | 9.34 | 7.05 | 8.50 | 6.50 | 9.35 | 6.80 | 8.75 |
| 21 | ICICI BANK LIMITED | 7.80 | 9.00 | 11.50 | 9.00 | 9.00 | 9.00 | 10.50 | 9.00 | 9.00 |
| 22 | IDBI BANK LIMITED | 8.05 | 6.65 | 16.75 | 6.75 | 7.30 | 6.65 | 19.70 | 9.60 | 11.65 |
| 23 | IDFC FIRST BANK LIMITED | 9.60 | 8.00 | 9.25 | 8.00 | 8.75 | 9.00 | 9.00 | 9.00 | 9.00 |
| 24 | INDUSIND BANK LTD | 9.95 | 6.06 | 18.75 | 6.42 | 9.50 | 9.00 | 9.30 | 9.30 | 9.30 |
| 25 | JAMMU & KASHMIR BANK LTD | 8.00 | 8.75 | 10.70 | 10.40 | 10.45 | 8.75 | 11.40 | 11.10 | 11.25 |
| 26 | KARNATAKA BANK LTD | 9.85 | ||||||||
| 27 | KARUR VYSYA BANK LTD | 9.15 | 7.20 | 18.20 | 8.50 | 11.00 | ||||
| 28 | KOTAK MAHINDRA BANK LTD. | 7.55 | 6.80 | 9.10 | 7.40 | 8.45 | ||||
| 29 | NAINITAL BANK LTD | 7.95 | ||||||||
| 30 | RBL BANK LTD | 8.55 | 6.70 | 12.00 | 6.70 | 8.80 | 8.50 | 9.75 | 8.50 | 9.75 |
| 31 | SOUTH INDIAN BANK LTD | 8.20 | 8.90 | 9.60 | 8.90 | 8.95 | 7.75 | 7.75 | 7.75 | 7.75 |
| 32 | TAMILNAD MERCANTILE BANK LTD | 7.50 | 8.50 | 15.40 | 8.50 | 15.40 | 8.50 | 15.85 | 8.50 | 15.85 |
| 33 | YES BANK LTD. | 8.90 | 6.20 | 10.25 | 6.20 | 7.50 | ||||
| (C ) | Foreign banks | |||||||||
| 34 | AB BANK PLC | 3.79 | ||||||||
| 35 | AMERICAN EXPRESS BANKING CORP. | 5.15 | ||||||||
| 36 | AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED | 6.00 | 6.83 | 6.83 | 6.83 | 6.83 | ||||
| 37 | BANK OF AMERICA , NATIONAL ASSOCIATION | 6.45 | 5.68 | 8.35 | 5.81 | 5.98 | 5.67 | 5.88 | 5.67 | 5.88 |
| 38 | BANK OF BAHRAIN & KUWAIT B.S.C. | 8.80 | 6.90 | 9.50 | 6.90 | 9.50 | ||||
| 39 | BANK OF CEYLON | 9.13 | 10.42 | 12.42 | 10.42 | 12.42 | ||||
| 40 | BANK OF CHINA LIMITED | 5.21 | ||||||||
| 41 | BANK OF NOVA SCOTIA | |||||||||
| 42 | BARCLAYS BANK PLC | 7.25 | 6.86 | 8.10 | 6.96 | 8.10 | ||||
| 43 | BNP PARIBAS | 6.69 | 6.60 | 6.80 | 6.60 | 6.60 | ||||
| 44 | CITIBANK N.A | 6.70 | 6.24 | 9.00 | 6.74 | 8.04 | ||||
| 45 | COOPERATIEVE RABOBANK U.A. | |||||||||
| 46 | CREDIT AGRICOLE CORPORATE AND INVESTMENT BANK | 5.64 | 6.05 | 6.05 | 6.05 | 6.05 | ||||
| 47 | CTBC BANK CO., LTD. | 6.73 | 6.15 | 7.35 | 6.60 | 6.90 | ||||
| 48 | DBS BANK INDIA LIMITED | 8.00 | 6.70 | 8.80 | 6.75 | 7.95 | 7.15 | 7.15 | 7.15 | 7.15 |
| 49 | DEUTSCHE BANK AG | 7.05 | 6.44 | 7.60 | 6.46 | 6.50 | 7.95 | 12.00 | 12.00 | 12.00 |
| 50 | DOHA BANK Q.P.S.C. | 6.70 | ||||||||
| 51 | EMIRATES NBD BANK (P.J.S.C.) | 6.95 | 7.30 | 7.50 | 7.30 | 7.50 | ||||
| 52 | FIRST ABU DHABI BANK PJSC | 7.17 | ||||||||
