50 (b). Stocks of Financial Assets and Liabilities of Households - Select Indicators

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Published on January 19, 2023

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(Amount in ₹ Crore)
Item	Jun-2019	Sep-2019	Dec-2019	Mar-2020
Financial Assets (a+b+c+d)	16315506.3	16632816.5	17010694.5	17180616.2
Per cent of GDP	84.7	85.4	86.2	85.6
(a) Bank Deposits (i+ii)	8858293.4	9136417.9	9252629.8	9696674.3
i. Commercial Banks	8131543.2	8401018.6	8467685.3	8913692.0
ii. Co-operative Banks	726750.2	735399.2	784944.4	782982.3
(b) Life Insurance Funds	3883609.7	3930727.6	4049902.5	3884771.5
(c) Currency	2010842.9	1984738.1	2071570.7	2232261.0
(d) Mutual Funds	1404631.5	1412654.1	1468727.6	1197092.9
Financial Liabilities (a+b)	6370092.6	6461087.5	6591954.6	6985220.6
Per cent of GDP	33.1	33.2	33.4	34.8
Loans (Borrowings) from
(a) Banking Sector	5148115.0	5206189.4	5321095.3	5517676.4
of which:
i. Commercial Banks	4668496.4	4725631.3	4813008.7	5015222.9
ii. Co-operative Banks	478956.2	479656.9	506946.6	501074.8
(b) Other Financial Institutions	1221977.5	1254898.1	1270859.3	1467544.1
of which:
i. Non-Banking Financial Companies	451922.3	474899.0	504829.7	703094.0
ii. Housing Finance Companies	673312.1	681405.2	665694.8	662601.7

No. 50 (b): Stocks of Financial Assets and Liabilities of Households- Select Indicators (Contd.)
(Amount in ₹ Crore)
Item	Jun-2020	Sep-2020	Dec-2020	Mar-2021
Financial Assets (a+b+c+d)	18039169.4	18606364.4	19333484.1	20168953.3
Per cent of GDP	94.9	98.6	100.8	101.9
(a) Bank Deposits (i+ii)	9977865.6	10242430.9	10389526.9	10916583.6
i. Commercial Banks	9192702.5	9454736.2	9598294.8	10070025.7
ii. Co-operative Banks	785163.1	787694.7	791232.1	846557.9
(b) Life Insurance Funds	4102000.7	4274424.9	4551882.0	4718718.2
(c) Currency	2434693.7	2455980.6	2547436.6	2614237.0
(d) Mutual Funds	1343752.0	1443784.4	1648999.0	1730461.0
Financial Liabilities (a+b)	7190710.8	7229335.1	7399186.1	7772003.0
Per cent of GDP	37.8	38.3	38.6	39.3
Loans (Borrowings) from
(a) Banking Sector	5728735.3	5741948.3	5881570.2	6166302.8
of which:
i. Commercial Banks	5226482.2	5239696.0	5380210.4	5622686.4
ii. Co-operative Banks	500870.2	500865.3	499968.8	542221.2
(b) Other Financial Institutions	1461975.5	1487386.9	1517615.9	1605700.3
of which:
i. Non-Banking Financial Companies	687643.6	709270.7	725191.9	786518.0
ii. Housing Finance Companies	673118.3	675993.4	689041.8	714377.9

No. 50 (b): Stocks of Financial Assets and Liabilities of Households- Select Indicators (Concld.)
(Amount in ₹ Crore)
Item	Jun-2021	Sep-2021	Dec-2021	Mar-2022
Financial Assets (a+b+c+d)	20508115.7	21057343.4	21673261.7	22104312.7
Per cent of GDP	97.4	95.9	95.0	93.4
(a) Bank Deposits (i+ii)	10810076.3	11007377.6	11430197.1	11570494.3
i. Commercial Banks	9961988.0	10157605.4	10576248.3	10721758.8
ii. Co-operative Banks	848088.3	849772.1	853948.8	848735.5
(b) Life Insurance Funds	4894238.5	5105262.1	5175997.5	5287980.3
(c) Currency	2742897.3	2674266.1	2737059.4	2883904.4
(d) Mutual Funds	1855000.1	2064363.5	2126112.0	2152140.5
Financial Liabilities (a+b)	7634981.2	7823980.9	8204666.6	8364727.1
Per cent of GDP	36.3	35.6	36.0	35.3
Loans (Borrowings) from
(a) Banking Sector	6052640.2	6186806.3	6506966.5	6660289.7
of which:
i. Commercial Banks	5514625.2	5650354.1	5967806.6	6120170.8
ii. Co-operative Banks	536604.9	535027.3	537720.1	538664.3
(b) Other Financial Institutions	1582341.0	1637174.6	1697700.1	1704437.4
of which:
i. Non-Banking Financial Companies	755399.6	784279.7	813759.5	782743.2
ii. Housing Finance Companies	721510.0	745913.7	775408.5	812844.7
Notes: 1. Data have been compiled for select financial instruments only (loans from Banking Sector, NBFCs and HFCs) for which data are available. 2. Data as ratios to GDP have been calculated based on the Provisional Estimates of National Income 2021-22 released on May 31, 2022. 3. Figures in the columns may not add up to the total due to rounding off.