Notifications -Regulating Co-operative Banking - আরবিআই - Reserve Bank of India
notifications
এপ্রিল 21, 2008
Professionalisation of Managements of Urban Co-operative Banks
RBI/2007-08/286 UBD.PCB.Cir.No.41 /09.103.01/2007-08 April 21, 2008 The Chief Executive Officers of all Primary (Urban) Co-operative Banks Dear Sir /Madam, Professionalisation of Managements of Urban Co-operative Banks Please refer to our circular UBD No PCB CIR.POT.39/09.103.01/2001-02 dated April 5, 2002 on the captioned subject. 2. In terms of paragraphs 2 and 3 of the aforesaid circular, all urban co-operative banks were advised to amend their bye-laws to incorpor
RBI/2007-08/286 UBD.PCB.Cir.No.41 /09.103.01/2007-08 April 21, 2008 The Chief Executive Officers of all Primary (Urban) Co-operative Banks Dear Sir /Madam, Professionalisation of Managements of Urban Co-operative Banks Please refer to our circular UBD No PCB CIR.POT.39/09.103.01/2001-02 dated April 5, 2002 on the captioned subject. 2. In terms of paragraphs 2 and 3 of the aforesaid circular, all urban co-operative banks were advised to amend their bye-laws to incorpor
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এপ্রিল 15, 2008
UCBs - Cheque Collection Policy
RBI/2007-2008/281UBD (PCB) BPD Cir No 40/ 09.39.000/ 2007-08April 15, 2008 ToThe Chief Executive Officers ofAll Scheduled Primary (Urban) Co-operative banks Dear Sir, Committee on Procedures and Performance Audit on Public Services (CPPAPS)- Formulating policy for (i) Immediate Credit of local / outstation cheques (ii) Time Frame for Collection of local / outstation cheques and (iii) Interest Payment for delayed collectionAs you are aware, Reserve Bank has been issuin
RBI/2007-2008/281UBD (PCB) BPD Cir No 40/ 09.39.000/ 2007-08April 15, 2008 ToThe Chief Executive Officers ofAll Scheduled Primary (Urban) Co-operative banks Dear Sir, Committee on Procedures and Performance Audit on Public Services (CPPAPS)- Formulating policy for (i) Immediate Credit of local / outstation cheques (ii) Time Frame for Collection of local / outstation cheques and (iii) Interest Payment for delayed collectionAs you are aware, Reserve Bank has been issuin
এপ্রিল 02, 2008
Income recognition, asset classification and provisioning norms-UCBs
RBI/2007-08/273 UBD. PCB.Cir No. 38 / 09.14.000/ 2007-08 April 2, 2008 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Income recognition, asset classification and provisioning norms-UCBs Please refer to our circular UBD. PCB. Cir No. 38/ 09.14.000/ 2006-07 dated April 30, 2007 on the above subject wherein inter alia the 180 day loan delinquency norm for NPAs was extended by one year i.e. up to March 31, 2008 for Tier I UCBs.@@NB
RBI/2007-08/273 UBD. PCB.Cir No. 38 / 09.14.000/ 2007-08 April 2, 2008 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Income recognition, asset classification and provisioning norms-UCBs Please refer to our circular UBD. PCB. Cir No. 38/ 09.14.000/ 2006-07 dated April 30, 2007 on the above subject wherein inter alia the 180 day loan delinquency norm for NPAs was extended by one year i.e. up to March 31, 2008 for Tier I UCBs.@@NB
মার্চ 12, 2008
Customer charges for use of ATMs for cash withdrawal and balance enquiry - UCBs
RBI/2007-2008/263 UBD. CO. BPD. (PCB) No.36 /12.05.001/2007-08 March 12, 2008 CEOs of All Primary (Urban) Co-operative Banks Dear Sir, Customer charges for use of ATMs for cash withdrawal and balance enquiry - UCBs 1. Automated Teller Machines (ATMs) have gained prominence as a delivery channel for banking transactions in India. Banks have been deploying ATMs to increase their reach. While ATMs facilitate a variety of banking transactions for customers, their main uti
RBI/2007-2008/263 UBD. CO. BPD. (PCB) No.36 /12.05.001/2007-08 March 12, 2008 CEOs of All Primary (Urban) Co-operative Banks Dear Sir, Customer charges for use of ATMs for cash withdrawal and balance enquiry - UCBs 1. Automated Teller Machines (ATMs) have gained prominence as a delivery channel for banking transactions in India. Banks have been deploying ATMs to increase their reach. While ATMs facilitate a variety of banking transactions for customers, their main uti
মার্চ 07, 2008
Classification of UCBs for Regulatory Purposes - Revised Norms
RBI/2007-2008/259UBD (PCB).Cir.No.35 /09.20.001/07-08 March 7, 2008The Chief Executives ofall Primary( Urban) Cooperative BanksDear Sir/Madam,Classification of UCBs for Regulatory Purposes - Revised NormsAs you are aware, banks are being categorized for regulatory purposes as under:(a) Tier I Banks: Unit banks i.e. banks having a single branch / HO with deposits up to Rs. 100 crore and banks having multiple branches within a single district with deposits up to Rs. 100
RBI/2007-2008/259UBD (PCB).Cir.No.35 /09.20.001/07-08 March 7, 2008The Chief Executives ofall Primary( Urban) Cooperative BanksDear Sir/Madam,Classification of UCBs for Regulatory Purposes - Revised NormsAs you are aware, banks are being categorized for regulatory purposes as under:(a) Tier I Banks: Unit banks i.e. banks having a single branch / HO with deposits up to Rs. 100 crore and banks having multiple branches within a single district with deposits up to Rs. 100
মার্চ 03, 2008
Guidelines for Relief Measures by Banks to Poultry Industry (2008)-UCBs
RBI/2007-2008/253 UBD.PCB.Cir.No. 34 /09.14.000/07-08 March 3, 2008. The Chief Executive Officersof All Primary(Urban) Co-operative Banks Dear Sir/MadamGuidelines for Relief Measures by Banks to Poultry Industry (2008)-UCBsAs you are aware, there have been instances of outbreak of Avian Influenza (bird flu) in some areas of the country. Keeping in view the loss of income that has occurred due to culling of birds as well as steep fall in the demand for poultry products
RBI/2007-2008/253 UBD.PCB.Cir.No. 34 /09.14.000/07-08 March 3, 2008. The Chief Executive Officersof All Primary(Urban) Co-operative Banks Dear Sir/MadamGuidelines for Relief Measures by Banks to Poultry Industry (2008)-UCBsAs you are aware, there have been instances of outbreak of Avian Influenza (bird flu) in some areas of the country. Keeping in view the loss of income that has occurred due to culling of birds as well as steep fall in the demand for poultry products
ফেব 29, 2008
UCBs - Advances to Builders / Contractors
RBI/2007-2008/251 UBD. CO. BPD. (PCB). No. 33/13.05.000/2007-08 February 29, 2008 The Chief Executive Officers, All Primary (Urban) Co-operative Banks Dear Sir /Madam,@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@ Advances to Builders / Contractors Please refer to our circular UBD. No. I & L. 67 /J. 1-87/88 dated November 21, 1987 on the captioned subject.@@NB
RBI/2007-2008/251 UBD. CO. BPD. (PCB). No. 33/13.05.000/2007-08 February 29, 2008 The Chief Executive Officers, All Primary (Urban) Co-operative Banks Dear Sir /Madam,@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@ Advances to Builders / Contractors Please refer to our circular UBD. No. I & L. 67 /J. 1-87/88 dated November 21, 1987 on the captioned subject.@@NB
ফেব 25, 2008
UCBs - KYC Norms / AMLStandards / Combating of Financing of Terrorism
RBI/2007-2008/247UBD. CO. BPD. (PCB). No.32 /09.39.000/2007-08February 25 , 2008The Chief Executive Officers,All Primary (Urban) Co-operative Banks Dear Sir, Know your Customer (KYC) Norms / Anti-Money Laundering (AML) Standards / Combating of Financing of TerrorismPrimary (Urban) Co-operative Banks (UCBs) have been advised vide our circular UBD. PCB.Cir.30/09.161.00/2004-05 dated December 15, 2004 that the adoption of customer acceptance policy and its implementation
RBI/2007-2008/247UBD. CO. BPD. (PCB). No.32 /09.39.000/2007-08February 25 , 2008The Chief Executive Officers,All Primary (Urban) Co-operative Banks Dear Sir, Know your Customer (KYC) Norms / Anti-Money Laundering (AML) Standards / Combating of Financing of TerrorismPrimary (Urban) Co-operative Banks (UCBs) have been advised vide our circular UBD. PCB.Cir.30/09.161.00/2004-05 dated December 15, 2004 that the adoption of customer acceptance policy and its implementation
জানু 29, 2008
UCBs - Risk Weight for Educational Loans
RBI/2007-2008/231 UBD. PCB.Cir.No. 31 /09.11.600/07-08 January 29, 2008 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Prudential Norms for Capital Adequacy – Risk Weight for Educational Loans-UCBs Please refer to our circular UBD.PCB.Cir.33/09.116.00/04-05 dated January 5, 2005 wherein the risk weight on consumer credit including personal loans was increased from 100 percent to 125 percent. At present, 'educational loans' are b
RBI/2007-2008/231 UBD. PCB.Cir.No. 31 /09.11.600/07-08 January 29, 2008 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Prudential Norms for Capital Adequacy – Risk Weight for Educational Loans-UCBs Please refer to our circular UBD.PCB.Cir.33/09.116.00/04-05 dated January 5, 2005 wherein the risk weight on consumer credit including personal loans was increased from 100 percent to 125 percent. At present, 'educational loans' are b
ডিসেম্বর 04, 2007
UCBs - Guardians appointed by District Courts/Local Level Committees can open/operate bank accounts of certain categories of Disabled Persons
RBI/2007-2008/204 UBD.CO. BPD.No. 27/12.05.001/2007-08 December 4, 2007 The Chief Executive Officers, All Primary (Urban) Co-operative Banks Dear Sir/Madam Legal Guardianship Certificate issued under the National Trust Act, 1999 empowering the disabled persons with autism, cerebral palsy, mental retardation and multiple disabilities We have been advised by the National Trust for the Welfare of Persons with Autism, Cerebral Palsy, Mental Retardation and Multiple Disabi
RBI/2007-2008/204 UBD.CO. BPD.No. 27/12.05.001/2007-08 December 4, 2007 The Chief Executive Officers, All Primary (Urban) Co-operative Banks Dear Sir/Madam Legal Guardianship Certificate issued under the National Trust Act, 1999 empowering the disabled persons with autism, cerebral palsy, mental retardation and multiple disabilities We have been advised by the National Trust for the Welfare of Persons with Autism, Cerebral Palsy, Mental Retardation and Multiple Disabi
নভেম্বর 30, 2007
Priority Sector Lending -Revision of Target-UCBs
RBI/2007-08/ 198 UBD.PCB.Cir.No.26 /09.09.001/ 2007-08 November 30, 2007 The Chief Executive Officer All Primary (Urban) Co-operative Bank Dear Sir/Madam, Priority Sector Lending -Revision of Target-UCBs @@NBSP@@ Please refer to the revised guidelines on lending to priority sectors, issued vide our circular UBD.PCB.Cir.No.11/09.09.01/ 2007-08 dated August 30, 2007 (available on www.rbi.org.in) @@NBSP@@2. As you may be aware, as per the recommendation of the Standing A
RBI/2007-08/ 198 UBD.PCB.Cir.No.26 /09.09.001/ 2007-08 November 30, 2007 The Chief Executive Officer All Primary (Urban) Co-operative Bank Dear Sir/Madam, Priority Sector Lending -Revision of Target-UCBs @@NBSP@@ Please refer to the revised guidelines on lending to priority sectors, issued vide our circular UBD.PCB.Cir.No.11/09.09.01/ 2007-08 dated August 30, 2007 (available on www.rbi.org.in) @@NBSP@@2. As you may be aware, as per the recommendation of the Standing A
নভেম্বর 26, 2007
Gold Loan Payment-UCBs
RBI/2007/-2008194 UBD.PCB.Cir.No. 22/13.05.000/07-08 November 26, 2007 The Chief Executive Officer of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Gold Loan Payment- UCBs Please refer to paragraphs 2.2.8 and 2.1.3 @@NBSP@@of the Master Circular UBD.PCB.MC.No.10 /09.14.000/2006-07 dated July@@NBSP@@ 4, 2007 on Income Recognition, Asset Classification, Provisioning & Other Related Matters. 2. We have received representations from banks and their federation
RBI/2007/-2008194 UBD.PCB.Cir.No. 22/13.05.000/07-08 November 26, 2007 The Chief Executive Officer of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Gold Loan Payment- UCBs Please refer to paragraphs 2.2.8 and 2.1.3 @@NBSP@@of the Master Circular UBD.PCB.MC.No.10 /09.14.000/2006-07 dated July@@NBSP@@ 4, 2007 on Income Recognition, Asset Classification, Provisioning & Other Related Matters. 2. We have received representations from banks and their federation
নভেম্বর 15, 2007
UCBs - Deposit Schemes with lock-in period
RBI/2007-2008/187UBD (PCB) BPD Cir No: 21 /13.01.000/2007-08November 15, 2007 The Chief Executive Officers ofAll Primary (Urban) Co-operative BanksDear Sir/Madam,Deposit schemes with lock-in periodIt has been brought to notice of the Reserve Bank that some banks are offering special term deposit products to customers, in addition to regular term deposits, ranging from 300 days to five years, with the following features:i. Lock-in periods ranging from 6 to 12 months;ii
