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| Table 2 : Median Range of Interest Rates on Outstanding Loans for the Quarter ended March 2025 | ||||||||||||
| (Per cent per annum) | ||||||||||||
| Interest Rate Range including all | Interest Rate Range at which at least | |||||||||||
| Bank Group | of business contracted at Extreme Rate | 60% of the business has been contracted | ||||||||||
| Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
| Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
| Public Sector Banks | 6.38 | 17.30 | 5.08 | 16.03 | 5.75 | 17.58 | 7.30 | 13.88 | 7.13 | 10.10 | 7.00 | 14.23 |
| Pvt. Sec. Banks | 7.00 | 19.13 | 6.17 | 19.10 | 4.00 | 26.00 | 8.80 | 12.13 | 8.13 | 10.48 | 7.25 | 17.00 |
| Foreign Banks | 8.96 | 11.65 | 7.25 | 9.50 | 7.24 | 11.25 | 9.13 | 10.23 | 7.45 | 8.40 | 7.80 | 9.60 |
| Table 1 : Range of Interest Rates on Outstanding Loans for the Quarter ended June 2025 | ||||||||||||
| (Per cent per annum) | ||||||||||||
| Interest Rate Range including all | Interest Rate Range at which at least | |||||||||||
| Bank Group | of business contracted at Extreme Rate | 60% of the business has been contracted | ||||||||||
| Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
| Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
| Public Sector Banks | 3.50 | 33.75 | 4.00 | 36.00 | 2.00 | 36.00 | 3.50 | 18.25 | 4.75 | 18.75 | 2.00 | 18.25 |
| Pvt. Sec. Banks | 5.00 | 47.88 | 1.75 | 47.40 | 2.00 | 47.88 | 5.00 | 47.88 | 5.50 | 47.40 | 2.00 | 47.82 |
| Foreign Banks | 6.17 | 45.63 | 5.00 | 47.88 | 1.00 | 42.00 | 6.49 | 45.63 | 5.00 | 47.88 | 4.88 | 42.00 |
| Table 2 : Median Range of Interest Rates on Outstanding Loans for the Quarter ended June 2025 | ||||||||||||
| (Per cent per annum) | ||||||||||||
| Interest Rate Range including all | Interest Rate Range at which at least | |||||||||||
| Bank Group | of business contracted at Extreme Rate | 60% of the business has been contracted | ||||||||||
| Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
| Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
| Public Sector Banks | 6.00 | 16.70 | 5.63 | 15.98 | 5.50 | 16.85 | 7.00 | 13.75 | 6.90 | 10.20 | 6.00 | 14.08 |
| Pvt. Sec. Banks | 6.46 | 19.23 | 5.50 | 19.25 | 4.00 | 25.16 | 8.38 | 12.38 | 7.50 | 10.05 | 7.20 | 17.00 |
| Foreign Banks | 8.59 | 12.33 | 6.50 | 9.40 | 6.50 | 10.85 | 8.84 | 9.88 | 6.80 | 8.00 | 7.08 | 9.30 |
| Table 2 : Median Range of Interest Rates on Outstanding Loans for the Quarter ended September 2025 | ||||||||||||
| (Per cent per annum) | ||||||||||||
| Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted* | ||||||||||
| Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
| Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
| Public Sector Banks | 5.83 | 16.70 | 5.85 | 16.00 | 5.50 | 16.88 | 7.30 | 12.73 | 7.31 | 10.20 | 7.10 | 13.10 |
| Pvt. Sec. Banks | 6.07 | 19.23 | 5.50 | 19.25 | 4.00 | 25.50 | 8.25 | 12.19 | 7.60 | 10.28 | 6.69 | 16.00 |
| Foreign Banks | 7.95 | 12.40 | 6.46 | 9.43 | 6.50 | 10.37 | 8.50 | 10.00 | 6.74 | 7.98 | 6.97 | 9.08 |
| *: Maximum and minimum interest rates are compiled after removing extreme values in the lending rates (up to 20 per cent of advances on either side). | ||||||||||||
| Table 1 : Range of Interest Rates on Outstanding Loans for the Quarter ended September 2025 | ||||||||||||
| (Per cent per annum) | ||||||||||||
| Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted* | ||||||||||
| Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
| Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
| Public Sector Banks | 3.50 | 29.75 | 3.50 | 30.00 | 3.00 | 36.00 | 3.80 | 17.75 | 3.80 | 18.75 | 4.00 | 16.45 |
| Pvt. Sec. Banks | 2.47 | 48.00 | 1.75 | 47.40 | 1.00 | 36.00 | 5.00 | 48.00 | 4.00 | 47.40 | 2.00 | 26.00 |
| Foreign Banks | 6.05 | 45.63 | 5.00 | 47.88 | 1.00 | 42.00 | 6.05 | 45.63 | 5.00 | 42.00 | 4.71 | 42.00 |
| *: Maximum and minimum interest rates are compiled after removing extreme values in the lending rates (up to 20 per cent of advances on either side). | ||||||||||||
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