| LIST OF CHARTS |
| Sr. No. |
|
| I.1 |
Size of the Core Digital Economy in Select Countries |
| I.2 |
Region-wise Cashless Payments |
| I.3 |
Growth in Global FinTech Ecosystem |
| I.4 |
Digitally Connected Population in India |
| I.5 |
Trends in Digital Enablers in India |
| I.6 |
India Stack – Schematic Presentation |
| I.7 |
Jan Dhan Beneficiaries and RuPay Cards |
| I.8 |
e-Delivery of Government Services in India by Sector |
| I.9 |
Payment Infrastructure |
| I.10 |
Global Footprint of India’s DPI |
| I.11 |
Global Trends in Bank Account Ownership |
| I.12 |
Global Trends in Mobile Money Account Ownership |
| I.13 |
Strides in India’s Financial Inclusion |
| I.14 |
Digital Penetration – Lower-Income States Catching Up |
| I.15 |
Cumulative Gram Panchayats Connected through BharatNet |
| I.16 |
Digital Literacy Program Beneficiaries |
| I.17 |
Gender-wise Adoption of Digital Enablers |
| I.18 |
Gender Divide Goes Down in India |
| I.19 |
Direct Benefit Transfers in India |
| I.20 |
Composition of Outstanding Loans |
| I.21 |
Integration of Mandis with the e-NAM Platform |
| I.22 |
Distribution of Kisan Credit Card among Agricultural Households |
| I.23 |
Progress in Digitisation of Land Records |
| I.24 |
Usage of Electronic Media by Farmers |
| I.25 |
Digitally Enabled Cross-border Flows in India |
| I.26 |
Composition of Power Sector in India |
| I.27 |
Role of ICT in Inflation in India |
| I.28 |
India’s e-Commerce Market – Projected Growth |
| I.29 |
Herfindahl-Hirschman Index (HHI) of UPI Applications |
| I.30 |
Security Incidents in India |
| I.31 |
Industry-wise Distribution of Cyber Attacks India - 2023 |
| I.32 |
Global Average Data Breach Costs |
| I.33 |
Complaints under RB-IOS, 2022-2023 |
| I.34 |
Dark Patterns |
| I.35 |
Privacy Practices in FinTech Applications |
| I.36 |
Top 10 Countries in Embedded Finance Revenue, 2022 |
| I.37 |
Affordability and Speed of Internet Services |
| I.38 |
Average Employee Turnover Rates in SCBs - 2022-23 |
| I.39 |
Relative AI Skill Penetration Rate |
| I.40 |
Adoption of Fintech-specific Regulations Worldwide |
| I.41 |
Artificial Intelligence - Global Landscape |
| II.1 |
Financial Innovations – A Conceptual Framework |
| II.2 |
India’s GDP Growth |
| II.3 |
Consumption and Bank Credit |
| II.4 |
Maturity Profile of Loans and Advances by SCBs |
| II.5 |
Share in Total Credit of SCBs by Population-group |
| II.6 |
Share of FinTech Funding in Total Startup Funding in India |
| II.7 |
Banks’ Focus on Digital Technologies |
| II.8 |
Bank-group wise Focus on Digitalisation and Cyber Security |
| II.9 |
NBFC-ICCs’ Focus on Digitalisation and Cyber Security |
| II.10 |
Survey on Innovation Adoption by Banks |
| II.11 |
Growth in the Issuance of Cards |
| II.12 |
Adoption of Cards for Digital Transactions |
| II.13 |
Usage of Mobile and Internet Banking by Customers |
| II.14 |
Mobile Banking Adoption by Customers vis-à-vis Bank Size |
| II.15 |
User Ratings of Mobile Banking Applications |
| II.16 |
Bank-group wise Average User Rating of Mobile Banking Applications |
| II.17 |
Average User Ratings of Mobile Applications – NBFC-ICCs and LSPs |
| II.18 |
Issuance of Prepaid Payment Instruments (PPIs) to Customers |
| II.19 |
Overlap in FinTech Activities |
| II.20 |
FinTech Collaboration Index of Financial Institutions |
| II.21 |
Services Provided through Collaboration between Banks/NBFCs and FinTechs |
| II.22 |
Indicators of Embedded Finance in India |
| II.23 |
BigTech Sales in India |
| II.24 |
Collaborations of BigTechs with Banks for UPI |
| II.25 |
BigTech Penetration in UPI Payments |
| II.26 |
BigTechs’ Collaborations with FIs for BNPL and Co-branded Credit Cards |
| II.27 |
Revenues of B2C e-Commerce Startups in India |
| II.28 |
BNPL in e-Commerce – Global Picture |
| II.29 |
Digital Lending Ecosystem in India |
| II.30 |
Digital Personal Loans of Select SCBs - 2022-23 |
| II.31 |
Lending by FinTechs Registered as NBFC-ICCs |
| II.32 |
Annual Revenue of Select FinTech LSPs |
| II.33 |
Lending through e-Commerce Platforms |
| II.34 |
Characteristics of Loans using FinTechs |
| II.35 |
FinTech Loan Origination by Value in 2022-23 |
| II.36 |
Distribution of FinTech Personal Loans by Ticket Size |
| II.37 |
FinTechs Personal Loans by Average Ticket Size |
| II.38 |
FinTechs Personal Loans by Gender |
| II.39 |
Share of FinTech Personal Loans by Population Group |
| II.40 |
Composition of EMI Options on a BigTech Platform |
| II.41 |
Availability of EMIs across Durations |
| II.42 |
Flow of Data under AA |
| II.43 |
Progress of NBFC-AAs |
| II.44 |
Progress in MSME Financing through TReDS |
