3. Scheduled Commercial Banks - Business in India - RBI - Reserve Bank of India
3. Scheduled Commercial Banks - Business in India
(Rs. crore) |
|||||||
Outstanding |
Variation over |
||||||
as on |
|||||||
Financial year so far |
Year-on-year |
||||||
Item |
2005 |
||||||
Fortnight |
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Feb. 4# |
2003-2004 |
2004-2005 |
2004 |
2005 |
|||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
|
Liabilities to the Banking System |
|||||||
Demand and time deposits from Banks |
35,649 |
–223 |
–3,495 |
–1,184 |
72 |
–1,310 |
|
Borrowings from Banks (1) |
26,710 |
363 |
–6,881 |
11,684 |
–6,912 |
13,954 |
|
Other demand and time liabilities(2) |
3,088 |
447 |
514 |
461 |
–16 |
320 |
|
Liabilities to Others |
|||||||
Aggregate deposits@ |
16,73,341 |
11,768 |
1,79,135 |
1,68,925 |
1,86,645 |
2,13,353 |
|
(0.7) |
(14.0) |
(11.2) |
(14.7) |
(14.6) |
|||
Demand |
2,38,732 |
7,733 |
30,094 |
13,710 |
37,254 |
38,349 |
|
Time@ |
14,34,609 |
4,036 |
1,49,041 |
1,55,215 |
1,49,391 |
1,75,005 |
|
[14,31,041] |
[1,51,647] |
[1,71,436] |
|||||
Borrowings(3) |
64,696 |
–1,201 |
10,183 |
40,026 |
11,928 |
41,875 |
|
Other demand and time liabilities |
1,67,628 |
4,599 |
14,708 |
19,544 |
19,855 |
23,114 |
|
Borrowings from Reserve Bank |
— |
— |
–79 |
— |
–2 |
— |
|
Cash in hand and Balances with Reserve Bank |
1,01,564 |
–1,840 |
8,865 |
24,669 |
3,074 |
26,797 |
|
Cash in hand |
8,729 |
431 |
–120 |
831 |
1,395 |
1,282 |
|
Balances with Reserve Bank |
92,836 |
–2,271 |
8,986 |
23,839 |
1,679 |
25,515 |
|
Assets with the Banking System |
|||||||
Balance with other Banks(4) |
17,165 |
–345 |
–419 |
204 |
–105 |
396 |
|
Money at call and short notice |
20,885 |
1,567 |
–14,682 |
2,828 |
–12,511 |
3,432 |
|
Advances to Banks |
9,340 |
51 |
2,684 |
–1,183 |
2,733 |
–490 |
|
Other assets |
2,227 |
–122 |
–122 |
–410 |
40 |
–200 |
|
Investments (5) |
7,12,027 |
–199 |
1,26,945 |
34,439 |
1,33,339 |
37,536 |
|
(—) |
(23.2) |
(5.1) |
(24.6) |
(5.6) |
|||
Government securities |
6,86,453 |
–111 |
1,27,827 |
31,695 |
1,34,199 |
35,209 |
|
[6,74,260] |
[19,502] |
[23,016] |
|||||
Other approved securities |
25,574 |
–87 |
–882 |
2,744 |
–860 |
2,327 |
|
Bank Credit |
10,50,749 |
9,809 |
81,562 |
2,09,964 |
1,04,465 |
2,39,972 |
|
(0.9) |
(11.2) |
(25.0) |
(14.8) |
(29.6) |
|||
Food Credit |
42,948 |
1,520 |
–13,011 |
6,987 |
–13,964 |
6,480 |
|
Non-food credit |
10,07,801 |
8,289 |
94,573 |
2,02,977 |
1,18,429 |
2,33,492 |
|
[9,75,118] |
[1,70,295] |
[2,00,810] |
|||||
Loans, cash-credit and overdrafts |
9,92,563 |
8,931 |
79,708 |
2,03,323 |
1,00,414 |
2,30,783 |
|
Inland bills- purchased |
7,146 |
–257 |
1,028 |
177 |
1,372 |
533 |
|
discounted(6) |
25,112 |
430 |
757 |
3,382 |
1,030 |
4,172 |
|
Foreign bills-purchased |
10,688 |
280 |
–177 |
575 |
172 |
1,116 |
|
discounted |
15,239 |
425 |
246 |
2,506 |
1,477 |
3,369 |
|
Cash-Deposit Ratio |
6.07 |
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Investment-Deposit Ratio |
42.55 |
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Credit-DepositRatio |
62.79 |
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@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. |