| 53 | FIRSTRAND BANK LTD | |||||||||
| 54 | INDUSTRIAL AND COMMERCIAL BANK OF CHINA | 6.67 | 8.93 | 9.72 | 8.93 | 9.72 | ||||
| 55 | INDUSTRIAL BANK OF KOREA | 6.04 | ||||||||
| 56 | JPMORGAN CHASE BANK NATIONAL ASSOCIATION | 5.95 | 6.25 | 6.74 | 6.30 | 6.72 | ||||
| 57 | KEB HANA BANK | 6.28 | 6.80 | 6.80 | 6.80 | 6.80 | ||||
| 58 | KOOKMIN BANK | 8.09 | ||||||||
| 59 | MASHREQ BANK PSC | 9.55 | ||||||||
| 60 | MIZUHO BANK LTD | 7.10 | 6.22 | 8.12 | 6.58 | 6.63 | ||||
| 61 | MUFG BANK, LTD. | 5.90 | 6.80 | 6.80 | 6.80 | 6.80 | ||||
| 62 | NATWEST MARKETS PLC | |||||||||
| 63 | NONGHYUP BANK | 9.01 | ||||||||
| 64 | PT BANK MAYBANK INDONESIA TBK | 7.51 | 7.55 | 7.54 | 7.54 | |||||
| 65 | QATAR NATIONAL BANK (Q.P.S.C) | 6.30 | ||||||||
| 66 | SBERBANK | 7.58 | ||||||||
| 67 | SBM BANK (INDIA) LIMITED | 9.20 | 4.54 | 11.90 | 7.39 | 11.90 | ||||
| 68 | SHINHAN BANK | 8.15 | ||||||||
| 69 | SOCIETE GENERALE | 5.80 | ||||||||
| 70 | SONALI BANK PLC | 5.20 | ||||||||
| 71 | STANDARD CHARTERED BANK | 7.85 | 6.00 | 12.50 | 7.00 | 9.15 | ||||
| 72 | SUMITOMO MITSUI BANKING CORPORATION | 6.45 | 6.50 | 6.60 | 6.55 | 6.57 | ||||
| 73 | THE HONGKONG AND SHANGHAI BANKING CORPORATION LIMITED | 7.95 | 6.06 | 9.58 | 6.06 | 7.90 | 6.53 | 7.29 | 6.60 | 6.94 |
| 74 | UBS AG | 6.23 | ||||||||
| 75 | UNITED OVERSEAS BANK LTD | 6.43 | ||||||||
| 76 | WOORI BANK | 7.49 | ||||||||
| *: Maximum and minimum interest rates are compiled after removing extreme values in the lending rates (up to 20 per cent of advances on either side). | ||||||||||
| Table 6C : Bank-wise Lending Rates for Export Credit - Outstanding Loans (Post-Shipment) for the Quarter ended September 2025 | ||||||||||||||
| Sl.No. | MCLR Overnight |
Post-Shipment | ||||||||||||
| Demand Bills | Usance Bills Up to 90 days | Usance bills beyond 90 days and up to 180 days | ||||||||||||
| Rate of Interest | Interest Rate for 60 per cent or more business* | Rate of Interest | Interest Rate for 60 per cent or more business* | Rate of Interest | Interest Rate for 60 per cent or more business* | |||||||||
| Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |||
| (A) | Public sector banks | |||||||||||||
| 1 | BANK OF BARODA | 7.85 | 6.10 | 10.85 | 7.49 | 9.75 | 7.00 | 10.85 | 7.04 | 10.10 | 7.55 | 10.85 | 8.34 | 10.20 |
| 2 | BANK OF INDIA | 7.95 | ||||||||||||
| 3 | BANK OF MAHARASHTRA | 8.20 | 8.40 | 8.40 | 8.40 | 8.40 | ||||||||
| 4 | CANARA BANK | 7.95 | ||||||||||||
