RBI/2004/110Ref No.UBD.CO. BPD. 38/09.09.01/2003-04 March 19, 2004 To All Urban Co-operative Banks Dear Sir, Priority Sector Advances- Enhancement in SSI Investment limit for specified items Please refer to our Circular No. UBD.POT. 40/09.09.01/2001-02 dated April 6, 2002 on the captioned subject. 2. We advise that Government of India have since issued a Gazette Notification No. S.O. 655(E) dated June 5, 2003 detailing the list of 13 items of the Stationery Sector and

RBI/2004/101 UBD.No.BPD.PCB.Cir.37/13.05.00/2003-2004 March 16, 2004 The Chief Executive Officers of all Primary (Urban) Co-operative Banks Dear Sir, Discounting / Rediscounting of Bills by Banks Please refer to our circular UBD.No.PCB.11/DC.R.1(B)/92-93 dated September 17, 1992 on the above subject. 2. Banks may be aware that in December 1999, Reserve Bank of India (RBI) had constituted a Working Group on Discounting of Bills by Banks under the Chairmanship of Shri K

RBI/2004/59UBD.No.OSS.SUB.Cir.3/18.00.00/2003-2004 February 14, 2004 The Chief Executive Officers of allScheduled Primary (Urban) Co-operative Banks Dear Sir,Off-site Surveillance System for Primary (Urban) Co-operative BanksA supervisory reporting system comprising 10 Off-site Surveillance (OSS) Returns was introduced for all Scheduled Primary (Urban) Co-operatives banks (Scheduled UCBs) with effect from March 31, 2001 vide our Circular UBD.No.BSD.I/SCB.4/12.05.01/20

RESERVE BANK OF INDIA CENTRAL OFFICE URBAN BANKS DEPARTMENT February 11, 2004 RBI/2004/53 Ref. UBD. No. BPD.PCB.Cir. 34 /13.05.00/2003-04. The Chief Executive Officers of all Primary (Urban) Co-operative Banks Dear Sir/Madam, Maximum Limit on advances – Limits on credit Exposure to Individual/group of borrowers - Computation of capital funds. Please refer to para 2(ii) of circular UBD No. DS 4/13.05.00/2000-01 dated August 25, 2000 read with circular UBD No. DS.PCB.Ci

RESERVE BANK OF INDIA CENTRAL OFFICE MUMBAI- 400 018 URBAN BANKS DEPARTMENT February 11, 2004 RBI/2004/52 Ref.UBD No.BPD.PCB Cir. 33/09.11.00/2003-04 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Maintenance of CSGL accounts. As per the extant instructions, urban co-operative banks are not allowed to open and maintain Constituent Subsidiary General Ledger (CSGL) Accounts of other Urban Co-operative Banks (UCBs). It has, however

January 17, 2004RBI/2004/20 UBD No.BPD. PCB. Cir 31 /09.73.00/2003-04 CEOs of All Primary (Urban) Co-operative Banks Dear Sir, Non Stapling of Note Packets As you are aware, the Reserve Bank of India had issued a directive under Section 35 A of the Banking Regulation Act 1949 read with Section 56 of the Act directing the banks to stop stapling the note packets and making it mandatory for banks to sort notes into re-issuable and non-issuables and issue only re-issuable

UBD.No.DS.PCB.Cir.17/13.01.00/2002-03 September 18, 2002 The Chief Executives of All Primary (Urban) Co-operative Banks Dear Sir / Madam, Guidelines on "Know Your Customer" Norms and "Cash Transactions" As part of 'Know Your Customer' (KYC) principle, RBI has issued several guidelines relating to identification of depositors and advised the banks to put in place systems and procedures to help control financial frauds, identify money laundering and suspicious activitie

UBD.No.DS.PCB.CIR.16/13.05.00/2001-02@@NBSP@@@@NBSP@@ October 22, 2001 Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir, Bank finance against shares and debentures Please refer to our circular no. DS.PCB.CIR.41/13.05-00/2000-01 dated April 19, 2001 on the above subject, in terms of which urban co-operative banks (UCBs) are prohibited from entertaining any fresh proposals for lending directly or indirectly against security of shares either to

UBD.(PCB)78/DC.V.1(B)/92-93All Primary (Urban) Co-operative Banks May 26, 1993 Dear Sirs, Interest Rates on Deposits - Premature Withdrawal Please refer to paragraphs 11 and 12 of our directive No. UBD.DC.102/V.1-87/88 dated 25 June 1987 regarding premature withdrawal closure of term deposits. 2.   As banks are aware, in terms of paragraph 12 of our above directive dated 25 June 1987, in case of premature closure of a term deposit, a deposit in the form

RBI/2008/ 157 UBD.PCB.Cir.No.9 /13.05.000/2008-09 September 5, 2008 The Chief Executive Officer of all Primary (Urban) co-operative banks Dear Sir/Madam, Union Budget – 2008-09 – Agricultural Debt Waiver and Debt Relief Scheme, 2008-UCBs Please refer to our circular UBD.PCB.Cir.No.43/13.05.000/07-08 @@NBSP@@dated May 23, 2008, forwarding therewith the Agricultural Debt Waiver and Debt Relief Scheme 2008, and our subsequent circular UBD.PCB.Cir.No.50/13.05.000/07-08 da