(Amount in ` Million)

I. AGRICULTURE

32,256

55459.6

30682.3

1,060,489

1242175.1

868134.4

1. Direct Finance

30,829

26662.8

20299.4

999,040

781047.8

529269.5

2. Indirect Finance

1,427

28796.8

10382.9

61,449

461127.2

338865.0

II. INDUSTRY

7,913

1187868.6

345588.0

93,322

4309535.7

2877662.6

1. Mining & Quarrying

157

45293.6

32557.1

1,422

180381.9

140818.7

2. Food Manufacturing & Processing

570

27341.9

14103.9

6,597

237767.3

131546.7

(a) Rice Mills, Flour & Dal Mills

101

3918.5

2585.4

2,388

63157.4

34325.8

(b) Sugar

11

1632.5

1348.0

192

23096.4

21515.8

(c) Edible Oils & Vanaspati

34

1782.4

1259.0

485

70550.4

18500.4

(d) Tea Processing

13

660.3

854.5

53

1529.1

1340.9

(e) Processing of Fruits & Vegetables

25

276.4

215.9

269

8428.3

5822.2

(f) Others

386

19071.8

7841.1

3,210

71005.7

50041.6

3. Beverage & Tobacco

41

4815.7

2302.9

592

24438.7

16110.9

4. Textiles

1,686

360089.4

32612.3

13,855

247355.6

171445.3

(a) Cotton Textiles

294

25429.4

11143.9

6,900

102603.5

75590.2

(b) Jute & Other Natural Fibre Textiles

28

197.1

403.5

193

2176.0

1967.9

(c) Handloom Textiles & Khadi

16

12.3

7.0

613

3228.6

2275.2

(d) Other Textiles & Textile Products

1,348

334450.6

21057.9

6,149

139347.5

91612.1

5. Paper, Paper Products & Printing

179

13069.4

6389.0

1,681

135365.4

27240.9

6. Woods and Wood Products

38

1219.0

1092.0

307

3214.6

2520.4

7. Leather & Leather Products

111

6964.5

1472.1

865

18806.7

13537.6

8. Gems and Jewellery

736

36715.1

26510.9

871

62268.1

46467.7

9. Rubber & Plastic Products

196

8405.2

4944.8

1,331

35587.3

27219.9

10. Chemicals & Chemical Products

652

117725.0

63096.7

2,700

282350.4

164007.0

(a) Heavy Industrial Chemicals

139

11925.4

5421.8

556

20384.5

15064.9

(b) Fertilisers

18

22026.4

19986.5

120

90376.5

56059.7

(c) Drugs & Pharmaceuticals

300

68275.4

27486.4

821

105242.3

54861.7

(d) Non-Edible Oils

3

110.4

93.1

72

1072.5

849.1

(e) Other Chemicals & Chemical Products

192

15387.3

10108.9

1,131

65274.6

37171.6

11. Petroleum, Coal Products & Nuclear Fuels

33

14994.2

19868.6

282

434013.3

366319.9

12. Manufacture of Cement & Cement Products

34

3969.1

2116.5

583

42073.6

35477.6

13. Basic Metals & Metal Products

681

115194.5

55099.0

3,995

466768.1

355792.8

(a) Iron & Steel

307

54117.7

27983.7

1,767

292210.5

216190.0

(b) Non-Ferrous Metals

203

50934.9

21524.2

719

142394.0

119730.3

(c) Metal Products

171

10141.9

5591.1

1,509

32163.6

19872.6

14. Engineering

547

29250.5

16504.9

5,753

294220.3

108670.0

(a) Heavy Engineering

113

7706.9

4109.4

844

35579.9

23495.3

(b) Light Engineering

265

11692.0

6076.6

3,009

133205.6

32319.2

(c) Electrical Machinery & Goods

131

8183.0

5179.5

1,546

75689.8

30804.2

(d) Electronic Machinery & Goods

38

1668.7

1139.4

354

49745.0

22051.4

15. Vehicles,Vehicle Parts & Transport Equipments

361

36146.4

29979.3

4,407

163841.4

84248.7

16. Other Industries

424

28738.4

7167.5

5,706

40179.5

30846.9

17. Electricity, Gas & Water

66

16958.4

13082.0

969

751811.7

596731.8

(a) Electricity Generation & Transmission

19

5060.8

1562.6

649

688729.8

544229.8

(b) Non-Conventional Energy

14

58.0

56.7

69

20457.8

16503.0

(c) Gas, Steam & Water Supply

33

11839.5

11462.7

251

42624.1

35999.1

18. Construction

1,401

320978.4

16688.6

41,406

889091.7

558659.9

(a) Other than Infrastructure

1,052

305889.6

6327.6

35,703

237618.2

84725.9

(b) Infrastructure Construction

349

15088.8

10361.1

5,703

651473.5

473934.0

III. TRANSPORT OPERATORS

2,199

23097.3

19498.9

149,005

342664.6

240756.4

IV. PROFESSIONAL AND OTHER SERVICES

2,142

94087.5

47790.3

54,802

4011077.3

573205.2

1. Professional Services

318

15656.6

2723.7

5,723

61488.4

28280.9

2. Tourism, Hotel & Restaurants

169

5698.2

5447.4

3,170

77801.2

22137.2

3. Recreation services

62

1251.0

1140.3

712

13721.2

11964.6

4. IT and Telecommunications

50

36981.7

10893.0

2,939

2762680.4

227553.3

5. Others

1,543

34500.1

27585.9

42,258

1095386.0

283269.1

V. PERSONAL LOANS

58,678

48104.9

36131.2

2,560,574

2361096.2

1861440.5

1. Housing

35,774

18864.5

14181.3

1,614,687

1670411.4

1372203.9

2. Consumer Durables

292

683.0

614.5

4,757

8985.9

8208.8

3. Vehicles

10,827

5092.3

1736.5

456,127

220633.5

158547.9

4. Education

465

321.7

203.5

63,179

38433.1

26572.3

5. Personal Credit Cards

4

347.2

347.2

392

717.7

555.5

6. Others

11,316

22796.2

19048.2

421,432

421914.6

295352.1

VI. TRADE

4,820

128991.9

78010.9

63,042

760262.7

375114.5

1. Wholesale Trade

746

106645.2

65638.7

7,127

365306.3

242021.0

2. Retail Trade

4,074

22346.7

12372.2

55,915

394956.4

133093.4

VII. FINANCE

7,156

459811.4

52332.2

13,370

3078911.2

1962250.0

VIII. ALL OTHERS

9,256

40159.3

17360.1

115,441

785997.0

485755.4

TOTAL LOANS AND ADVANCES

124,420

2037580.4

627393.9

4,110,045

16891719.8

9244319.1

See Notes on Tables.

TABLE NO.5.3 - INTEREST RATE RANGE-WISE CLASSIFICATION OF OUTSTANDING LOANS AND ADVANCES OF
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION - MARCH 2011

(Amount in ` Million)

