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জানু 05, 2009
UCBs - CRR reduced
RBI/2008-2009/346Ref: UBD (PCB).No./9 /12.03.000/2008-09January 05, 2009The Chief Executive Officers ofAll Scheduled Primary (Urban) Co-operative BanksDear Sir,Section 42(1) of Reserve Bank of India Act, 1934-Maintenance of Cash Reserve Ratio (CRR)Please refer to our Circular UBD (PCB) Cir. No.8/ 12.03.000/ 2008-09 dated November 03, 2008 on the captioned subject. 2. On a review of the current global and domestic macroeconomic situation, and as set out in the Reserve
RBI/2008-2009/346Ref: UBD (PCB).No./9 /12.03.000/2008-09January 05, 2009The Chief Executive Officers ofAll Scheduled Primary (Urban) Co-operative BanksDear Sir,Section 42(1) of Reserve Bank of India Act, 1934-Maintenance of Cash Reserve Ratio (CRR)Please refer to our Circular UBD (PCB) Cir. No.8/ 12.03.000/ 2008-09 dated November 03, 2008 on the captioned subject. 2. On a review of the current global and domestic macroeconomic situation, and as set out in the Reserve
ডিসেম্বর 26, 2008
Detection and impounding of Counterfeit Notes - Issue of Receipt to tenderer
RBI/2008-09/331 UBD. PCB. Cir. No. 31 /09.39.000/2008-09 December 26, 2008 To Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir/Madam Detection and impounding of Counterfeit Notes – Issue of Receipt to tenderer - Please refer to para. 3 on Issue of Receipt to the tenderer of a counterfeit note detailed in the Master Circular DCM (FNVD) No.G – 1/16.01.05/2008- 09 dated July 1, 2008 (available on our website www.rbi.org.in) relating to detection an
RBI/2008-09/331 UBD. PCB. Cir. No. 31 /09.39.000/2008-09 December 26, 2008 To Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir/Madam Detection and impounding of Counterfeit Notes – Issue of Receipt to tenderer - Please refer to para. 3 on Issue of Receipt to the tenderer of a counterfeit note detailed in the Master Circular DCM (FNVD) No.G – 1/16.01.05/2008- 09 dated July 1, 2008 (available on our website www.rbi.org.in) relating to detection an
ডিসেম্বর 08, 2008
UCBs - Housing Loans - Implementation of Delhi High Court Orders
RBI/2008-09/316 UBD.PCB.Cir.No. 30/ 09.09.001/ 08-09 December@@NBSP@@ 8 , 2008 The Chief Executive Officer of All Primary (Urban) @@NBSP@@Co-operative Banks. Dear Sir/Madam, Housing Loans – Orders of the Delhi High Court - Writ Petition by Kalyan Sanstha Welfare Organisation against Union of India and Others- Implementation of Directions - UCBs Please refer to our circular UBD.PCB.Cir. No.20/09.09.001/2006-07 dated November 22, 2006 on the captioned subject. 2. On rec
RBI/2008-09/316 UBD.PCB.Cir.No. 30/ 09.09.001/ 08-09 December@@NBSP@@ 8 , 2008 The Chief Executive Officer of All Primary (Urban) @@NBSP@@Co-operative Banks. Dear Sir/Madam, Housing Loans – Orders of the Delhi High Court - Writ Petition by Kalyan Sanstha Welfare Organisation against Union of India and Others- Implementation of Directions - UCBs Please refer to our circular UBD.PCB.Cir. No.20/09.09.001/2006-07 dated November 22, 2006 on the captioned subject. 2. On rec
ডিসেম্বর 01, 2008
Review of Prudential Norms - Provisioning for Std. Assets & RWs for Exposures to Comm. Real Estate and NBFCs
RBI.No.2008-09/ 300 UBD.PCB.Cir. No.29 / 09.11.600/2008-09 December 1 , 2008 Chief Executive Officer All Primary (Urban) Co-operative@@NBSP@@ Banks Dear Sir/Madam, Review of Prudential Norms – Provisioning for Standard Assets and Risk Weights for Exposures to Commercial Real Estate and NBFCs Please refer to circular UBD.(PCB). Cir. No.30/09.11.600/06-07 dated February 19, 2007 on provisioning requirement for standard Assets and UBD.PCB.Cir.@@NBSP@@ No.55/ 09.11.600/ 0
RBI.No.2008-09/ 300 UBD.PCB.Cir. No.29 / 09.11.600/2008-09 December 1 , 2008 Chief Executive Officer All Primary (Urban) Co-operative@@NBSP@@ Banks Dear Sir/Madam, Review of Prudential Norms – Provisioning for Standard Assets and Risk Weights for Exposures to Commercial Real Estate and NBFCs Please refer to circular UBD.(PCB). Cir. No.30/09.11.600/06-07 dated February 19, 2007 on provisioning requirement for standard Assets and UBD.PCB.Cir.@@NBSP@@ No.55/ 09.11.600/ 0
