3. Scheduled Commercial Banks - Business in India - RBI - Reserve Bank of India
3. Scheduled Commercial Banks - Business in India
(Rs. crore) |
|||||||
Outstanding |
Variation over |
||||||
as on |
|||||||
Financial year so far |
Year-on-year |
||||||
Item |
2005 |
||||||
Month |
|||||||
Feb. 25# |
2003-2004 |
2004-2005 |
2004 |
2005 |
|||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
|
Liabilities to the Banking System |
|||||||
Demand and time deposits from Banks |
35,551 |
–57 |
–3,468 |
–1,282 |
–829 |
–1,435 |
|
Borrowings from Banks (1) |
25,059 |
–3,410 |
–6,106 |
10,032 |
–5,919 |
11,526 |
|
Other demand and time liabilities(2) |
3,044 |
363 |
–3 |
417 |
97 |
793 |
|
Liabilities to Others |
|||||||
Aggregate deposits@ |
16,93,862 |
23,586 |
1,99,799 |
1,89,446 |
2,02,217 |
2,13,210 |
|
(1.4) |
(15.6) |
(12.6) |
(15.8) |
(14.4) |
|||
Demand |
2,48,243 |
9,341 |
33,361 |
23,220 |
39,144 |
44,592 |
|
Time@ |
14,45,619 |
14,245 |
1,66,437 |
1,66,226 |
1,63,072 |
1,68,618 |
|
[14,42,051] |
[1,62,657] |
[1,65,049] |
|||||
Borrowings(3) |
68,381 |
1,750 |
11,650 |
43,711 |
10,741 |
44,093 |
|
Other demand and time liabilities |
1,70,131 |
4,629 |
12,233 |
22,047 |
14,032 |
28,092 |
|
Borrowings from Reserve Bank |
— |
— |
–79 |
— |
–696 |
— |
|
Cash in hand and Balances with Reserve Bank |
1,04,106 |
–1,240 |
15,478 |
27,211 |
5,041 |
22,726 |
|
Cash in hand |
8,930 |
–1 |
811 |
1,032 |
1,550 |
551 |
|
Balances with Reserve Bank |
95,176 |
–1,238 |
14,666 |
26,179 |
3,490 |
22,175 |
|
Assets with the Banking System |
|||||||
Balance with other Banks(4) |
18,179 |
829 |
–801 |
1,217 |
324 |
1,792 |
|
Money at call and short notice |
17,944 |
–4,000 |
–14,684 |
–114 |
–12,389 |
493 |
|
Advances to Banks |
9,243 |
–115 |
2,979 |
–1,280 |
2,748 |
–882 |
|
Other assets |
2,433 |
29 |
–105 |
–204 |
–27 |
–11 |
|
Investments (5) |
7,32,388 |
19,211 |
1,30,589 |
54,800 |
1,36,280 |
54,254 |
|
(2.7) |
(23.8) |
(8.1) |
(25.2) |
(8.0) |
|||
Government securities |
7,07,022 |
19,492 |
1,31,713 |
52,265 |
1,37,608 |
51,892 |
|
[6,94,830] |
[40,072] |
[39,700] |
|||||
Other approved securities |
25,366 |
–281 |
–1,124 |
2,536 |
–1,328 |
2,361 |
|
Bank Credit |
10,63,599 |
16,818 |
90,972 |
2,22,814 |
1,05,298 |
2,43,412 |
|
(1.6) |
(12.5) |
(26.5) |
(14.7) |
(29.7) |
|||
Food Credit |
41,135 |
–804 |
–13,842 |
5,174 |
–14,523 |
5,498 |
|
Non-food credit |
10,22,464 |
17,621 |
1,04,815 |
2,17,640 |
1,19,821 |
2,37,913 |
|
[9,89,782] |
[1,84,958] |
[2,05,231] |
|||||
Loans, cash-credit and overdrafts |
10,04,663 |
15,667 |
87,390 |
2,15,423 |
1,00,822 |
2,35,201 |
|
Inland bills- purchased |
6,975 |
–311 |
1,583 |
5 |
1,740 |
–193 |
|
discounted(6) |
25,425 |
192 |
748 |
3,695 |
600 |
4,493 |
|
Foreign bills-purchased |
10,759 |
322 |
–84 |
646 |
152 |
1,093 |
|
discounted |
15,778 |
947 |
1,336 |
3,045 |
1,985 |
2,818 |
|
Cash-Deposit Ratio |
6.15 |
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Investment-Deposit Ratio |
43.24 |
||||||
Credit-DepositRatio |
62.79 |
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@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. |