| 5 | CENTRAL BANK OF INDIA | 8.00 | 9.00 | 11.25 | 9.00 | 11.25 | 9.00 | 11.25 | 9.00 | 11.25 | ||||
| 6 | INDIAN BANK | 8.05 | 4.00 | 12.00 | 5.50 | 11.50 | ||||||||
| 7 | INDIAN OVERSEAS BANK | 8.00 | 9.65 | 13.35 | 9.65 | 13.35 | 9.15 | 13.35 | 9.15 | 13.35 | ||||
| 8 | PUNJAB AND SIND BANK | 8.00 | 8.50 | 14.20 | 9.00 | 12.75 | 8.50 | 14.75 | 8.75 | 14.25 | ||||
| 9 | PUNJAB NATIONAL BANK | 8.00 | 6.75 | 17.50 | 7.00 | 17.50 | 6.75 | 17.50 | 6.75 | 16.00 | 9.50 | 15.25 | 9.50 | 14.25 |
| 10 | STATE BANK OF INDIA | 7.90 | 5.47 | 8.35 | 5.51 | 7.90 | 5.47 | 8.65 | 8.35 | 8.35 | 5.48 | 8.90 | 6.03 | 8.90 |
| 11 | UCO BANK | 8.05 | ||||||||||||
| 12 | UNION BANK OF INDIA | 7.80 | 4.52 | 14.95 | 4.56 | 4.64 | 17.75 | 4.50 | 6.75 | 19.00 | 5.58 | 6.36 | ||
| (B) | Private banks | |||||||||||||
| 13 | AXIS BANK LIMITED | 8.55 | 7.95 | 8.75 | 8.20 | 8.75 | 7.25 | 9.50 | 7.50 | 8.75 | 5.10 | 13.85 | 7.50 | 8.35 |
| 14 | BANDHAN BANK LIMITED | 8.65 | ||||||||||||
| 15 | CITY UNION BANK LIMITED | 8.10 | 8.50 | 15.75 | 8.75 | 10.00 | 8.50 | 15.75 | 8.50 | 10.10 | 8.50 | 15.75 | 8.50 | 10.50 |
| 16 | CSB BANK LIMITED | 8.80 | ||||||||||||
| 17 | DCB BANK LIMITED | 9.69 | ||||||||||||
| 18 | DHANLAXMI BANK LIMITED | 8.50 | ||||||||||||
| 19 | FEDERAL BANK LTD | 8.30 | 7.50 | 15.95 | 7.90 | 8.60 | 7.50 | 15.95 | 7.50 | 8.40 | 7.50 | 10.50 | 7.55 | 8.80 |
| 20 | HDFC BANK LTD. | 8.55 | 7.50 | 9.25 | 8.20 | 9.25 | 8.25 | 8.25 | 8.25 | 8.25 | ||||
| 21 | ICICI BANK LIMITED | 7.80 | 6.50 | 8.75 | 6.75 | 8.75 | 6.50 | 9.00 | 7.00 | 9.00 | 6.50 | 18.25 | 6.50 | 8.75 |
| 22 | IDBI BANK LIMITED | 8.05 | ||||||||||||
| 23 | IDFC FIRST BANK LIMITED | 9.60 | 8.90 | 9.60 | 8.90 | 9.60 | 9.00 | 9.60 | 9.50 | 9.60 | ||||
| 24 | INDUSIND BANK LTD | 9.95 | 10.00 | 11.50 | 11.50 | 11.50 | 6.58 | 18.75 | 6.71 | 10.00 | 6.58 | 12.00 | 6.71 | 10.00 |
| 25 | JAMMU & KASHMIR BANK LTD | 8.00 | 9.70 | 11.25 | 11.25 | 11.25 | 6.75 | 16.20 | 6.85 | 11.25 | 6.75 | 16.20 | 11.25 | 11.25 |
| 26 | KARNATAKA BANK LTD | 9.85 | ||||||||||||
| 27 | KARUR VYSYA BANK LTD | 9.15 | ||||||||||||
| 28 | KOTAK MAHINDRA BANK LTD. | 7.55 | 7.50 | 8.50 | 7.50 | 8.50 | 8.50 | 8.50 | 8.50 | 8.50 | ||||
| 29 | NAINITAL BANK LTD | 7.95 | ||||||||||||
| 30 | RBL BANK LTD | 8.55 | 7.15 | 8.75 | 7.15 | 7.15 | 7.65 | 10.00 | 8.50 | 10.00 | 7.88 | 12.00 | 8.20 | 11.00 |
| 31 | SOUTH INDIAN BANK LTD | 8.20 | 7.75 | 11.25 | 7.75 | 9.30 | 7.75 | 11.15 | 7.90 | 11.15 | 7.16 | 12.12 | 7.16 | 9.12 |
