Notifications - Regulating Commercial Banking - আরবিআই - Reserve Bank of India
notifications
এপ্রিল 16, 2015
Interest Rates on Deposits
RBI/2014-15/554 DBR.No.Dir.BC.87/13.03.00/2014-15 April 16, 2015 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir/ Madam Interest Rates on Deposits Please refer to our circulars DBOD. No. Dir.BC.36/13.03.00/98 dated April 29, 1998, DBOD. No. Dir.BC.07/13.03.00/2001-02 dated August 11, 2001 and DBOD. No. Dir. BC.74/13.03.00/2012-13 dated January 24, 2013 in terms of which banks are allowed to offer differential rates of interest on term deposits on the basis of
RBI/2014-15/554 DBR.No.Dir.BC.87/13.03.00/2014-15 April 16, 2015 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir/ Madam Interest Rates on Deposits Please refer to our circulars DBOD. No. Dir.BC.36/13.03.00/98 dated April 29, 1998, DBOD. No. Dir.BC.07/13.03.00/2001-02 dated August 11, 2001 and DBOD. No. Dir. BC.74/13.03.00/2012-13 dated January 24, 2013 in terms of which banks are allowed to offer differential rates of interest on term deposits on the basis of
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এপ্রিল 16, 2015
Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List
RBI/2014-15/555DBR.AML.No.15428/14.06.001/2014-15 April 16, 2015 The Chairpersons/ CEOs of all Scheduled Commercial Banks/ Regional Rural Banks/ Local Area Banks/ All India Financial Institutions Dear Sir/ Madam, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List Please refer to our circular DBR.AML.No.15135/14.06.001/2014-15 dated April 9, 2015 on the captioned subject releasing the 11th upda
RBI/2014-15/555DBR.AML.No.15428/14.06.001/2014-15 April 16, 2015 The Chairpersons/ CEOs of all Scheduled Commercial Banks/ Regional Rural Banks/ Local Area Banks/ All India Financial Institutions Dear Sir/ Madam, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List Please refer to our circular DBR.AML.No.15135/14.06.001/2014-15 dated April 9, 2015 on the captioned subject releasing the 11th upda
এপ্রিল 09, 2015
Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List
RBI/2014-15/548 DBR.AML.No.15135/14.06.001/2014-15 April 9, 2015 The Chairpersons/ CEOs of all Scheduled Commercial Banks/ Regional Rural Banks/ Local Area Banks/ All India Financial Institutions Dear Sir/ Madam, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List Please refer to our circular DBR. AML. No. 14894/ 14.06.001/ 2014-15 dated April 7, 2015 on the captioned subject releasing the 8th
RBI/2014-15/548 DBR.AML.No.15135/14.06.001/2014-15 April 9, 2015 The Chairpersons/ CEOs of all Scheduled Commercial Banks/ Regional Rural Banks/ Local Area Banks/ All India Financial Institutions Dear Sir/ Madam, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List Please refer to our circular DBR. AML. No. 14894/ 14.06.001/ 2014-15 dated April 7, 2015 on the captioned subject releasing the 8th
এপ্রিল 09, 2015
Change in the name of “Deccan Grameena Bank” to “Telangana Grameena Bank” in the Second Schedule to the Reserve Bank of India Act, 1934
RBI/2014-15/547 DBR.RRB.BC.No.86 /31.04.002/2014 -15 April 9, 2015 All Regional Rural Banks Dear Sir/Madam, Change in the name of “Deccan Grameena Bank” to “Telangana Grameena Bank” in the Second Schedule to the Reserve Bank of India Act, 1934 We advise that the name of ‘’Deccan Grameena Bank’’ has been changed to ‘’Telangana Grameena Bank’’ in the Second Schedule to the Reserve Bank of India Act, 1934 vide Notification DBR.RRB.No.65/03.05.33/2014-15 dated January 30,
RBI/2014-15/547 DBR.RRB.BC.No.86 /31.04.002/2014 -15 April 9, 2015 All Regional Rural Banks Dear Sir/Madam, Change in the name of “Deccan Grameena Bank” to “Telangana Grameena Bank” in the Second Schedule to the Reserve Bank of India Act, 1934 We advise that the name of ‘’Deccan Grameena Bank’’ has been changed to ‘’Telangana Grameena Bank’’ in the Second Schedule to the Reserve Bank of India Act, 1934 vide Notification DBR.RRB.No.65/03.05.33/2014-15 dated January 30,
এপ্রিল 07, 2015
Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List
RBI/2014-2015/543 DBR.AML.No.14894/14.06.001/2014-15 April 7, 2015 The Chairpersons / CEOs of all Scheduled Commercial Banks/ Regional Rural Banks /Local Area Banks / All India Financial Institutions Dear Sir/ Madam, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List Please refer to our circular DBR.AML.No.14529/14.06.001/2014-15 dated March 31, 2015 on the captioned subject releasing 6th upda
RBI/2014-2015/543 DBR.AML.No.14894/14.06.001/2014-15 April 7, 2015 The Chairpersons / CEOs of all Scheduled Commercial Banks/ Regional Rural Banks /Local Area Banks / All India Financial Institutions Dear Sir/ Madam, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List Please refer to our circular DBR.AML.No.14529/14.06.001/2014-15 dated March 31, 2015 on the captioned subject releasing 6th upda
এপ্রিল 07, 2015
Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1988(2011) Taliban Sanctions List
RBI/2014-15/542 DBR. AML. No. 14900/ 14.06.001/ 2014-15 April 7, 2015 The Chairpersons / CEOs of all Scheduled Commercial Banks/ Regional Rural Banks /Local Area Banks / All India Financial Institutions Dear Sir/ Madam, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1988(2011) Taliban Sanctions List Please refer to our circulars DBR. AML. No. 9476/14.06.001/2014-15 dated December 26, 2014 on the captioned subject, releasing 9th update of 2013 and 3
RBI/2014-15/542 DBR. AML. No. 14900/ 14.06.001/ 2014-15 April 7, 2015 The Chairpersons / CEOs of all Scheduled Commercial Banks/ Regional Rural Banks /Local Area Banks / All India Financial Institutions Dear Sir/ Madam, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1988(2011) Taliban Sanctions List Please refer to our circulars DBR. AML. No. 9476/14.06.001/2014-15 dated December 26, 2014 on the captioned subject, releasing 9th update of 2013 and 3
এপ্রিল 06, 2015
Prudential Norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances - Projects Under Implementation - Change in Ownership
RBI/2014-15/538 DBR.No.BP.BC.84/21.04.048/2014-15 April 6, 2015 All Scheduled Commercial Banks (Excluding Regional Rural Banks) Dear Sir, Prudential Norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances – Projects Under Implementation – Change in Ownership We have been receiving representations from banks that, in the case of projects which have been stalled primarily due to inadequacies of the current promoters, a change in ownersh
RBI/2014-15/538 DBR.No.BP.BC.84/21.04.048/2014-15 April 6, 2015 All Scheduled Commercial Banks (Excluding Regional Rural Banks) Dear Sir, Prudential Norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances – Projects Under Implementation – Change in Ownership We have been receiving representations from banks that, in the case of projects which have been stalled primarily due to inadequacies of the current promoters, a change in ownersh
এপ্রিল 06, 2015
Prudential Norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances - Refinancing of Exposures to Borrowers
RBI/2014-15/539 DBR.No.BP.BC.85/21.04.048/2014-15 April 6, 2015 All Scheduled Commercial Banks (Excluding Regional Rural Banks) Dear Sir, Prudential Norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances – Refinancing of Exposures to Borrowers In terms of circular DBOD.No.BP.BC.107/21.04.048/2013-14 dated April 22, 2014 and A.P. (DIR Series) Circular No.129 dated May 9, 2014, Indian companies are not permitted to raise external comme
RBI/2014-15/539 DBR.No.BP.BC.85/21.04.048/2014-15 April 6, 2015 All Scheduled Commercial Banks (Excluding Regional Rural Banks) Dear Sir, Prudential Norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances – Refinancing of Exposures to Borrowers In terms of circular DBOD.No.BP.BC.107/21.04.048/2013-14 dated April 22, 2014 and A.P. (DIR Series) Circular No.129 dated May 9, 2014, Indian companies are not permitted to raise external comme
এপ্রিল 06, 2015
Anti-Money Laundering (AML)/ Combating of Financing of Terrorism (CFT) - Standards