I. AGRICULTURE

673,334

1954292.3

619735.5

741,871

593735.2

389178.0

1. Direct Finance

630,258

592807.0

437541.1

697,685

399243.4

318772.7

2. Indirect Finance

43,076

1361485.4

182194.4

44,186

194491.7

70405.3

II. INDUSTRY

197,659

8237044.6

4276674.8

165,301

4299854.3

2513873.7

1. Mining & Quarrying

3,249

142467.7

95867.5

4,022

116975.2

51381.1

2. Food Manufacturing & Processing

20,160

447566.5

294741.0

21,630

301315.9

187814.8

(a) Rice Mills, Flour & Dal Mills

8,687

120616.5

86329.9

8,453

72296.0

49223.7

(b) Sugar

512

125111.4

97705.9

517

89620.3

53967.5

(c) Edible Oils & Vanaspati

1,476

74168.5

31912.8

1,568

48265.5

29511.7

(d) Tea Processing

273

5556.0

2837.1

188

2372.1

1626.7

(e) Processing of Fruits & Vegetables

613

8216.6

6076.6

760

4916.4

3624.6

(f) Others

8,599

113897.4

69878.6

10,144

83845.8

49860.6

3. Beverage & Tobacco

1,466

136998.5

40307.2

1,506

42116.7

27479.3

4. Textiles

27,901

685689.6

365038.7

28,576

504732.6

313310.9

(a) Cotton Textiles

7,995

403503.7

199905.1

9,765

216530.0

159949.9

(b) Jute & Other Natural Fibre Textiles

637

7087.6

2194.0

601

4652.0

2882.8

(c) Handloom Textiles & Khadi

1,783

9150.1

6238.7

1,894

6541.2

4779.8

(d) Other Textiles & Textile Products

17,486

265948.3

156700.9

16,316

277009.3

145698.3

5. Paper, Paper Products & Printing

5,103

173947.6

71529.6

6,268

112303.3

55008.1

6. Woods and Wood Products

1,328

7259.2

4608.7

1,993

9701.5

7762.4

7. Leather & Leather Products

2,533

30828.2

16522.9

1,750

37200.3

14119.7

8. Gems and Jewellery

1,715

61293.5

35974.4

1,363

31595.6

14455.2

9. Rubber & Plastic Products

3,945

87247.7

59252.3

5,962

96153.7

51209.3

10. Chemicals & Chemical Products

5,970

522401.4

189965.3

7,592

223717.0

122496.4

(a) Heavy Industrial Chemicals

995

48206.5

32960.2

1,225

29756.1

15830.5

(b) Fertilisers

212

46415.9

14151.2

255

20944.6

5486.0

(c) Drugs & Pharmaceuticals

1,381

302509.3

96241.0

1,548

82863.2

49445.9

(d) Non-Edible Oils

208

2366.0

2017.4

292

5299.1

4180.1

(e) Other Chemicals & Chemical Products

3,174

122903.6

44595.4

4,272

84854.0

47553.9

11. Petroleum, Coal Products & Nuclear Fuels

652

192117.2

119045.8

716

60124.5

36873.6

12. Manufacture of Cement & Cement Products

2,015

136347.0

78806.7

2,499

91101.7

64180.0

13. Basic Metals & Metal Products

9,395

930361.7

491349.9

12,440

701873.4

415041.8

(a) Iron & Steel

4,075

602379.2

375705.9

5,745

551298.3

346433.8

(b) Non-Ferrous Metals

1,208

170421.5

65285.8

1,679

40658.7

24214.5

(c) Metal Products

4,112

157561.1

50358.2

5,016

109916.5

44393.4

14. Engineering

15,089

672378.7

262949.8

16,735

417806.2