| 32 | TAMILNAD MERCANTILE BANK LTD | 7.50 | 7.57 | 11.80 | 7.57 | 11.80 | 7.85 | 14.30 | 7.85 | 14.30 | 8.15 | 10.50 | 8.15 | 10.50 |
| 33 | YES BANK LTD. | 8.90 | 9.70 | 9.70 | 9.70 | 9.70 | 9.70 | 10.25 | 10.20 | 10.20 | ||||
| (C ) | Foreign banks | |||||||||||||
| 34 | AB BANK PLC | 3.79 | ||||||||||||
| 35 | AMERICAN EXPRESS BANKING CORP. | 5.15 | ||||||||||||
| 36 | AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED | 6.00 | ||||||||||||
| 37 | BANK OF AMERICA , NATIONAL ASSOCIATION | 6.45 | ||||||||||||
| 38 | BANK OF BAHRAIN & KUWAIT B.S.C. | 8.80 | 7.00 | 8.00 | 7.00 | 8.00 | 7.25 | 7.25 | 7.25 | 7.25 | ||||
| 39 | BANK OF CEYLON | 9.13 | 10.42 | 12.42 | 10.42 | 12.42 | ||||||||
| 40 | BANK OF CHINA LIMITED | 5.21 | ||||||||||||
| 41 | BANK OF NOVA SCOTIA | |||||||||||||
| 42 | BARCLAYS BANK PLC | 7.25 | ||||||||||||
| 43 | BNP PARIBAS | 6.69 | ||||||||||||
| 44 | CITIBANK N.A | 6.70 | 6.31 | 9.36 | 6.31 | 6.44 | 6.79 | 7.35 | 6.92 | 7.24 | ||||
| 45 | COOPERATIEVE RABOBANK U.A. | |||||||||||||
| 46 | CREDIT AGRICOLE CORPORATE AND INVESTMENT BANK | 5.64 | ||||||||||||
| 47 | CTBC BANK CO., LTD. | 6.73 | ||||||||||||
| 48 | DBS BANK INDIA LIMITED | 8.00 | 7.75 | 9.09 | 7.79 | 7.95 | 8.02 | 9.00 | 8.05 | 8.84 | ||||
| 49 | DEUTSCHE BANK AG | 7.05 | 6.79 | 6.80 | 6.79 | 6.80 | 7.49 | 7.54 | 7.49 | 7.54 | ||||
| 50 | DOHA BANK Q.P.S.C. | 6.70 | ||||||||||||
| 51 | EMIRATES NBD BANK (P.J.S.C.) | 6.95 | ||||||||||||
| 52 | FIRST ABU DHABI BANK PJSC | 7.17 | ||||||||||||
| 53 | FIRSTRAND BANK LTD | |||||||||||||
| 54 | INDUSTRIAL AND COMMERCIAL BANK OF CHINA | 6.67 | 5.60 | 5.60 | 5.60 | 5.60 | 6.70 | 7.10 | 6.70 | 7.10 | ||||
| 55 | INDUSTRIAL BANK OF KOREA | 6.04 | ||||||||||||
| 56 | JPMORGAN CHASE BANK NATIONAL ASSOCIATION | 5.95 | ||||||||||||
| 57 | KEB HANA BANK | 6.28 | ||||||||||||
| 58 | KOOKMIN BANK | 8.09 | ||||||||||||
| 59 | MASHREQ BANK PSC | 9.55 | 6.70 | 6.70 | 6.70 | 6.70 | ||||||||
| 60 | MIZUHO BANK LTD | 7.10 | ||||||||||||
| 61 | MUFG BANK, LTD. | 5.90 | ||||||||||||
| 62 | NATWEST MARKETS PLC | |||||||||||||
| 63 | NONGHYUP BANK | 9.01 | ||||||||||||
| 64 | PT BANK MAYBANK INDONESIA TBK | |||||||||||||
| 65 | QATAR NATIONAL BANK (Q.P.S.C) | 6.30 | ||||||||||||
| 66 | SBERBANK | 7.58 | 11.00 | 12.00 | 12.00 | 12.00 | ||||||||
| 67 | SBM BANK (INDIA) LIMITED | 9.20 | ||||||||||||
| 68 | SHINHAN BANK | 8.15 | ||||||||||||
| 69 | SOCIETE GENERALE | 5.80 | ||||||||||||