RBI/2007-2008/187UBD (PCB) BPD Cir No: 21 /13.01.000/2007-08November 15, 2007 The Chief Executive Officers ofAll Primary (Urban) Co-operative BanksDear Sir/Madam,Deposit schemes with lock-in periodIt has been brought to notice of the Reserve Bank that some banks are offering special term deposit products to customers, in addition to regular term deposits, ranging from 300 days to five years, with the following features:i. Lock-in periods ranging from 6 to 12 months;ii
নভেম্বর 12, 2007
Misuse of banknotes
RBI/2007-2008/183 UBD.CO. BPD. (PCB). No.20 /12.05.001/2007-08 November 12 , 2007 CEOs of All Primary (Urban) Co-operative Banks Dear Sir /Madam, Misuse of banknotes Please refer to the directive issued to all urban co-operative banks under Section 35A of the Banking Regulations Act, 1949(AACS) vide UBD. No. Dir.2/13.01.00/2001-2002 dated January 9, 2002 on stapling of notes packets and misuse of banknotes. 2. It has been brought to the Bank's notice that banks,
RBI/2007-2008/183 UBD.CO. BPD. (PCB). No.20 /12.05.001/2007-08 November 12 , 2007 CEOs of All Primary (Urban) Co-operative Banks Dear Sir /Madam, Misuse of banknotes Please refer to the directive issued to all urban co-operative banks under Section 35A of the Banking Regulations Act, 1949(AACS) vide UBD. No. Dir.2/13.01.00/2001-2002 dated January 9, 2002 on stapling of notes packets and misuse of banknotes. 2. It has been brought to the Bank's notice that banks,
নভেম্বর 01, 2007
UCBs - Maintenance of CRR
RBI/2007-2008/177@@NBSP@@ Ref: UBD (PCB).No./ 3 /12.03.000/2007-08 November 01, 2007 The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative Banks Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934- Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circular RBI/2007-08/110 UBD (PCB) Cir. No/9./12.03.000/2007-08 dated July 31, 2007 on the captioned subject. On a review of the current liquidity situation, it has been decided to incre
RBI/2007-2008/177@@NBSP@@ Ref: UBD (PCB).No./ 3 /12.03.000/2007-08 November 01, 2007 The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative Banks Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934- Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circular RBI/2007-08/110 UBD (PCB) Cir. No/9./12.03.000/2007-08 dated July 31, 2007 on the captioned subject. On a review of the current liquidity situation, it has been decided to incre
সেপ্টেম্বর 20, 2007
Treatment of deposits with DCCB/SCBs as SLR
RBI/2007-2008/142 UBD.CO. BPD. (PCB). No. 17/12.05.001/2007-08 September 20, 2007 CEOs of all Primary (Urban) Co-operative Banks Dear Sir /Madam, Treatment of deposits with DCCB/SCBs as SLR Please refer to the provisions of Section 24 of Banking Regulation Act, 1949 (AACS) in terms of which the deposits placed by UCBs with the higher financing agencies in the cooperative sector, viz. DCCBs / SCBs would be reckoned as SLR assets to the extent that they were not e
RBI/2007-2008/142 UBD.CO. BPD. (PCB). No. 17/12.05.001/2007-08 September 20, 2007 CEOs of all Primary (Urban) Co-operative Banks Dear Sir /Madam, Treatment of deposits with DCCB/SCBs as SLR Please refer to the provisions of Section 24 of Banking Regulation Act, 1949 (AACS) in terms of which the deposits placed by UCBs with the higher financing agencies in the cooperative sector, viz. DCCBs / SCBs would be reckoned as SLR assets to the extent that they were not e
সেপ্টেম্বর 18, 2007
Investments in Non-SLR Securities by UCBs
RBI/2007-08/139 UBD (PCB) BPD Cir No: 14 /16.20.000/2007-08 September 18, 2007 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Investments in Non-SLR securities by primary (urban) cooperative banks Please refer to our circular UBD BPD PCB Cir 45/16.20.00/2003-04 dated April 15, 2004 on the captioned subject, in terms of which UCBs are permitted to invest in certain instruments, within an overall ceiling of 10% of their deposits a
RBI/2007-08/139 UBD (PCB) BPD Cir No: 14 /16.20.000/2007-08 September 18, 2007 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Investments in Non-SLR securities by primary (urban) cooperative banks Please refer to our circular UBD BPD PCB Cir 45/16.20.00/2003-04 dated April 15, 2004 on the captioned subject, in terms of which UCBs are permitted to invest in certain instruments, within an overall ceiling of 10% of their deposits a
সেপ্টেম্বর 18, 2007
Professional Directors on Boards of UCBs
RBI/2007-08/140 UBD.PCB.Cir.No.16 /09.103.01/2007-08 September 18, 2007 The Chief Executive Officers of all Salary Earners Primary (Urban) Co-operative Banks Dear Sir /Madam, Professionalisation of Managements of Urban Co-operative Banks Please refer to paragraphs 2 and 3 of our circular UBD No PCB CIR.POT.39/09.103.01/2001-02 dated April 5, 2002 on the captioned subject requiring UCBs to ensure at all times, the presence of at least two directors with suitable bankin
RBI/2007-08/140 UBD.PCB.Cir.No.16 /09.103.01/2007-08 September 18, 2007 The Chief Executive Officers of all Salary Earners Primary (Urban) Co-operative Banks Dear Sir /Madam, Professionalisation of Managements of Urban Co-operative Banks Please refer to paragraphs 2 and 3 of our circular UBD No PCB CIR.POT.39/09.103.01/2001-02 dated April 5, 2002 on the captioned subject requiring UCBs to ensure at all times, the presence of at least two directors with suitable bankin
সেপ্টেম্বর 13, 2007
Monitoring of Advances-Safeguards to be observed-UCBs
RBI/2007-2008/137 UBD PCB.Cir.No 13@@NBSP@@ /13.05.000/07-08 September 13, 2007. The Chief Executive Officer of all Primary (Urban) Co-operative Banks Dear Sir, Monitoring of Advances-Safeguards to be observed-UCBs Please refer to our instructions on the above subject issued from time to time as consolidated in Para 4 of the Master Circular UBD.BPD (PCB) MC. No.9 /13.05.000/2007-08 dated July 4, 2007 on Management of Loans and Advances. 2. While various safeguards hav
RBI/2007-2008/137 UBD PCB.Cir.No 13@@NBSP@@ /13.05.000/07-08 September 13, 2007. The Chief Executive Officer of all Primary (Urban) Co-operative Banks Dear Sir, Monitoring of Advances-Safeguards to be observed-UCBs Please refer to our instructions on the above subject issued from time to time as consolidated in Para 4 of the Master Circular UBD.BPD (PCB) MC. No.9 /13.05.000/2007-08 dated July 4, 2007 on Management of Loans and Advances. 2. While various safeguards hav
সেপ্টেম্বর 07, 2007
UCBs - Advances to Sugar Industry - Holding of Buffer Stock
RBI/2007-2008/133 UBD.BPD. (PCB) Cir.No. 2/ 13.05.000 / 2007-08September 7, 2007ToChief Executive Officers,All Scheduled Urban Co-operative Banks Dear Sirs, Advances to Sugar Industry – Holding of Buffer Stock@@NBSP@@Please refer to our circular UBD.BPD(PCB) No. 1/13.05.000/2007-08 dated August 14, 2007 on the captioned subject. 2. Government of India, Ministry of Consumer Affairs, Food & Public Distribution, Department of Food & Public Distribution vide their
RBI/2007-2008/133 UBD.BPD. (PCB) Cir.No. 2/ 13.05.000 / 2007-08September 7, 2007ToChief Executive Officers,All Scheduled Urban Co-operative Banks Dear Sirs, Advances to Sugar Industry – Holding of Buffer Stock@@NBSP@@Please refer to our circular UBD.BPD(PCB) No. 1/13.05.000/2007-08 dated August 14, 2007 on the captioned subject. 2. Government of India, Ministry of Consumer Affairs, Food & Public Distribution, Department of Food & Public Distribution vide their
আগস্ট 30, 2007
Revised guidelines on lending to priority sector for UCBs
RBI/2007-08/126 UBD.PCB.Cir.No.11/09.09.01/ 2007-08 August 30, 2007. The Chief Executive Officer All Primary (Urban) Co-operative Bank Dear Sir/Madam, Revised guidelines on lending to priority sector for UCBs As announced in the Reserve Bank's Annual Policy Statement for the year 2005-06, the prescriptions relating to priority sector lending have been modified and several new areas included from time to time. There is a view that enlargement of areas has resulted in l
RBI/2007-08/126 UBD.PCB.Cir.No.11/09.09.01/ 2007-08 August 30, 2007. The Chief Executive Officer All Primary (Urban) Co-operative Bank Dear Sir/Madam, Revised guidelines on lending to priority sector for UCBs As announced in the Reserve Bank's Annual Policy Statement for the year 2005-06, the prescriptions relating to priority sector lending have been modified and several new areas included from time to time. There is a view that enlargement of areas has resulted in l
আগস্ট 30, 2007
Priority Sector Advances- List of Minority Concentrated Districts - UCBs
RBI/2007-2008/126A UBD. PCB.Cir.No. 11/09.09.001/2007-08 August 30, 2007 To The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/ Madam, Priority Sector Advances- List of Minority Concentrated Districts - UCBs Please refer to our circular UBD.PCB.No.17/09.09.001/2006-07 dated October 17, 2006 on ‘Prime Minister’s 15 Point Programme for the Welfare of Minorities.’ In this connection we enclose a list of 121 Minority Concentrated Districts as
RBI/2007-2008/126A UBD. PCB.Cir.No. 11/09.09.001/2007-08 August 30, 2007 To The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/ Madam, Priority Sector Advances- List of Minority Concentrated Districts - UCBs Please refer to our circular UBD.PCB.No.17/09.09.001/2006-07 dated October 17, 2006 on ‘Prime Minister’s 15 Point Programme for the Welfare of Minorities.’ In this connection we enclose a list of 121 Minority Concentrated Districts as
আগস্ট 28, 2007
UCBs - Shifting of Offices
RBI/2007-2008/124 UBD.CO.LS. Cir. No.10/07.01.000/2007-08 August 28, 2007 To The Chief Executive Officer of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Shifting of offices Please refer to our Master circular No.UBD.BL (PCB) MC.No.9/07.01.000/2004-05 dated September 1, 2004 on Area of Operation, Branch Licensing, opening/Upgradation of Extension Counters, ATMs and Shifting /Splitting/Closure of Offices.@@NBSP@@@@NBSP@@ In terms of para 5.2 of the circular, U
RBI/2007-2008/124 UBD.CO.LS. Cir. No.10/07.01.000/2007-08 August 28, 2007 To The Chief Executive Officer of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Shifting of offices Please refer to our Master circular No.UBD.BL (PCB) MC.No.9/07.01.000/2004-05 dated September 1, 2004 on Area of Operation, Branch Licensing, opening/Upgradation of Extension Counters, ATMs and Shifting /Splitting/Closure of Offices.@@NBSP@@@@NBSP@@ In terms of para 5.2 of the circular, U
আগস্ট 14, 2007
UCBs - Advances to Sugar Industry for holding Buffer Stock
RBI/2007-2008/115 UBD.BPD. (SCB) Cir.No. 1/ 13.05.000 / 2007-08August 14, 2007To,Chief Executive Officers,All Scheduled Urban Co-operative Banks Dear Sirs,Advances to Sugar Industry – Holding of Buffer Stock@@NBSP@@ Please find enclosed a copy of the notification dated April 20, 2007 issued by Government of India, Ministry of Consumer Affairs, Food & Public Distribution, Department of Food & Public Distribution on the captioned subject. 2. It may be observed t
RBI/2007-2008/115 UBD.BPD. (SCB) Cir.No. 1/ 13.05.000 / 2007-08August 14, 2007To,Chief Executive Officers,All Scheduled Urban Co-operative Banks Dear Sirs,Advances to Sugar Industry – Holding of Buffer Stock@@NBSP@@ Please find enclosed a copy of the notification dated April 20, 2007 issued by Government of India, Ministry of Consumer Affairs, Food & Public Distribution, Department of Food & Public Distribution on the captioned subject. 2. It may be observed t
জুলাই 31, 2007
Urban Cooperative Banks - Section 42(1) of Reserve Bank of India Act, 1934-Maintenance of Cash Reserve Ratio (CRR)
RBI/2007-2008/110 Ref: UBD (PCB).No./9/12.03.000/2007-08 July 31, 2007 To The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative Banks Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934- Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circular RBI/2006-07/348 UBD (PCB) Cir. No/7./12.03.000/2006-07 dated April 25, 2007 on the captioned subject. On a review of the current liquidity situation, it has been decided to increase cash r
RBI/2007-2008/110 Ref: UBD (PCB).No./9/12.03.000/2007-08 July 31, 2007 To The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative Banks Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934- Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circular RBI/2006-07/348 UBD (PCB) Cir. No/7./12.03.000/2006-07 dated April 25, 2007 on the captioned subject. On a review of the current liquidity situation, it has been decided to increase cash r
