3. Scheduled Commercial Banks - Business in India - RBI - Reserve Bank of India
3. Scheduled Commercial Banks - Business in India
(Rs. crore) |
|||||||
Outstanding |
Variation over |
||||||
as on |
|||||||
Financial year so far |
Year-on-year |
||||||
Item |
2005 |
||||||
Fortnight |
|||||||
Jan. 21# |
2003-2004 |
2004-2005 |
2004 |
2005 |
|||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
|
Liabilities to the Banking System |
|||||||
Demand and time deposits from Banks |
35,872 |
963 |
–4,262 |
–961 |
–952 |
–321 |
|
Borrowings from Banks (1) |
26,347 |
–1,301 |
–6,125 |
11,321 |
–6,662 |
12,835 |
|
Other demand and time liabilities(2) |
2,641 |
–706 |
–25 |
14 |
319 |
412 |
|
Liabilities to Others |
|||||||
Aggregate deposits@ |
16,61,573 |
5,835 |
1,60,747 |
1,57,157 |
1,75,465 |
2,19,972 |
|
(0.4) |
(12.6) |
(10.4) |
(13.9) |
(15.3) |
|||
Demand |
2,30,999 |
–2,296 |
19,769 |
5,977 |
30,636 |
40,941 |
|
Time@ |
14,30,574 |
8,131 |
1,40,979 |
1,51,180 |
1,44,828 |
1,79,031 |
|
[14,27,005] |
[1,47,611] |
[1,75,462] |
|||||
Borrowings(3) |
65,897 |
704 |
10,106 |
41,227 |
11,508 |
43,154 |
|
Other demand and time liabilities |
1,63,028 |
–5,267 |
5,821 |
14,944 |
14,479 |
27,402 |
|
Borrowings from Reserve Bank |
— |
— |
–79 |
— |
–8 |
— |
|
Cash in hand and Balances with Reserve Bank |
1,03,404 |
13,133 |
20,102 |
26,509 |
14,112 |
17,400 |
|
Cash in hand |
8,297 |
–255 |
249 |
399 |
1,006 |
481 |
|
Balances with Reserve Bank |
95,107 |
13,388 |
19,853 |
26,110 |
13,106 |
16,919 |
|
Assets with the Banking System |
|||||||
Balance with other Banks(4) |
17,510 |
–405 |
–685 |
549 |
–1,098 |
1,007 |
|
Money at call and short notice |
19,318 |
–2,590 |
–13,521 |
1,260 |
–12,879 |
704 |
|
Advances to Banks |
9,289 |
275 |
2,070 |
–1,234 |
2,237 |
72 |
|
Other assets |
2,349 |
19 |
–110 |
–288 |
12 |
–90 |
|
Investments (5) |
7,12,225 |
–10,900 |
1,04,123 |
34,638 |
1,16,980 |
60,556 |
|
(–1.5) |
(19.0) |
(5.1) |
(21.9) |
(9.3) |
|||
Government securities |
6,86,564 |
–10,605 |
1,05,026 |
31,806 |
1,18,182 |
58,121 |
|
[6,74,371] |
[19,614] |
[45,928] |
|||||
Other approved securities |
25,662 |
–295 |
–903 |
2,831 |
–1,202 |
2,435 |
|
Bank Credit |
10,40,940 |
3,706 |
67,780 |
2,00,155 |
99,464 |
2,43,945 |
|
(0.4) |
(9.3) |
(23.8) |
(14.3) |
(30.6) |
|||
Food Credit |
41,429 |
–3,630 |
–12,793 |
5,468 |
–13,098 |
4,743 |
|
Non-food credit |
9,99,512 |
7,336 |
80,573 |
1,94,688 |
1,12,562 |
2,39,202 |
|
[9,66,829] |
[1,62,005] |
[2,06,520] |
|||||
Loans, cash-credit and overdrafts |
9,83,632 |
2,620 |
66,781 |
1,94,392 |
95,716 |
2,34,779 |
|
Inland bills- purchased |
7,403 |
107 |
779 |
434 |
1,428 |
1,039 |
|
discounted(6) |
24,682 |
761 |
299 |
2,953 |
601 |
4,199 |
|
Foreign bills-purchased |
10,409 |
–25 |
–400 |
296 |
–26 |
1,058 |
|
discounted |
14,814 |
243 |
321 |
2,082 |
1,746 |
2,869 |
|
Cash-Deposit Ratio |
6.22 |
||||||
Investment-Deposit Ratio |
42.86 |
||||||
Credit-DepositRatio |
62.65 |
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@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. (1)Excluding borrowings of Regional Rural Banks from their sponsor banks. |