3. Scheduled Commercial Banks - Business in India - RBI - Reserve Bank of India
3. Scheduled Commercial Banks - Business in India
(Rs. crore) |
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|
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Outstanding |
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as on |
Variation over |
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|
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Item |
1999 |
Financial year so far |
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|
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Apr. 9# |
Fortnight |
1998-99 |
1999-2000 |
Year |
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|
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1 |
2 |
3 |
4 |
5 |
6 |
|
|
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Liabilities to the Banking System |
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Demand and time deposits from banks |
33,351 |
1,091 |
1,286 |
1,091 |
8,383 |
|
Borrowings from Banks(1) |
11,418 |
-206 |
-258 |
-206 |
4,516 |
|
Other demand and time liabilities(2) |
1,058 |
368 |
-822 |
368 |
435 |
|
Liabilities to Others |
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Aggregate deposits |
7,24,990@ |
7,719 |
4,012 |
7,719 |
1,15,568 |
|
(1.1) |
(0.7) |
(1.1) |
(19.0) |
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Demand |
1,15,822 |
2,342 |
-3,322 |
2,342 |
16,631 |
|
Time |
6,09,168@ |
5,377 |
7,334 |
5,377 |
98,937 |
|
Borrowings(3) |
1,318 |
-674 |
25 |
-674 |
13 |
|
Other demand and time liabilities |
52,539 |
123 |
4,107 |
123 |
8,678 |
|
Borrowings from Reserve Bank |
912 |
-1,982 |
-236 |
-1,982 |
753 |
|
Cash in hand and Balances with Reserve Bank |
68,224 |
694 |
-10 |
694 |
6,929 |
|
Cash in hand |
4,224 |
242 |
-322 |
242 |
938 |
|
Balances with Reserve Bank |
64,000 |
453 |
311 |
453 |
5,991 |
|
Assets with the Banking System |
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Balance with other Banks(4) |
13,585 |
664 |
724 |
664 |
1,309 |
|
Money at call and short notice |
19,156 |
1,022 |
212 |
1,022 |
10,083 |
|
Advances to banks |
1,440 |
-198 |
-671 |
-198 |
-52 |
|
Other assets |
1,452 |
149 |
132 |
149 |
-346 |
|
Investments(5) |
2,62,347 |
8,228 |
9,179 |
8,228 |
34,463 |
|
(3.2) |
(4.2) |
(3.2) |
(15.1) |
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Government securities |
2,30,696 |
7,952 |
9,209 |
7,952 |
34,530 |
|
Other approved securities |
31,650 |
276 |
-30 |
276 |
-68 |
|
Bank Credit |
3,69,921 |
3,918 |
2,109 |
3,918 |
43,733 |
|
(1.1) |
(0.7) |
(1.1) |
(13.4) |
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Food Credit |
16,288 |
-528 |
-271 |
-528 |
4,074 |
|
Non-food credit |
3,53,633 |
4,446 |
2,380 |
4,446 |
39,659 |
|
Loans, cash-credit and overdrafts |
3,37,468 |
2,601 |
735 |
2,601 |
41,997 |
|
Inland bills- purchased |
4,950 |
239 |
637 |
239 |
-347 |
|
discounted(6) |
11,547 |
771 |
483 |
771 |
1,296 |
|
Foreign bills-purchased |
7,600 |
-768 |
30 |
-768 |
-360 |
|
discounted |
8,356 |
1,076 |
224 |
1,076 |
1,147 |
|
Cash-Deposit Ratio |
9.41 |
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Investment-Deposit Ratio |
36.19 |
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Credit-Deposit Ratio |
51.02 |
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|
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@ : Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs). Excluding these proceeds, the growth rates in aggregate deposits as shown in columns 5 and 6 would work out to 1.1 per cent and 16.0 per cent, respectively. |