237089.9

(a) Heavy Engineering

3,310

92774.0

37555.5

3,084

102169.8

34168.4

(b) Light Engineering

7,729

139356.6

86771.0

9,006

129452.0

98283.6

(c) Electrical Machinery & Goods

3,056

351042.0

101359.6

3,503

136686.2

63035.2

(d) Electronic Machinery & Goods

994

89206.1

37263.7

1,142

49498.3

41602.8

15. Vehicles, Vehicle Parts & Transport Equipments

7,208

176916.7

107419.9

5,009

122361.7

85779.2

16. Other Industries

14,756

160368.0

93764.0

18,153

172912.2

66546.3

17. Electricity, Gas & Water

1,704

1136506.7

761806.0

1,613

437346.9

236606.5

(a) Electricity Generation & Transmission

1,101

1062889.7

710037.7

694

413724.1

218892.3

(b) Non-Conventional Energy

213

45859.2

35217.8

404

16843.8

13589.9

(c) Gas, Steam & Water Supply

390

27757.8

16550.5

515

6779.0

4124.4

18. Construction

73,470

2536348.7

1187725.1

27,474

820515.7

526719.2

(a) Other than Infrastructure

63,529

444267.6

175728.8

21,432

150272.1

106711.3

(b) Infrastructure Construction

9,941

2092081.1

1011996.4

6,042

670243.6

420007.9

III. TRANSPORT OPERATORS

118,229

517321.6

239189.3

95,619

335447.4

260078.8

IV. PROFESSIONAL AND OTHER SERVICES

100,495

2425572.6

877595.7

82,315

825155.8

491265.0

1. Professional Services

8,403

125898.9

52071.6

7,266

44355.3

26071.2

2. Tourism, Hotel & Restaurants

6,906

128811.3

55651.6

6,104

198389.3

68458.2

3. Recreation services

1,051

30254.8

20927.3

1,060

35440.8

25958.1

4. IT and Telecommunications

2,523

1054111.1

332534.0

2,280

42374.8

22591.0

5. Others

81,612

1086496.6

416411.1

65,605

504595.7

348186.5

V. PERSONAL LOANS

3,314,271

2700837.7

1965052.3

1,209,285

706226.5

514417.4

1. Housing

1,949,088

1782536.1

1414462.2

186,242

237920.7

191284.5

2. Consumer Durables

9,915

6876.5

5365.1

8,835

5720.1

4085.4

3. Vehicles

647,393

279757.2

202059.8

416,167

167882.8

111538.5

4. Education

303,925

129606.4

94500.3

413,881

156788.9

114488.3

5. Personal Credit Cards

6,966

2431.7

710.7

445

209.0

167.8

6. Others

396,984

499629.8

247954.2

183,715

137705.0

92852.9

VI. TRADE

173,332

2887560.3

715951.4

206,692

580708.8

372798.4

1. Wholesale Trade

16,396

1757690.3

461240.6

19,496

254904.4

150437.4

2. Retail Trade

156,936

1129870.0

254710.8

187,196

325804.4

222361.0

VII. FINANCE

14,542

1611274.8

987418.4

9,889

435754.4

219678.2

VIII. ALL OTHERS

128,869

1657533.5

359190.0

89,026

296294.9

189741.6

TOTAL LOANS AND ADVANCES

4,720,731

21991437.4

10040807.4

2,599,998

8073177.3

4951031.1

TABLE NO.5.3 - INTEREST RATE RANGE-WISE CLASSIFICATION OF OUTSTANDING LOANS AND ADVANCES OF
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION - MARCH 2011

(Amount in ` Million)

