3. Scheduled Commercial Banks - Business in India - RBI - Reserve Bank of India
3. Scheduled Commercial Banks - Business in India
(Rs. crore) |
|||||||
Outstanding |
Variation over |
||||||
as on |
|||||||
Financial year so far |
Year-on-year |
||||||
Item |
2005 |
||||||
Fortnight |
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May 27# |
2004-2005 |
2005-2006 |
2004 |
2005 |
|||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
|
Liabilities to the Banking System |
|||||||
Demand and time deposits from Banks |
37,175 |
–869 |
1,240 |
403 |
–2,273 |
–899 |
|
Borrowings from Banks (1) |
27,396 |
–4,446 |
–273 |
–515 |
–2,807 |
12,642 |
|
Other demand and time liabilities(2) |
11,791 |
–377 |
421 |
8,657 |
–1,514 |
8,743 |
|
Liabilities to Others |
|||||||
Aggregate deposits@ |
17,78,358 |
394 |
44,971 |
58,411 |
2,18,105 |
2,28,971 |
|
(—) |
(3.0) |
(3.4) |
(16.4) |
(14.8) |
|||
Demand |
2,52,926 |
–4,314 |
–12,491 |
–10,891 |
36,073 |
40,395 |
|
Time@ |
15,25,432 |
4,709 |
57,462 |
69,301 |
1,82,032 |
1,88,576 |
|
[15,21,863] |
[1,85,008] |
||||||
Borrowings(3) |
70,321 |
–1,552 |
4,966 |
1,017 |
13,743 |
40,685 |
|
Other demand and time liabilities |
1,53,241 |
–4,074 |
–6,581 |
–21,084 |
8,682 |
11,738 |
|
Borrowings from Reserve Bank |
774 |
774 |
819 |
724 |
818 |
–45 |
|
Cash in hand and Balances with Reserve Bank |
99,032 |
–15,460 |
5,475 |
2,504 |
–6,513 |
16,663 |
|
Cash in hand |
9,429 |
178 |
1,136 |
1,007 |
–159 |
395 |
|
Balances with Reserve Bank |
89,603 |
–15,638 |
4,338 |
1,497 |
–6,355 |
16,268 |
|
Assets with the Banking System |
|||||||
Balance with other Banks(4) |
19,506 |
215 |
740 |
2,740 |
650 |
1,805 |
|
Money at call and short notice |
20,494 |
–2,049 |
1,885 |
138 |
–9,389 |
551 |
|
Advances to Banks |
8,937 |
83 |
–670 |
–781 |
2,921 |
–916 |
|
Other assets |
2,968 |
92 |
246 |
517 |
375 |
85 |
|
Investments (5) |
7,50,144 |
18,263 |
44,736 |
7,081 |
1,46,235 |
27,820 |
|
(2.5) |
(6.6) |
(1.0) |
(25.4) |
(3.9) |
|||
Government securities |
7,25,333 |
18,347 |
44,952 |
7,542 |
1,47,761 |
25,624 |
|
[7,13,141] |
[13,432] |
||||||
Other approved securities |
24,811 |
–85 |
–215 |
–461 |
–1,526 |
2,196 |
|
Bank Credit |
11,44,051 |
6,919 |
23,211 |
51,960 |
1,33,627 |
2,80,054 |
|
(0.6) |
(2.8) |
(4.8) |
(18.3) |
(32.4) |
|||
Food Credit |
45,727 |
1,335 |
7,551 |
4,606 |
–7,535 |
2,214 |
|
Non-food credit |
10,98,324 |
5,564 |
15,661 |
47,354 |
1,41,162 |
2,77,840 |
|
[10,65,642] |
[2,45,157] |
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Loans, cash-credit and overdrafts |
10,85,378 |
7,605 |
22,857 |
53,377 |
1,25,898 |
2,73,281 |
|
Inland bills- purchased |
8,042 |
52 |
548 |
657 |
2,376 |
525 |
|
discounted(6) |
24,180 |
–184 |
190 |
–1,239 |
2,510 |
2,260 |
|
Foreign bills-purchased |
10,415 |
–174 |
–666 |
–435 |
62 |
968 |
|
discounted |
16,035 |
–380 |
283 |
–400 |
2,780 |
3,020 |
|
Cash-Deposit Ratio |
5.57 |
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Investment-Deposit Ratio |
42.18 |
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Credit-DepositRatio |
64.33 |
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@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. |