জুলাই 17, 2007
MTSS - Appointment as Agents/Sub-agents - UCBs
RBI/2007-2008/97 UBD (PCB) Cir No. 8/16.12.000/2007-08 July 17, 2007 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Appointment of UCBs as agents / Sub- agents under Money Transfer Service Schemes. Please refer to our circular UBD.POT/14/09.132.00/02-03 dated September 16, 2002 on the above subject, prohibiting UCBs to act as agents/sub-agents under Money Transfer Service Schemes. 2. We advise that the matter has bee
RBI/2007-2008/97 UBD (PCB) Cir No. 8/16.12.000/2007-08 July 17, 2007 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Appointment of UCBs as agents / Sub- agents under Money Transfer Service Schemes. Please refer to our circular UBD.POT/14/09.132.00/02-03 dated September 16, 2002 on the above subject, prohibiting UCBs to act as agents/sub-agents under Money Transfer Service Schemes. 2. We advise that the matter has bee
জুলাই 13, 2007
Guidelines for issue of ATM-cum-Debit Cards by UCBs
RBI/2007-2008/95UBD (PCB) Cir No. 6 /09.18.300/2007-08July 13, 2007.The Chief Executive Officers ofAll Primary (Urban) Co-operative BanksDear Sir/Madam,Guidelines for issue of ATM-cum-Debit Cards by UCBs. Please refer to our circular UBD (PCB).BPD.Cir.No.50/09.69.000/05-06 dated April 28, 2006 permitting the banks fulfilling certain eligibility norms to install ATMs and issue ATM-cum-debit cards. 2. It has been now been decided to issue guidelines for issuance of ATM-
RBI/2007-2008/95UBD (PCB) Cir No. 6 /09.18.300/2007-08July 13, 2007.The Chief Executive Officers ofAll Primary (Urban) Co-operative BanksDear Sir/Madam,Guidelines for issue of ATM-cum-Debit Cards by UCBs. Please refer to our circular UBD (PCB).BPD.Cir.No.50/09.69.000/05-06 dated April 28, 2006 permitting the banks fulfilling certain eligibility norms to install ATMs and issue ATM-cum-debit cards. 2. It has been now been decided to issue guidelines for issuance of ATM-
জুলাই 13, 2007
Amortization of goodwill on merger-UCBs
RBI/2007-2008/94 UBD. PCB.Cir.No. 5/09.16.901/2007-08 July 13, 2007 @@NBSP@@ The Chief Executive Officer of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Amortization of goodwill on merger-UCBs Please refer to our circular UBD. PCB.Cir.No 18 /09.16.901/05-06 dated November 22, 2005 permitting the acquirer bank to amortize the loss taken over from the acquired UCB over a period of not more than five years, including the year of merger. 2. The matter has been r
RBI/2007-2008/94 UBD. PCB.Cir.No. 5/09.16.901/2007-08 July 13, 2007 @@NBSP@@ The Chief Executive Officer of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Amortization of goodwill on merger-UCBs Please refer to our circular UBD. PCB.Cir.No 18 /09.16.901/05-06 dated November 22, 2005 permitting the acquirer bank to amortize the loss taken over from the acquired UCB over a period of not more than five years, including the year of merger. 2. The matter has been r
জুলাই 13, 2007
Bank Finance against Shares and Debentures- UCBs
RBI/2007-2008/96 UBD. PCB.Cir. No.7/13.05.000/07-08 July 13, 2007 The Chief Executive Officers of All Primary (urban) Co-operative Banks Dear Sir/Madam Bank Finance against Shares and Debentures- UCBs. Please refer to the instructions contained in para 2 (i) of our circular UBD.No.DS.PCB.Cir.10 /13.05.00/98-99 dated November 27, 1998 on the captioned subject wherein banks have been advised, inter alia, not to consider any proposal for grant of advances against
RBI/2007-2008/96 UBD. PCB.Cir. No.7/13.05.000/07-08 July 13, 2007 The Chief Executive Officers of All Primary (urban) Co-operative Banks Dear Sir/Madam Bank Finance against Shares and Debentures- UCBs. Please refer to the instructions contained in para 2 (i) of our circular UBD.No.DS.PCB.Cir.10 /13.05.00/98-99 dated November 27, 1998 on the captioned subject wherein banks have been advised, inter alia, not to consider any proposal for grant of advances against
জুলাই 05, 2007
Conduct of Foreign Exchange Business by UCBs-
RBI/2007-2008/86 UBD.PCB.Cir.No. 4/16.12.000/07-08 July 5, 2007 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Conduct of Foreign Exchange Business by UCBs- Please refer to our circular UBD.PCB. Cir.No. 21/16.12.000/06-07 dated@@NBSP@@@@NBSP@@ November 27, 2006 on the above subject, advising inter alia the eligibility criteria,@@NBSP@@ list of documents/ information to be furnished, etc for grant of Authorized Dealer category l
RBI/2007-2008/86 UBD.PCB.Cir.No. 4/16.12.000/07-08 July 5, 2007 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Conduct of Foreign Exchange Business by UCBs- Please refer to our circular UBD.PCB. Cir.No. 21/16.12.000/06-07 dated@@NBSP@@@@NBSP@@ November 27, 2006 on the above subject, advising inter alia the eligibility criteria,@@NBSP@@ list of documents/ information to be furnished, etc for grant of Authorized Dealer category l
জুলাই 04, 2007
UCBs - Branch Licensing Policy Relaxed
RBI/2007-2008/79 UBD.CO.LS.CIr.No. 01/07.01.000/2007-08 July 4, 2007 The Chie Executive Officer of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Annual Policy Statement for the Year 2007-08 -Relaxation in Branch Licensing Policy for Urban Cooperative Banks Please refer to para 208 of the Annual Policy Statement 2007-08 (copy enclosed). 2. As announced therein, it has been decided to allow Urban Cooperative Banks (UCBs) to open new branches/Extension Cou
RBI/2007-2008/79 UBD.CO.LS.CIr.No. 01/07.01.000/2007-08 July 4, 2007 The Chie Executive Officer of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Annual Policy Statement for the Year 2007-08 -Relaxation in Branch Licensing Policy for Urban Cooperative Banks Please refer to para 208 of the Annual Policy Statement 2007-08 (copy enclosed). 2. As announced therein, it has been decided to allow Urban Cooperative Banks (UCBs) to open new branches/Extension Cou
জুলাই 04, 2007
UCBs - IT-enabled Financial Inclusion
RBI/2007-2008/80 UBD. CO. BPD. (PCB). No. 2 / 09.18.300/ 2007-08 July 4, 2007 To Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir / Madam, Annual Policy Statement for the year 2007-08 – IT- enabled Financial Inclusion Please refer to Paragraph 163 of the Annual Policy Statement for the Year 2007-08, a copy of which is enclosed. 2. With a view to achieving the objective of greater financial inclusion, all UCBs were advised vide our circular UBD.
RBI/2007-2008/80 UBD. CO. BPD. (PCB). No. 2 / 09.18.300/ 2007-08 July 4, 2007 To Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir / Madam, Annual Policy Statement for the year 2007-08 – IT- enabled Financial Inclusion Please refer to Paragraph 163 of the Annual Policy Statement for the Year 2007-08, a copy of which is enclosed. 2. With a view to achieving the objective of greater financial inclusion, all UCBs were advised vide our circular UBD.
জুন 21, 2007
Extension of Safe Deposit Locker / Safe Custody Article Facility and Access to Safe Deposit Lockers / Return of Safe Custody Articles by banks.
RBI/2006-2007/442 UBD. CO. BPD. No. 47/12.05.001/ 2006-07 June 21 , 2007 Chief Executive Officers, All Primary (Urban) Co-operative Banks Dear Sir, Extension of Safe Deposit Locker / Safe Custody Article Facility and Access to Safe Deposit Lockers / Return of Safe Custody Articles by banks. The Committee on Procedures and Performance Audit on Public Services (CPPAPS) had made some recommendations for easy operation of lockers. The existing instructions have been revie
RBI/2006-2007/442 UBD. CO. BPD. No. 47/12.05.001/ 2006-07 June 21 , 2007 Chief Executive Officers, All Primary (Urban) Co-operative Banks Dear Sir, Extension of Safe Deposit Locker / Safe Custody Article Facility and Access to Safe Deposit Lockers / Return of Safe Custody Articles by banks. The Committee on Procedures and Performance Audit on Public Services (CPPAPS) had made some recommendations for easy operation of lockers. The existing instructions have been revie
জুন 04, 2007
Norms for maintaining NRE/NRO accounts - UCBs
RBI/2006-2007/427UBD.PCB.Cir.No. 46/16.12.000/06-07June 4, 2007The Chief Executive Officers ofAll Primary (Urban) Co-operative BanksDear Sir/Madam,Norms for maintaining NRE/NRO accounts - UCBsPlease refer to our circular UBD.PCB.Cir.No. 21/16.12.000/06-07 dated November 27, 2006 prescribing , inter alia, the norms for eligibility for Authorized Dealer category I and II licence. 2. In continuation thereof, we advise that the eligibility norms for maintaining NRE/NRO ac
RBI/2006-2007/427UBD.PCB.Cir.No. 46/16.12.000/06-07June 4, 2007The Chief Executive Officers ofAll Primary (Urban) Co-operative BanksDear Sir/Madam,Norms for maintaining NRE/NRO accounts - UCBsPlease refer to our circular UBD.PCB.Cir.No. 21/16.12.000/06-07 dated November 27, 2006 prescribing , inter alia, the norms for eligibility for Authorized Dealer category I and II licence. 2. In continuation thereof, we advise that the eligibility norms for maintaining NRE/NRO ac
মে 25, 2007
UCBs - Wire Transfers
RBI/2006-2007/415UBD. CO. BPD (PCB) No. 45 / 12.05.001/2006-07May 25 , 2007Chief Executive Officers, All Primary (Urban) Co-operative BanksDear Sir,Know Your Customer (KYC) Norms / Anti-Money Laundering (AML) Standards / Combating of Financing of Terrorism (CFT) – Wire TransfersBanks use wire transfers as an expeditious method for transferring funds between bank accounts. Wire transfers include transactions occurring within the national boundaries of a country or from
RBI/2006-2007/415UBD. CO. BPD (PCB) No. 45 / 12.05.001/2006-07May 25 , 2007Chief Executive Officers, All Primary (Urban) Co-operative BanksDear Sir,Know Your Customer (KYC) Norms / Anti-Money Laundering (AML) Standards / Combating of Financing of Terrorism (CFT) – Wire TransfersBanks use wire transfers as an expeditious method for transferring funds between bank accounts. Wire transfers include transactions occurring within the national boundaries of a country or from
মে 18, 2007
Complaints about Excessive Interest Charged by Banks-UCBs
RBI/2006-2007/404UBD.PCB.Cir.No.44/13.04.000/06-07May 18 , 2007The Chief Executive Officers of AllPrimary( Urban) Co-operative BanksDear Sir/Madam,Complaints about Excessive Interest Charged by Banks-UCBsPlease refer to paragraph 168 of the Annual Policy Statement for the year 2007-08 (copy enclosed). 2.@@NBSP@@The Reserve Bank and Banking Ombudsmans' offices have been receiving several complaints regarding levying of excessive interest and charges on certain loans an
RBI/2006-2007/404UBD.PCB.Cir.No.44/13.04.000/06-07May 18 , 2007The Chief Executive Officers of AllPrimary( Urban) Co-operative BanksDear Sir/Madam,Complaints about Excessive Interest Charged by Banks-UCBsPlease refer to paragraph 168 of the Annual Policy Statement for the year 2007-08 (copy enclosed). 2.@@NBSP@@The Reserve Bank and Banking Ombudsmans' offices have been receiving several complaints regarding levying of excessive interest and charges on certain loans an
মে 09, 2007
UCBs - Proforma for Submission of Quarterly Returns revised
RBI/2006-2007/387 UBD.CO.LS. Cir. No./ 43 /07.01.000/2006-07 May@@NBSP@@ 9, 2007 Vaishakha 7, 1929 (S) The Chief Executive Officers of All Primary (Urban ) Co-operative Banks Dear Sir / Madam Section 23 of Banking Regulation Act, 1949@@NBSP@@ (AACS) – Branch Banking Statistics-Submission of Quarterly Returns- Revision of Proformae I & II With a view to streamlining and updating the system of compilation of branch banking data, maintained by the Department of Stati
RBI/2006-2007/387 UBD.CO.LS. Cir. No./ 43 /07.01.000/2006-07 May@@NBSP@@ 9, 2007 Vaishakha 7, 1929 (S) The Chief Executive Officers of All Primary (Urban ) Co-operative Banks Dear Sir / Madam Section 23 of Banking Regulation Act, 1949@@NBSP@@ (AACS) – Branch Banking Statistics-Submission of Quarterly Returns- Revision of Proformae I & II With a view to streamlining and updating the system of compilation of branch banking data, maintained by the Department of Stati
মে 07, 2007
Undertaking Insurance business-UCBs
RBI/2006-2007/376 UBD.PCB.Cir.No. 42 /09.11.200/06-07May 7, 2007.The Chief Executive Officer of AllPrimary (Urban) Co-operatives Banks.Dear Sir/MadamAnnual Policy Statement for the Year 2007-08 -Undertaking Insurance business-UCBs.Please refer to para 211 of the Annual Policy Statement 2007-08 (copy enclosed).2. In terms of our circular UBD.BPD.PCB.Cir.No 35/09.112.00/04-05 dated January 24, 2005, all scheduled UCBs having a minimum net worth of Rs.50 crore were permi