I. AGRICULTURE

899,184

561760.4

457210.1

267,373

254824.5

186819.0

1. Direct Finance

850,659

458147.5

387270.3

250,674

191998.3

154250.0

2. Indirect Finance

48,525

103612.9

69939.8

16,699

62826.3

32569.0

II. INDUSTRY

254,189

4097784.1

2625935.5

145,775

2749469.3

1373408.1

1. Mining & Quarrying

8,201

121833.6

85399.9

3,969

54258.8

37753.1

2. Food Manufacturing & Processing

33,375

249933.8

180817.8

15,307

245582.5

99044.3

(a) Rice Mills, Flour & Dal Mills

11,775

60510.6

45344.4

4,211

54076.3

20526.2

(b) Sugar

677

64248.9

47743.6

268

32058.3

23041.9

(c) Edible Oils & Vanaspati

2,590

33531.5

23365.2

1,130

17522.7

13723.2

(d) Tea Processing

278

2404.8

1770.2

243

12711.2

1778.6

(e) Processing of Fruits & Vegetables

1,260

5148.8

3827.1

610

5049.7

3136.0

(f) Others

16,795

84089.1

58767.4

8,845

124164.4

36838.3

3. Beverage & Tobacco

2,520

46609.6

37268.0

1,287

29542.6

24057.3

4. Textiles

41,144

455180.4

353128.2

26,176

599525.5

158427.4

(a) Cotton Textiles

12,209

224800.3

177413.7

7,526

168843.2

66738.1

(b) Jute & Other Natural Fibre Textiles

941

5856.8

4397.8

538

4193.0

3251.5

(c) Handloom Textiles & Khadi

3,301

9502.1

7916.7

1,275

10974.1

2774.5

(d) Other Textiles & Textile Products

24,693

215021.2

163400.1

16,837

415515.2

85663.3

5. Paper, Paper Products & Printing

11,341

128203.0

75183.0

6,975

70364.1

45724.2

6. Woods and Wood Products

4,274

15987.9

11746.0

2,298

10158.9

8187.0

7. Leather & Leather Products

2,510

14984.9

11154.4

3,009

87571.5

10263.1

8. Gems and Jewellery

2,032

43827.3

28658.2

1,004

31489.9

19063.5

9. Rubber & Plastic Products

10,316

88105.8

64989.8

6,046

52181.6

37309.1

10. Chemicals & Chemical Products

13,464

248908.3

158259.6

7,801

158149.1

88825.0

(a) Heavy Industrial Chemicals

2,517

49760.3

30165.2

1,395

28828.3

17235.8

(b) Fertilisers

480

13916.2

8167.9

279

2651.8

2106.3

(c) Drugs & Pharmaceuticals

2,743

104689.4

68501.8

1,885

59593.5

36665.8

(d) Non-Edible Oils

549

4666.9

3415.2

279

5081.9

3655.6

(e) Other Chemicals & Chemical Products

7,175

75875.5

48009.5

3,963

61993.6

29161.6

11. Petroleum, Coal Products & Nuclear Fuels

1,301

165806.9

42224.8

795

36255.4

25586.1

12. Manufacture of Cement & Cement Products

5,604

84001.0

53547.0

3,004

31082.7

23549.2

13. Basic Metals & Metal Products

20,833

551691.2

389557.6

12,147

294668.4

207426.4

(a) Iron & Steel

9,448

409988.4

288298.8

5,334

204866.4

144827.8

(b) Non-Ferrous Metals

3,621

53783.8

39471.2

1,932

34057.8

21593.2

(c) Metal Products

7,764

87919.0

61787.6

4,881

55744.3

41005.3

14. Engineering

30,407

345133.2

