3. Scheduled Commercial Banks - Business in India - RBI - Reserve Bank of India
3. Scheduled Commercial Banks - Business in India
(Rs. crore) |
|||||||
Outstanding |
Variation over |
||||||
as on |
|||||||
Financial year so far |
Year-on-year |
||||||
Item |
2005 |
||||||
Month |
|||||||
Jan. 28# |
2003-2004 |
2004-2005 |
2004 |
2005 |
|||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
|
Liabilities to the Banking System |
|||||||
Demand and time deposits from Banks |
35,608 |
574 |
–3,863 |
–1,225 |
–258 |
–983 |
|
Borrowings from Banks (1) |
28,468 |
–2,119 |
–6,754 |
13,442 |
–6,896 |
15,585 |
|
Other demand and time liabilities(2) |
2,681 |
–3,220 |
7 |
54 |
269 |
421 |
|
Liabilities to Others |
|||||||
Aggregate deposits@ |
16,70,276 |
4,819 |
1,76,019 |
1,65,860 |
1,79,034 |
2,13,403 |
|
(0.3) |
(13.7) |
(11.0) |
(14.0) |
(14.6) |
|||
Demand |
2,38,901 |
–10,622 |
27,714 |
13,879 |
30,957 |
40,898 |
|
Time@ |
14,31,374 |
15,441 |
1,48,305 |
1,51,981 |
1,48,077 |
1,72,505 |
|
[14,27,806] |
[1,48,412] |
[1,68,937] |
|||||
Borrowings(3) |
66,630 |
–2,121 |
10,906 |
41,961 |
10,243 |
43,087 |
|
Other demand and time liabilities |
1,65,502 |
–4,068 |
7,717 |
17,418 |
12,672 |
27,979 |
|
Borrowings from Reserve Bank |
— |
–110 |
–79 |
— |
–402 |
— |
|
Cash in hand and Balances with Reserve Bank |
1,05,346 |
–10,185 |
13,744 |
28,451 |
6,235 |
25,700 |
|
Cash in hand |
8,931 |
–49 |
496 |
1,033 |
1,119 |
868 |
|
Balances with Reserve Bank |
96,415 |
–10,135 |
13,248 |
27,418 |
5,116 |
24,832 |
|
Assets with the Banking System |
|||||||
Balance with other Banks(4) |
17,350 |
–597 |
–545 |
389 |
–795 |
707 |
|
Money at call and short notice |
21,944 |
–2,962 |
–13,822 |
3,886 |
–11,751 |
3,631 |
|
Advances to Banks |
9,358 |
–102 |
2,585 |
–1,165 |
2,811 |
–374 |
|
Other assets |
2,404 |
–60 |
–238 |
–233 |
–108 |
93 |
|
Investments (5) |
7,13,177 |
12,635 |
1,18,046 |
35,589 |
1,28,666 |
47,585 |
|
(1.8) |
(21.6) |
(5.3) |
(24.0) |
(7.1) |
|||
Government securities |
6,87,530 |
12,935 |
1,18,863 |
32,773 |
1,29,749 |
45,251 |
|
[6,75,338] |
[20,580] |
[33,058] |
|||||
Other approved securities |
25,647 |
–300 |
–817 |
2,817 |
–1,083 |
2,334 |
|
Bank Credit |
10,46,782 |
5,151 |
74,136 |
2,05,997 |
96,423 |
2,43,430 |
|
(0.5) |
(10.2) |
(24.5) |
(13.6) |
(30.3) |
|||
Food Credit |
41,939 |
–2,321 |
–13,615 |
5,978 |
–14,583 |
6,075 |
|
Non-food credit |
10,04,843 |
7,471 |
87,751 |
2,00,019 |
1,11,006 |
2,37,356 |
|
[9,72,160] |
[1,67,336] |
[2,04,673] |
|||||
Loans, cash-credit and overdrafts |
9,88,996 |
3,306 |
72,644 |
1,99,756 |
92,551 |
2,34,280 |
|
Inland bills- purchased |
7,285 |
–212 |
835 |
316 |
1,335 |
865 |
|
discounted(6) |
25,233 |
1,590 |
559 |
3,503 |
810 |
4,491 |
|
Foreign bills-purchased |
10,436 |
71 |
–308 |
323 |
137 |
994 |
|
discounted |
14,831 |
397 |
406 |
2,098 |
1,590 |
2,801 |
|
Cash-Deposit Ratio |
6.31 |
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Investment-Deposit Ratio |
42.70 |
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Credit-DepositRatio |
62.67 |
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@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. |