| III.1 |
Open Loop Payment System (UPI’s case) |
| III.2 |
Closed Loop Payment System |
| III.3 |
Cross-country Trends in Retail Digital Payments |
| III.4 |
Relative Importance of Different Forms of Retail Digital Payments, 2022 |
| III.5 |
Retail Digital Payments as Percentage of Total Retail Payments |
| III.6 |
A2A RTP Transactions |
| III.7 |
Progress in A2A RTP Payments |
| III.8 |
Mobile Money |
| III.9 |
Evolution of Payment System Landscape in India |
| III.10 |
Payment System in India in a National Innovation Systems (NIS) Framework |
| III.11 |
Payment System Operators and Systems |
| III.12 |
Payment Systems Landscape in India |
| III.13 |
Intensity of Digital Payments Adoption |
| III.14 |
Retail Payments Trend |
| III.15 |
Timeline of UPI Evolution and Adoption |
| III.16 |
Parameters (Weight in Parentheses) and Sub-parameters of RBI’s Digital Payments Index (DPI) |
| III.17 |
RBI - Digital Payments Index |
| III.18 |
Merchant Digital Payments - Awareness, Adoption and Usage in 2022 |
| III.19 |
Consumer Digital Payments - Awareness, Adoption and Usage in 2022 |
| III.20 |
Consumer Digital Payments - by Age Group |
| III.21 |
Consumer Digital Payments - by Gender |
| III.22 |
Deposit Accounts with Commercial Banks |
| III.23 |
Progress in Financial Inclusion (FI Index) |
| III.24 |
Currency in Circulation (CiC) to GDP Ratios |
| III.25 |
CiC and Digital Payments in India |
| III.26 |
India’s Broad Money (M3) and its Components |
| III.27 |
Digital Literacy across States and UTs, Rural and Urban Areas Combined |
| IV.1 |
Cross-Country Indicators on Digital Infrastructure and Value Added in ICT Digital Infrastructure - 2022 |
| IV.2 |
Conceptual Framework for Digital Trade |
| IV.3 |
Open Economy Digitalisation – A Schematic Presentation |
| IV.4 |
Cross-Border Digital and Non-Digital Trade: India vis-à-vis World |
| IV.5 |
India’s Trade in ICT Goods |
| IV.6 |
Cross-Border Digital Trade in Services: India vis-à-vis World |
| IV.7 |
Decomposition of India’s Digitally Delivered Services Trade Growth |
| IV.8 |
Digital Trade Estimates: India vis-à-vis World |
| IV.9 |
Remittances and Average Sending Cost |
| IV.10 |
Population Projections: India vis-à-vis Ageing Economies |
| IV.11 |
Remittances to India |
| IV.12 |
Banks, MTOs and RemTechs: Forex Margins and Costs |
| IV.13 |
Digital Trade Policies – Global Trends |
| IV.14 |
Number of Countries with Real Time Payments System |
| IV.15 |
Number of Data Centres - 2024 |
| IV.16 |
Data Centre Density - 2024 |
| IV.17 |
Data Centres - Investment and Key Drivers |
| IV.18 |
Global Enterprise Cloud Strategy |
| IV.19 |
Sectoral Mapping of Data Localisation Measures |
| IV.20 |
Revenue from Data Centres |
| IV.21 |
Global Spending on Cloud and Data Centres |
| V.1 |
Reasons behind Adoption of Digital Technologies |
| V.2 |
Types of Costs Reduced Following the Adoption of Digital Technologies and Automation |
| V.3 |
Impact of Digital Technologies on Customer Acquisition and Retention |
| V.4 |
Use of Digital Modes in Banks |
| V.5 |
Types of Loans Provided Digitally |
| V.6 |
Bank Branches in India |
| V.7 |
Expectations about the Role of Physical Branches in the Next Five Years |
| V.8 |
Reasons for Continued Importance of Physical Bank Branches |
| V.9 |
Current Association between Banks/NBFCs and FinTechs |
| V.10 |
Effectiveness of Collaboration between Banks/NBFCs and FinTechs in Driving Digital Innovation |
| V.11 |
Implications of New Innovative Digital Technologies on the Existing Business Models |
| V.12 |
Primary Challenges Hindering the Successful Adoption of Digital Technologies |
| V.13 |
Emerging Digital Technologies Impacting Banking in the Next Five Years |
| V.14 |
Motives behind Use of Cloud Computing Services |
| V.15 |
Challenges in Using Cloud Computing Services |
| V.16 |
Potential Risks and Challenges of the Ongoing Digitalisation for the Financial Sector |
| V.17 |
Types of Risks that are Expected to Arise in Future |
| V.18 |
Role of Regulations with Respect to FinTechs |
| V.19 |
Adequacy of Existing Infrastructure to deal with Major Risks |
| V.20 |
Global BNPL Market Size |
| V.21 |
Complaints Received under RBI Ombudsman Framework |
| V.22 |
Distribution of Loan Origination by Lenders in India during 2023-2024 |
| V.23 |
Same Day Processing of Personal Loan Applications |
| V.24 |
Share of New and Above-Prime Borrowers in FinTech Lending |
| V.25 |
Banks’ UPI Downtime in India |
| V.26 |
Rolling Regression Estimates of Monetary Policy Transmission |
| V.27 |
Global AI Adoption |
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