নভেম্বর 26, 2008
UCBs - Investment in Government/other approved Securities
RBI/2008-09/297UBD (PCB) CO BPD Cir No: 28 /16.26.00/2008-09November 26, 2008Chief Executive Officer ofAll Primary (urban) Cooperative BanksDear Sir/Madam,Banking Regulation Act, 1949 (As Applicable to Co-operative@@NBSP@@Societies) Section 24-@@NBSP@@Investment in Government and other approved securities by Urban Co-operative Banks (UCBs)Please refer to our circular UBD.BR.Cir.19/16.26.00/2001-02@@NBSP@@@@NBSP@@dated@@NBSP@@October 22, 2001 on the captioned subject.2
RBI/2008-09/297UBD (PCB) CO BPD Cir No: 28 /16.26.00/2008-09November 26, 2008Chief Executive Officer ofAll Primary (urban) Cooperative BanksDear Sir/Madam,Banking Regulation Act, 1949 (As Applicable to Co-operative@@NBSP@@Societies) Section 24-@@NBSP@@Investment in Government and other approved securities by Urban Co-operative Banks (UCBs)Please refer to our circular UBD.BR.Cir.19/16.26.00/2001-02@@NBSP@@@@NBSP@@dated@@NBSP@@October 22, 2001 on the captioned subject.2
নভেম্বর 17, 2008
UCBs - Agricultural Debt Waiver and Debt Relief Scheme, 2008 - provisioning
RBI/2008-09/291 UBD. PCB.Cir.No. 27 / 13.05.000/08-09 November 17 , 2008 The Chief Executive Officer of all Primary (Urban) Co-operative Banks Dear Sir/Madam, Agricultural Debt Waiver and Debt Relief Scheme, 2008 – Prudential Norms on Income Recognition, Asset Classification and Provisioning, and Capital Adequacy – UCBs Please refer to our circular UBD.PCB.Cir. No.5/13.05.000/08-09 dated July 30, 2008 on the captioned subject. 2. In this regard we advise that under th
RBI/2008-09/291 UBD. PCB.Cir.No. 27 / 13.05.000/08-09 November 17 , 2008 The Chief Executive Officer of all Primary (Urban) Co-operative Banks Dear Sir/Madam, Agricultural Debt Waiver and Debt Relief Scheme, 2008 – Prudential Norms on Income Recognition, Asset Classification and Provisioning, and Capital Adequacy – UCBs Please refer to our circular UBD.PCB.Cir. No.5/13.05.000/08-09 dated July 30, 2008 on the captioned subject. 2. In this regard we advise that under th
নভেম্বর 17, 2008
Interest Rate on FCNR (B) Deposits- UCBs (ADs)
RBI/2008-09/294UBD BPD. AD Cir No. 26 /13.01.000/2008-09November 17, 2008 Chief Executive Officer ofAll AD Category-I UCBsDear Sir/Madam,Interest Rate on FCNR (B) Deposits- UCBs (ADs)Please refer to UBD BPD. AD Cir No.23 /13.01.000/2008-09 dated October 16, 2008 on the captioned subject. 2. In view of the prevailing market conditions, it has been decided that until further notice and with effect from close of business in India as on November 15, 2008, the interest rat
RBI/2008-09/294UBD BPD. AD Cir No. 26 /13.01.000/2008-09November 17, 2008 Chief Executive Officer ofAll AD Category-I UCBsDear Sir/Madam,Interest Rate on FCNR (B) Deposits- UCBs (ADs)Please refer to UBD BPD. AD Cir No.23 /13.01.000/2008-09 dated October 16, 2008 on the captioned subject. 2. In view of the prevailing market conditions, it has been decided that until further notice and with effect from close of business in India as on November 15, 2008, the interest rat
নভেম্বর 17, 2008
Interest Rates on Non-Resident (External) Rupee (NRE) Deposits- UCBs
RBI/2008-09/293 UBD (PCB) CO BPD Cir No. 25 /13.01.000/2008-09November 17, 2008Chief Executive Officer of All Primary (urban) Cooperative BanksDear Sir/Madam,Interest Rates on Non-Resident (External) Rupee (NRE) Deposits- UCBsPlease refer to our circular UBD (PCB) CO BPD Cir No: 22/13.01.000/2008-09 dated October 16, 2008 on the captioned subject.2. In view of the prevailing market conditions, it has been decided that until further notice and with effect from close of
RBI/2008-09/293 UBD (PCB) CO BPD Cir No. 25 /13.01.000/2008-09November 17, 2008Chief Executive Officer of All Primary (urban) Cooperative BanksDear Sir/Madam,Interest Rates on Non-Resident (External) Rupee (NRE) Deposits- UCBsPlease refer to our circular UBD (PCB) CO BPD Cir No: 22/13.01.000/2008-09 dated October 16, 2008 on the captioned subject.2. In view of the prevailing market conditions, it has been decided that until further notice and with effect from close of
