3. Scheduled Commercial Banks - Business in India - RBI - Reserve Bank of India
3. Scheduled Commercial Banks - Business in India
(Rs. crore) |
|||||||
Outstanding |
Variation over |
||||||
as on |
|||||||
Financial year so far |
Year-on-year |
||||||
Item |
2004 |
||||||
Month |
|||||||
Dec. 31# |
2003-2004 |
2004-2005 |
2003 |
2004 |
|||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
|
Liabilities to the Banking System |
|||||||
Demand and time deposits from Banks |
35,034 |
680 |
–4,674 |
–1,799 |
–1,683 |
–746 |
|
Borrowings from Banks (1) |
30,587 |
2,212 |
–5,714 |
15,561 |
–6,797 |
16,664 |
|
Other demand and time liabilities(2) |
5,901 |
2,489 |
122 |
3,274 |
160 |
3,525 |
|
Liabilities to Others |
|||||||
Aggregate deposits@ |
16,65,457 |
55,176 |
1,41,043 |
1,61,041 |
1,61,364 |
2,43,561 |
|
(3.4) |
(11.0) |
(10.7) |
(12.8) |
(17.1) |
|||
Demand |
2,49,523 |
21,584 |
23,911 |
24,501 |
29,316 |
55,323 |
|
Time@ |
14,15,933 |
33,591 |
1,17,131 |
1,36,539 |
1,32,047 |
1,88,238 |
|
[14,12,365] |
[1,32,971] |
[1,84,669] |
|||||
Borrowings(3) |
68,752 |
2,964 |
9,601 |
44,082 |
11,743 |
46,513 |
|
Other demand and time liabilities |
1,69,570 |
7,004 |
5,045 |
21,486 |
11,615 |
34,718 |
|
Borrowings from Reserve Bank |
110 |
102 |
–79 |
110 |
–34 |
110 |
|
Cash in hand and Balances with Reserve Bank |
1,15,530 |
17,175 |
12,192 |
38,636 |
6,537 |
37,437 |
|
Cash in hand |
8,981 |
67 |
1,502 |
1,083 |
1,804 |
–89 |
|
Balances with Reserve Bank |
1,06,550 |
17,108 |
10,690 |
37,553 |
4,733 |
37,526 |
|
Assets with the Banking System |
|||||||
Balance with other Banks(4) |
17,947 |
751 |
–1,295 |
986 |
–1,337 |
2,054 |
|
Money at call and short notice |
24,905 |
3,849 |
–12,531 |
6,848 |
–14,712 |
5,302 |
|
Advances to Banks |
9,459 |
517 |
1,971 |
–1,064 |
1,107 |
342 |
|
Other assets |
2,465 |
115 |
46 |
–172 |
281 |
–131 |
|
Investments (5) |
7,00,542 |
–1,336 |
98,838 |
22,954 |
1,22,329 |
54,159 |
|
(–0.2) |
(18.1) |
(3.4) |
(23.3) |
(8.4) |
|||
Government securities |
6,74,595 |
–1,327 |
99,208 |
19,838 |
1,23,006 |
51,970 |
|
[6,62,403] |
[7,645] |
[39,778] |
|||||
Other approved securities |
25,946 |
–9 |
–371 |
3,116 |
–677 |
2,188 |
|
Bank Credit |
10,41,631 |
35,322 |
54,142 |
2,00,846 |
91,113 |
2,58,274 |
|
(3.5) |
(7.4) |
(23.9) |
(13.2) |
(33.0) |
|||
Food Credit |
44,260 |
1,880 |
–13,127 |
8,298 |
–15,595 |
7,908 |
|
Non-food credit |
9,97,371 |
33,442 |
67,269 |
1,92,548 |
1,06,708 |
2,50,366 |
|
[9,64,689] |
[1,59,865] |
[2,17,684] |
|||||
Loans, cash-credit and overdrafts |
9,85,690 |
35,471 |
53,963 |
1,96,450 |
88,510 |
2,49,655 |
|
Inland bills- purchased |
7,498 |
–316 |
745 |
528 |
1,275 |
1,168 |
|
discounted(6) |
23,644 |
138 |
–255 |
1,914 |
–124 |
3,714 |
|
Foreign bills-purchased |
10,365 |
151 |
–654 |
252 |
–589 |
1,269 |
|
discounted |
14,434 |
–121 |
342 |
1,702 |
2,042 |
2,468 |
|
Cash-Deposit Ratio |
6.94 |
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Investment-Deposit Ratio |
42.06 |
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Credit-DepositRatio |
62.54 |
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@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. |