RBI/2014-2015/537 DBR.AML.No.14746/14.01.001/2014-15 April 6, 2015 The Chairpersons/ CEOs of all Scheduled Commercial Banks/ Regional Rural Banks/ Local Area Banks / All India Financial Institutions Dear Sir/ Madam, Anti-Money Laundering (AML)/ Combating of Financing of Terrorism (CFT) - Standards Please refer to our letter DBR.AML.No.6704/14.01.001/2014-15 dated November 5, 2014 on risks arising from the deficiencies in AML/CFT regime of certain jurisdictions. 2. Fin
RBI/2014-2015/537 DBR.AML.No.14746/14.01.001/2014-15 April 6, 2015 The Chairpersons/ CEOs of all Scheduled Commercial Banks/ Regional Rural Banks/ Local Area Banks / All India Financial Institutions Dear Sir/ Madam, Anti-Money Laundering (AML)/ Combating of Financing of Terrorism (CFT) - Standards Please refer to our letter DBR.AML.No.6704/14.01.001/2014-15 dated November 5, 2014 on risks arising from the deficiencies in AML/CFT regime of certain jurisdictions. 2. Fin
এপ্রিল 01, 2015
Provisioning pertaining to Fraud Accounts
RBI/2014-15/535 DBR.No.BP.BC.83/21.04.048/2014-15 April 1, 2015 All Scheduled Commercial Banks (Excluding Regional Rural Banks) Dear Sir, Provisioning pertaining to Fraud Accounts Please refer to the guidelines compiled in paragraph 4.2.9 of Master Circular on Prudential Norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances dated July 1, 2014, in terms of which, in accounts where there are potential threats for recovery on account o
RBI/2014-15/535 DBR.No.BP.BC.83/21.04.048/2014-15 April 1, 2015 All Scheduled Commercial Banks (Excluding Regional Rural Banks) Dear Sir, Provisioning pertaining to Fraud Accounts Please refer to the guidelines compiled in paragraph 4.2.9 of Master Circular on Prudential Norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances dated July 1, 2014, in terms of which, in accounts where there are potential threats for recovery on account o
এপ্রিল 01, 2015
Setting up of IFSC Banking Units (IBUs) (Updated as on January 21, 2020)
RBI/2014-15/533 DOR.IBD.BC.14570/23.13.004/2014-15 April 1, 2015 (Updated as on January 21, 2020) (Updated as on December 23, 2019) (Updated as on May 17, 2018) (Updated as on April 10, 2017) (Updated as on November 10, 2016) (Updated as on January 07, 2016) All Scheduled Commercial Banks (excluding Regional Rural Banks) Dear Sir/Madam Setting up of IFSC Banking Units (IBUs) Please refer to the Reserve Bank of India Notification No. FEMA.339/2015-RB dated March 02, 20
RBI/2014-15/533 DOR.IBD.BC.14570/23.13.004/2014-15 April 1, 2015 (Updated as on January 21, 2020) (Updated as on December 23, 2019) (Updated as on May 17, 2018) (Updated as on April 10, 2017) (Updated as on November 10, 2016) (Updated as on January 07, 2016) All Scheduled Commercial Banks (excluding Regional Rural Banks) Dear Sir/Madam Setting up of IFSC Banking Units (IBUs) Please refer to the Reserve Bank of India Notification No. FEMA.339/2015-RB dated March 02, 20
এপ্রিল 01, 2015
Inclusion in/exclusion from the Second Schedule to the Reserve Bank of India Act, 1934- Regional Rural Banks (RRBs)
RBI/2014-15/531 DBR.RRB.BC.No.82/31.04.002/2014 -15 April 1, 2015 All Regional Rural Banks Dear Sir/Madam, Inclusion in/exclusion from the Second Schedule to the Reserve Bank of India Act, 1934- Regional Rural Banks (RRBs) We advise that the names of two Regional Rural Banks have been included in the Second Schedule to the Reserve Bank of India Act, 1934 by notifications RPCD.CO.RRB.BC.No.18/03.05.100/ 2014-15 dated July 28, 2014 and DBR.RRB.No.7946/03.05.100/2014-15
RBI/2014-15/531 DBR.RRB.BC.No.82/31.04.002/2014 -15 April 1, 2015 All Regional Rural Banks Dear Sir/Madam, Inclusion in/exclusion from the Second Schedule to the Reserve Bank of India Act, 1934- Regional Rural Banks (RRBs) We advise that the names of two Regional Rural Banks have been included in the Second Schedule to the Reserve Bank of India Act, 1934 by notifications RPCD.CO.RRB.BC.No.18/03.05.100/ 2014-15 dated July 28, 2014 and DBR.RRB.No.7946/03.05.100/2014-15
মার্চ 31, 2015
