Submitting progress report under micro credit - RBI - Reserve Bank of India
Submitting progress report under micro credit
RBI / 385 / 2004-05
RPCD.No.Plan.BC. 84 /04.09.22/2004-05
March 03, 2005
The Chairman/Managing Director/Chief Executive Officer
All Scheduled Commercial Banks
(Excluding RRBs)
Dear Sir,
Submitting progress report under micro credit
Please refer to our circular RPCD.No.PL.BC.62/04.09.01/99-2000 dated February 18, 2000 wherein banks were advised to submit half yearly progress report under micro credit to NABARD and to us as at the end of March and September. This was also stated vide our Master Circular RPCD.No.Plan.BC.21/04.09.22/2004-05 dated August 21, 2004. It has been observed from the reports received from some banks that the amount outstanding figures under the SHG bank linkage programme has not been included in the progress reports.
2. It is therefore reiterated that the reporting of progress under micro credit extended by banks should be reported to NABARD, Micro Credit Innovations Department (MCID) and to us on a half yearly basis as at the end of March and September of every year as per the enclosed proforma.
Yours faithfully
sd/-
(K.K.Saraf)
General Manager
Micro Credit Progress Report
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As at the end of March/September |
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Name of the Bank |
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State |
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(All amounts in Rs. '000s) |
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Part 'A' - Under SHG-Bank Linkage Programme |
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SHGs maintaining Savings A/c. in the Bank |
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No. |
Amount |
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(a) |
Total No. of SHGs |
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(b) |
Of which under SGSY & Other Govt.-sponsored schemes |
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(a) |
Exclusive Women SHGs |
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(b) |
Of which under SGSY & Other Govt.-sponsored schemes |
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1. SHGs Financed Directly by the Bank
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No. of |
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Cumulative |
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SHGs |
No. of |
No. of |
Amount |
No. of |
No. of |
No. of |
Amount |
Amount |
Percentage |
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Financed |
Members |
Beneficiaries |
Disbursed |
SHGs |
Members |
Beneficiaries |
Disbursed |
Out-standing |
of Recovery |
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to Demand |
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(a) |
Total No. of SHGs |
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(b) |
Of which under SGSY |
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& Other Govt.- |
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sponsored schemes |
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(a) |
Exclusive Women |
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SHGs |
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(b) |
Of which under SGSY |
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& Other Govt.- |
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sponsored schemes |
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2. SHGs Financed Directly with NGO's Facilitation
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No. of |
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Cumulative |
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SHGs |
No. of |
No. of |
Amount |
No. of |
No. of |
No. of |
Amount |
Amount |
Percentage |
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Financed |
Members |
Beneficiaries |
Disbursed |
SHGs |
Members |
Beneficiaries |
Disbursed |
Out-standing |
of Recovery |
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to Demand |
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(a) |
Total No. of SHGs |
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(b) |
Of which under SGSY |
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& Other Govt.- |
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sponsored schemes |
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(a) |
Exclusive Women |
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SHGs |
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(b) |
Of which under SGSY |
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& Other Govt.- |
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sponsored schemes |
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3. SHGs Financed through the medium of NGOs
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During |
Cumulative |
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the Year |
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No. of NGOs Financed |
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No. of Beneficiaries |
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(a) Women's Groups |
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(b) Men's Groups |
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(c) Under SGSY, etc. |
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Loan Disbursed |
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(a) Women's Groups |
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(b) Men's Groups |
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(c) Under SGSY, etc. |
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No. of SHGs Financed by these NGOs |
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(a) Women's Groups |
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(b) Men's Groups |
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No. of NGOs against whom loan is Outstanding |
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Amount Outstanding |
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(a) Women's Groups |
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(b) Men's Groups |
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(c) Under SGSY, etc. |
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% of Recovery to Demand |
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(a) Women's Groups |
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(b) Men's Groups |
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(c) Under SGSY, etc. |
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Part 'B' - Other than SHG-Bank Linkage Programme
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(All amounts in Rs. '000s) | |
1. Intermediaries other than SHGs & NGOs maintaining Savings A/c. in the Bank |
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Nature of Intermediary * |
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No. |
Amount |
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(a) |
Total |
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(b) |
Of which under SGSY & Other Govt.-sponsored schemes |
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2. Financing done through Other Intermediaries |
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No. |
Loan Disbursed |
Amount |
Percentage |
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Nature of Intermediary * |
During |
Cumulative |
During |
Cumulative |
Outstanding |
of Recovery |
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the Year |
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the Year |
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to Demand |
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(a) |
Total |
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(b) |
Of which under SGSY, etc. |
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(* Intermediaries may include NBFCs, Foundations, Trusts, Subsidiaries, etc.)