225480.5

16,133

207093.3

130898.4

(a) Heavy Engineering

6,166

58181.2

26770.5

2,912

62981.3

32582.2

(b) Light Engineering

16,087

125061.7

97334.8

8,534

72439.9

45240.5

(c) Electrical Machinery & Goods

6,330

119036.8

70878.5

3,589

51035.4

36682.1

(d) Electronic Machinery & Goods

1,824

42853.4

30496.6

1,098

20636.6

16393.6

15. Vehicles, Vehicle Parts & Transport Equipments

6,776

154935.2

102956.3

3,745

60521.8

34836.0

16. Other Industries

31,386

161870.0

93896.8

14,622

108971.4

61766.5

17. Electricity, Gas & Water

2,032

465766.7

210136.5

1,214

185727.8

77793.5

(a) Electricity Generation & Transmission

848

434432.9

189639.9

451

159486.8

68328.8

(b) Non-Conventional Energy

413

21899.1

14078.3

235

6177.6

4025.0

(c) Gas, Steam & Water Supply

771

9434.7

6418.3

528

20063.3

5439.8

18. Construction

26,673

755005.2

501531.0

20,243

486323.9

282898.0

(a) Other than Infrastructure

19,115

186161.1

133659.7

15,212

165491.8

130369.8

(b) Infrastructure Construction

7,558

568844.1

367871.4

5,031

320832.1

152528.2

III. TRANSPORT OPERATORS

106,630

253212.3

176284.8

69,495

94943.4

69706.0

IV. PROFESSIONAL AND OTHER SERVICES

108,459

945695.4

629257.2

69,345

629832.3

481907.9

1. Professional Services

11,835

59270.1

35367.6

10,299

40323.6

31084.3

2. Tourism, Hotel & Restaurants

11,968

136492.6

99271.1

7,327

107831.3

83918.2

3. Recreation services

2,127

80161.1

36907.4

1,329

20409.6

17142.8

4. IT and Telecommunications

3,702

57005.9

43157.8

3,841

23860.6

18690.0

5. Others

78,827

612765.7

414553.3

46,549

437407.2

331072.5

V. PERSONAL LOANS

1,152,420

663992.1

482984.8

477,712

334154.6

232860.8

1. Housing

202,250

202689.8

153122.4

95,724

105673.5

76593.5

2. Consumer Durables

11,025

6507.0

5124.7

13,193

5604.0

4307.0

3. Vehicles

157,625

72796.6

41662.0

80,484

35528.2

17206.9

4. Education

217,269

103383.5

81162.7

44,049

29740.0

22119.7

5. Personal Credit Cards

2,830

1331.6

936.5

3,282

2958.5

1452.4

6. Others

561,421

277283.6

200976.5

240,980

154650.4

111181.3

VI. TRADE

395,352

819966.1

608695.1

169,435

582654.3

352253.1

1. Wholesale Trade

35,819

301439.7

219445.9

25,153

241877.0

130910.8

2. Retail Trade

359,533

518526.3

389249.2

144,282

340777.3

221342.3

VII. FINANCE

13,266

223175.0

99734.3

27,900

213242.2

40425.2

VIII. ALL OTHERS

67,835

189452.1

140074.6

41,940

168566.9

94119.3

TOTAL LOANS AND ADVANCES

2,997,335

7755037.4

5220176.3

1,268,975

5027687.4

2831499.4

TABLE NO.5.3 - INTEREST RATE RANGE-WISE CLASSIFICATION OF OUTSTANDING LOANS AND ADVANCES OF
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION - MARCH 2011