| 70 | SONALI BANK PLC | 5.20 | 10.50 | 16.00 | 10.50 | 16.00 | ||||||||
| 71 | STANDARD CHARTERED BANK | 7.85 | 6.97 | 12.00 | 8.50 | 10.50 | 6.96 | 10.90 | 7.50 | 9.50 | ||||
| 72 | SUMITOMO MITSUI BANKING CORPORATION | 6.45 | ||||||||||||
| 73 | THE HONGKONG AND SHANGHAI BANKING CORPORATION LIMITED | 7.95 | 8.02 | 8.24 | 8.24 | 8.24 | 6.20 | 9.10 | 6.20 | 9.10 | 6.62 | 8.31 | 7.29 | 7.99 |
| 74 | UBS AG | 6.23 | ||||||||||||
| 75 | UNITED OVERSEAS BANK LTD | 6.43 | ||||||||||||
| 76 | WOORI BANK | 7.49 | ||||||||||||
| *: Maximum and minimum interest rates are compiled after removing extreme values in the lending rates (up to 20 per cent of advances on either side). | ||||||||||||||
| Table 6A: Bankwise Lending Rates on Outstanding Loans (other than Export Credit) for the Quarter ended September 2025 | ||||||||||||||
| Sl. No. | Banks | MCLR Overnight |
Cash Credit | Demand Loan | Term Loan (All tenures) | |||||||||
| Rate of Interest | Interest Rate for 60 per cent or more business* | Rate of Interest | Interest Rate for 60 per cent or more business* | Rate of Interest | Interest Rate for 60 per cent or more business* | |||||||||
| Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |||
| (A) | Public sector banks | |||||||||||||
| 1 | BANK OF BARODA | 7.85 | 6.95 | 16.45 | 9.15 | 15.55 | 8.20 | 16.45 | 8.49 | 10.20 | 7.54 | 16.45 | 7.55 | 16.45 |
| 2 | BANK OF INDIA | 7.95 | 4.00 | 22.00 | 6.50 | 17.75 | 4.00 | 30.00 | 6.80 | 18.75 | 4.00 | 20.00 | 5.00 | 15.40 |
| 3 | BANK OF MAHARASHTRA | 8.20 | 3.75 | 15.05 | 7.50 | 10.55 | 6.20 | 14.90 | 8.40 | 9.85 | 6.00 | 15.00 | 7.80 | 11.10 |
| 4 | CANARA BANK | 7.95 | 8.75 | 18.20 | 8.90 | 10.50 | 8.75 | 18.20 | 9.00 | 11.05 | 7.45 | 18.20 | 7.80 | 9.55 |
| 5 | CENTRAL BANK OF INDIA | 8.00 | 6.50 | 16.00 | 7.00 | 13.50 | 7.00 | 14.00 | 7.00 | 13.50 | 6.50 | 16.00 | 7.30 | 15.00 |
| 6 | INDIAN BANK | 8.05 | 3.50 | 16.00 | 3.80 | 13.85 | 3.50 | 15.55 | 3.80 | 13.50 | 3.00 | 16.50 | 4.00 | 14.90 |
| 7 | INDIAN OVERSEAS BANK | 8.00 | 8.25 | 16.00 | 8.25 | 16.00 | 9.90 | 12.75 | 9.90 | 12.75 | 8.75 | 15.75 | 8.75 | 15.75 |
| 8 | PUNJAB AND SIND BANK | 8.00 | 5.50 | 14.75 | 7.10 | 14.00 | 5.50 | 14.75 | 6.65 | 10.20 | 4.00 | 14.95 | 5.50 | 13.15 |
| 9 | PUNJAB NATIONAL BANK | 8.00 | 6.15 | 16.95 | 7.75 | 11.50 | 4.00 | 15.50 | 5.60 | 9.05 | 4.00 | 17.25 | 5.50 | 10.85 |
| 10 | STATE BANK OF INDIA | 7.90 | 28.85 | 5.88 | 10.15 | 19.75 | 8.80 | 9.30 | 21.00 | 11.60 | ||||
