(Rs. crore)

Outstanding

Variation over

as on

Item

2001

Financial year so far

Year-on-year

May 25#

Month

2000-2001

2001-2002

2000

2001

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

48,572

–3,226

1,474

–1,800

6,054

10,387

Borrowings from Banks⁽¹⁾

25,863

–2,587

–308

1,970

2,653

9,904

Other demand and time liabilities⁽²⁾

1,929

192

645

88

144

423

Liabilities to Others

Aggregate deposits@

9,99,473

7,719

28,482

41,465

1,19,468

1,57,646

(0.8)

(3.5)

(4.3)

(16.5)

(18.7)

[3.6]

[4.5]

[17.0]

[16.0]

Demand

1,42,617

–4,437

1,274

1,835

20,510

13,977

Time@

8,56,856

12,156

27,208*

39,630*

98,958*

1,43,669*

Borrowings⁽³⁾

4,189

–1,643

3,326

1,714

2,212

–1,872

Other demand and time liabilities

93,018

–4,278

–3,081*

669*

13,917*

17,657*

Borrowings from Reserve Bank

4,056

–2,178

4,137

160

2,212

–6,571

Cash in hand and Balances with Reserve Bank

74,304

–8,103

7,143

9,102

–6,408

4,411

Cash in hand

6,249

374

140

591

933

778

Balances with Reserve Bank

68,055

–8,477

7,003

8,512

–7,341

3,633

Assets with the Banking System

Balance with other Banks⁽⁴⁾

18,719

–1,943

189

–123

3,621

2,223

Money at call and short notice

38,162

–3,971

471

2,704

4,188

16,011

Advances to Banks

4,275

397

–876

–57

1,186

1,609

Other assets

1,887

–407

–235

–422

360

204

Investments⁽⁵⁾

3,91,584

13,851

21,307

21,751

58,754

61,333

(3.7)

(6.9)

(5.9)

(21.6)

(18.6)

Government securities

3,60,312

13,843

21,144

21,232

60,127

60,712

Other approved securities

31,272

7

163

519

–1,373

621

Bank Credit

5,14,965

–3,868

6,534

5,883

75,667

72,472

(–0.7)

(1.5)

(1.2)

(20.6)

(16.4)

Food Credit

47,572

8,263

5,152

7,580

8,130

16,728

Non-food credit

4,67,393

–12,131

1,382

–1,698

67,537

55,744

Loans, cash-credit and overdrafts

4,73,127

–1,906

3,993

5,215

67,732

68,227

Inland bills- purchased

5,011

–494

–64

–6

526

287

discounted⁽⁶⁾

18,848

–924

2,402

333

4,882

3,688

Foreign bills-purchased

9,276

–728

8

15

1,174

382

discounted

8,704

183

196

325

1,354

–111

Cash-Deposit Ratio

7.43

Investment-Deposit Ratio

39.18

Credit-Deposit Ratio

51.52

@ : Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs. 25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.

Figures in brackets denote percentage variation in the relevant period.

*

: Revised in line with the new accounting standards and consistent with the methodology suggested by the Working Group on Money Supply: Analytics and Methodology of Compilation (June 1998). The revision is in respect of pension and provident funds with commercial banks which are classified as other demand and time liabilities and includes those banks which have reported such changes so far.

Note : Based on Special Returns submited by the banks as required when the last Friday of the month is not an alternate Friday for the reporting purposes.