RBI/2006-2007/376 UBD.PCB.Cir.No. 42 /09.11.200/06-07May 7, 2007.The Chief Executive Officer of AllPrimary (Urban) Co-operatives Banks.Dear Sir/MadamAnnual Policy Statement for the Year 2007-08 -Undertaking Insurance business-UCBs.Please refer to para 211 of the Annual Policy Statement 2007-08 (copy enclosed).2. In terms of our circular UBD.BPD.PCB.Cir.No 35/09.112.00/04-05 dated January 24, 2005, all scheduled UCBs having a minimum net worth of Rs.50 crore were permi
মে 04, 2007
RBI asks UCBs not to deal with 918 defaulted companies following Patna High Court Order
RBI/2006-2007/374UBD. CO. BPD. (PCB). No. 41/12.05.001 /2006-07May 4, 2007CEOs of AllPrimary (Urban) Co-operative BanksDear Sir / MadamIn the High Court of Judicature at Patna –CWJC No. 13422 of 2006 –Council for the Protection of Public Rights and welfarevs. Union of India and Others – RegardingWe have to advise you that the Hon'ble Patna High Court vide its order dated 10 April 2007 in the captioned matter has directed the Reserve Bank of India to direct all the ban
RBI/2006-2007/374UBD. CO. BPD. (PCB). No. 41/12.05.001 /2006-07May 4, 2007CEOs of AllPrimary (Urban) Co-operative BanksDear Sir / MadamIn the High Court of Judicature at Patna –CWJC No. 13422 of 2006 –Council for the Protection of Public Rights and welfarevs. Union of India and Others – RegardingWe have to advise you that the Hon'ble Patna High Court vide its order dated 10 April 2007 in the captioned matter has directed the Reserve Bank of India to direct all the ban
মে 04, 2007
Risk Weight on Housing Loans - UCBs
RBI/2006-2007/373 UBD. PCB.Cir No. 40/ 13.05.000/ 2006-07May 4, 2007The Chief Executive Officers ofAll Primary (Urban) Co-operative Banks Dear Sir/MadamAnnual Policy Statement for the Year 2007-08Residential Housing Loans: Reduction of Risk Weight-UCBs Please refer to para 184 of the Annual Policy Statement for the year 2007-08 (copy enclosed).2. In terms of our circular UBD.PCB.Cir.33/09.116.00/04-05 dated January 5, 2005 the risk weights on housing loans to individu
RBI/2006-2007/373 UBD. PCB.Cir No. 40/ 13.05.000/ 2006-07May 4, 2007The Chief Executive Officers ofAll Primary (Urban) Co-operative Banks Dear Sir/MadamAnnual Policy Statement for the Year 2007-08Residential Housing Loans: Reduction of Risk Weight-UCBs Please refer to para 184 of the Annual Policy Statement for the year 2007-08 (copy enclosed).2. In terms of our circular UBD.PCB.Cir.33/09.116.00/04-05 dated January 5, 2005 the risk weights on housing loans to individu
এপ্রিল 30, 2007
Loans Extended against Gold and Silver Ornaments- Reduction of Risk Weight-UCBs
RBI/2006-2007/362 UBD (PCB).Cir.No.39 /13.05.000/06-07 April 30, 2007. The Chief Executives of All Primary( Urban) Cooperative Banks Dear Sir/Madam, Annual Policy Statement for the Year 2007-08- Loans Extended against Gold and Silver Ornaments- Reduction of Risk Weight-UCBs Please refer paragraph 151 of the Annual Policy Statement for the year 2007-08. (Copy enclosed). 2. In terms of our @@NBSP@@circular UBD.PCB.Cir.33/09.116.00/04-05 dated January 5, 2005, the risk w
RBI/2006-2007/362 UBD (PCB).Cir.No.39 /13.05.000/06-07 April 30, 2007. The Chief Executives of All Primary( Urban) Cooperative Banks Dear Sir/Madam, Annual Policy Statement for the Year 2007-08- Loans Extended against Gold and Silver Ornaments- Reduction of Risk Weight-UCBs Please refer paragraph 151 of the Annual Policy Statement for the year 2007-08. (Copy enclosed). 2. In terms of our @@NBSP@@circular UBD.PCB.Cir.33/09.116.00/04-05 dated January 5, 2005, the risk w
এপ্রিল 30, 2007
Income recognition, asset classification and provisioning norms-UCBs
RBI/2006-2007/361 UBD. PCB.Cir No. 38/ 09.14.000/ 2006-07 April 30, 2007 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/Madam Annual Policy Statement for the year 2007-08- Income recognition, asset classification @@NBSP@@and provisioning norms-UCBs Please refer to paragraph 210 of the Annual Policy Statement for the year 2007-08 (copy enclosed). 2. @@NBSP@@In terms of our circular UBD.PCB.Cir.21 /12.05.05/2004-05 dated September 27, 20
RBI/2006-2007/361 UBD. PCB.Cir No. 38/ 09.14.000/ 2006-07 April 30, 2007 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/Madam Annual Policy Statement for the year 2007-08- Income recognition, asset classification @@NBSP@@and provisioning norms-UCBs Please refer to paragraph 210 of the Annual Policy Statement for the year 2007-08 (copy enclosed). 2. @@NBSP@@In terms of our circular UBD.PCB.Cir.21 /12.05.05/2004-05 dated September 27, 20
এপ্রিল 26, 2007
Interest Rates on NRE Deposits - UCBs
RBI/2006-2007/354UBD (PCB) CO BPD Cir No: 37/13.01.000/2006-07April 26, 2007Chief Executive Officer ofAll Primary (urban) Cooperative Banks Dear Sir/Madam,Interest Rates on Non-Resident (External) Rupee (NRE) Deposits - UCBsPlease refer to paragraphs 114 and 116 of the Annual Policy Statement for the year 2007-08 announced by Governor on April 24, 2007 (copy of the paragraphs enclosed).2. Interest Rate on Non-Resident (External) Rupee (NRE) DepositsPlease refer to par
RBI/2006-2007/354UBD (PCB) CO BPD Cir No: 37/13.01.000/2006-07April 26, 2007Chief Executive Officer ofAll Primary (urban) Cooperative Banks Dear Sir/Madam,Interest Rates on Non-Resident (External) Rupee (NRE) Deposits - UCBsPlease refer to paragraphs 114 and 116 of the Annual Policy Statement for the year 2007-08 announced by Governor on April 24, 2007 (copy of the paragraphs enclosed).2. Interest Rate on Non-Resident (External) Rupee (NRE) DepositsPlease refer to par
এপ্রিল 25, 2007
Maintenance of CRR - UCBs
RBI/2006-2007/348Ref: UBD (PCB).No./7/12.03.000/2006-07April 25, 2007The Chief Executive Officers ofAll Scheduled Primary (Urban) Co-operative BanksDear Sir,Section 42(1) of Reserve Bank of India Act, 1934-Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circulars RBI/2006-2007/271 UBD(PCB)No3/12.03.000/2006-07 dated March 01, 2007 and RBI/2006-2007/311 UBD (PCB) Cir. No.5/12.03.000/2006-07 dated April 05, 2007 on the captioned subject. Government of India
RBI/2006-2007/348Ref: UBD (PCB).No./7/12.03.000/2006-07April 25, 2007The Chief Executive Officers ofAll Scheduled Primary (Urban) Co-operative BanksDear Sir,Section 42(1) of Reserve Bank of India Act, 1934-Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circulars RBI/2006-2007/271 UBD(PCB)No3/12.03.000/2006-07 dated March 01, 2007 and RBI/2006-2007/311 UBD (PCB) Cir. No.5/12.03.000/2006-07 dated April 05, 2007 on the captioned subject. Government of India
এপ্রিল 25, 2007
Maintenance of CRR on Exempted Categories - UCBs
RBI/2006-2007/347Ref: UBD (PCB) Cir.No./6/12.03.000/2006-07April 25, 2007The Chief Executive Officers ofAll Scheduled Primary (Urban) Co-operative BanksDear Sir/Madam,Maintenance of Cash Reserve Ratio (CRR) on Exempted CategoriesPlease refer to our Circular RBI/2006-07/272 UBD (PCB) Cir. No. 4/12.03.000/2006-07 dated March 01, 2007 on the captioned subject. Consequent upon the notification of Section 3 of the Reserve Bank of India (Amendment) Act, 2006, as coming into
RBI/2006-2007/347Ref: UBD (PCB) Cir.No./6/12.03.000/2006-07April 25, 2007The Chief Executive Officers ofAll Scheduled Primary (Urban) Co-operative BanksDear Sir/Madam,Maintenance of Cash Reserve Ratio (CRR) on Exempted CategoriesPlease refer to our Circular RBI/2006-07/272 UBD (PCB) Cir. No. 4/12.03.000/2006-07 dated March 01, 2007 on the captioned subject. Consequent upon the notification of Section 3 of the Reserve Bank of India (Amendment) Act, 2006, as coming into
এপ্রিল 19, 2007
Nomination Facility in Single Deposit Accounts - UCBs
RBI/2006-2007/330UBD.CO.BPD.Cir No: 36 /13.01.000/2006-0 April 19, 2007 ToThe Chief Executive Officers ofPrimary (Urban) Cooperative BanksDear Sir,Nomination Facility in Single Deposit Accounts - UCBs Please refer to Para 9 of our Circular UBD.BPD.Cir No: 4/13.01.00/2005-06 dated July 14, 2005 on the above subject wherein banks were advised to give wide publicity and provide guidance to deposit account holders on the benefits of nomination facility and the survivorshi
RBI/2006-2007/330UBD.CO.BPD.Cir No: 36 /13.01.000/2006-0 April 19, 2007 ToThe Chief Executive Officers ofPrimary (Urban) Cooperative BanksDear Sir,Nomination Facility in Single Deposit Accounts - UCBs Please refer to Para 9 of our Circular UBD.BPD.Cir No: 4/13.01.00/2005-06 dated July 14, 2005 on the above subject wherein banks were advised to give wide publicity and provide guidance to deposit account holders on the benefits of nomination facility and the survivorshi
এপ্রিল 18, 2007
Credit flow to Micro, Small and Medium Enterprises Sector-UCBs
RBI/2006-2007/329 UBD. PCB.Cir.No 35 /09.09.001/06-07April 18, 2007The Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir/Madam,Credit flow to Micro, Small and Medium Enterprises Sector-UCBsPlease refer to Paragraph No.2 of our circular UBD.BPD.Cir.No.36/09.09.001/05-06 dated March 9, 2006 wherein the definition of Small and Medium Enterprise had been defined as under :'@@NBSP@@At present, a small scale industrial unit is an undertaking in which i
RBI/2006-2007/329 UBD. PCB.Cir.No 35 /09.09.001/06-07April 18, 2007The Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir/Madam,Credit flow to Micro, Small and Medium Enterprises Sector-UCBsPlease refer to Paragraph No.2 of our circular UBD.BPD.Cir.No.36/09.09.001/05-06 dated March 9, 2006 wherein the definition of Small and Medium Enterprise had been defined as under :'@@NBSP@@At present, a small scale industrial unit is an undertaking in which i
এপ্রিল 17, 2007
Rounding off cheques to the nearest rupee - UCBs
RBI.No.2006-2007/324 UBD. CO. BPD. No. 34 /12.05.001/ 2006-07 April 17, 2007 All Primary (Urban) Co-operative Banks Dear Sirs, Rounding off cheques to the nearest rupee - UCBs Please refer to our circular UBD.PCB.35/DC.V.1-90/91 dated January 16, 1991 in terms of which banks were advised that all transactions, including payment of interest on deposits / charging of interest on advances, should be rounded off to the nearest rupee (fraction of 50 paise and above t
RBI.No.2006-2007/324 UBD. CO. BPD. No. 34 /12.05.001/ 2006-07 April 17, 2007 All Primary (Urban) Co-operative Banks Dear Sirs, Rounding off cheques to the nearest rupee - UCBs Please refer to our circular UBD.PCB.35/DC.V.1-90/91 dated January 16, 1991 in terms of which banks were advised that all transactions, including payment of interest on deposits / charging of interest on advances, should be rounded off to the nearest rupee (fraction of 50 paise and above t
এপ্রিল 05, 2007
UCBs - Maintenance of CRR
RBI/2006-2007/311Ref: UBD (PCB).No./5 /12.03.000/2006-07April 05, 2007 The Chief Executive Officers ofAll Scheduled Primary (Urban) Co-operative BanksDear Sir,Section 42(1) of Reserve Bank of India Act, 1934- Maintenance of Cash Reserve Ratio (CRR)Please refer to our Circular UBD (PCB) Cir. No.3/12.03.000/2006-07 dated March 01, 2007 on the captioned subject. As set out in the Press Release 2006-2007/1336 dated March 30, 2007, it has been decided to increase the Cash
RBI/2006-2007/311Ref: UBD (PCB).No./5 /12.03.000/2006-07April 05, 2007 The Chief Executive Officers ofAll Scheduled Primary (Urban) Co-operative BanksDear Sir,Section 42(1) of Reserve Bank of India Act, 1934- Maintenance of Cash Reserve Ratio (CRR)Please refer to our Circular UBD (PCB) Cir. No.3/12.03.000/2006-07 dated March 01, 2007 on the captioned subject. As set out in the Press Release 2006-2007/1336 dated March 30, 2007, it has been decided to increase the Cash
মার্চ 16, 2007
Grant of Loans for acquisition of Kisan Vikas Patras (KVPs) - UCBs
RBI/2006-2007/290UBD. (PCB). BPD.Cir No: 33 /13.05.000/2006March 16, 2007The Chief Executive Officers ofAll Primary (urban) Co-operative BanksDear Sir/Madam,Grant of Loans for acquisition of Kisan Vikas Patras (KVPs) - UCBsWe have recently come across certain instances where banks had sanctioned loans to individuals (mostly High Networth Individuals-HNIs) for acquisition of Kisan Vikas Patras (KVPs). The HNIs were first required to bring in 10% of the total face