Prudential Guidelines on Capital Adequacy and Liquidity Standards - Amendments
RBI/2014-15/529 DBR.No.BP.BC.80/21.06.201/2014-15 March 31, 2015 All Scheduled Commercial Banks (Excluding Regional Rural Banks) Dear Sir, Prudential Guidelines on Capital Adequacy and Liquidity Standards - Amendments As you are aware, the Reserve Bank has issued and implemented prudential guidelines on capital adequacy framework and liquidity standards for banks operating in India. These guidelines have been framed based on the internationally accepted reform package
RBI/2014-15/529 DBR.No.BP.BC.80/21.06.201/2014-15 March 31, 2015 All Scheduled Commercial Banks (Excluding Regional Rural Banks) Dear Sir, Prudential Guidelines on Capital Adequacy and Liquidity Standards - Amendments As you are aware, the Reserve Bank has issued and implemented prudential guidelines on capital adequacy framework and liquidity standards for banks operating in India. These guidelines have been framed based on the internationally accepted reform package
মার্চ 31, 2015
Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List
RBI/2014-2015/528 DBR.AML.No.14529/14.06.001/2014-15 March 31, 2015 The Chairpersons / CEOs of all Scheduled Commercial Banks/ Regional Rural Banks/ Local Area Banks / All India Financial Institutions Dear Sir / Madam, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List Please refer to our circular DBR. AML No. 13793/14.06.001/2014-15 dated March 19, 2015 on the captioned subject releasing 5th
RBI/2014-2015/528 DBR.AML.No.14529/14.06.001/2014-15 March 31, 2015 The Chairpersons / CEOs of all Scheduled Commercial Banks/ Regional Rural Banks/ Local Area Banks / All India Financial Institutions Dear Sir / Madam, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List Please refer to our circular DBR. AML No. 13793/14.06.001/2014-15 dated March 19, 2015 on the captioned subject releasing 5th
মার্চ 30, 2015
Utilisation of Floating Provisions/Counter Cyclical Provisioning Buffer
RBI/2014-15/522 DBR.No.BP.BC.79/21.04.048/2014-15 March 30, 2015 The Chairman and Managing Director/Chief Executive Officer All Scheduled Commercial Banks (Excluding and Regional Rural Banks) Madam/Dear Sir, Utilisation of Floating Provisions/Counter Cyclical Provisioning Buffer Please refer to our circular DBOD.No.BP.BC.89/21.04.048/2005-06 dated June 22, 2006 and DBOD.No.BP.BC.68/21.04.048/2006-07 dated March 13, 2007 on creation, accounting, disclosures and utilisa
RBI/2014-15/522 DBR.No.BP.BC.79/21.04.048/2014-15 March 30, 2015 The Chairman and Managing Director/Chief Executive Officer All Scheduled Commercial Banks (Excluding and Regional Rural Banks) Madam/Dear Sir, Utilisation of Floating Provisions/Counter Cyclical Provisioning Buffer Please refer to our circular DBOD.No.BP.BC.89/21.04.048/2005-06 dated June 22, 2006 and DBOD.No.BP.BC.68/21.04.048/2006-07 dated March 13, 2007 on creation, accounting, disclosures and utilisa
মার্চ 20, 2015
Guidelines on Sale of Financial Assets to Securitisation Company / Reconstruction Company and Related Issues
RBI/2014-15/508 DBR.No.BP.BC.78/21.04.048/2014-15 March 20, 2015 All Scheduled Commercial Banks (Excluding Regional Rural Banks) Dear Sir, Guidelines on Sale of Financial Assets to Securitisation Company / Reconstruction Company and Related Issues Please refer to paragraph 6 of the circular DBOD.BP.BC.No.96/21.04.048/2002-03 dated April 23, 2003, wherein disclosure requirements relating to sale of non-performing assets (NPAs) to Securitisation Companies(SCs)/Reconstru
RBI/2014-15/508 DBR.No.BP.BC.78/21.04.048/2014-15 March 20, 2015 All Scheduled Commercial Banks (Excluding Regional Rural Banks) Dear Sir, Guidelines on Sale of Financial Assets to Securitisation Company / Reconstruction Company and Related Issues Please refer to paragraph 6 of the circular DBOD.BP.BC.No.96/21.04.048/2002-03 dated April 23, 2003, wherein disclosure requirements relating to sale of non-performing assets (NPAs) to Securitisation Companies(SCs)/Reconstru
মার্চ 19, 2015
Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List