| 11 | UCO BANK | 8.05 | 4.25 | 17.95 | 7.00 | 11.95 | 4.25 | 17.00 | 7.62 | 9.20 | 5.00 | 17.90 | 5.50 | 13.05 |
| 12 | UNION BANK OF INDIA | 7.80 | 29.75 | 8.35 | 10.85 | 29.85 | 5.94 | 9.65 | 36.00 | 7.10 | 10.30 | |||
| (B) | Private banks | |||||||||||||
| 13 | AXIS BANK LIMITED | 8.55 | 6.50 | 19.00 | 7.00 | 18.00 | 10.35 | 39.00 | 10.65 | 18.35 | 4.00 | 26.00 | 4.00 | 26.00 |
| 14 | BANDHAN BANK LIMITED | 8.65 | 8.25 | 19.95 | 8.60 | 13.37 | 8.25 | 29.00 | 8.35 | 22.95 | ||||
| 15 | CITY UNION BANK LIMITED | 8.10 | 7.90 | 19.00 | 8.90 | 10.90 | 3.85 | 19.00 | 9.75 | 10.75 | 3.00 | 20.25 | 8.35 | 11.45 |
| 16 | CSB BANK LIMITED | 8.80 | 5.50 | 19.20 | 9.10 | 12.02 | 45.00 | 10.50 | 12.99 | 3.00 | 26.00 | 8.50 | 10.35 | |
| 17 | DCB BANK LIMITED | 9.69 | 10.00 | 14.00 | 10.00 | 14.00 | 8.00 | 10.00 | 8.00 | 10.00 | 8.00 | 26.00 | 9.00 | 14.00 |
| 18 | DHANLAXMI BANK LIMITED | 8.50 | 5.42 | 22.50 | 10.25 | 15.00 | 5.25 | 23.00 | 9.90 | 10.10 | 4.00 | 30.18 | 8.25 | 12.85 |
| 19 | FEDERAL BANK LTD | 8.30 | 6.00 | 20.90 | 8.25 | 11.45 | 4.25 | 28.00 | 8.70 | 11.90 | 1.00 | 25.00 | 7.50 | 9.95 |
| 20 | HDFC BANK LTD. | 8.55 | 7.42 | 13.00 | 8.00 | 9.83 | 5.80 | 9.50 | 6.75 | 8.26 | 3.96 | 24.98 | 6.45 | 16.00 |
| 21 | ICICI BANK LIMITED | 7.80 | 5.00 | 19.50 | 8.00 | 14.50 | 1.75 | 19.50 | 6.50 | 10.00 | 2.50 | 21.50 | 7.00 | 16.00 |
| 22 | IDBI BANK LIMITED | 8.05 | 5.50 | 20.35 | 8.80 | 12.35 | 5.12 | 27.80 | 7.70 | 9.86 | 3.00 | 24.00 | 5.75 | 10.50 |
| 23 | IDFC FIRST BANK LIMITED | 9.60 | 6.50 | 47.88 | 9.50 | 43.80 | 7.15 | 14.15 | 8.05 | 10.00 | 2.00 | 36.00 | 5.65 | 24.50 |
| 24 | INDUSIND BANK LTD | 9.95 | 6.14 | 22.95 | 8.25 | 10.15 | 5.70 | 47.40 | 6.10 | 47.40 | 5.00 | 32.00 | 6.69 | 25.13 |
| 25 | JAMMU & KASHMIR BANK LTD | 8.00 | 5.37 | 15.95 | 7.00 | 11.45 | 5.60 | 12.95 | 5.60 | 6.15 | 4.00 | 19.00 | 6.10 | 12.05 |
| 26 | KARNATAKA BANK LTD | 9.85 | 6.70 | 19.75 | 8.70 | 10.81 | 4.50 | 20.00 | 5.80 | 10.50 | ||||
| 27 | KARUR VYSYA BANK LTD | 9.15 | 4.00 | 19.25 | 8.50 | 10.50 | 4.00 | 22.00 | 9.40 | 10.65 | 25.50 | 8.00 | 24.00 | |
| 28 | KOTAK MAHINDRA BANK LTD. | 7.55 | 7.70 | 10.60 | 8.00 | 8.85 | 6.90 | 9.95 | 7.50 | 8.50 | 4.00 | 27.62 | 6.85 | 25.00 |
| 29 | NAINITAL BANK LTD | 7.95 | 6.00 | 23.80 | 9.15 | 10.75 | 4.00 | 16.60 | 7.50 | 7.50 | 4.00 | 17.20 | 7.50 | 11.50 |
| 30 | RBL BANK LTD | 8.55 | 5.00 | 48.00 | 5.00 | 48.00 | 4.00 | 13.00 | 4.00 | 10.90 | 2.00 | 27.00 | 2.00 | 26.00 |