(Amount in ` Million)

I. AGRICULTURE

63,186

75861.2

54784.7

34,292

329304.2

21496.0

1. Direct Finance

57,503

55250.0

41963.4

32,461

325322.0

18412.2

2. Indirect Finance

5,683

20611.2

12821.3

1,831

3982.2

3083.8

II. INDUSTRY

72,018

1439009.7

691745.3

24,611

280191.3

204962.9

1. Mining & Quarrying

1,663

22236.8

17731.1

476

9585.6

8206.8

2. Food Manufacturing & Processing

5,869

62410.4

45642.4

2,193

17930.1

13490.1

(a) Rice Mills, Flour & Dal Mills

1,439

10154.8

7560.5

586

4587.2

3615.6

(b) Sugar

135

10327.9

7834.1

60

3373.4

2348.0

(c) Edible Oils & Vanaspati

527

6745.0

5600.5

205

2829.0

2044.4

(d) Tea Processing

66

1792.5

1604.6

19

137.1

96.5

(e) Processing of Fruits & Vegetables

265

2305.8

1957.8

74

263.5

223.8

(f) Others

3,437

31084.4

21084.7

1,249

6739.9

5161.8

3. Beverage & Tobacco

653

17417.3

13251.9

183

5502.1

4125.8

4. Textiles

10,217

109582.5

85618.1

3,494

33329.8

23083.7

(a) Cotton Textiles

3,190

46212.6

37360.6

1,229

15079.5

11688.9

(b) Jute & Other Natural Fibre Textiles

261

2289.4

1584.8

183

587.3

448.6

(c) Handloom Textiles & Khadi

416

2546.0

2231.8

127

364.0

287.4

(d) Other Textiles & Textile Products

6,350

58534.5

44441.0

1,955

17299.0

10658.9

5. Paper, Paper Products & Printing

3,246

66193.5

22180.0

857

7123.4

4900.9

6. Woods and Wood Products

862

4753.4

4292.2

382

1954.4

1523.6

7. Leather & Leather Products

839

6915.3

5289.2

495

2756.6

1613.1

8. Gems and Jewellery

744

56197.9

26473.3

192

5123.3

4092.2

9. Rubber & Plastic Products

2,696

30621.1

20846.2

712

7036.8

5848.1

10. Chemicals & Chemical Products

3,733

321266.3

56458.3

1,045

21048.0

14248.6

(a) Heavy Industrial Chemicals

750

12751.9

9555.1

221

4045.2

3318.2

(b) Fertilisers

147

5826.2

3675.5

76

1022.7

256.6

(c) Drugs & Pharmaceuticals

987

54556.4

21458.3

263

9599.5

6165.8

(d) Non-Edible Oils

113

2810.8

2563.4

27

745.6

733.8

(e) Other Chemicals & Chemical Products

1,736

245320.9

19206.0

458

5635.0

3774.3

11. Petroleum, Coal Products & Nuclear Fuels

361

37268.8

10690.2

257

9342.3

2608.5

12. Manufacture of Cement & Cement Products

995

12360.2

6885.7

202

2801.1

2310.6

13. Basic Metals & Metal Products

6,099

190973.7

119611.3

1,394

33538.6

24502.9

(a) Iron & Steel

2,789

132737.8

85254.4

625

22345.3

16545.3

(b) Non-Ferrous Metals

879

24278.0

12201.6

181

3338.4

2771.3

(c) Metal Products

2,431

33957.9

22155.3

588

7855.0

5186.2

14. Engineering

8,300

199896.2

71157.4

2,483

22445.2

17191.8

(a) Heavy Engineering

1,259

21557.0

11943.9

341

3438.1

2940.5

(b) Light Engineering

4,760

110911.4

27842.5

1,244

8369.0

7067.6

(c) Electrical Machinery & Goods

1,674

44062.1

21691.8

753

7555.3

5198.1

(d) Electronic Machinery & Goods

607

23365.7

9679.2

145

3082.8

1985.6

15. Vehicles,Vehicle Parts & Transport Equipments

1,913

32508.6

23162.2

487

4452.6

3192.5

16. Other Industries

7,529

49829.3

27448.6

2,285

11113.9

8442.7

17. Electricity, Gas & Water

564

52859.0

17624.6

156

4840.4

2359.1

(a) Electricity Generation & Transmission

232

9246.8

7987.2

73

4208.6

1938.0

(b) Non-Conventional Energy

82

6755.3

2797.4

15

341.6

186.2

(c) Gas, Steam & Water Supply

250

36857.0

6840.0

68

290.2

234.9

18. Construction

15,735

165719.5

117382.5

7,318

80267.1

63221.8

(a) Other than Infrastructure

12,562

102875.3

72441.9

5,991

31061.3

24621.6

(b) Infrastructure Construction

3,173

62844.1

44940.6

1,327

49205.8

38600.2

III. TRANSPORT OPERATORS

34,738

50007.5

34031.5

18,664

15358.1

11387.3

IV. PROFESSIONAL AND OTHER SERVICES

45,666

468041.3

284863.4

13,340

119593.4

78786.0

1. Professional Services

6,884

50484.0

21548.6

1,942

16576.1

9509.9

2. Tourism, Hotel & Restaurants

4,276

56176.4

37557.2

1,452

12186.4

8615.5

3. Recreation services

796

8458.6

7135.3

347

4553.2

3676.3

4. IT and Telecommunications

1,376

17542.6

12412.4

630

3705.4

2971.5

5. Others

32,334

335379.7

206209.9

8,969

82572.3

54012.9

V. PERSONAL LOANS

299,812

215425.7

139976.2

153,766

85343.6

58097.5

1. Housing

56,707

65918.7

49152.1

16,386

17707.1

13886.9

2. Consumer Durables

4,719

2985.8

2083.2

3,595

1396.3

1022.8

3. Vehicles

37,548

16390.1

8952.6

23,513

9479.1

6042.3

4. Education

10,212

4918.3

3961.2

2,865

2149.4

1597.9

5. Personal Credit Cards

201

186.1

137.1

97

94.2

37.7

6. Others

190,425

125026.7

75690.0

107,310

54517.5

35510.0

VI. TRADE

96,095

367422.5

272098.3

32,394

74010.2

61422.3

1. Wholesale Trade

14,657

202107.7

145207.9

4,924

28614.9

24128.5

2. Retail Trade

81,438

165314.8

126890.4

27,470

45395.3

37293.8

VII. FINANCE

2,148

96657.8

24928.5

2,034

23362.4

3968.5

VIII. ALL OTHERS

24,541

69379.8

47294.4

15,084

28695.1

20544.7

TOTAL LOANS AND ADVANCES

638,204

2781805.4

1549722.3

294,185

955858.2

460665.3

TABLE NO.5.3 - INTEREST RATE RANGE-WISE CLASSIFICATION OF OUTSTANDING LOANS AND ADVANCES OF
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION - MARCH 2011

(Amount in ` Million)