নভেম্বর 10, 2008
UCBs - Advances against pledge of Gold/Silver Ornaments
RBI/2008/275 UBD.PCB.Cir.No. 24/ 13.05.001/ 08-09 November 10, 2008 The Chief Executive Officer of All Primary (Urban) @@NBSP@@Co-operative Banks. Dear Sir/Madam, Advances against pledge of Gold / Silver Ornaments Please refer to UBD.PCB. Cir. No. 34 & 22 /13.05.000/07-08 dated March 2, 2006 and November 26, 2007 respectively. It was observed that some Urban Cooperative Banks were granting advances against the pledge of Gold / Silver without exercising due care in
RBI/2008/275 UBD.PCB.Cir.No. 24/ 13.05.001/ 08-09 November 10, 2008 The Chief Executive Officer of All Primary (Urban) @@NBSP@@Co-operative Banks. Dear Sir/Madam, Advances against pledge of Gold / Silver Ornaments Please refer to UBD.PCB. Cir. No. 34 & 22 /13.05.000/07-08 dated March 2, 2006 and November 26, 2007 respectively. It was observed that some Urban Cooperative Banks were granting advances against the pledge of Gold / Silver without exercising due care in
নভেম্বর 03, 2008
Scheduled UCBs - CRR reduced
RBI/2008-2009/265 Ref: UBD (PCB).No./8 /12.03.000/2008-09 November 03, 2008 The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative Banks Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934- Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circular RBI 2008-2009/239 UBD (PCB) Cir. No.7/ 12.03.000/ 2008-09 dated October 16, 2008 on the captioned subject. 2. On a review of the current and evolving macroeconomic situation and liquidit
RBI/2008-2009/265 Ref: UBD (PCB).No./8 /12.03.000/2008-09 November 03, 2008 The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative Banks Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934- Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circular RBI 2008-2009/239 UBD (PCB) Cir. No.7/ 12.03.000/ 2008-09 dated October 16, 2008 on the captioned subject. 2. On a review of the current and evolving macroeconomic situation and liquidit
অক্টোবর 16, 2008
Maintenance of Cash Reserve Ratio - Urban Co-operative Banks
RBI/2008-2009/239 Ref: UBD (PCB).No./7 /12.03.000/2008-09 October 16, 2008 The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative Banks Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934- Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circular RBI 2008-2009/216 UBD (PCB) Cir. No.5/ 12.03.000/ 2008-09 dated October 10, 2008 on the captioned subject advising reduction in Cash Reserve Ratio (CRR) by 150 basis points from 9.00 per
RBI/2008-2009/239 Ref: UBD (PCB).No./7 /12.03.000/2008-09 October 16, 2008 The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative Banks Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934- Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circular RBI 2008-2009/216 UBD (PCB) Cir. No.5/ 12.03.000/ 2008-09 dated October 10, 2008 on the captioned subject advising reduction in Cash Reserve Ratio (CRR) by 150 basis points from 9.00 per
অক্টোবর 16, 2008
Interest Rate on FCNR (B) Deposits- UCBs (ADs)
RBI/2008-09/238 UBD BPD. AD Cir No. 23 /13.01.000/2008-09 October 16 , 2008 Chief Executive Officer of All AD Category-I UCBs Dear Sir/Madam, Interest Rate on FCNR (B) Deposits- UCBs (ADs) Please refer to UBD BPD. AD Cir No.17 /13.01.000/2008-09 dated September 19, 2008 on the captioned subject. 2. On a review, it has been decided that until further notice and with effect from close of business in India as on October 15, 2008, the interest rates on FCNR (B) Deposits w
RBI/2008-09/238 UBD BPD. AD Cir No. 23 /13.01.000/2008-09 October 16 , 2008 Chief Executive Officer of All AD Category-I UCBs Dear Sir/Madam, Interest Rate on FCNR (B) Deposits- UCBs (ADs) Please refer to UBD BPD. AD Cir No.17 /13.01.000/2008-09 dated September 19, 2008 on the captioned subject. 2. On a review, it has been decided that until further notice and with effect from close of business in India as on October 15, 2008, the interest rates on FCNR (B) Deposits w