RBI/2014-15/505 DBR.AML.No.13793/14.06.001/2014-15 March 19, 2015 The Chairpersons / CEOs of all Scheduled Commercial Banks/ Regional Rural Banks /Local Area Banks / All India Financial Institutions Dear Sir / Madam, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List Please refer to our circular DBR.AML No.12661/14.06.001/2014-15 dated February 25, 2015 on the captioned subject releasing 4th u
RBI/2014-15/505 DBR.AML.No.13793/14.06.001/2014-15 March 19, 2015 The Chairpersons / CEOs of all Scheduled Commercial Banks/ Regional Rural Banks /Local Area Banks / All India Financial Institutions Dear Sir / Madam, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List Please refer to our circular DBR.AML No.12661/14.06.001/2014-15 dated February 25, 2015 on the captioned subject releasing 4th u
মার্চ 13, 2015
Know your Customer (KYC) guidelines - accounts of proprietary concerns
RBI/2014-15/498 DBR.AML.BC.No.77/14.01.001/2014-15 March 13, 2015 The Chairperson/CEOs of all Scheduled Commercial Banks Regional Rural Banks/ Local Area Banks / All India Financial Institutions Dear Madam/Sir, Know your Customer (KYC) guidelines - accounts of proprietary concerns Please refer to paragraph 2.5(h) of our Master Circular no. DBOD.AML.BC.No.22/14.01.001/2014-15 dated July 1, 2014 on KYC norms and our circular DBOD. AML.BC. No. 80/14.01.001/2009-10 dated
RBI/2014-15/498 DBR.AML.BC.No.77/14.01.001/2014-15 March 13, 2015 The Chairperson/CEOs of all Scheduled Commercial Banks Regional Rural Banks/ Local Area Banks / All India Financial Institutions Dear Madam/Sir, Know your Customer (KYC) guidelines - accounts of proprietary concerns Please refer to paragraph 2.5(h) of our Master Circular no. DBOD.AML.BC.No.22/14.01.001/2014-15 dated July 1, 2014 on KYC norms and our circular DBOD. AML.BC. No. 80/14.01.001/2009-10 dated
মার্চ 11, 2015
Guidelines on Managing Risks and Code of Conduct in Outsourcing of Financial Services by Banks
RBI/2014-15/497 DBR.No.BP.BC.76/21.04.158/2014-15 March 11, 2015 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Guidelines on Managing Risks and Code of Conduct in Outsourcing of Financial Services by Banks Please refer to our circular DBOD.No.BP.40/21.04.158/2014-15 dated November 3, 2006 forwarding the final guidelines on managing risks as applicable in outsourcing of financial services. 2. In view of concerns raised that these instructions are not being
RBI/2014-15/497 DBR.No.BP.BC.76/21.04.158/2014-15 March 11, 2015 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Guidelines on Managing Risks and Code of Conduct in Outsourcing of Financial Services by Banks Please refer to our circular DBOD.No.BP.40/21.04.158/2014-15 dated November 3, 2006 forwarding the final guidelines on managing risks as applicable in outsourcing of financial services. 2. In view of concerns raised that these instructions are not being
মার্চ 11, 2015
Guidelines on Sale of Financial Assets to Securitisation Company(SC)/Reconstruction Company (RC) and Related Issues
RBI/2014-15/496 DBR.No.BP.BC.75/21.04.048/2014-15 March 11, 2015 All Scheduled Commercial Banks (Excluding Local Area Banks and Regional Rural Banks) Dear Sir, Guidelines on Sale of Financial Assets to Securitisation Company(SC)/Reconstruction Company (RC) and Related Issues Please refer to paragraph 3.4 of circular DBOD.BP.BC.No.98/21.04.132/2013-14 dated February 26, 2014 and our subsequent mailbox clarification dated April 9, 2014 on the captioned subject, wherein
RBI/2014-15/496 DBR.No.BP.BC.75/21.04.048/2014-15 March 11, 2015 All Scheduled Commercial Banks (Excluding Local Area Banks and Regional Rural Banks) Dear Sir, Guidelines on Sale of Financial Assets to Securitisation Company(SC)/Reconstruction Company (RC) and Related Issues Please refer to paragraph 3.4 of circular DBOD.BP.BC.No.98/21.04.132/2013-14 dated February 26, 2014 and our subsequent mailbox clarification dated April 9, 2014 on the captioned subject, wherein
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