I. AGRICULTURE

25,852

14652.2

10906.7

53,242

19839.1

16390.7

1. Direct Finance

24,706

12237.5

9108.0

52,068

18789.8

15676.2

2. Indirect Finance

1,146

2414.7

1798.6

1,174

1049.4

714.6

II. INDUSTRY

16,382

139781.0

78107.3

12,735

47890.6

30426.4

1. Mining & Quarrying

345

6093.4

2468.5

160

671.2

413.9

2. Food Manufacturing & Processing

1,557

8006.3

5825.3

1,270

3633.0

2616.5

(a) Rice Mills, Flour & Dal Mills

321

2293.1

1680.8

68

262.2

186.8

(b) Sugar

35

857.5

700.7

30

200.5

199.6

(c) Edible Oils & Vanaspati

111

341.8

281.1

38

412.8

166.0

(d) Tea Processing

19

432.4

362.0

28

103.3

81.7

(e) Processing of Fruits & Vegetables

26

331.2

209.2

20

482.8

484.1

(f) Others

1,045

3750.2

2591.6

1,086

2171.4

1498.4

3. Beverage & Tobacco

126

1552.5

1098.5

37

405.1

297.7

4. Textiles

2,594

16194.6

10642.0

1,851

5740.1

3545.2

(a) Cotton Textiles

836

7823.4

4515.0

476

2373.5

1480.9

(b) Jute & Other Natural Fibre Textiles

78

266.1

127.1

19

154.9

131.5

(c) Handloom Textiles & Khadi

86

132.6

107.7

75

231.7

94.6

(d) Other Textiles & Textile Products

1,594

7972.5

5892.1

1,281

2980.0

1838.3

5. Paper, Paper Products & Printing

530

2530.9

1895.1

475

1999.2

1202.7

6. Woods and Wood Products

221

602.0

454.2

109

235.8

175.9

7. Leather & Leather Products

237

970.7

728.6

134

698.6

517.5

8. Gems and Jewellery

165

1610.7

1544.2

146

1265.6

748.5

9. Rubber & Plastic Products

627

4995.8

2168.5

331

749.8

616.6

10. Chemicals & Chemical Products

834

11802.2

8631.3

544

4918.8

2426.9

(a) Heavy Industrial Chemicals

216

1094.3

836.7

218

777.7

435.2

(b) Fertilisers

28

436.0

85.9

31

74.9

51.0

(c) Drugs & Pharmaceuticals

202

3899.5

2780.7

98

3090.7

1222.6

(d) Non-Edible Oils

30

80.5

77.8

7

38.2

15.8

(e) Other Chemicals & Chemical Products

358

6291.9

4850.2

190

937.3

702.4

11. Petroleum, Coal Products & Nuclear Fuels

110

2281.7

1743.3

60

383.0

335.8

12. Manufacture of Cement & Cement Products

169

817.8

716.6

71

99.5

96.4

13. Basic Metals & Metal Products

802

24955.0

8332.5

408

5957.4

3359.2

(a) Iron & Steel

316

12786.2

5660.4

183

4470.1

2132.1

(b) Non-Ferrous Metals

114

2961.0

1233.0

61

368.5

288.4

(c) Metal Products

372

9207.8

1439.0

164

1118.9

938.7

14. Engineering

1,727

18223.6

6548.3

1,309

7821.3

4835.0

(a) Heavy Engineering

453

7792.1

1449.8

520

632.7

430.8

(b) Light Engineering

748

6157.4

2203.4

452

1502.3

962.6

(c) Electrical Machinery & Goods

404

3025.7

2043.6

252

4559.6

2819.9

(d) Electronic Machinery & Goods

122

1248.4

851.5

85

1126.7

621.7

15. Vehicles, Vehicle Parts & Transport Equipments

391

1559.1

1187.3

332

895.4

638.9

16. Other Industries

1,456

5239.3

4084.0

1,595

3325.7

2429.3

17. Electricity, Gas & Water

193

3935.5

2462.6

32

98.2

72.4

(a) Electricity Generation & Transmission

71

2723.3

1665.5

10

32.5

15.8

(b) Non-Conventional Energy

56

423.8

386.0

6

45.7

39.8

(c) Gas, Steam & Water Supply

66

788.4

411.0

16

20.0

16.8

18. Construction

4,298

28409.7

17576.4

3,871

8992.7

6097.9

(a) Other than Infrastructure

3,408

17561.4

9754.2

3,286

3619.6

2840.8

(b) Infrastructure Construction

890

10848.3

7822.2

585

5373.1

3257.0

III. TRANSPORT OPERATORS

10,977

14859.0

8836.6

12,018

7604.5

5288.5

IV. PROFESSIONAL AND OTHER SERVICES

8,495

77778.6

35754.7

13,801

22799.5

18299.7

1. Professional Services

1,297

4610.5

2182.0

1,530

1299.6

1112.2

2. Tourism, Hotel & Restaurants

884

4210.1

3290.2

404

3003.6

2325.7

3. Recreation services

279

2456.8

1892.3

264

1163.5

775.3

4. IT and Telecommunications

417

5421.8

5083.4

444

860.3

612.7

5. Others

5,618

61079.4

23306.9

11,159

16472.4

13473.7

V. PERSONAL LOANS

107,363

80014.0

55237.6

177,151

78034.1

44338.0

1. Housing

12,657

29366.7

24187.5

2,799

2068.0

1419.1

2. Consumer Durables

902

856.0

413.9

448

192.1

125.6

3. Vehicles

17,722

7120.0

4271.8

23,156

7726.8

4549.5

4. Education

1,519

1456.5

1160.3

417

234.4

185.8

5. Personal Credit Cards

2,078

1737.2

168.8

3,991

1754.0

113.5

6. Others

72,485

39477.5

25035.3

146,340

66058.8

37944.5

VI. TRADE

21,029

59301.2

43560.3

15,012

32091.5

25832.0

1. Wholesale Trade

4,072

28393.2

21149.4

2,588

16600.1

13195.5

2. Retail Trade

16,957

30907.9

22410.9

12,424

15491.4

12636.5

VII. FINANCE

463

21140.3

13637.7

3,222

192758.5

3801.2

VIII. ALL OTHERS

7,760

12739.0

7916.2

11,254

38896.5

10049.0

TOTAL LOANS AND ADVANCES

198,321

420265.2

253957.2

298,435

439914.3

154425.5

TABLE NO.5.3 - INTEREST RATE RANGE-WISE CLASSIFICATION OF OUTSTANDING LOANS AND ADVANCES OF
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION - MARCH 2011

(Amount in ` Million)

