| ADB |
Asian Development Bank |
| AEs |
Advanced Economies |
| AFS |
Available For Sale |
| AICL |
Agriculture Insurance Company of India Limited |
| AMCs |
Asset Management Companies |
| AMFI |
Association of Mutual Funds of India |
| APMC |
Agriculture Produce Marketing Committee |
| APY |
Atal Pension Yojana |
| ARCs |
Asset Reconstruction Companies |
| ARR |
Average Revenue Realised |
| AUC |
Assets under Custody |
| AUM |
Asset under Management |
| BBPS |
Bharat Bill Payments System |
| BC |
Business Correspondent |
| BCBS |
Basel Committee on Banking Supervision |
| BC-ICT |
Business Correspondent - Information and Communication Technology |
| BE |
Budget Estimate |
| BIFR |
Board for Industrial & Financial Reconstruction |
| BIS |
Bank for International Settlements |
| BSBDAs |
Basic Savings Bank Deposit Accounts |
| BSE |
Bombay Stock Exchange |
| BSI |
Banking Stability Indicator |
| CAFRAL |
Centre for Advanced Financial Research and Learning |
| CCIL |
Clearing Corporation of India Limited |
| CD |
Certificate of Deposits |
| CDR |
Corporate Debt Restructuring |
| CGA |
Controller General of Accounts |
| CIS |
Collective Investment Schemes |
| CME |
Capital Market Exposure |
| CPI |
Consumer Price Index |
| CPMI |
Committee on Payments and Market Infrastructures |
| CRAR |
Capital to Risk Weighted Asset Ratio |
| CRILC |
Central Repository of Information on Large Credits |
| CRR |
Cash Reserve ratio |
| CSO |
Central Stastical Office |
| DBIE |
Database on Indian Economy |
| DCCB |
District Central Co-operative Bank |
| DICGC |
Deposit Insurance and Credit Guarantee Corporation |
| DISCOM |
Distribution Company |
| DMA |
Direct Market Access |
| DPI |
Deemed Public Issue |
| DSRC |
Depository System Review Committee |
| EBIT |
Earnings Before Interest and Tax |
| EBPT |
Earnigs Befrore Provision and Tax |
| ECBs |
External Commercial Borrowings |
| EEE |
Exempt Exempt Exempt |
| EL |
Expected Loss |
| EMDEs |
Emerging Market and Developing Economies |
| EPFO |
Employee Provident Fund Organisation |
| ES |
Expected Shortfall |
| EU |
European Union |
| FBs |
Foreign Banks |
| FCRA |
Forward Contracts (Regulation) Act |
| FIP |
Financial Inclusion Plans |
| FMC |
Forward Markets Commission |
| FPIs |
Foreign Portfolio Investors |
| FRP |
Financial Restructuring Plan |
| FSB |
Financial Stability Board |
| FSDC |
Financial Stability and Development Council |
| GCCs |
General Credit Cards |
| GCF |
Gross Capital Formation |
| GDP |
Gross Domestic Product |
| GFC |
Global Financial Crisis |
| GIPSA |
General Insurance Public Sector Association |
| GNDI |
Gross National Disposable Income |
| GNPAs |
Gross non-performing advances |
| G-Sec |
Government-Securities |
| GST |
Goods and Service Tax |
| GVA |
Gross Value Added |
| HFT |
Held for Trading |
| HTM |
Held to Maturity |
| IADI |
International Association of Deposit Insurers |
| ICT |
Information and Communication Technology |
| IIP |
Index of Industrial Production |
| IMF |
International Monetary Fund |
| IOSCO |
International Organization of Securities Commissions |
| IRDAI |
Insurance Regulatory and Development Authority of India |
| JLF |
Joint Lenders’ Forum |
| KCCs |
Kisan Credit Cards |
| LCR |
Liquidity Coverage Ratio |
| LTI |
Loan to Income |
| LTV |
Loan to Value |
| MNAIS |
Modified National Agricultural Insurance Scheme |
| MoSPI |
Ministry of Statistics and Programme Implementation |
| MSE |
Micro and Small Enterprises |
| MSME |
Micro Small and Medium Enterprises |
| MS-UCB |
Multi State - Urban Co-operative Bank |
| MTM |
Mark-to-Market |
| NBFC-Govt |
Non-Banking Financial company -Government Sponsored |
| NBFCs |
Non-Banking Financial Companies |
| NBFCs-D |
Non-Banking Financial Companies-Deposit accepting |
| NBFCs-ND |
Non- Banking Financial Companies - Non-Deposit -accepting |
| NBFCs-ND-SI |
Non-Banking Financial Companies-Non-Deposit accepting - Systemically Important |
| NBFIs |
Non-Banking Financial Institutions |
| NDTL |
Net Demand and Time Liabilities |
| NII |
Net Interest Income |
| NNPAs |
Net Non-performing Advances |
| NPAs |
Non- performing Advances |
| NPCI |
National Payments Corporation of India |
| NPS |
National Pension Scheme |
| NSDL |
National Securities Depository Limited |
| NSE |
National Stock Exchange |
| NSFR |
Net Stable Funding Ratio |
| NWR |
Negotiable Warehouse Receipts |
| OD |
Over Draft |
| OOI |
Other Operating Income |
| PAT |
Profit After Tax |
| PBT |
Profit Before Tax |
| PD |
Probability of Default |
| PFMI |
Principles for Financial Market Infrastructures |
| PFRDA |
Pension Fund Regulatory and Development Authority |
| PLF |
Plant Load Factor |
| PMJDY |
Pradhan Mantri Jan Dhan Yojana |
| PSBs |
Public Sector Banks |
| PSS |
Payment and Settlement System |
| PVBs |
Private Sector Banks |
| PvP |
Payment versus Payment |
| RBI |
Reserve Bank of India |
| RBS |
Risk Based Supervision |
| RCAP |
Regulatory Consistency Assesment Programme |
| RFAs |
Red Flagged Accounts |
| RoA |
Return on Assets |
| RoE |
Return on Equity |
| RPPI |
Residential Property Price Index |
| RTGS |
Real Time Gross Settlement |
| SCBs |
Scheduled Commercial Banks |
| SD |
Standard Deviation |
| SDR |
Strategic Debt Restructuring |
| SEBI |
Securities and Exchange Board of India |
| SLCC |
State Level Coordination Committee |
| SLR |
Statutory Liquidity Ratio |
| SMA |
Special Mention Account |
| StCBs |
State Co-operative Banks |
| SUCBs |
Scheduled Urban Co-operative Banks |
| T&D |
Transmission & Distribution |
| TOI |
Total Operating Income |
| TreDS |
Trade Receivables Discounting System |
| UCBs |
Urban Co-operative Banks |
| UL |
Unexpected Loss |
| UPSI |
Unpublished Price Sensitive Information |
| USD |
United States Dollar |
| VAT |
Value Added Tax |
| WBCIS |
Weather Based Crop Insurance Scheme |
| Y-o-Y |
Year- on- Year |
| YTD |
Year-to-Date |