RBI/2006-2007/290UBD. (PCB). BPD.Cir No: 33 /13.05.000/2006March 16, 2007The Chief Executive Officers ofAll Primary (urban) Co-operative BanksDear Sir/Madam,Grant of Loans for acquisition of Kisan Vikas Patras (KVPs) - UCBsWe have recently come across certain instances where banks had sanctioned loans to individuals (mostly High Networth Individuals-HNIs) for acquisition of Kisan Vikas Patras (KVPs). The HNIs were first required to bring in 10% of the total face
মার্চ 12, 2007
Loans and advances to directors, relatives and firms/ concerns in which they are interested-UCBs
RBI/2006-2007/285 UBD.PCB.Cir.No. 32/13.05.000/06-07March 12, 2007The Chief Executive Officers ofAll Primary (Urban) Co-operative BanksDear Sir / Madam,Loans and advances to directors, relatives and firms/concerns in which they are interested-UCBsPlease refer to the instructions on the captioned subject contained in our circular UBD.PCB.Cir.50/13.05.00/2002-03 dated April 29, 2003 and the subsequent relaxations advised vide circular no. UBD.PCB.Cir.No.14 /13.05.000/05
RBI/2006-2007/285 UBD.PCB.Cir.No. 32/13.05.000/06-07March 12, 2007The Chief Executive Officers ofAll Primary (Urban) Co-operative BanksDear Sir / Madam,Loans and advances to directors, relatives and firms/concerns in which they are interested-UCBsPlease refer to the instructions on the captioned subject contained in our circular UBD.PCB.Cir.50/13.05.00/2002-03 dated April 29, 2003 and the subsequent relaxations advised vide circular no. UBD.PCB.Cir.No.14 /13.05.000/05
মার্চ 09, 2007
UCBs - Report of the Working Group to formulate a scheme for ensuring reasonableness of bank charges
RBI/2006-2007/284 UBD.@@NBSP@@ CO.@@NBSP@@ BPD.@@NBSP@@ (PCB).@@NBSP@@ No. 31/12.05.001 / 2006-07 March 9, 2007Chief Executive Officers of All Primary (Urban) Co-operative BanksDear Sir / Madam, Report of the Working Group to formulate a scheme for ensuring reasonableness of bank chargesPlease refer to our circulars UBD. BPD. PCB. Cir. 54 / 09.39.000 / 2005-06 dated May 26, 2006 and UBD.PCB.Cir.No.4 /09.39.000/06-07 dated July 24, 2006 on display of service charges by
RBI/2006-2007/284 UBD.@@NBSP@@ CO.@@NBSP@@ BPD.@@NBSP@@ (PCB).@@NBSP@@ No. 31/12.05.001 / 2006-07 March 9, 2007Chief Executive Officers of All Primary (Urban) Co-operative BanksDear Sir / Madam, Report of the Working Group to formulate a scheme for ensuring reasonableness of bank chargesPlease refer to our circulars UBD. BPD. PCB. Cir. 54 / 09.39.000 / 2005-06 dated May 26, 2006 and UBD.PCB.Cir.No.4 /09.39.000/06-07 dated July 24, 2006 on display of service charges by
মার্চ 01, 2007
UCBs - Maintenance of Cash Reserve Ratio
RBI/2006-2007/271Ref: UBD (PCB).No./3/12.03.000/2006-07March 01, 2007The Chief Executive Officers ofAll Scheduled Primary (Urban) Co-operative BanksDear Sir,Section 42(1) of Reserve Bank of India Act, 1934- Maintenance of Cash Reserve Ratio (CRR)Please refer to our Circular UBD (PCB) Cir. No.59/16.26.000/2005-2006 dated June 22, 2006 on the captioned subject. Government of India in their Extraordinary Gazette notification No.S.O.21 (E) dated January 9, 2007 have notif
RBI/2006-2007/271Ref: UBD (PCB).No./3/12.03.000/2006-07March 01, 2007The Chief Executive Officers ofAll Scheduled Primary (Urban) Co-operative BanksDear Sir,Section 42(1) of Reserve Bank of India Act, 1934- Maintenance of Cash Reserve Ratio (CRR)Please refer to our Circular UBD (PCB) Cir. No.59/16.26.000/2005-2006 dated June 22, 2006 on the captioned subject. Government of India in their Extraordinary Gazette notification No.S.O.21 (E) dated January 9, 2007 have notif
মার্চ 01, 2007
UCBs Maintenance of CRR on Exempted Categories
RBI/2006-2007/272 Ref: UBD (PCB) Cir.No.4 /12.03.000/2006-07March 01, 2007The Chief Executive Officers ofAll Scheduled Primary (Urban) Co-operative BanksDear Sir/Madam,Maintenance of Cash Reserve Ratio (CRR) on Exempted Categories Please refer to our Circular UBD (PCB) Cir. No. 60/16.26.000/2005-2006 dated June 22, 2006 on the captioned subject. It has been decided to withdraw the above circular with immediate effect. It has however, been decided that every Scheduled
RBI/2006-2007/272 Ref: UBD (PCB) Cir.No.4 /12.03.000/2006-07March 01, 2007The Chief Executive Officers ofAll Scheduled Primary (Urban) Co-operative BanksDear Sir/Madam,Maintenance of Cash Reserve Ratio (CRR) on Exempted Categories Please refer to our Circular UBD (PCB) Cir. No. 60/16.26.000/2005-2006 dated June 22, 2006 on the captioned subject. It has been decided to withdraw the above circular with immediate effect. It has however, been decided that every Scheduled
ফেব 19, 2007
Provisioning Requirements for Standard Assets - UCBs
RBI/2006-2007/261 UBD(PCB).Cir.No.30 /09.11.600/06-07 February 19, 2007The Chief Executive Officers ofAll Primary (Urban) Co-operative BanksDear Sir/Madam,Third Quarter Review of the Annual Statement on Monetary Policy for the year 2006-07 - Provisioning Requirement for Standard Assets-UCBsPlease refer to paragraph 84 of the Third Quarter Review of the Annual Statement on Monetary Policy for the year 2006-07 issued on January 31, 2007 (copy of the paragraph enclosed).
RBI/2006-2007/261 UBD(PCB).Cir.No.30 /09.11.600/06-07 February 19, 2007The Chief Executive Officers ofAll Primary (Urban) Co-operative BanksDear Sir/Madam,Third Quarter Review of the Annual Statement on Monetary Policy for the year 2006-07 - Provisioning Requirement for Standard Assets-UCBsPlease refer to paragraph 84 of the Third Quarter Review of the Annual Statement on Monetary Policy for the year 2006-07 issued on January 31, 2007 (copy of the paragraph enclosed).
ফেব 14, 2007
UCBs - CRR Increased
RBI/2006-07/258UBD(PCB) No 2/ 12.03.000/2006-07February 14, 2007The chief Executive Officers ofAll scheduled Primary (urban)Co-operative BanksDear Sir/Madam,Section 42(1) of Reserve Bank of India Act, 1934- maintenance of CRRPlease refer to our circular UBD(PCB)No22/16.26.000/2006-07 dated December 11, 2006 on the captioned subject. On review of the current macroeconomic and monetary conditions, it has been decided to increase the Cash Reserve Ratio (CRR) of scheduled
RBI/2006-07/258UBD(PCB) No 2/ 12.03.000/2006-07February 14, 2007The chief Executive Officers ofAll scheduled Primary (urban)Co-operative BanksDear Sir/Madam,Section 42(1) of Reserve Bank of India Act, 1934- maintenance of CRRPlease refer to our circular UBD(PCB)No22/16.26.000/2006-07 dated December 11, 2006 on the captioned subject. On review of the current macroeconomic and monetary conditions, it has been decided to increase the Cash Reserve Ratio (CRR) of scheduled
ফেব 05, 2007
UCBs-Interest Rates on NRE Deposits
RBI/2006-2007/248 UBD (PCB) CO BPD Cir No: 28/13.01.000/2006-07 February 5, 2007 Chief Executive Officer of All Primary (urban) Cooperative Banks Dear Sir/Madam, Interest Rates on Non-Resident (External) Rupee (NRE) Deposits - UCBs Please refer to paragraph 86 of the Third Quarter Review of the Annual Policy Statement for the year 2006-07 dated January 31, 2007 (copy of the paragraph enclosed). 2. Interest Rate on Non-Resident (External) Rupee (NRE) Deposits In this c
RBI/2006-2007/248 UBD (PCB) CO BPD Cir No: 28/13.01.000/2006-07 February 5, 2007 Chief Executive Officer of All Primary (urban) Cooperative Banks Dear Sir/Madam, Interest Rates on Non-Resident (External) Rupee (NRE) Deposits - UCBs Please refer to paragraph 86 of the Third Quarter Review of the Annual Policy Statement for the year 2006-07 dated January 31, 2007 (copy of the paragraph enclosed). 2. Interest Rate on Non-Resident (External) Rupee (NRE) Deposits In this c
জানু 09, 2007
Valuation of Properties-Empanelment of Valuers -UCBs
RBI/2006-2007/230 UBD. PCB. Cir.No.26/13.05.000/06-07 January 9, 2007. The Chief Executive Officer of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Valuation of Properties-Empanelment of Valuers -UCBs It has been observed that different banks follow different policies for valuation of properties and appointment of valuers for the purpose. The issue of correct and realistic valuation of fixed assets owned by banks and that accepted by them as collateral for a
RBI/2006-2007/230 UBD. PCB. Cir.No.26/13.05.000/06-07 January 9, 2007. The Chief Executive Officer of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Valuation of Properties-Empanelment of Valuers -UCBs It has been observed that different banks follow different policies for valuation of properties and appointment of valuers for the purpose. The issue of correct and realistic valuation of fixed assets owned by banks and that accepted by them as collateral for a
ডিসেম্বর 28, 2006
Cheque Drop Facility-UCBs
RBI /2006-2007/222 UBD.PCB. Cir.No. 25/09.39.000/06-07December 28, 2006The Chief Executive Officer of All Primary (Urban) Co-operative BanksDear Sir/Madam, Cheque Drop Box Facility and the Facility for Acknowledgement of Cheques-UCBs Reserve Bank of India / Banking Ombudsmen have been receiving complaints that many bank branches are not accepting cheques at the counters and are compelling the customers to drop the cheques in the cheque drop boxes. 2. Banks are advised
RBI /2006-2007/222 UBD.PCB. Cir.No. 25/09.39.000/06-07December 28, 2006The Chief Executive Officer of All Primary (Urban) Co-operative BanksDear Sir/Madam, Cheque Drop Box Facility and the Facility for Acknowledgement of Cheques-UCBs Reserve Bank of India / Banking Ombudsmen have been receiving complaints that many bank branches are not accepting cheques at the counters and are compelling the customers to drop the cheques in the cheque drop boxes. 2. Banks are advised
ডিসেম্বর 26, 2006
UCBs - Relief Measures for Debt Stressed Farmers in Andhra Pradesh, Karnataka and Kerala
RBI/2006-2007/219 UBD.PCB.Cir.No.24 /13.05.000/2006-07 December 26, 2006 The Chief Executive Officers of (i) Primary (Urban) Co-operative Banks in Andhra Pradesh/ Karnataka/Kerala (ii) All Multi State Primary (Urban) Co-operative Banks. Dear Sir/Madam, Package of Relief Measures for the Debt Stressed Farmers of 25 Districts in the States of Andhra Pradesh, Karnataka & Kerala-UCBs For mitigating the distress of farmers in the following 25 debt stressed districts of
RBI/2006-2007/219 UBD.PCB.Cir.No.24 /13.05.000/2006-07 December 26, 2006 The Chief Executive Officers of (i) Primary (Urban) Co-operative Banks in Andhra Pradesh/ Karnataka/Kerala (ii) All Multi State Primary (Urban) Co-operative Banks. Dear Sir/Madam, Package of Relief Measures for the Debt Stressed Farmers of 25 Districts in the States of Andhra Pradesh, Karnataka & Kerala-UCBs For mitigating the distress of farmers in the following 25 debt stressed districts of
ডিসেম্বর 11, 2006
UCBs - Increase in CRR
RBI/ 2006-2007/203 UBD (PCB) Cir. No. 22 / 16.26.000/ 2006-2007 December 11, 2006 The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative Banks Dear Sir/Madam, Section 42(1) of Reserve Bank of India Act, 1934- Maintenance of CRR Please refer to our Circular UBD. PCB. Cir 59/16.26.000/2005-06 dated June 22, 2006 on the captioned subject. On review of current macroeconomic and monetary conditions, it has been decided to increase cash reserve ratio (CR
RBI/ 2006-2007/203 UBD (PCB) Cir. No. 22 / 16.26.000/ 2006-2007 December 11, 2006 The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative Banks Dear Sir/Madam, Section 42(1) of Reserve Bank of India Act, 1934- Maintenance of CRR Please refer to our Circular UBD. PCB. Cir 59/16.26.000/2005-06 dated June 22, 2006 on the captioned subject. On review of current macroeconomic and monetary conditions, it has been decided to increase cash reserve ratio (CR
নভেম্বর 27, 2006
Conduct of Foreign Exchange Business by UCBs-
RBI/2006/189 UBD.PCB.Cir.No. 21/16.12.000/06-07 November 27, 2006 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Conduct of Foreign Exchange Business by UCBs- As you are aware, an announcement had been made in the Mid Term Review of Annual Policy Statement for the year 2005-06 (para 108) to consider issuance of licence to conduct foreign exchange business (Authorized Person Licence) to scheduled UCBs registered under the Multi S
RBI/2006/189 UBD.PCB.Cir.No. 21/16.12.000/06-07 November 27, 2006 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Conduct of Foreign Exchange Business by UCBs- As you are aware, an announcement had been made in the Mid Term Review of Annual Policy Statement for the year 2005-06 (para 108) to consider issuance of licence to conduct foreign exchange business (Authorized Person Licence) to scheduled UCBs registered under the Multi S