অক্টোবর 16, 2008
Interest Rates on Non-Resident (External) Rupee (NRE) Deposits- UCBs
RBI/2008-09/237 UBD (PCB) CO BPD Cir No: 22 /13.01.000/2008-09 October 16, 2008 @@NBSP@@Chief Executive Officer of All Primary (urban) Cooperative Banks Dear Sir/Madam, Interest Rates on Non-Resident (External) Rupee (NRE) Deposits- UCBs Please refer to our circular UBD (PCB) CO BPD Cir No: 16/13.01.000/2008-09 dated September 19, 2008 on the captioned subject. 2. On a review, it has been decided that until further notice and with effect from close of business in Indi
RBI/2008-09/237 UBD (PCB) CO BPD Cir No: 22 /13.01.000/2008-09 October 16, 2008 @@NBSP@@Chief Executive Officer of All Primary (urban) Cooperative Banks Dear Sir/Madam, Interest Rates on Non-Resident (External) Rupee (NRE) Deposits- UCBs Please refer to our circular UBD (PCB) CO BPD Cir No: 16/13.01.000/2008-09 dated September 19, 2008 on the captioned subject. 2. On a review, it has been decided that until further notice and with effect from close of business in Indi
অক্টোবর 15, 2008
Savings Bonds now eligible as Collateral for Loans
RBI/2008-2009/225 UBD.PCB.Cir. No. 6 /13.05.000/2008-09 October 15@@NBSP@@ , 2008 The Chief Executive Officer of all Primary Scheduled (Urban) Co-op. Banks Dear Sir / Madam, 7% Savings Bonds 2002, 6.5% Savings Bonds 2003 (Non-taxable) & 8% Savings (Taxable) Bonds@@NBSP@@ 2003 - Collateral facility - UCBs As you are aware of, in terms of relevant Government of India Notifications, Savings Bonds issued under the captioned schemes, were not eligible as collateral for
RBI/2008-2009/225 UBD.PCB.Cir. No. 6 /13.05.000/2008-09 October 15@@NBSP@@ , 2008 The Chief Executive Officer of all Primary Scheduled (Urban) Co-op. Banks Dear Sir / Madam, 7% Savings Bonds 2002, 6.5% Savings Bonds 2003 (Non-taxable) & 8% Savings (Taxable) Bonds@@NBSP@@ 2003 - Collateral facility - UCBs As you are aware of, in terms of relevant Government of India Notifications, Savings Bonds issued under the captioned schemes, were not eligible as collateral for
অক্টোবর 10, 2008
Scheduled Primary (Urban) Co-operative Banks - CRR reduced
RBI/2008-2009/216 Ref: UBD (PCB).No./5 /12.03.000/2008-09 October 10, 2008 The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative Banks Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934- Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circular RBI 2008-2009/206 UBD (PCB) Cir. No.4/ 12.03.000/ 2008-09 dated October 07, 2008 on the captioned subject advising reduction in Cash Reserve Ratio (CRR) by 50 basis points from 9.00 per c
RBI/2008-2009/216 Ref: UBD (PCB).No./5 /12.03.000/2008-09 October 10, 2008 The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative Banks Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934- Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circular RBI 2008-2009/206 UBD (PCB) Cir. No.4/ 12.03.000/ 2008-09 dated October 07, 2008 on the captioned subject advising reduction in Cash Reserve Ratio (CRR) by 50 basis points from 9.00 per c
অক্টোবর 07, 2008
Scheduled Primary (Urban) Co-operative Banks - CRR reduced
RBI/2008-2009/206 Ref: UBD (PCB).No./4/12.03.000/2008-09 October 07, 2008 The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative Banks Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934- Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circular RBI 2008-2009/110@@NBSP@@ UBD (PCB) Cir. No.1/ 12.03.000/ 2008-09 dated July 31, 2008 on the captioned subject. On a review of the current liquidity situation in the context of global and
RBI/2008-2009/206 Ref: UBD (PCB).No./4/12.03.000/2008-09 October 07, 2008 The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative Banks Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934- Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circular RBI 2008-2009/110@@NBSP@@ UBD (PCB) Cir. No.1/ 12.03.000/ 2008-09 dated July 31, 2008 on the captioned subject. On a review of the current liquidity situation in the context of global and
অক্টোবর 01, 2008
Payment of interest on accounts frozen - UCBs
