3. Scheduled Commercial Banks - Business in India - RBI - Reserve Bank of India
3. Scheduled Commercial Banks - Business in India
(Rs. crore) |
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|
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Outstanding |
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as on |
Variation over |
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Item |
1999 |
Financial year so far |
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Jul. 16# |
Fortnight |
1998-99 |
1999-2000 |
Year |
|
|
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1 |
2 |
3 |
4 |
5 |
6 |
|
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Liabilities to the Banking System |
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Demand and time deposits from banks |
31,967 |
-89 |
1,327 |
-293 |
6,958 |
Borrowings from Banks(1) |
11,240 |
868 |
1,203 |
-384 |
2,876 |
Other demand and time liabilities(2) |
1,031 |
-37 |
-943 |
341 |
529 |
Liabilities to Others |
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Aggregate deposits |
7,33,808@ |
2,036 |
20,188 |
24,716 |
1,15,136 |
(0.3) |
(3.4) |
(3.5) |
(18.6) |
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Demand |
1,08,869 |
-283 |
-4,926 |
-4,611 |
11,282 |
Time |
6,24,939@ |
2,320 |
25,114* |
29,327* |
1,03,853* |
Borrowings(3) |
2,137 |
842 |
156 |
145 |
702 |
Other demand and time liabilities |
60,492 |
-1,115 |
2,631* |
-103* |
11,181* |
Borrowings from Reserve Bank |
5,730 |
1,454 |
221 |
2,836 |
5,114 |
Cash in hand and Balances with Reserve Bank |
72,699 |
2,856 |
3,171 |
5,169 |
8,222 |
Cash in hand |
4,264 |
-62 |
497 |
282 |
159 |
Balances with Reserve Bank |
68,435 |
2,918 |
2,674 |
4,887 |
8,063 |
Assets with the Banking System |
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Balance with other Banks(4) |
12,492 |
83 |
-684 |
-430 |
1,623 |
Money at call and short notice |
15,811 |
-1,845 |
361 |
-2,323 |
6,588 |
Advances to banks |
1,590 |
-630 |
-1,055 |
-48 |
482 |
Other assets |
1,486 |
2 |
-471 |
183 |
291 |
Investments(5) |
2,79,077 |
2,014 |
17,339 |
24,958 |
43,033 |
(0.7) |
(7.9) |
(9.8) |
(18.2) |
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Government securities |
2,47,407 |
2,107 |
17,359 |
24,663 |
43,091 |
Other approved securities |
31,669 |
-93 |
-20 |
295 |
-59 |
Bank Credit |
3,72,715 |
3,344 |
-683 |
6,711 |
49,319 |
(0.9) |
(-0.2) |
(1.8) |
(15.3) |
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Food Credit |
22,697 |
706 |
5,216 |
5,881 |
4,996 |
Non-food credit |
3,50,018 |
2,638 |
-5,899 |
831 |
44,323 |
Loans, cash-credit and overdrafts |
3,43,496 |
3,572 |
1,126 |
8,629 |
47,635 |
Inland bills- purchased |
4,059 |
-549 |
-535 |
-653 |
-67 |
discounted(6) |
10,421 |
361 |
-127 |
-355 |
780 |
Foreign bills-purchased |
7,672 |
140 |
-635 |
-697 |
376 |
discounted |
7,068 |
-179 |
-512 |
-213 |
594 |
Cash-Deposit Ratio |
9.91 |
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Investment-Deposit Ratio |
38.03 |
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Credit-Deposit Ratio |
50.79 |
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|
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@ : Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs). Excluding these proceeds, the growth rates in aggregate deposits as shown in columns 5 and 6 would work out to 3.6 per cent and 15.7 per cent, respectively. |