নভেম্বর 22, 2006
Housing Loans - Implementation of Delhi High Court Orders- UCBs
RBI/2006-07/186 UBD.PCB.Cir. No.20/09.09.001/2006-07 November 22, 2006 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Housing Loans – Implementation of Delhi High Court Orders- UCBs Please refer to our Master Circular UBD.PCB.MC.No.6/09.22.010/06-07 dated July 7, 2006 on Housing Finance. 2. During the hearing in the captioned Writ Petition, the Hon'ble High Court of Delhi has directed as under: ' We hereby direct that henceforth
RBI/2006-07/186 UBD.PCB.Cir. No.20/09.09.001/2006-07 November 22, 2006 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Housing Loans – Implementation of Delhi High Court Orders- UCBs Please refer to our Master Circular UBD.PCB.MC.No.6/09.22.010/06-07 dated July 7, 2006 on Housing Finance. 2. During the hearing in the captioned Writ Petition, the Hon'ble High Court of Delhi has directed as under: ' We hereby direct that henceforth
নভেম্বর 17, 2006
Change in the list of items reserved for exclusive manufacture in the SSI Sector - UCBs
RBI/2006-07/ 183 UBD(PCB). Cir 19/ 09.09.001/2006-07 November 17, 2006 The Chief Executive Officers of All Primary (Urban ) Co-operative Banks Dear Sir, Notification No.S.O.229(E) dated February 21, 2006 regarding Change in the list of items reserved for exclusive manufacture in the Small Scale Industries Sector - UCBs Please refer to our circular UBD.(PCB) Cir. No. 13/ 09.09.001/ 2005-06 dated September 29, 2005 regarding amendment to the list of reserved items for e
RBI/2006-07/ 183 UBD(PCB). Cir 19/ 09.09.001/2006-07 November 17, 2006 The Chief Executive Officers of All Primary (Urban ) Co-operative Banks Dear Sir, Notification No.S.O.229(E) dated February 21, 2006 regarding Change in the list of items reserved for exclusive manufacture in the Small Scale Industries Sector - UCBs Please refer to our circular UBD.(PCB) Cir. No. 13/ 09.09.001/ 2005-06 dated September 29, 2005 regarding amendment to the list of reserved items for e
নভেম্বর 13, 2006
UCBs - Conversion of Extension Counters into Full-fledged Branches
RBI/2006-07/175 UBD.CO(PCB)Cir.No.18/07.01.000/2006-07 November 13 , 2006 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Mid-Term Review of Annual Policy Statement for the year 2006- 07- Conversion of Extension Counters into full-fledged branches- Urban Co-operative Banks As you are aware, an announcement had been made in the Annual Policy Statement for the year 2004-05 that the Reserve Bank would consider issue of fresh licence
RBI/2006-07/175 UBD.CO(PCB)Cir.No.18/07.01.000/2006-07 November 13 , 2006 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Mid-Term Review of Annual Policy Statement for the year 2006- 07- Conversion of Extension Counters into full-fledged branches- Urban Co-operative Banks As you are aware, an announcement had been made in the Annual Policy Statement for the year 2004-05 that the Reserve Bank would consider issue of fresh licence
অক্টোবর 17, 2006
Prime Minister's 15 Point Programme for the Welfare of Minorities -UCBs
RBI/2006/155 UBD.PCB.Cir.No.17/ 09.09.001 /2006-07 October 17, 2006 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/ Madam, Prime Minister's 15 Point Programme for the Welfare of Minorities -UCBs Please refer to our Circular UBD.CO.BPD. No. 52/ 09.09.001/ 2002-03 dated June 13, 2003. In this connection, Government of India have recently finalised a new 'Prime Minister's 15- Point Programme for the Welfare of Minorities'. An important ob
RBI/2006/155 UBD.PCB.Cir.No.17/ 09.09.001 /2006-07 October 17, 2006 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/ Madam, Prime Minister's 15 Point Programme for the Welfare of Minorities -UCBs Please refer to our Circular UBD.CO.BPD. No. 52/ 09.09.001/ 2002-03 dated June 13, 2003. In this connection, Government of India have recently finalised a new 'Prime Minister's 15- Point Programme for the Welfare of Minorities'. An important ob
অক্টোবর 17, 2006
UCBs - Housing Loan Ceiling Enhanced
RBI/2006/154 UBD.(PCB).Cir.No.16/09.09.001/06-07 October 17, 2006. The Chief Executive Officers All Primary (Urban) Co-operative Banks Dear Sir/Madam, Priority Sector Lending -Housing Loan -Enhancement of Ceiling for UCBs Please refer to circular UBD.BPD (PCB).Cir.No.29/09.09.01/04-05 dated December 14, 2004 on the above subject, wherein, the banks were permitted to grant housing loans up to a maximum of Rs 15.00 lakh per beneficiary of a dwelling unit as against the
RBI/2006/154 UBD.(PCB).Cir.No.16/09.09.001/06-07 October 17, 2006. The Chief Executive Officers All Primary (Urban) Co-operative Banks Dear Sir/Madam, Priority Sector Lending -Housing Loan -Enhancement of Ceiling for UCBs Please refer to circular UBD.BPD (PCB).Cir.No.29/09.09.01/04-05 dated December 14, 2004 on the above subject, wherein, the banks were permitted to grant housing loans up to a maximum of Rs 15.00 lakh per beneficiary of a dwelling unit as against the
অক্টোবর 16, 2006
Customer Service - non-issuance of passbooks to Savings Bank Account-holders (Individuals) - UCBs
RBI / 2006-07 / 153 UBD.CO. (PCB). Cir No.15 /09.39.000/ 2006-07 October 16, 2006 The Chief Executive Officers of All Primary (urban) Co-operative Banks Dear Sir/ Madam, Customer Service - non-issuance of passbooks to Savings Bank Account-holders (Individuals) - UCBs As you are aware, a passbook is a ready reckoner of transactions and being handy and compact, is far more convenient to the small customer than a statement of account which has some inherent difficulties,
RBI / 2006-07 / 153 UBD.CO. (PCB). Cir No.15 /09.39.000/ 2006-07 October 16, 2006 The Chief Executive Officers of All Primary (urban) Co-operative Banks Dear Sir/ Madam, Customer Service - non-issuance of passbooks to Savings Bank Account-holders (Individuals) - UCBs As you are aware, a passbook is a ready reckoner of transactions and being handy and compact, is far more convenient to the small customer than a statement of account which has some inherent difficulties,
অক্টোবর 06, 2006
Address / Telephone Number of the Branch in Pass Books / Statement of Accounts - UCBs
RBI / 2006-07 / 143 UBD.CO. BPD .Cir No. 12 /09.39.000/ 2006-07 October 6, 2006The Chief Executive Officers of All Primary (urban) Co-operative Banks Dear Sir/Madam,Address / Telephone Number of the Branch in Pass Books / Statement of Accounts - UCBsIn order to improve the quality of service available to customers in branches, it would be useful if the address / telephone number of the branch is mentioned on the Pass Books / Statement of Accounts.2. Banks are therefor
RBI / 2006-07 / 143 UBD.CO. BPD .Cir No. 12 /09.39.000/ 2006-07 October 6, 2006The Chief Executive Officers of All Primary (urban) Co-operative Banks Dear Sir/Madam,Address / Telephone Number of the Branch in Pass Books / Statement of Accounts - UCBsIn order to improve the quality of service available to customers in branches, it would be useful if the address / telephone number of the branch is mentioned on the Pass Books / Statement of Accounts.2. Banks are therefor
সেপ্টেম্বর 26, 2006
Issue of Master Circular on "Frauds - Classification and Reporting" for Primary (Urban) Co-operative Banks
RBI/2006-07/137 UBD.CO.BPD.PCB.No.11/12.05.001/2006-07 September 26 , 2006 Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, Issue of Master Circular on 'Frauds - Classification and Reporting' for Primary (Urban) Co-operative Banks As you are aware, the Master Circular on 'Frauds – Classification and Reporting' for Primary (Urban) Co-operative Banks (UCBs) was issued by Urban Banks Department, Central Office on September 19, 2003. Co
RBI/2006-07/137 UBD.CO.BPD.PCB.No.11/12.05.001/2006-07 September 26 , 2006 Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, Issue of Master Circular on 'Frauds - Classification and Reporting' for Primary (Urban) Co-operative Banks As you are aware, the Master Circular on 'Frauds – Classification and Reporting' for Primary (Urban) Co-operative Banks (UCBs) was issued by Urban Banks Department, Central Office on September 19, 2003. Co
সেপ্টেম্বর 04, 2006
Guidelines on Relief Measures to be extended by Banks in Areas Affected by Natural Calamities-UCBs.
RBI / 2006-07 / 124 UBD.PCB.Cir.No.10 /13.05.000/2006-07 September 4, 2006 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Guidelines on Relief Measures to be extended by Banks in Areas Affected by Natural Calamities-UCBs. Please refer to paragraph 8(iii) of the Annex to our Circular UBD.PCB.Cir.No. /13.05.000/2006-07 dated August 21, 2006, which deals with restructuring of existing loans of borrowers affected by natural calamiti
RBI / 2006-07 / 124 UBD.PCB.Cir.No.10 /13.05.000/2006-07 September 4, 2006 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Guidelines on Relief Measures to be extended by Banks in Areas Affected by Natural Calamities-UCBs. Please refer to paragraph 8(iii) of the Annex to our Circular UBD.PCB.Cir.No. /13.05.000/2006-07 dated August 21, 2006, which deals with restructuring of existing loans of borrowers affected by natural calamiti
আগস্ট 23, 2006
Master Circular on Maintenance of Deposit Accounts - UCBs
RBI/2006-07/114 UBD.BPD(PCB) MC.No: 11 /13.01.000/2006-07 August 23, 2006Chief Executive Officers of All Primary (Urban) Co-operative Banks@@NBSP@@Dear Sir,Master Circular on Maintenance of Deposit Accounts - UCBs Please refer to our Master Circular UBD BPD (PCB) MC.No.9/13.01.00/2004-05 dated August 11, 2005 on the captioned subject (available at RBI website www.rbi.org.in). The enclosed Master Circular consolidates and updates all the instructions/guidelines on the
RBI/2006-07/114 UBD.BPD(PCB) MC.No: 11 /13.01.000/2006-07 August 23, 2006Chief Executive Officers of All Primary (Urban) Co-operative Banks@@NBSP@@Dear Sir,Master Circular on Maintenance of Deposit Accounts - UCBs Please refer to our Master Circular UBD BPD (PCB) MC.No.9/13.01.00/2004-05 dated August 11, 2005 on the captioned subject (available at RBI website www.rbi.org.in). The enclosed Master Circular consolidates and updates all the instructions/guidelines on the
আগস্ট 21, 2006
Guidelines on Relief Measures to be Extended by Banks in Areas Affected by Natural Calamities -UCBs
RBI/2006-07/111 UBD.PCB.Cir.No.8/13.05.000/06-07 August 21, 2006 The Chief Executive Officer of All Primary (Urban) Co-operative Banks. Dear Sir/Madam, Guidelines on Relief Measures to be Extended by Banks in Areas Affected by Natural Calamities –UCBs. As you are aware, Reserve Bank of India has from time to time issued guidelines/instructions to banks in regard to relief measures to be provided in areas affected by natural calamities. These guidelines focus on
RBI/2006-07/111 UBD.PCB.Cir.No.8/13.05.000/06-07 August 21, 2006 The Chief Executive Officer of All Primary (Urban) Co-operative Banks. Dear Sir/Madam, Guidelines on Relief Measures to be Extended by Banks in Areas Affected by Natural Calamities –UCBs. As you are aware, Reserve Bank of India has from time to time issued guidelines/instructions to banks in regard to relief measures to be provided in areas affected by natural calamities. These guidelines focus on
আগস্ট 18, 2006
When Issued transactions in Central Government Securities - accounting and related aspects - UCBs
RBI No. 2006-07/ 110 UBD BPD Cir No: 7 /09.29.000/2006-07 August 18, 2006 Chief Executive Officers of Scheduled Primary (Urban) Cooperative Banks (All NDS-OM members) Dear Sir/Madam, ‘When Issued’ transactions in Central Government Securities – accounting and related aspects - UCBs Please refer to our Internal Debt Management Department’s Circular No. IDMD. 3426/ 11.01.01 (D)/ 2005-06 dated May 3, 2006 allowing all NDS – OM members to undertake ‘When issued transactio
RBI No. 2006-07/ 110 UBD BPD Cir No: 7 /09.29.000/2006-07 August 18, 2006 Chief Executive Officers of Scheduled Primary (Urban) Cooperative Banks (All NDS-OM members) Dear Sir/Madam, ‘When Issued’ transactions in Central Government Securities – accounting and related aspects - UCBs Please refer to our Internal Debt Management Department’s Circular No. IDMD. 3426/ 11.01.01 (D)/ 2005-06 dated May 3, 2006 allowing all NDS – OM members to undertake ‘When issued transactio
আগস্ট 16, 2006
UCBs - Penal Interest for Non-maintenance of CRR
