On Advances other than Rupee Export Credit - আরবিআই - Reserve Bank of India
Table 1 : Range of Interest Rates on Outstanding Loans for the Quarter ended March 2023 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 3.75 | 21.10 | 3.05 | 18.75 | 4.00 | 18.45 | 4.00 | 18.45 | 4.00 | 18.75 | 4.00 | 18.45 |
Pvt. Sec. Banks | 4.00 | 47.88 | 1.50 | 47.40 | 1.95 | 36.00 | 5.55 | 36.00 | 5.10 | 47.40 | 2.75 | 27.00 |
Foreign Banks | 6.26 | 45.63 | 2.00 | 47.88 | 1.00 | 42.00 | 6.26 | 45.63 | 4.25 | 47.88 | 2.50 | 42.00 |
Table 1: Range of Interest Rates on Advances for the Quarter ended March 2021 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 0.00 | 27.05 | 0.00 | 26.55 | 0.00 | 26.85 | 0.15 | 27.00 | 0.00 | 23.80 | 0.00 | 25.55 |
Private Sector Banks | 0.00 | 47.88 | 0.00 | 46.00 | 0.00 | 40.00 | 4.00 | 30.00 | 3.50 | 46.00 | 0.00 | 29.00 |
Foreign Banks | 4.15 | 45.02 | 0.05 | 47.88 | 0.00 | 26.00 | 4.95 | 45.00 | 0.05 | 47.88 | 0.00 | 21.99 |
Table 2: Median Range of Interest Rates on Advances for the Quarter ended March 2021 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 6.90 | 15.30 | 4.88 | 15.43 | 5.25 | 15.13 | 6.90 | 13.35 | 6.81 | 11.68 | 7.03 | 12.95 |
Private Sector Banks | 7.25 | 20.00 | 4.30 | 17.68 | 3.25 | 25.00 | 8.50 | 12.00 | 7.00 | 10.95 | 5.95 | 14.00 |
Foreign Banks | 9.00 | 13.00 | 4.31 | 10.21 | 5.46 | 10.88 | 9.00 | 10.50 | 5.30 | 7.50 | 6.43 | 9.75 |
Table 1 : Range of Interest Rates on Advances for the Quarter ended September 2021 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 0.01 | 25.50 | 0.01 | 26.55 | 0.01 | 30.00 | 5.00 | 24.00 | 4.00 | 23.80 | 5.00 | 30.00 |
Private Sector Banks | 1.00 | 47.88 | 2.00 | 46.00 | 1.00 | 40.00 | 4.00 | 30.00 | 4.10 | 46.00 | 2.25 | 29.00 |
Foreign Banks | 4.05 | 45.63 | 0.01 | 47.88 | 1.00 | 34.00 | 4.05 | 45.62 | 0.01 | 47.88 | 2.50 | 25.00 |
Table 2 : Median Range of Interest Rates on Advances for the Quarter ended September 2021 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 6.80 | 15.30 | 5.88 | 14.64 | 5.63 | 15.13 | 7.26 | 12.68 | 7.00 | 11.68 | 7.00 | 12.43 |
Private Sector Banks | 7.00 | 19.50 | 4.00 | 19.05 | 3.88 | 24.13 | 8.38 | 11.75 | 7.38 | 10.70 | 6.25 | 16.25 |
Foreign Banks | 8.25 | 12.63 | 4.09 | 10.18 | 5.50 | 10.88 | 8.65 | 11.23 | 4.78 | 7.65 | 6.50 | 9.73 |
Table 1: Range of Interest Rates on Advances for the Quarter Ended September 2020 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 0.00 | 25.60 | 0.00 | 22.15 | 0.00 | 27.50 | 0.00 | 24.05 | 0.00 | 18.75 | 0.00 | 24.70 |
Pvt. Sec. Banks | 1.00 | 33.30 | 0.00 | 46.00 | 0.00 | 40.00 | 4.05 | 30.00 | 4.10 | 19.25 | 0.00 | 29.00 |
Foreign Banks | 4.55 | 45.02 | 0.10 | 47.88 | 0.00 | 25.00 | 4.55 | 45.02 | 1.30 | 47.88 | 0.00 | 19.00 |
Table 1 : Range of Interest Rates on Advances for the Month ended December 2019 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 3.30 | 28.20 | 4.00 | 24.25 | 4.00 | 30.00 | 4.05 | 28.05 | 4.00 | 18.75 | 4.00 | 24.50 |
Private Sector Banks | 1.00 | 30.00 | 3.91 | 46.00 | 1.00 | 40.00 | 4.60 | 30.00 | 4.10 | 19.45 | 3.50 | 29.00 |
Foreign Banks | 6.45 | 45.02 | 0.05 | 47.88 | 1.00 | 23.99 | 6.56 | 42.46 | 0.50 | 47.88 | 2.50 | 19.49 |
Table 2 : Median Range of Interest Rates on Advances for the Month ended March 2020 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 7.00 | 15.70 | 7.00 | 15.98 | 7.93 | 16.13 | 7.90 | 12.23 | 7.45 | 11.78 | 8.25 | 13.50 |
Private Sector Banks | 8.55 | 18.25 | 7.00 | 19.00 | 5.00 | 22.95 | 9.70 | 13.30 | 9.15 | 12.00 | 8.30 | 15.30 |
Foreign Banks | 8.60 | 13.70 | 6.49 | 10.48 | 7.20 | 10.90 | 10.00 | 10.50 | 7.13 | 9.23 | 7.55 | 10.25 |
Table 2 : Median Range of Interest Rates on Advances for the Quarter ended December 2020 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 6.90 | 16.63 | 6.00 | 16.63 | 5.40 | 16.13 | 7.00 | 13.70 | 7.00 | 12.55 | 7.08 | 14.08 |
Pvt. Sec. Banks | 7.40 | 18.90 | 4.40 | 19.00 | 4.00 | 23.73 | 8.75 | 13.00 | 8.15 | 11.75 | 7.15 | 15.63 |
Foreign Banks | 9.00 | 12.40 | 4.33 | 9.58 | 5.62 | 10.75 | 9.00 | 10.50 | 5.66 | 8.13 | 6.75 | 9.75 |
Table 2: Median Range of Interest Rates on Advances for the Quarter ended June 2021 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 6.75 | 15.30 | 6.00 | 14.36 | 5.25 | 15.13 | 7.08 | 12.68 | 7.00 | 11.68 | 6.93 | 12.43 |
Private Sector Banks | 7.23 | 19.50 | 4.00 | 19.00 | 3.75 | 25.00 | 8.28 | 12.25 | 6.60 | 10.53 | 5.95 | 16.25 |
Foreign Banks | 7.78 | 13.10 | 4.30 | 9.95 | 5.37 | 10.75 | 8.70 | 11.33 | 4.80 | 7.48 | 6.50 | 9.50 |