| 31 | SOUTH INDIAN BANK LTD | 8.20 | 7.60 | 13.07 | 8.10 | 10.30 | 5.65 | 14.90 | 5.80 | 10.45 | 6.09 | 11.80 | 6.25 | 9.75 |
| 32 | TAMILNAD MERCANTILE BANK LTD | 7.50 | 7.00 | 17.20 | 7.00 | 17.20 | 5.50 | 24.00 | 5.50 | 24.00 | 4.00 | 19.70 | 4.00 | 19.70 |
| 33 | YES BANK LTD. | 8.90 | 2.47 | 18.00 | 7.00 | 18.00 | 3.00 | 18.39 | 7.00 | 9.50 | 4.00 | 26.00 | 5.50 | 26.00 |
| (C ) | Foreign banks | |||||||||||||
| 34 | AB BANK PLC | 3.79 | 10.00 | 10.00 | 10.00 | 10.00 | 9.00 | 9.00 | 9.00 | 9.00 | ||||
| 35 | AMERICAN EXPRESS BANKING CORP. | 5.15 | 12.00 | 47.88 | 42.00 | 42.00 | ||||||||
| 36 | AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED | 6.00 | 6.56 | 8.85 | 6.72 | 8.80 | 6.22 | 10.30 | 6.74 | 9.90 | ||||
| 37 | BANK OF AMERICA , NATIONAL ASSOCIATION | 6.45 | 5.67 | 9.35 | 5.97 | 7.35 | 6.01 | 11.50 | 6.32 | 8.50 | ||||
| 38 | BANK OF BAHRAIN & KUWAIT B.S.C. | 8.80 | 9.10 | 12.40 | 9.10 | 12.40 | 6.75 | 9.45 | 6.75 | 9.45 | 6.00 | 15.00 | 6.00 | 15.00 |
| 39 | BANK OF CEYLON | 9.13 | 8.50 | 12.68 | 8.50 | 12.68 | 7.50 | 12.90 | 7.50 | 12.90 | 6.50 | 13.00 | 6.50 | 13.00 |
| 40 | BANK OF CHINA LIMITED | 5.21 | 6.80 | 6.80 | 6.80 | 6.80 | 7.05 | 8.00 | 7.05 | 8.00 | ||||
| 41 | BANK OF NOVA SCOTIA | |||||||||||||
| 42 | BARCLAYS BANK PLC | 7.25 | 6.56 | 12.00 | 6.58 | 12.00 | 6.59 | 10.37 | 6.59 | 10.05 | ||||
| 43 | BNP PARIBAS | 6.69 | 6.59 | 19.75 | 7.54 | 8.24 | 6.03 | 9.63 | 6.15 | 8.00 | 6.51 | 10.25 | 6.51 | 9.76 |
| 44 | CITIBANK N.A | 6.70 | 6.94 | 11.00 | 7.50 | 9.75 | 7.19 | 8.50 | 7.35 | 8.15 | 5.75 | 8.20 | 6.59 | 7.90 |
| 45 | COOPERATIEVE RABOBANK U.A. | |||||||||||||
| 46 | CREDIT AGRICOLE CORPORATE AND INVESTMENT BANK | 5.64 | 6.05 | 6.05 | 6.05 | 6.05 | 6.30 | 9.80 | 6.45 | 7.65 | 4.70 | 10.45 | 6.95 | 8.80 |
| 47 | CTBC BANK CO., LTD. | 6.73 | 7.30 | 8.68 | 7.30 | 8.68 | 6.15 | 9.40 | 6.75 | 7.87 | 6.23 | 9.70 | 6.23 | 9.00 |
| 48 | DBS BANK INDIA LIMITED | 8.00 | 5.50 | 20.00 | 7.52 | 11.00 | 5.00 | 30.00 | 7.55 | 21.49 | ||||
| 49 | DEUTSCHE BANK AG | 7.05 | 6.29 | 12.05 | 6.67 | 6.97 | 6.35 | 25.45 | 7.34 | 14.45 | ||||
| 50 | DOHA BANK Q.P.S.C. | 6.70 | 7.25 | 9.00 | 7.75 | 8.65 | 2.00 | 11.75 | 7.40 | 9.85 | ||||
| 51 | EMIRATES NBD BANK (P.J.S.C.) | 6.95 | 6.40 | 9.65 | 6.85 | 7.65 | 6.71 | 8.30 | 6.85 | 8.25 | ||||
| 52 | FIRST ABU DHABI BANK PJSC | 7.17 | 6.95 | 11.65 | 6.95 | 10.10 | ||||||||
| 53 | FIRSTRAND BANK LTD | |||||||||||||
| 54 | INDUSTRIAL AND COMMERCIAL BANK OF CHINA | 6.67 | 5.90 | 8.10 | 5.90 | 8.10 | 6.59 | 9.98 | 6.59 | 9.98 | ||||