RBI/2008-09/ 202UBD (PCB) CO BPD Cir No: 21 /13.01.000/2008-09 October 1, 2008 Chief Executive Officer ofAll Primary (urban) Cooperative BanksDear Sir/Madam Payment of interest on accounts frozen - UCBs As banks are aware, at times they are required to freeze the accounts of customers based on the orders of the enforcement authorities. An issue has been raised regarding payment of interest on such frozen accounts. 2. The issue was examined in consultation with Indian
RBI/2008-09/ 202UBD (PCB) CO BPD Cir No: 21 /13.01.000/2008-09 October 1, 2008 Chief Executive Officer ofAll Primary (urban) Cooperative BanksDear Sir/Madam Payment of interest on accounts frozen - UCBs As banks are aware, at times they are required to freeze the accounts of customers based on the orders of the enforcement authorities. An issue has been raised regarding payment of interest on such frozen accounts. 2. The issue was examined in consultation with Indian
সেপ্টেম্বর 30, 2008
Treatment of deposits with DCCB / SCB as SLR
RBI/2008-09/200 UBD.CO. BPD. (PCB).@@NBSP@@ No. 20 /12.05.001/2008-09 September 30, 2008 Chief Executive Officers All Salary Earners Primary (Urban) Co-operative Banks Dear Sir / Madam, Treatment of deposits with DCCB / SCB as SLR Please refer to our circular UBD. CO. BPD. (PCB) No. 17 / 12.05.001 / 2007-08 dated September 20, 2007 on the captioned subject advising urban co-operative banks that when loan is availed from DCCB / SCB with which the UCB maintains deposits
RBI/2008-09/200 UBD.CO. BPD. (PCB).@@NBSP@@ No. 20 /12.05.001/2008-09 September 30, 2008 Chief Executive Officers All Salary Earners Primary (Urban) Co-operative Banks Dear Sir / Madam, Treatment of deposits with DCCB / SCB as SLR Please refer to our circular UBD. CO. BPD. (PCB) No. 17 / 12.05.001 / 2007-08 dated September 20, 2007 on the captioned subject advising urban co-operative banks that when loan is availed from DCCB / SCB with which the UCB maintains deposits
সেপ্টেম্বর 26, 2008
UCBs - Acquisition of Accommodation on Lease/Rental Basis
RBI/2008-09/198 UBD.CO.LS. Cir. No. 19 /07.01.000/2008-09 September 26, 2008 All Primary Cooperative Banks Dear Sir, Acquisition of Accommodation on Lease/Rental basis by Primary Cooperative Banks for their use (i.e., for Office and Residence of Staff) Please refer to our circular UBD.No.DS. PCB (Cir) 30/13.05.00/98-99 dated May 8, 1999 on the above subject.@@NBSP@@ 2.@@NBSP@@ As you are aware, the authorisations issued for opening of bank branches/offices are locatio
RBI/2008-09/198 UBD.CO.LS. Cir. No. 19 /07.01.000/2008-09 September 26, 2008 All Primary Cooperative Banks Dear Sir, Acquisition of Accommodation on Lease/Rental basis by Primary Cooperative Banks for their use (i.e., for Office and Residence of Staff) Please refer to our circular UBD.No.DS. PCB (Cir) 30/13.05.00/98-99 dated May 8, 1999 on the above subject.@@NBSP@@ 2.@@NBSP@@ As you are aware, the authorisations issued for opening of bank branches/offices are locatio
সেপ্টেম্বর 22, 2008
Revival of the Interest -tax Act 1974-Collection from borrowers
RBI/2008-09/188 UBD.BPD (PCB) Cir No: 18 /13.04.00/2008-09 September 22, 2008 Chief Executive Officers of All Primary (Urban) Co-operative Banks@@NBSP@@ @@NBSP@@ Dear Sir Revival of the Interest –tax Act 1974-Collection from borrowers Please refer to our circulars UBD (PCB)17/DC.(V.1).91/92 dated September 04, 1991 and UBD.No.PCB.CIR.5/13.04.00/97-98 dated August 11, 1997 on the above subject. 2. The Hon'ble Supreme Court in its judgement dated April 16, 2004 has orde
RBI/2008-09/188 UBD.BPD (PCB) Cir No: 18 /13.04.00/2008-09 September 22, 2008 Chief Executive Officers of All Primary (Urban) Co-operative Banks@@NBSP@@ @@NBSP@@ Dear Sir Revival of the Interest –tax Act 1974-Collection from borrowers Please refer to our circulars UBD (PCB)17/DC.(V.1).91/92 dated September 04, 1991 and UBD.No.PCB.CIR.5/13.04.00/97-98 dated August 11, 1997 on the above subject. 2. The Hon'ble Supreme Court in its judgement dated April 16, 2004 has orde

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