RBI/2006-2007109 UBD.(PCB-)Cir.No.6/16.26.000/2006-2007 August 16,2006 The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative Banks Dear Sir/Madam, Section 42(1) of Reserve Bank of India Act, 1934 – Maintenance of CRR Please refer to our circular RBI /2005-006/426. UBD (PCB) Cir.No.59/16.26.000/2005-2006 dated June 22,2006 on the captioned subject, wherein it was advised that the Reserve Bank will not be paying any interest on the CRR balances main
RBI/2006-2007109 UBD.(PCB-)Cir.No.6/16.26.000/2006-2007 August 16,2006 The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative Banks Dear Sir/Madam, Section 42(1) of Reserve Bank of India Act, 1934 – Maintenance of CRR Please refer to our circular RBI /2005-006/426. UBD (PCB) Cir.No.59/16.26.000/2005-2006 dated June 22,2006 on the captioned subject, wherein it was advised that the Reserve Bank will not be paying any interest on the CRR balances main
জুলাই 26, 2006
Providing Clearing and Settlement services for internet based electronic purse schemes-UCBs
RBI/2006-07/ 87 UBD.SUB.Cir.No. 1/09.69.000/06-07 July 26, 2006 The Chief Executive of all Scheduled Primary (Urban) Co-operative Banks Dear Sir, Providing Clearing and Settlement services for internet based electronic purse schemes-UCBs It has come to our notice that some companies have launched internet based electronic purse schemes with the following features (i) Any individual who wishes to be a member of the scheme can register himself by going to the website an
RBI/2006-07/ 87 UBD.SUB.Cir.No. 1/09.69.000/06-07 July 26, 2006 The Chief Executive of all Scheduled Primary (Urban) Co-operative Banks Dear Sir, Providing Clearing and Settlement services for internet based electronic purse schemes-UCBs It has come to our notice that some companies have launched internet based electronic purse schemes with the following features (i) Any individual who wishes to be a member of the scheme can register himself by going to the website an
জুলাই 24, 2006
Annual Policy Statement for the year 2006-07-Fair Practices Code-Display of Bank Charges-UCBs
RBI/2006-07/82 UBD.PCB.Cir.No. 4 /09.39.000/06-07 July 24, 2006 The Chief Executive Officer of All Scheduled Primary (Urban) Co-operative Banks Dear Sir/Madam, Annual Policy Statement for the year 2006-07-Fair Practices Code-Display of Bank Charges-UCBs Please refer to our circular UBD.PCB.Cir.No.54/09.39.000/05-06 dated 26.05.2006 on the captioned subject advising scheduled UCBs to display and update, on their website, the details of certain service charges. In conti
RBI/2006-07/82 UBD.PCB.Cir.No. 4 /09.39.000/06-07 July 24, 2006 The Chief Executive Officer of All Scheduled Primary (Urban) Co-operative Banks Dear Sir/Madam, Annual Policy Statement for the year 2006-07-Fair Practices Code-Display of Bank Charges-UCBs Please refer to our circular UBD.PCB.Cir.No.54/09.39.000/05-06 dated 26.05.2006 on the captioned subject advising scheduled UCBs to display and update, on their website, the details of certain service charges. In conti
জুলাই 21, 2006
Package of Relief Measures to the Vidarbha Region in Maharashtra-UCBs
RBI/2006-07/81 UBD(PCB)Cir.No. 3/13.05.000/06-07 July 21, 2006 The Chief Executive Officer of all (i) Primary (Urban) Co-operative Banks in Maharashtra and (ii) Multi State Primary(Urban) Co-operative Banks Dear Sir/Madam, Package of Relief Measures to the Vidarbha Region in Maharashtra-UCBs In order to mitigate distress of farmers in the six debt-ridden districts of Vidarbha, the Hon’
RBI/2006-07/81 UBD(PCB)Cir.No. 3/13.05.000/06-07 July 21, 2006 The Chief Executive Officer of all (i) Primary (Urban) Co-operative Banks in Maharashtra and (ii) Multi State Primary(Urban) Co-operative Banks Dear Sir/Madam, Package of Relief Measures to the Vidarbha Region in Maharashtra-UCBs In order to mitigate distress of farmers in the six debt-ridden districts of Vidarbha, the Hon’
জুলাই 11, 2006
Priority Sector - UCB Investments in NHB/HUDCO Bonds
RBI/2006-07/61 UBD.PCB.BPD. 1/09.09.001/2006-07 July 11, 2006 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, Priority Sector Lending – Investment in special bonds issued by NHB/ HUDCO Please refer to our circular No.UBD.Plan.PCB.17/09.09.010/1999-2000 dated December 22, 1999 in terms of which investments made by UCBs in bonds issued by NHB / HUDCO exclusively for financing of housing, irrespective of the loan size, per dwellin
RBI/2006-07/61 UBD.PCB.BPD. 1/09.09.001/2006-07 July 11, 2006 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, Priority Sector Lending – Investment in special bonds issued by NHB/ HUDCO Please refer to our circular No.UBD.Plan.PCB.17/09.09.010/1999-2000 dated December 22, 1999 in terms of which investments made by UCBs in bonds issued by NHB / HUDCO exclusively for financing of housing, irrespective of the loan size, per dwellin
জুন 22, 2006
UCBs - Section 42(1) of Reserve Bank of India Act, 1934 - Maintenance of CRR
RBI/2005-2006/426 UBD (PCB) Cir. No. 59/16.26.000/2005-2006 June 22, 2006 The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative Banks Dear Sir/Madam, Section 42(1) of Reserve Bank of India Act, 1934 – Maintenance of CRR Please refer to our Circular UBD PCB Cir 19/16.11.00/2004-05 dated September 13, 2004 on the captioned subject. 2. The Reserve Bank of India (Amendment) Bill, 2006 has been enacted and has come into force with effect
RBI/2005-2006/426 UBD (PCB) Cir. No. 59/16.26.000/2005-2006 June 22, 2006 The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative Banks Dear Sir/Madam, Section 42(1) of Reserve Bank of India Act, 1934 – Maintenance of CRR Please refer to our Circular UBD PCB Cir 19/16.11.00/2004-05 dated September 13, 2004 on the captioned subject. 2. The Reserve Bank of India (Amendment) Bill, 2006 has been enacted and has come into force with effect
জুন 22, 2006
UCBs - Maintenance of CRR on Exempted Categories
RBI/2005-2006/427 UBD.PCB.Cir.No. 60 /16.26.000/2005-2006 June 22, 2006 The Chief Executive Officers of All Scheduled Primary (urban) Co-operative Banks Dear Sir/Madam, Maintenance of CRR on Exempted Categories Please refer to paragraph 2.1.7(ii) of our Master Circular UBD.BR(PCB).MC.No. 16.26.00/04-05 dated August 26, 2004 on CRR and SLR. 2. In terms of the instructions contained therein, every Scheduled Primary (Urban) Co-operative Bank is exempted from maintaining
RBI/2005-2006/427 UBD.PCB.Cir.No. 60 /16.26.000/2005-2006 June 22, 2006 The Chief Executive Officers of All Scheduled Primary (urban) Co-operative Banks Dear Sir/Madam, Maintenance of CRR on Exempted Categories Please refer to paragraph 2.1.7(ii) of our Master Circular UBD.BR(PCB).MC.No. 16.26.00/04-05 dated August 26, 2004 on CRR and SLR. 2. In terms of the instructions contained therein, every Scheduled Primary (Urban) Co-operative Bank is exempted from maintaining
জুন 19, 2006
UCBs advised to adhere to National Building Code
RBI/2005-06/418 UBD.PCB.Cir.No. 58/ 09.09.01/2005-06 June 19, 2006 The Chief Executive Officers of all Primary (Urban) Co-operative Banks Dear Sir/Madam, Adherence to National Building Code (NBC) specifications necessary for lending Institutions-UCBs Bureau of Indian Standards (BIS) has formulated a comprehensive building Code namely National Building Code (NBC) of India 2005, providing guidelines for regulating the building construction activities across the country.
RBI/2005-06/418 UBD.PCB.Cir.No. 58/ 09.09.01/2005-06 June 19, 2006 The Chief Executive Officers of all Primary (Urban) Co-operative Banks Dear Sir/Madam, Adherence to National Building Code (NBC) specifications necessary for lending Institutions-UCBs Bureau of Indian Standards (BIS) has formulated a comprehensive building Code namely National Building Code (NBC) of India 2005, providing guidelines for regulating the building construction activities across the country.
জুন 15, 2006
Annual Policy Statement for the year 2006-07-Additional Provisioning Requirement for Standard Assets-UCBs
RBI/2005-06/417 UBD(PCB).Cir.No. 57 /09.11.600/05-06 June 15, 2006 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Annual Policy Statement for the year 2006-07-Additional Provisioning Requirement for Standard Assets-UCBs Please refer to paragraph 185 of the Annual Policy Statement for the year 2006-07 (copy of the paragraph enclosed). 2. The Committee on Banking Sector Reforms (Chairman: Shri M. Narasimham) had recommended that,
RBI/2005-06/417 UBD(PCB).Cir.No. 57 /09.11.600/05-06 June 15, 2006 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Annual Policy Statement for the year 2006-07-Additional Provisioning Requirement for Standard Assets-UCBs Please refer to paragraph 185 of the Annual Policy Statement for the year 2006-07 (copy of the paragraph enclosed). 2. The Committee on Banking Sector Reforms (Chairman: Shri M. Narasimham) had recommended that,
জুন 01, 2006
UCBs - Risk Weight on Exposure to Commercial Real Estate
RBI/2005-06/396 UBD.PCB.Cir.No.55/09.11.600/05-06 June 1, 2006. The Chief Executive Officers of all Primary (Urban) co-operative Banks Dear Sir/Madam, Annual Policy Statement for the Year 2006-07- Risk Weight on Exposures to Commercial Real Estate Please refer to our Circular No. UBD.PCB.Cir.No. 8/09.116.00/05-06 dated August 9, 2005 wherein, the risk weight on banks’ exposure to the commercial real estate was increased from 100 per cent to 125 per cent and was applic
RBI/2005-06/396 UBD.PCB.Cir.No.55/09.11.600/05-06 June 1, 2006. The Chief Executive Officers of all Primary (Urban) co-operative Banks Dear Sir/Madam, Annual Policy Statement for the Year 2006-07- Risk Weight on Exposures to Commercial Real Estate Please refer to our Circular No. UBD.PCB.Cir.No. 8/09.116.00/05-06 dated August 9, 2005 wherein, the risk weight on banks’ exposure to the commercial real estate was increased from 100 per cent to 125 per cent and was applic
মে 26, 2006
Guidelines for Relief Measures by Banks to Poultry Industry - UCBs
RBI/ 2005-06/393 UBD.CO. (PCB). BPD Cir No:53/09.14.001/ 2005-06 May 26, 2006 The Chief Executive Officers of All Primary (urban) Co-operative Banks Dear Sir, Guidelines for Relief Measures by Banks to Poultry Industry - UCBs Please refer to paragraph 2 of our circular UBD.CO.(PCB).BPD Cir No: 47 /09.14.001/ 2005-06 dated April 20, 2006 indicating that Instructions will be issued separately on the scope of the subvention and the manner it shall be calculated and disbu
RBI/ 2005-06/393 UBD.CO. (PCB). BPD Cir No:53/09.14.001/ 2005-06 May 26, 2006 The Chief Executive Officers of All Primary (urban) Co-operative Banks Dear Sir, Guidelines for Relief Measures by Banks to Poultry Industry - UCBs Please refer to paragraph 2 of our circular UBD.CO.(PCB).BPD Cir No: 47 /09.14.001/ 2005-06 dated April 20, 2006 indicating that Instructions will be issued separately on the scope of the subvention and the manner it shall be calculated and disbu
মে 26, 2006
UCBs advised to display Service Charges in their branches/on Website
RBI/ 2005-06/392 UBD. (PCB).Cir.No.54/09.39.000/05-06 May 26, 2006The Chief Executive Officers of All Primary (Urban Co-operative Banks)Dear Sir/Madam, Annual Policy Statement for the year 2006-07- Fair Practices Code- Display of Bank Charges-UCBs Please refer to the paragraph 162 of the Annual Policy Statement for the year 2006-07, a copy of which is enclosed.2. As per extant instructions, the decision to prescribe service charges is left to the discretion of the Boa
RBI/ 2005-06/392 UBD. (PCB).Cir.No.54/09.39.000/05-06 May 26, 2006The Chief Executive Officers of All Primary (Urban Co-operative Banks)Dear Sir/Madam, Annual Policy Statement for the year 2006-07- Fair Practices Code- Display of Bank Charges-UCBs Please refer to the paragraph 162 of the Annual Policy Statement for the year 2006-07, a copy of which is enclosed.2. As per extant instructions, the decision to prescribe service charges is left to the discretion of the Boa
এপ্রিল 28, 2006
UCBs- Faciltities at Extension Counters
RBI/2005-06/ 380 UBD.LS. (PCB).No. 49 / 07.01.000/2005-06 April 28, 2006 Chief Executive Officers of Primary (Urban) Cooperative Banks Dear Sir, Facilities at Extension Counters by Primary ( Urban) Cooperative Banks Please refer to para 4.1 of our circular UBD.BL.No. 5/ 07.01.00/2003-04 dated July 22, 2003 on the captioned subject. 2. With a view to enable the banks to provide better customer service, it has been decided to allow them to undertake following limited tr
