| AFS |
Available For Sale |
| AIF |
Alternative Investment Funds |
| AIFIs |
All India Financial Institutions |
| AMC |
Asset Management Company |
| AMC-MFs |
Asset Management Companies – Mutual Funds |
| AML |
Anti-Money Laundering |
| APY |
Atal Pension Yojana |
| ASCL |
Aggregate Sanctioned Credit Limit |
| ATMs |
Automated Teller Machines |
| AUC |
Asset Under Custody |
| AUM |
Assets Under Management |
| BCBS |
Basel Committee on Banking Supervision |
| BIS |
Bank for International Settlements |
| BSE |
Bombay Stock Exchange |
| BSI |
Banking Stability Indicator |
| CCIL |
Clearing Corporation of India Limited |
| CERT-In |
Indian Computer Emergency Response Team |
| CIUs |
Collective Investment Undertakings |
| CPC |
Central Pay Commission |
| CPI |
Consumer Price Index |
| CRAR |
Capital To Risk-Weighted Assets Ratio |
| CRAs |
Credit Rating Agencies |
| CRR |
Cash Reserve Ratio |
| CSITE |
Cyber Security and IT Examination |
| CSO |
Central Statistics Office |
| CSPs |
Covered Service Providers |
| DB |
Dissemination Board |
| DER |
Debt to Equity Ratio |
| DICGC |
Deposit Insurance and Credit Guarantee Corporation |
| DPI |
Deemed Public Issue |
| D-SIBs |
Domestic Systemically Important Banks |
| EBIT |
Earnings Before Interest & Tax |
| EBITDA |
Earnings before interest, tax, depreciation and amortization |
| ECB |
European Central Bank |
| ECBs |
External Commercial Borrowings |
| ELCs |
Exclusively Listed Companies |
| EME |
Emerging Market Economies |
| EU |
European Union |
| FALLCR |
Facility to Avail Liquidity for Liquidity Coverage Ratio |
| FBs |
Foreign Banks |
| FCA |
Financial Conduct Authority |
| FCNR (B) |
Foreign Currency Non-Resident (Bank) |
| FDI |
Foreign Direct Investment |
| FDMC |
Financial Data Management Centre |
| FEMA |
Foreign Exchange Management Act |
| FPI |
Foreign Portfolio Investments |
| FRDI |
Financial Resolution and Deposit Insurance |
| FSB |
Financial Stability Board |
| FSDC |
Financial Stability and Development Council |
| FSLRC |
Financial Sector Legislative Reforms Commission |
| FSR |
Financial Stability Report |
| GCC |
Gulf Cooperation Council |
| GDP |
Gross Domestic Product |
| GEMC |
Growth and Emerging Markets Committee |
| GFCE |
Government Final Consumption Expenditure |
| GFSI |
Global Financial Stress Index |
| GFSR |
Global Financial Stability Report |
| GIC |
General Insurance Corporation |
| GNPA |
Gross Non-Performing Advance |
| G-SIBs |
Global Systemically Important Banks |
| G-SIIs |
Global Systemically Important Insurers |
| GST |
Goods and Services Tax |
| HFT |
Held For Trading |
| HQLAs |
High Quality Liquid Assets |
| HTM |
Held To Maturity |
| IAIS |
International Association of Insurance Supervisors |
| ICR |
Interest Coverage Ratio |
| IFRS |
International Financial Reporting Standards |
| IIF |
Institute of International Finance |
| IMF |
International Monetary Fund |
| Ind AS |
Indian Accounting Standards |
| IOSCO |
International Organisation of Securities Commissions |
| IRAC |
Income Recognition, Asset Classification and provisioning |
| IRDAI |
Insurance Regulatory and Development Authority of India |
| IRRBB |
Interest Rate Risk in the Banking Book |
| KYC |
Know Your Customer |
| LC |
Life Cycle |
| LCR |
Liquidity Coverage Ratio |
| LE |
Large Exposure |
| LTA |
Look Through Approach |
| MCA |
Ministry of Corporate Affairs |
| MF |
Mutual Fund |
| MoF |
Ministry of Finance |
| MSCI |
Morgan Stanley Capital International |
| MSME |
Micro Small and Medium Enterprise |
| NBFCs |
Non-Banking Financial Companies |
| NBFCs-D |
Non-Banking Financial Companies-Deposit Accepting |
| NBFCs-ND |
Non-Banking Financial Companies-Non- Deposit Accepting |
| NBFCs-ND-SI |
Non-Banking Financial Companies- Non-Deposit Accepting-Systemically Important |
| NDTL |
Net Demand and Time Liabilities |
| NGNF |
Non-Government Non-Financial |
| NHAI |
National Highways Authority of India |
| NHB |
National Housing Bank |
| NPAs |
Non-Performing Assets |
| NPLL |
Normally Permitted Lending Limit |
| NPS |
National Pension System |
| NSE |
National Stock Exchange |
| NTNI |
Non-Traditional Non-Insurance |
| ODIs |
Offshore Derivative Instruments |
| OECD |
Organisation for Economic Co-operation and Development |
| OPEC |
Organisation of the Petroleum Exporting Countries |
| PAT |
Profit After Tax |
| PBT |
Profit Before Tax |
| PCE |
Partial Credit Enhancement |
| PFCE |
Private Final Consumption Expenditure |
| PFRDA |
Pension Fund Regulatory and Development Authority |
| PMJDY |
Pradhan Mantri Jan Dhan Yojana |
| PMJSBY |
Pradhan Mantri Jeevan Suraksha Bima Yojana |
| PMLA |
Prevention of Money Laundering Act |
| PNs |
Participatory Notes |
| POS |
Point of Sales |
| PPI |
Prepaid Payment Instrument |
| PSBs |
Public Sector Banks |
| PSS |
Payment and Settlement Systems |
| PVBs |
Private Sector Banks |
| QE |
Quantitative Easing |
| RBI |
Reserve Bank of India |
| RCAP |
Regulatory Consistency Assessment Program |
| RCs |
Reconstruction Companies |
| RoA |
Return on Assets |
| RoE |
Return on Equity |
| RRBs |
Regional Rural Banks |
| RTGS |
Real Time Gross Settlement |
| S&P |
Standard and Poor |
| SBI |
State Bank of India |
| SBN |
Specified Bank Notes |
| SCBs |
Scheduled Commercial Banks |
| SCs |
Securitisation Companies |
| SD |
Standard Deviation |
| SEBI |
Securities and Exchange Board of India |
| SIFIs |
Systemically Important Financial Institutions |
| SIT |
Special Investigation Team |
| SLCCs |
State Level Co-ordination Committees |
| SLR |
Statutory Liquidity Ratio |
| SMA |
Special Mention Account |
| SPARC |
Supervisory Program for Assessment of Risk and Capital |
| SUCBs |
Scheduled Urban Co-Operative Banks |
| SWIFT |
Society for Worldwide Interbank Financial Telecommunication |
| TBTF |
Too Big to Fail |
| TLAC |
Total Loss-Absorbing Capacity |
| TLTRO |
Targeted Longer-Term Refinancing Operations |
| Y-o-Y |
Year-on-Year |