I. AGRICULTURE

25,601

10700.1

7361.3

3,876,680

5112603.9

2662698.6

1. Direct Finance

24,632

9939.7

6910.3

3,650,515

2871445.8

1939473.0

2. Indirect Finance

969

760.4

451.0

226,165

2241158.2

723225.6

II. INDUSTRY

3,492

42797.0

19408.2

993,397

26831226.0

15037792.8

1. Mining & Quarrying

46

559.0

220.0

23,710

700356.8

472817.7

2. Food Manufacturing & Processing

409

2601.9

1973.2

108,937

1604089.6

977615.9

(a) Rice Mills, Flour & Dal Mills

26

614.8

450.3

38,055

392487.3

251829.5

(b) Sugar

2

446.5

446.1

2,439

350973.6

256851.2

(c) Edible Oils & Vanaspati

8

138.3

48.7

8,172

256287.9

126412.9

(d) Tea Processing

7

5.2

4.2

1,187

27704.1

12356.9

(e) Processing of Fruits & Vegetables

5

29.6

9.3

3,927

35449.0

25586.6

(f) Others

361

1367.6

1014.6

55,157

541187.6

304578.9

3. Beverage & Tobacco

21

2051.5

143.5

8,432

311450.2

166443.1

4. Textiles

820

2486.3

1817.9

158,314

3019906.5

1518669.7

(a) Cotton Textiles

127

804.4

673.6

50,547

1214003.4

746459.8

(b) Jute & Other Natural Fibre Textiles

5

165.2

163.5

3,484

27625.4

17552.8

(c) Handloom Textiles & Khadi

27

15.9

11.6

9,613

42698.6

26725.0

(d) Other Textiles & Textile Products

661

1500.9

969.2

94,670

1735579.1

727932.0

5. Paper, Paper Products & Printing

93

239.7

142.1

36,748

711339.5

311395.6

6. Woods and Wood Products

14

25.1

9.5

11,826

55111.8

42371.9

7. Leather & Leather Products

71

104.5

66.3

12,554

207801.8

75284.5

8. Gems and Jewellery

35

2510.4

2478.3

9,003

333897.3

206466.5

9. Rubber & Plastic Products

85

8009.4

392.4

32,247

419094.1

274797.1

10. Chemicals & Chemical Products

174

7519.3

4893.0

44,509

1919805.8

873308.2

(a) Heavy Industrial Chemicals

63

855.4

128.4

8,295

208385.7

130951.9

(b) Fertilisers

1

1200.0

1.3

1,647

204891.3

110028.0

(c) Drugs & Pharmaceuticals

43

3806.5

3405.6

10,271

798125.7

368235.5

(d) Non-Edible Oils

1

0.5

0.5

1,581

22272.4

17601.7

(e) Other Chemicals & Chemical Products

66

1657.0

1357.3

22,715

686130.7

246491.1

11. Petroleum, Coal Products & Nuclear Fuels

8

53.1

52.7

4,575

952640.6

625349.5

12. Manufacture of Cement & Cement Products

14

55.4

21.6

15,190

404709.1

267708.0

13. Basic Metals & Metal Products

133

3163.0

868.3

68,327

3319145.2

2070941.8

(a) Iron & Steel

56

2895.0

641.9

30,645

2290094.7

1509674.2

(b) Non-Ferrous Metals

23

135.1

116.3

10,620

523331.6

308430.0

(c) Metal Products

54

133.0

110.1

27,062

505718.9

252837.6

14. Engineering

339

3348.6

1003.8

98,822

2217617.1

1082329.7

(a) Heavy Engineering

126

66.8

49.2

19,128

392880.0

175495.4

(b) Light Engineering

154

495.2

403.2

51,988

738643.1

404504.8

(c) Electrical Machinery & Goods

44

2409.9

263.5

21,282

803285.7

339956.0

(d) Electronic Machinery & Goods

15

376.7

287.9

6,424

282808.3

162373.4

15. Vehicles,Vehicle Parts & Transport Equipments

78

400.6

82.5

30,707

754539.5

473482.7

16. Other Industries

356

375.7

259.8

98,268

742923.5

396652.4

17. Electricity, Gas & Water

12

3144.3

124.4

8,555

3058995.5

1918799.5

(a) Electricity Generation & Transmission

5

28.3

17.3

4,153

2780563.5

1744314.8

(b) Non-Conventional Energy

4

3015.4

107.0

1,511

121877.3

86987.1

(c) Gas, Steam & Water Supply

3

100.6

0.2

2,891

156554.7

87497.6

18. Construction

784

6149.3

4858.8

222,673

6097802.0

3283359.1

(a) Other than Infrastructure

587

1251.0

869.3

181,877

1646069.2

748050.8

(b) Infrastructure Construction

197

4898.3

3989.5

40,796

4451732.8

2535308.3

III. TRANSPORT OPERATORS

8,688

5516.6

3261.1

626,262

1660032.4

1068319.2

IV. PROFESSIONAL AND OTHER SERVICES

3,983

6336.3

4578.6

502,843

9625969.9

3523303.8

1. Professional Services

538

328.2

239.9

56,035

420291.4

210191.9

2. Tourism, Hotel & Restaurants

93

186.9

124.1

42,753

730787.1

386796.3

3. Recreation services

87

102.9

106.1

8,114

197973.4

127626.0

4. IT and Telecommunications

128

148.6

106.7

18,330

4004693.0

676605.9

5. Others

3,137

5569.8

4001.8

377,611

4272224.9

2122083.5

V. PERSONAL LOANS

1,178,979

387891.0

62987.0

10,690,011

7661120.2

5453523.3

1. Housing

1,237

1126.4

588.6

4,173,551

4134282.7

3311082.0

2. Consumer Durables

154

88.5

9.4

57,835

39895.3

31360.4

3. Vehicles

1,871

618.1

415.6

1,872,433

823024.6

556983.4

4. Education

338

304.4

308.8

1,058,119

467336.6

346260.6

5. Personal Credit Cards

1,111,637

360783.4

47985.0

1,131,923

372550.6

52612.2

6. Others

63,742

24970.3

13679.5

2,396,150

1824030.5

1155224.6

VI. TRADE

6,557

5865.9

3379.9

1,183,760

6298835.3

2909116.0

1. Wholesale Trade

405

1431.4

948.0

131,383

3305010.3

1474323.7

2. Retail Trade

6,152

4434.5

2431.8

1,052,377

2993825.0

1434792.3

VII. FINANCE

1,965

3482.2

2278.0

95,955

6359570.0

3410452.3

VIII. ALL OTHERS

4,634

3715.5

2280.1

515,640

3291429.6

1374325.6

TOTAL LOANS AND ADVANCES

1,233,899

466304.6

105534.0

18,484,548

66840787.4

35439531.3