RBI/2005-06/ 380 UBD.LS. (PCB).No. 49 / 07.01.000/2005-06 April 28, 2006 Chief Executive Officers of Primary (Urban) Cooperative Banks Dear Sir, Facilities at Extension Counters by Primary ( Urban) Cooperative Banks Please refer to para 4.1 of our circular UBD.BL.No. 5/ 07.01.00/2003-04 dated July 22, 2003 on the captioned subject. 2. With a view to enable the banks to provide better customer service, it has been decided to allow them to undertake following limited tr
এপ্রিল 28, 2006
Installation of Automated Teller Machines (ATMs)-UCBs
RBI/2005-06/379 UBD (PCB) BPD Cir No. 50/09.69.000/2005-06 April 28, 2006 The Chief Executive Officers of All Primary (urban) Co-operative Banks Dear Sir/Madam, Installation of Automated Teller Machines (ATMs)-UCBs Please refer to the announcement made in the Annual Policy Statement for the year 2006-07 to permit well-managed scheduled and non-scheduled UCBs to set up select off-site/ on-site ATMs, based on the recommendation of the concerned TAFCUB. 2. In supercessio
RBI/2005-06/379 UBD (PCB) BPD Cir No. 50/09.69.000/2005-06 April 28, 2006 The Chief Executive Officers of All Primary (urban) Co-operative Banks Dear Sir/Madam, Installation of Automated Teller Machines (ATMs)-UCBs Please refer to the announcement made in the Annual Policy Statement for the year 2006-07 to permit well-managed scheduled and non-scheduled UCBs to set up select off-site/ on-site ATMs, based on the recommendation of the concerned TAFCUB. 2. In supercessio
এপ্রিল 20, 2006
UCBs - Interest Rates on NRE Deposits
RBI/2005-06/370 UBD.(PCB). BPD.No. Cir 48 /13.01.000/2005-06 April 20, 2006 The Chief Executive Officers of All Primary (urban) Co-operative Banks Dear Sir/ Madam, Interest Rate on Non-Resident (External) Rupee (NRE) Deposits - UCBs Please refer to our circular UBD.PCB.Cir 17/13.01.000/2005-06 dated November 22, 2005 read with UBD (PCB) BPD Cir No. 42/13.01.000/2005-06 dated April 5, 2006 on the captioned subject. 2. On a review, it has been decided that until further
RBI/2005-06/370 UBD.(PCB). BPD.No. Cir 48 /13.01.000/2005-06 April 20, 2006 The Chief Executive Officers of All Primary (urban) Co-operative Banks Dear Sir/ Madam, Interest Rate on Non-Resident (External) Rupee (NRE) Deposits - UCBs Please refer to our circular UBD.PCB.Cir 17/13.01.000/2005-06 dated November 22, 2005 read with UBD (PCB) BPD Cir No. 42/13.01.000/2005-06 dated April 5, 2006 on the captioned subject. 2. On a review, it has been decided that until further
এপ্রিল 20, 2006
Guidelines for Relief Measures by Banks to Poultry Industry - UCBs
RBI/ 2005-06/369 UBD.CO. (PCB) Cir. No.47 /09.14.001/2005-06 April 20, 2006 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/ Madam, Guidelines for Relief Measures by Banks to Poultry Industry - UCBs As you are aware, there have been instances of outbreak of Avian Influenza (bird flu) in some areas of the country. Keeping in view the loss of income that has occurred due to culling of birds as well as steep fall in the demand for poultry
RBI/ 2005-06/369 UBD.CO. (PCB) Cir. No.47 /09.14.001/2005-06 April 20, 2006 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/ Madam, Guidelines for Relief Measures by Banks to Poultry Industry - UCBs As you are aware, there have been instances of outbreak of Avian Influenza (bird flu) in some areas of the country. Keeping in view the loss of income that has occurred due to culling of birds as well as steep fall in the demand for poultry
এপ্রিল 19, 2006
Bills discounted under LC - Risk Weight and Exposure Norms - UCBs
RBI/2005-06/367 UBD.(PCB).BPD.Cir No: 46/13.05.000/2005-06 April 19, 2006 The Chief Executive Officers of All Primary (urban) Co-operative Banks Dear Sir/Madam, Bills discounted under LC – Risk Weight and Exposure Norms - UCBs Please refer to our circular UBD.BPD.PCB.cir. 37/13.05.00/2003-04 dated March 16, 2004. In terms of para 2 (iv) of the circular, the credit exposure on account of bills purchased / discounted / negotiated under LCs or otherwise should be reckone
RBI/2005-06/367 UBD.(PCB).BPD.Cir No: 46/13.05.000/2005-06 April 19, 2006 The Chief Executive Officers of All Primary (urban) Co-operative Banks Dear Sir/Madam, Bills discounted under LC – Risk Weight and Exposure Norms - UCBs Please refer to our circular UBD.BPD.PCB.cir. 37/13.05.00/2003-04 dated March 16, 2004. In terms of para 2 (iv) of the circular, the credit exposure on account of bills purchased / discounted / negotiated under LCs or otherwise should be reckone
এপ্রিল 13, 2006
Distribution of units of Mutual Funds- UCBs
RBI/2005-06/360 UBD.BPD(PCB) Cir.No.44/ 09.18.100/2005-06 April 13, 2006. The Chief Executive Officers of All Primary (urban) Co-operative Banks Dear Sir /Madam, Distribution of units of Mutual Funds- UCBs We have been receiving requests from banks and their Associations/ Federations for marketing of units of Mutual Funds as agents. The matter has been examined and it has been decided that primary (urban) co-operative banks (UCBs) registered in states, which have sign
RBI/2005-06/360 UBD.BPD(PCB) Cir.No.44/ 09.18.100/2005-06 April 13, 2006. The Chief Executive Officers of All Primary (urban) Co-operative Banks Dear Sir /Madam, Distribution of units of Mutual Funds- UCBs We have been receiving requests from banks and their Associations/ Federations for marketing of units of Mutual Funds as agents. The matter has been examined and it has been decided that primary (urban) co-operative banks (UCBs) registered in states, which have sign
এপ্রিল 05, 2006
Interest Rates on Non-Resident Deposits - UCBs
RBI/2005-06/354 UBD.(PCB)CO.BPD.Cir No. 42/13.01.000/ 2005-06 April 5, 2006 The Chief Executive Officers of All Primary (urban) Co-operative Banks Dear Sir, Interest Rates on Non-Resident Deposits - UCBs Please refer to our circular UBD.PCB.No.Cir17/13.01.000/2005-06 dated November 22, 2005 on the captioned subject in terms of which interest rates on fresh repatriable Non-Resident (External) Rupee (NRE) Term deposits for one to three years should not exceed the LIBOR/
RBI/2005-06/354 UBD.(PCB)CO.BPD.Cir No. 42/13.01.000/ 2005-06 April 5, 2006 The Chief Executive Officers of All Primary (urban) Co-operative Banks Dear Sir, Interest Rates on Non-Resident Deposits - UCBs Please refer to our circular UBD.PCB.No.Cir17/13.01.000/2005-06 dated November 22, 2005 on the captioned subject in terms of which interest rates on fresh repatriable Non-Resident (External) Rupee (NRE) Term deposits for one to three years should not exceed the LIBOR/
মার্চ 29, 2006
UCBs - Investment Portfolio - Classification & Valuation of Investments
RBI/2005-06/341 UBD (PCB).BPD. Cir. 41 /16.20.000/2005-06 March 29, 2006 @@NBSP@@ The Chief Executive Officers of all Primary (Urban) Co-operative Banks Dear Sir/ Madam, Investment portfolio of Urban Co-operative Banks (UCBs) - Classification and Valuation of Investments As you are aware, as per the extant instructions, the primary (urban) cooperative banks are allowed to shift securities from AFS/HFT to HTM category and vice versa once at the beginning of the year. I
RBI/2005-06/341 UBD (PCB).BPD. Cir. 41 /16.20.000/2005-06 March 29, 2006 @@NBSP@@ The Chief Executive Officers of all Primary (Urban) Co-operative Banks Dear Sir/ Madam, Investment portfolio of Urban Co-operative Banks (UCBs) - Classification and Valuation of Investments As you are aware, as per the extant instructions, the primary (urban) cooperative banks are allowed to shift securities from AFS/HFT to HTM category and vice versa once at the beginning of the year. I
মার্চ 24, 2006
Currency Chest facility for UCBs
RBI/2005-06/337 UBD(PCB).Cir.No.39/ 09.17.500/2005-06 March 24, 2006. The Chief Executive Officers of all Primary (urban) Co-operative Banks Dear Sir, Currency Chest facility for UCBs As you are aware, an announcement was made in the Mid Term Review of the Annual Policy Statement for the year 2005-06 to extend currency chest facility to scheduled UCBs registered under the Multi State Co-operative Societies Act, 2002 and under the State Acts, where the State government
RBI/2005-06/337 UBD(PCB).Cir.No.39/ 09.17.500/2005-06 March 24, 2006. The Chief Executive Officers of all Primary (urban) Co-operative Banks Dear Sir, Currency Chest facility for UCBs As you are aware, an announcement was made in the Mid Term Review of the Annual Policy Statement for the year 2005-06 to extend currency chest facility to scheduled UCBs registered under the Multi State Co-operative Societies Act, 2002 and under the State Acts, where the State government
মার্চ 21, 2006
UCBs - PMLA, 2002 - Obligation of Banks
RBI/ 2005-06 /330 UBD.BPD.Cir No.38 /09.16.100/2005-06 March 21, 2006 The Chief Executive Officer of All Primary (Urban) Cooperative Banks Dear Sir / Madam Prevention of Money Laundering Act, 2002 – Obligation of banks in terms of Rules notified thereunder - UCBs Please refer to our circular UBD.PCB.Cir. 30 / 09.161.00/2004-05 dated December 15, 2004 on KYC Guidelines -Anti Money Laundering Standards. Banks were advised to put in place a policy framework within three
RBI/ 2005-06 /330 UBD.BPD.Cir No.38 /09.16.100/2005-06 March 21, 2006 The Chief Executive Officer of All Primary (Urban) Cooperative Banks Dear Sir / Madam Prevention of Money Laundering Act, 2002 – Obligation of banks in terms of Rules notified thereunder - UCBs Please refer to our circular UBD.PCB.Cir. 30 / 09.161.00/2004-05 dated December 15, 2004 on KYC Guidelines -Anti Money Laundering Standards. Banks were advised to put in place a policy framework within three
মার্চ 09, 2006
UCBs - Debt Restructuring Mechanism for SMEs
RBI/2005-06/323 UBD.BPD.Cir.No.36/09.09.001/05-06 March 9, 2006 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir, Debt restructuring mechanism for Small and Medium Enterprises (SMEs) - Announcement made by the Union Finance Minister As part of announcement made by the Hon'ble Finance Minister for improving flow of credit to small and medium enterprises, the following guidelines are issued for restructuring of debt of all eligible s
RBI/2005-06/323 UBD.BPD.Cir.No.36/09.09.001/05-06 March 9, 2006 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir, Debt restructuring mechanism for Small and Medium Enterprises (SMEs) - Announcement made by the Union Finance Minister As part of announcement made by the Hon'ble Finance Minister for improving flow of credit to small and medium enterprises, the following guidelines are issued for restructuring of debt of all eligible s
মার্চ 09, 2006
Provision of Note Counting Machines on the counters - UCBs
RBI/2005-06/322 UBD. BPD. Cir 35 / 09.73.000 / 2005-06 March 9, 2006 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, Provision of Note Counting Machines on the counters - UCBs Please refer to our circular UBD.Plan.PCB. 33 / 09.73.00 / 99-2000 dated 13 May 2000 regarding securing of currency note packets with paper bands and avoiding stapling / stitching of note packets. In terms of paragraph 4 of the circular referred to
RBI/2005-06/322 UBD. BPD. Cir 35 / 09.73.000 / 2005-06 March 9, 2006 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, Provision of Note Counting Machines on the counters - UCBs Please refer to our circular UBD.Plan.PCB. 33 / 09.73.00 / 99-2000 dated 13 May 2000 regarding securing of currency note packets with paper bands and avoiding stapling / stitching of note packets. In terms of paragraph 4 of the circular referred to
মার্চ 02, 2006
Advances against Gold Ornaments and Jewellery - UCBs
RBI/2005-06/311 UBD.PCB.Cir.No. 34 /13.05.000/2005-06 March 2, 2006 The Chief Executive Officers of all Primary (Urban) Co-operative Banks Dear Sir Advances against Gold Ornaments and Jewellery - UCBs As you are aware, hallmarking of gold jewellery ensures the quality of gold used in the jewellery as to caratage, fineness and purity. Therefore, banks would find granting of advances against the security of such hallmarked jewellery safer and easier. Preferential treatm
RBI/2005-06/311 UBD.PCB.Cir.No. 34 /13.05.000/2005-06 March 2, 2006 The Chief Executive Officers of all Primary (Urban) Co-operative Banks Dear Sir Advances against Gold Ornaments and Jewellery - UCBs As you are aware, hallmarking of gold jewellery ensures the quality of gold used in the jewellery as to caratage, fineness and purity. Therefore, banks would find granting of advances against the security of such hallmarked jewellery safer and easier. Preferential treatm
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