| 55 | INDUSTRIAL BANK OF KOREA | 6.04 | 7.20 | 8.10 | 7.20 | 8.10 | 7.75 | 8.80 | 7.75 | 8.80 | ||||
| 56 | JPMORGAN CHASE BANK NATIONAL ASSOCIATION | 5.95 | 5.75 | 8.49 | 6.25 | 6.85 | 4.38 | 10.66 | 4.71 | 9.41 | ||||
| 57 | KEB HANA BANK | 6.28 | 6.45 | 8.50 | 6.65 | 7.10 | 6.25 | 7.96 | 6.40 | 7.20 | ||||
| 58 | KOOKMIN BANK | 8.09 | 6.50 | 6.80 | 6.50 | 6.50 | 6.75 | 9.70 | 6.80 | 9.30 | ||||
| 59 | MASHREQ BANK PSC | 9.55 | 6.80 | 9.95 | 6.80 | 9.95 | 7.24 | 11.60 | 7.24 | 8.50 | ||||
| 60 | MIZUHO BANK LTD | 7.10 | 7.75 | 13.20 | 8.90 | 10.00 | 6.05 | 9.28 | 6.31 | 7.00 | 6.60 | 10.65 | 6.68 | 8.19 |
| 61 | MUFG BANK, LTD. | 5.90 | 6.00 | 11.95 | 6.50 | 7.45 | 5.25 | 10.49 | 6.97 | 8.75 | ||||
| 62 | NATWEST MARKETS PLC | |||||||||||||
| 63 | NONGHYUP BANK | 9.01 | 6.80 | 7.30 | 6.80 | 7.30 | 8.00 | 8.40 | 8.00 | 8.40 | ||||
| 64 | PT BANK MAYBANK INDONESIA TBK | 6.88 | 7.30 | 7.04 | 7.04 | 7.24 | 10.78 | 7.44 | 10.78 | |||||
| 65 | QATAR NATIONAL BANK (Q.P.S.C) | 6.30 | 7.95 | 8.22 | 7.95 | 8.22 | 6.50 | 9.10 | 6.90 | 7.95 | 6.85 | 10.15 | 8.10 | 9.05 |
| 66 | SBERBANK | 7.58 | 12.00 | 13.50 | 12.00 | 12.00 | 9.00 | 11.63 | 9.00 | 11.63 | ||||
| 67 | SBM BANK (INDIA) LIMITED | 9.20 | 9.50 | 12.75 | 9.70 | 11.80 | 9.25 | 11.80 | 9.25 | 11.30 | 4.54 | 22.00 | 7.39 | 13.75 |
| 68 | SHINHAN BANK | 8.15 | 6.65 | 10.20 | 6.90 | 7.80 | 7.50 | 13.05 | 7.60 | 8.80 | 5.50 | 15.50 | 7.50 | 9.60 |
| 69 | SOCIETE GENERALE | 5.80 | 6.00 | 7.00 | 6.00 | 7.00 | 9.00 | 9.00 | 9.00 | 9.00 | ||||
| 70 | SONALI BANK PLC | 5.20 | 12.50 | 13.50 | 12.50 | 13.50 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 |
| 71 | STANDARD CHARTERED BANK | 7.85 | 12.05 | 45.63 | 45.63 | 45.63 | 6.05 | 17.00 | 6.85 | 8.85 | 1.00 | 21.00 | 7.40 | 11.35 |
| 72 | SUMITOMO MITSUI BANKING CORPORATION | 6.45 | 6.00 | 10.65 | 6.45 | 7.60 | 6.47 | 10.08 | 7.20 | 8.59 | ||||
| 73 | THE HONGKONG AND SHANGHAI BANKING CORPORATION LIMITED | 7.95 | 5.33 | 12.40 | 5.40 | 12.35 | 2.50 | 42.00 | 5.35 | 42.00 | ||||
| 74 | UBS AG | 6.23 | 7.23 | 7.23 | 7.23 | 7.23 | ||||||||
| 75 | UNITED OVERSEAS BANK LTD | 6.43 | 6.45 | 8.10 | 6.45 | 8.10 | ||||||||
| 76 | WOORI BANK | 7.49 | 6.46 | 15.00 | 6.46 | 6.85 | 6.65 | 9.50 | 7.05 | 9.08 | ||||
| *: Maximum and minimum interest rates are compiled after removing extreme values in the lending rates (up to 20 per cent of advances on either side). | ||||||||||||||